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Implikasi Faktor Makroekonomi terhadap Kinerja Keuangan Bank BUMN di Indonesia dalam Satu Dekade Susilo, Bambang
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 5 No. 2 (2025): March 2025
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/transekonomika.v5i2.917

Abstract

The banking sector has a strategic role in Indonesia's economic growth, with state-owned banks as the main pillars of the national financial system. This study is intended to evaluate the impact of macroeconomic factors on the financial performance of state-owned banks during the period 2014-2023 using Return on Assets (ROA) as a performance indicator. This quantitative research with panel data regression method uses independent variables of interest rate, inflation, and exchange rate. Secondary data was obtained from the financial statements of four state-owned banks (BRI, BNI, Mandiri, and BTN) analyzed using STATA 17. The study states that interest rates have a significant positive impact on ROA, while inflation only has an insignificant positive impact and exchange rates have an insignificant negative impact on ROA. The research findings indicate that state-owned banks have good adaptability in dealing with fluctuations in macroeconomic conditions. This study contributes to the understanding of the dynamics of national banking financial performance and suggests the importance of paying attention to interest rates in bank management strategies.
Analysis of The Influence of Consumer Experience, Consumption Management and Seller Response on Customers Consumption Behavior Tahir, Muh. Sofwwan; Susilo, Bambang; Wahyuningsih, Endang Sri; Hatidja, St.; Hendra, Hendra
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.11827

Abstract

AbstrakPenelitian ini bertujuan untuk mengidentifikasi perilaku generasi muda dalam memilih fasilitas kesehatan. Penelitian ini menggunakan desain kualitatif. Pengumpulan data menggunakan wawancara. Analisis ini kami lakukan dengan menggunakan pendekatan tematik. Generasi muda menghadapi berbagai tantangan, seperti akses terhadap literasi tentang kesehatan. Selain itu, pada usia yang masih muda, terdapat potensi yang dapat mengganggu perkembangan mental dan psikis seperti kecanduan, isolasi sosial, dan penggunaan narkoba. Meskipun terdapat pengaruh signifikan dari keluarga, banyak anak muda memilih untuk tidak mengikuti jejak orang tuanya dalam hal perilaku atas konsumsi produk dan jasa tertentu. Pemahaman lebih mendalam mengenai kondisi sosial, kondisi ekonomi, dan dinamika keluarga penting untuk pertumbuhan generasi muda yang lebih baik.
Analysis of Demudification Drying of Peanut Seeds (Arachis hypogaea L.) and Identification of Seed Quality Sholikah, Pipit Elok Nikmatus; Susilo, Bambang; Sutan, Sandra Malin; Damayanti, Retno; Hermanto, Mochamad Bagus
Jurnal Teknik Pertanian Lampung (Journal of Agricultural Engineering) Vol. 13 No. 3 (2024): September 2024
Publisher : The University of Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jtep-l.v13i3.662-670

Abstract

One strategy to increase peanut production is to use good-quality seeds. The content of the seed determines the quality of the seed. Drying with low relative humidity can lower the drying temperature so that drying is done quickly and seed quality is maintained. This research was conducted to analyze the process and differences in peanut seed drying using dehumidifier drying and oven drying methods. Drying was carried out using a dehumidifier and oven drying machine at 30 °C, 40 °C, and 50 °C until the moisture content reached 9%, with observations every 30 minutes. Then the dried seeds were analyzed for their physical and physiological qualities. The results showed that the time needed for dehumidifier drying was faster than oven drying, with the details of dehumidifier machine drying at 30 °C, 40 °C, and 50 °C being 18.5 hours, 15 hours, and 10.5 hours. While drying in the oven at the same temperature, it takes 21 h, 17 h, and 12 h. From the results of the analysis of the physical quality of the seeds, the germination test, and the vigor test, it can be seen that dehumidifier drying gave the highest seed percentage results of 98%, 98%, and 88%. Keywords: Dehumidifier, Drying, Peanuts, Seed Quality, Water content.
The influence of seed separation techniques and drying temperature in a dehumidified drying machine for tomato seed production Hermanto, Mochamad Bagus; Susilo, Bambang; Lutfi, Mustofa; Damayanti, Retno; Yanti, Yanti; Irshafiyah, Irshafiyah
Advances in Food Science, Sustainable Agriculture and Agroindustrial Engineering (AFSSAAE) Vol 7, No 1 (2024)
Publisher : Advances in Food Science, Sustainable Agriculture and Agroindustrial Engineering (AFSSAAE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.afssaae.2024.007.01.7

Abstract

Tomato (Lycopersicon esculentum Mill.) is a horticultural plant with high economic value, consumed as fresh fruit or a processed product. However, this plant still requires serious handling, especially in tomato seeds. The seeds are coated with quite slimy flesh and need to be separated using a suitable method so that the flesh layer can be cleaned optimally. Tomato seeds have a high water content, causing the seeds to easily damaged and quickly decrease their viability. Therefore, it is necessary to dry the seeds properly to lower the water content while maintaining the seed’s quality. This research aimed to calculate the time needed to reduce the water content of tomato seeds in a dehumidified drying machine, analyze the germination percentage of tomato seeds resulting from dehumidified drying using various separation techniques, and measure the effect of separation techniques. The temperature of dehumidified drying affects the germination and vigor of tomato seeds. The experiment was carried out using a two factorial Completely Randomized Design (CRD) method, namely separation technique (i.e., left for 24 hours, using 2% HCl, and using 10% Na2CO3) and temperature in a dehumidified drying machine (i.e., 30, 40, 50, and 60 °C). The highest germination percentage and vigor index were produced in the treatment with 2% HCl for 2 hours with a drying temperature of 40°C. The separation technique and drying temperature influenced the germination percentage and vigor index, but the interaction between separation techniques had no effect.
Developing Entrepreneurial Attitude through Soap Making Chemistry Practicum in High School: Need Analysis Nurhayatin, Titin; Susilo, Bambang; Suyanta
Jurnal Penelitian Pendidikan IPA Vol 11 No 1 (2025): January
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i1.9925

