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Consumer Financing Dispute Settlement Patterns During the Covid-19 Pandemic in Wetland Environments Zakiyah, Zakiyah; Rahmawati, Diana; Mohammad Kasim, Nur; Aulia Rahmady, Muhammad; Azhari Rahman, Muhammad
International Journal of Law, Environment, and Natural Resources Vol. 2 No. 2 (2022): October Issue
Publisher : Scholar Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51749/injurlens.v2i2.43

Abstract

The pandemic Covid it had an impact on all economic sectors which had an impact on the smooth running of consumers in paying consumer financing installments, which led to consumer financing disputes. The people of South Kalimantan who live in a wetland environment have local wisdom in resolving disputes with Adat Badamai tradition. This study aims to find patterns of dispute resolution between consumers and finance companies during the covid 19 pandemic and to analyze whether local wisdom in the wetland environment, namely the Bahamian custom is reflected in the settlement of consumer financing disputes. The research method used is empirical legal research supported by library research. (library research), is prescriptive analytics, it is hoped that a comprehensive, in-depth and systematic picture will be obtained. This research was conducted in South Kalimantan Province. The results showed (1). consumer financing dispute settlement patterns prioritize settlements outside the court (non-litigation), namely by internal company settlements; use third party services; through the Consumer Dispute Resolution Body, if an amicable agreement is not reached, as a last resort, a court settlement (litigation) is taken. (2). Dispute Resolution Financing companies in South Kalimantan have implemented the customary value of Adat Badamai in the settlement of consumer financing disputes. In the Banjar community, if there is a dispute, they tend to choose to settle it peacefully, meaning that there is no need for the settlement to go to court. Adat Badamai tradition is quite effective and plays a role in creating security and peace among the disputing community members.
Alternative Environmental Dispute Resolution Based On Local Wisdom Of Banjar Traditional Community Rahmawati, Diana; Tavinayati, Tavinayati
International Journal of Law, Environment, and Natural Resources Vol. 5 No. 1 (2025): April Issue
Publisher : Scholar Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51749/injurlens.v5i1.103

Abstract

The purpose of this study is first to identify the difficulties of the community as victims in resolving environmental disputes through the courts (litigation) and then to find a pattern of environmental dispute resolution outside the courts that can be applied in accordance with the values ??and local wisdom of the Banjar community. The research method used is normative legal research, namely examining the applicable legal norms related to the resolution of environmental disputes. The results of this study: First, in the Settlement of Environmental Disputes in court (litigation) there are several weaknesses, namely the formality of the court system, proof of the elements contained in Article 1365 BW, the burden of proof is on the plaintiff / victim. In addition, settlement through the Court requires a lot of court costs, a long time, and court decisions are not satisfactory because the settlement is win-lose, less responsive, and no special court for environmental cases has been formed. Nevertheless, Law No. 32/2009 and and Government Regulation Number 54 of 2000 has opened up opportunities for the establishment of an Environmental Dispute Resolution Service Provider Institution outside the courts in the regions. In order to be more effective, a pattern of dispute resolution can be developed which has become a culture or customary law in the Banjar community, namely the "Bedamai culture" as a reflection in efforts to maintain harmonious order in society. The Bedamai institution can be used as an alternative to resolving environmental disputes that are traditional in nature which can be strengthened in Regional Regulation Products.
Co-Authors Achmad Fiqhi Ibadillah Achmad Ubaidillah Adi Kurniawan Saputro Affandi, Eko Kholid Afrida Putritama Agustien, Rena Aji, Kunto Alfian, Muhammad Afif Amalia, Berliany Apriyana, Nurahman Aqiel Muhammad, Dlobith Aulia Rahmady, Muhammad Azhari Rahman, Muhammad Azima, Razy Ulul Azizah, Anisa Kurniatul Bagus Ananda Kurniawan, Bagus Ananda Bagus Santoso Basuki R, Zaky Chandra, Izhal Rio Damayanti, Vivi Dedi Hadian Dedy Prasetyo Dermawati Sihite, Dermawati Dewanti, Rengganis Putri Dhyah Setyorini Dian Juliani Dian Neipa Purnamasari Didit Hadi Barianto Diwananda Wiratama Dwiky Ariyanto, Kemas Erari, Yosua Erliyani, Rahmida Fahrus Sakariya Farah, Gusti Alya Fathia Faswia Fahmi, Monika Febriana, Iftitah Felecia Felecia Fiqhi Ibadillah , Achmad Firly Abdillah, Fauzan Geovandry, Dimas Giri, Joseph Robert Gumilar, Nugraha Hardiansyah, Muttaqin Hardiwansyah, Muttaqin Harnyoto, Harnyoto HARYANTO Haryanto Haryanto Haryanto Haryanto Heri setiawan Iftitah Febriana Ismail Ismail Ismail Jamaluddin Jamaluddin Khotibul Umam Koko Joni Kunto Aji Wibisono KURIAWAN, ADI Kurniawan Saputro, Adi KUSUMA, M.KURNIAWAN HADI Mahendra Adhi Nugroho Maria . MIFTACHUL ULUM Miftachul Ulum, Miftachul Minggu, Desiderius Mirza Pramudia Moh Djazari Mohammad Kasim, Nur Muhammad , Dian Purnomo Muhammad Iqbal Maulana Mursalin, Arisandy Najib Jauhari Nanda Muhendra Data Nur Rohman, Mohammad Izhandi Ifan Prasetyo, Galih Adhi Prasetyo, Kevin Adi Priyanto, Aria Aji Putra, Rahendra Rachmadi Usman, Rachmadi Rachmat Setiawibawa Rahardjo, Wartono Rahman, Eko Taufikur Ramadhaniah, Putri Rasyid, Moch Fadlian Restu Winarni, Restu Resty Intan Putri Rinaldi, Ahmad Rizal Riza Alfita Riza Alfita, Riza Alfita Rocky Aiman ROSIDA VIVIN NAHARI Ruroh, Farida Mas Said, Akhdan Nur Saprudin Saprudin, Saprudin Saputra, Ahmad Reza Sholeh Abdullah, Wahyu Sihite, Dermawatie Subekti, Arif Sugeng Sapto Surjono Sukirno Sukirno Sukri, Hanifudin Syahrida, Syahrida Tavinayati Tavinayati, Tavinayati Tri Laksono, Deni Tyas, Kusumaningtyas Ubaidillah Ms, Achmad Ubaidillah, Achmad Wahyuni, Ardian Yudhiyati, Ratna Yulia Qamariyanti Zakiyah Zakiyah Zarkasyi, Ach