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Journal : International Journal of Economics Development Research (IJEDR)

The Role of Motivation, Promotion and Religiosity on Customer Decisions to Use Savings with Trust as an Intervening Variable Ratih Pratiwi; Donny Dharmawan; M. Anwar; Elfis Mus Abdul; Loso Judijanto
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 3 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i1.3946

Abstract

Today, competition in banking sectors has been very tight, in order the banks can survive they have to provide excellent services. Besides, they should also pay attention to the promotion activity and religiosity aspect so that they can attract customers. Bank Muamalat is a company engaged in the field of Islamic banking that serves deposits in the form of savings and time deposits and distributes sharia-managed financing located in East Lombok Regency. One of the savings products available at Bank Muamalat KK Mataram-Masbagik is iB Hijrah Plan product. This study aims to analyze and examine the factors influencing the motivation, promotions and religiosity on customer decisions with trust as an intervening variable in Bank Muamalat KK Mataram-Masbagik. The method of research is using the quantitative and regression analysis. The sampling technique used an accidental sampling. The sample used as the research object was customer's registered at Bank Muamalat KK Mataram-Masbagik so that 60 respondents were obtained. The data was analyzed with Partial Least Squares-Structural Equation Modeling (PLS-SEM). Based on the analysis, the research shows that the religiosity has a significant positive effect on customer decisions, while motivation and promotion do not have a significant effect on custome's decisions to use the iB Hijrah Plan at Bank Muamalat KK Mataram-Masbagik. The trust is able to mediate the influence of promotion and religiosity on customer decisions, while the trust is unable to mediate the influence of motivation on customer's decisions to use the iB Hijrah Plan. This study contributes to Bank Muamalat KK Mataram-Masbagik so that it maintains aspects of customer trust. If customer trust in Bank Muamalat KK Mataram-Masbagik continues to increase, then customers will not turn to other sharia banks and will continue to use the services provided.  
Analysis of Human Resource Management in The Digital Era Moderated by The Millennial Generation Ade Jaya Sutisna; Ratih Pratiwi; Karsim Karsim; Siti Zulaika; Machin Machin
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 3 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i3.5877