Abstract

This study aims to explore how chemistry practicum activities can contribute to the development of students' entrepreneurial attitudes at SMA Negeri 3 Ketapang. This study was conducted at SMA Negeri 3 Ketapang, West Kalimantan, with respondents consisting of 352 students in grades X and XI and 20 chemistry teachers. Data were collected through a 30-item questionnaire based on a five-point Likert scale, which measures six aspects of entrepreneurial attitude, namely self-confidence, task and result orientation, risk-taking, leadership, future orientation, and creativity. The results showed that students recorded the highest score on the risk-taking aspect (74.63%) and the lowest on creativity (56.99%). The teachers showed a similar pattern, with the highest score for the risk-taking aspect (69.00%) and the lowest for the creativity aspect (56.00%). There was little difference in scores between students and teachers, indicating that both groups value entrepreneurial attitudes in education. This study concludes that chemistry practicum enhances students' entrepreneurial attitudes, especially risk-taking and leadership. However, creativity needs more attention to be effectively integrated into the learning process.
Co-Authors A. Harijono Abd. Rohim Adamas Akbar Yurisdanto Aji Sutrisno Akbar, Dheniz Fajar Alvian Budhi Irianto Amelia Amelia Anang Lastriyanto Andik Setiawan Angky Wahyu Putranto Anni Faridah Aris Subagiyo Aris Subagyo Ary Mustofa Ahmad Arya Nugraha Hananto Asma Naili Salsabila Aulia Rakhmawati Azwar Lahusin Bambang Dwi Argo Basir Noho Das Salirawati Dewi Maya Maharani Dimas Firmanda Al Riza Dina Wahyu Indriani Djatmiko Bagus Wibowo Dwi Stia Br Ginting Dyah Ayu Agustiningrum Elok Kurnia Novita Sari Elok Zubaidah Endang Sri Wahyuningsih, Endang Sri Essa Noer Bhakty Mulia Fahmi Akbar Yuliansyah Gatot Ciptadi Gunomo Djoyowasito Harki Himawan Hatidja, St. Helmi Fadhlurrahman Felayati Hendra Hendra I Kadek Olin Adi Wiguna Indrawan Cahyo Adilaksono, Indrawan Cahyo Irshafiyah, Irshafiyah Irwan Bempah Izza, Sylvia Ni’matul KIKI FIBRIANTO La Chovia Hawa La Choviya Hawa Laras Putri Wigati Lutfian Nizar Nur Luthfi Mubarok M Bagus Hermanto Mantong, Jimmy Olsanaya Mochamad Bagus Hermanto Mohammad Fatoni Putrafardani Muchnuria Rachmawati Muhammad Agung Nugraha Muhammad Arwani Muhammad Bagaskara Wiratirta Mukhammad Abdul Jabbar Filayati Musthofa Lutfi Mustofa Lutfi Mutiara Nisa' Amri Nadia Ijkri Aulia nainggolan, Yenni Nani Sumarni Natalia Eka Jayasari Natalia Simanjuntak Niken Dieni Pramesi Nofiyanti, Sri Handayani Novantia Pusputasari Nur Komar Nuraeni, Yustita Nurihyatun Sardjono Nurirenia, Dela Feminda Nurul Istiqomah Choirunnisa Palupi Widiyastuti Pipit Elok Nikmatus Sholikah Prasetiyo, Bagus Dadang Prayer Immanuel Nicolaus Silaban Rachmad Pratama Fauzi Rahartina W. Okaryanti Retno Damayanti Retno Damayanti Soejoedono Ria, Ria Riska Ayu Lestari Rizal Nur Alfian Rizki Putra Samudra Rizki Putra Samudra Ronald Nelson Krakuko Roy Ardy Colas Napitupulu Samudra, Rizki Putra Sandos Simatupang Sandra Sandra Sandra Sandra Sandra Sandra Sandra Sandra Sandra Sandra Sasongko Aji Wibowo SATRIYAS ILYAS Setyawan, Hendrix Yulis Shinta Rosalia Dewi Shinta Rosalia Dewi Sholikah, Pipit Elok Nikmatus Simon Azriel Napitupulu SIMON BAMBANG WIDJANARKO Siti Lailatus Sa’adah Sukses Agustin Nahmudiyah Sumardi Hadi Sumarlan Sumardi Hadi Sumarlan Sunaryo Sunaryo Susinggih Wijana Suyanta Suyanta Syahrul Kurniawan Syed Ihtsham Ul Haq Gilani Tahir, Muh. Sofwwan Taufiq . Titin Nurhayati Ma’mun Tri Handayani Utami Yolanda BR Ginting Vincentia Veni Vera Vita Noeravila Putri Wafa Nida Faida Azra Wignyanto Wignyanto Wulandari, Eka Shinta Y. Erning Indrastuti Yanti Yanti Yudin Yudiawan Maksum Yuliani Widiastutik Yulinda yulinda Yusron Sugiarto Yustita Nuraeni Yusuf Hendrawan Yusuf Wibisono