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Journal : JIMEKA

EVALUASI PENGALAMAN PENGGUNAAN TEKNOLOGI KECERDASAN BUATAN (ARTIFICIAL INTELLIGENCE) PADA INDUSTRI PERBANKAN: MIXED METHODS Mahdi, Sayed; -, Safriatullah; Jais, Muhammad
Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi Vol 10, No 2 (2025): Mei 2025
Publisher : Accounting Departement Economics and Business Faculty Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeka.v10i2.34463

Abstract

This study explores user experience in adopting artificial intelligence (AI) in Indonesia's banking industri through a mixed-methods approach, emphasizing qualitative insights from user interactions. Findings show that user trust is the key faktor in AI adoption, influenced by perceived usefulness, security, ease of use, and personalization, which together shape satisfaction and continued usage. Five key themes emerged: trust and security, quality of interaction and personalization, simplicity of interface, performance alignment with expectations, and the importance of user education and support. The study highlights that user engagement with AI goes beyond technical aspects, involving emotional and cognitive perceptions such as safety and control. To successfully integrate AI, banks must adopt a holistic approach that combines technological advancement with transparency, user empowerment, and data privacy. This research refines the technology adoption framework by adding human-centered dimensions and offers actionable insights for banks, developers, and policymakers in Indonesias financial sector.
MODEL INVESTASI DANA INFAK BAITUL MAL ACEH: KONSEP BISNIS PEMBANGUNAN PABRIK PADI Mahdi, Sayed; Ahmadsyah, Israk; Jais, Muhammad
Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi Vol 8, No 2 (2023): Mei 2023
Publisher : Accounting Departement Economics and Business Faculty Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeka.v8i2.24966

Abstract

The mandate of the Governor of Aceh Regulation No. 8 of 2022 regarding the management of Zakat and Infak emphasizes the management roles of Zakat and Infak along with the distribution mechanism and investment model according to Sharia principles. Baitul Mal Aceh, as the institution managing ZISWAF, must develop important strategic programs to reduce poverty in Aceh province, increase income redistribution, and enhance the welfare of the Acehnese people. The agricultural sector is essential to this study's consideration as an investment model for BMA Infak funds because it is the primary livelihood of the Acehnese people. This study uses a qualitative approach by applying SWOT analysis and the Business Model Canvas. The findings support the notion that combining BMA waqf assets with a partnership structure with the PEMA and the concepts of profit sharing, and ijarah will improve the investment model of BMA infaq funds with the mechanism of building a rice mill.
Co-Authors ', Slamet -, Safriatullah Achmad , Said Suhil Adi Putras, M.Jaya Alvi, Ria Rizkia Amrullah Amrullah Anggoro Anggoro Anindita Yulisman Anindita Yulisman Ardiah Juita Artika Dwi Permata sari Astrid Labegi Aswandi Bahar Auliadi, Rizki Ayu, Daeng Azhar Azhar Azhar Bunga Edelwis Arisandi Cindi Bintang Daeng Ayub Daffeta Fitrilianda Denisa Damayanti Desriyana Rosa Eddy Noviana Elshinta, Eva Fadia Rezika Herwanda Farel Siadari Feni Fitria Fitrilinda, Dafetta Fitrilinda, Daffetta Ghina Zalfa Hanna Zikria Zikria Helmi, Netti Hilvi Fauzan Ika Solehah Israk Ahmadsyah Jidhan Ramadhani Jullya Toya Karwati, Lilis Khairiyah Desyani Lilis Karwati M. Jaya Adi Putra M. JAYA ADI PUTRA, S.Si, M.Pd, M. JAYA ADI Mahdum Manfaati, Dwi Kurnia MASLINDA MASLINDA, MASLINDA Masyitha Ramadhani Masyitha Ramadhani Masyitha Ramadhani, Masyitha Mewita Purnama Sari Laia ML, Yulia Beikircher Muhammad Fajar Inzagi Muharam, Fajri Nadia Ramadhani Natalia, Lusia Nurmalawati, Nurmalawati Oktamilda, Sri Nurma Otang Kurniaman Pramono, Alif Akbar Pratiwi, Destia Eka Putra, M Jaya Adi Putri Handayani Putri, Aulia Rahma Rahmi, Vrisca Ramadhani, Masyitha Ramadisha, Firlin Ria Rizkia Alvi Ririn Fitriany Roni Irnanto Safriatullah, Safriatullah Said Suhil Achmad Said Suhil Achmad Said Suhil Achmad Said Suhil Achmad Said Suhil Ahmad Salsabila, Amalia Sari, Selvi Mulya Sartika, Yana Sayed Mahdi selly Selly Shandani, Indah Putri Syaflita, Dina Syakila Anggraini Tri Handoko Wilson Wilson Wilson Wilson Yessica Julianti Yuda Perkasa Barus Yulia, Diva Rama Yulisman, Anindita Yusnita Mailinda, Desi Zalfa, Ghina Zidane Zidane