Abstract

This research aims to analyze human resource management in the digital era, with a focus on how it is moderated by the millennial generation among lecturers in the Master of Management program at Semarang University. The analysis is based on indicators such as planning, implementation, assessment, and achievement of performance within the context of digitalization, all moderated by the millennial generation. A random sampling method was employed, resulting in a sample size of 97. Data analysis was conducted using SPSS. According to the SPSS output, hypothesis 1 regarding the impact of planning on performance, hypothesis 2 regarding the impact of implementation on performance, and hypothesis 3 regarding the impact of assessment on performance all show significant effects. Hypothesis 4 indicates a strong impact of achievement on performance. The fifth hypothesis, which examines the millennial generation's influence on performance, is highly relevant. Hypothesis 6 suggests that the notable influence of the millennial generation mitigates the impact of performance planning. Hypothesis 7 posits that the effects of implementation on performance are muted by the millennial generation. Hypothesis 8 indicates that the millennial generation has a major impact on moderating the role of assessment on performance. Finally, hypothesis 9 addresses the moderating role of the millennial generation in the relationship between achievement and performance.
Co-Authors Abdul Latif Abdul, Elfis Mus Adhe Novita Indrayani Adista Bella Nur Rohmah Agus Siswanto Agustin Widiyawati Akhmad Rofiq Abdussafi Alfi Munfiah Alfiana Rosyadi Alfina Hida Saputri Ali Imron Alvina Izzati Amartya Riestalia Putri Andi Tri Haryono Angelita Villaruel Anisa Windani Ari Setiawan Arifhan Ady DJ Arifuddin Arya Adam Dzulhadi Athyaburro’ihah Athyaburro’ihah Aulia Nabila Salsabila Addintami Bagus Pambudi Bagus Pambudi Balla Wahyu Budiarto Bayu aldo kistara Budi Santoso Cakranegara, Pandu Adi Catur Sasi Kirono Chitra Indah Sari Cici Herlina Putri Cuk Jaka Purwanggono Dasmadi Dasmadi Dela Amaliatus Solekah Della Monika Devi Trihandari Widyatania Devi Trihandari Widyatania Dewi Agustina Dewi Yunitasari Dhea Leviana Dhurrotun Nafi’ah Dian Rokhmawati Dias wahyu anggreani Dimas Candra Lesmana Donny Dharmawan Dwi Anissa Putri Dwi Budi Srisulistiowati Dwi Sekar Parawansah Dyah Oktaviani Egi Maulana Putra Elfridawati Mai Dhuhani Elya Septi Widya Ningrum Emi Widayah Erina yunika hanis Eva Fatimah Evi Susilawati Faisal Mardhanu Antoni Putra Farikhah Amaniyah Farikhah Amaniyah Farya Arkham Maulana Fatkhur Rohim Fatkhur Rohim Fia Ismawati Fiki Syakhiyah Sa'adah Fina Nailul Izzah Fira Novita Nur Septiyanti Firdaus Yuni Dharta Fitra Rama Dhany Fitri Hidayatul Azizah Fitria Rohmatika Furianiskurlina Ghita Rahmawati H.M.Anwar Hamirul Hamirul Hartanto Hasan Hasan Hasan Hendri Hermawan Adinugraha Heny Herawati Heri Prabowo Hermyn Benny Hina Hery Winoto Tj Hilmansyah Alfariz Ika Yunita Ratnasari Ilham Arief Indrika Novita Sari Irsyad Kamal Ita Rahmania Kusumawati Izza Alfin Dilicahyani Izzatul Millah Izzatun Niswah Jamal Luthfi Jati Kusuma Josevira Anisa Aldry Julio Valen DB Kama Pangestu Karsim Karsim Kevin Zaqi Maulana Khanifah Khanifah Kirun Stiyoaji Krisna Fathurrahman Linayli Fauzia Kamal Loso Judijanto Luluk Dian Ramadanti Luluk Mubarokah Lutfatul Kholafah M Syakir Athoillah M. Anwar Machin Machin Marno Nugroho Maskudi Maya Ludfiana Mazidatul Khusna Melyn Eta Coriala Mirfatun Halimah Mochamad Purnomo Mochammad Purnomo Mochammad Purnomo Muchammad Shidqon Prabowo Muhamamad Ali Muhammad Choirul Nafiin Muhammad Fahmi Ma'arif Muhammad Faiz Mubarok Muhammad Miftahuddin Muhammad Thohir Muhammad Ulin Nuha Muhammad Yusuf Ibrahim Nabila Wijaya Nadiatul Khasanah Nailil Muna Nanang Yusroni Naqishia Firdayani Nelvana Abdul Aziz Nianda Nurul Arofah Novia Andriyani Noviana Defa Maharani Nunuk Purwati Nurlelasari Ginting Nurul Hidayah Khoirunnisa Otopia Indriyani Ningsih Puja Wulandari Pungki Utami Putri Faizah Putri Yani Rahmi Wibawati Ratna Kusumawati Restu Afrianto Restu Afrianto Rahman Retno Kusumaningrum Riesmita Kustanti Riki Rahman Saputro Risti Lia Sari Riyan Febriyanto Riza Avita Lilyani Rizka Yuni Maulida Rizky Rama Setyaky Rosari, Renya Roynaldi Roynaldi Sa'adatu Miftahul Jannah Sabiul Anwar Samsoo Sa-U Sandi Tyas Sapta Dewi Fatimatuzzahro Sapta Yulinar Maulidya Sapta Yulinar Maulidya Sapta Yulinar Maulidya Saut Maruli Tua Pandiangan Setyo Mahanani Silvianna fatmawati Sindi Novitasari Sita Tri Apriliani Siti Annisa Wahdiniawati Siti Zulaika Sofwan Baharrudin Sofwan Baharrudin Sofwan Baharrudin Sri Retnoningsih Suci Kusumawanti Sugeng Karyadi Sunarto Sunarto Sunarto Susilo Surahman Sutanto, Aftoni Sutisna, Ade Jaya Syafiq Rohmawan Syafiqotul Azka Syamsu Rijal Syifaul Chusna Isnaini Ubbadul Adzkiya' Umar Chadhiq Umi Nasikah Vina Puspita Risdiyanti Vina Putri Handayani Vira Melinda Tyawardani Vita Eviliyani Wahyu Dewi Suryani Wahyu Setiawan Wahyuni Wahyuni Windi Novia Ratri Wardhani Windi Novia Ratri Wardhani Windi NR Wardhani Windi NR Wardhani Yulekhah Ariyanti Yusriah Yusriah Yusup Vicktor T. H Yuyun Safitri Cahyani Arumsari Zunan Setiawan