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All Journal Jurnal Kebijakan Kesehatan Indonesia Jurnal Online Mahasiswa (JOM) Bidang Perikanan dan Ilmu Kelautan IQTISHADIA Jurnal Sistem dan Manajemen Industri Empowerment : Jurnal Pengabdian Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat Hearty : Jurnal Kesehatan Masyarakat Jurnal Ilmu Kedokteran dan Kesehatan AIJER: Algazali International Journal Of Educational Research Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Afiasi : Jurnal Kesehatan Masyarakat Jurnal Kesehatan Masyarakat dan Lingkungan Hidup Syntax Idea Logistik Journal of Telenursing (JOTING) Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Masyarakat Berdaya dan Inovasi Jurnal Media Teknik dan Sistem Industri Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Journal of Industrial and Engineering System JENIUS: Jurnal Terapan Teknik Industri Indonesian Journal of Industrial Engineering & Management Jurnal EduHealth Jurnal Pedagogik Pendidikan Dasar Sosietas: Jurnal Pendidikan Sosiologi Penamas: Journal of Community Service Jurnal Kesehatan dan Pengelolaan Lingkungan Journal of Engineering Environtmental Energy and Science Jurnal Psikologi Terapan (JPT) Jurnal Bina Komputer Khidmah: Jurnal Pengabdian Kepada Masyarakat Journal Integration of Social Studies and Business Development Jurnal Strategik Manajemen GEMASSIKA: Jurnal Pengabdian kepada Masyarakat ijces Jurnal Spektrum Kesehatan
Apriyani Apriyani
Universitas Sriwijaya
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Journal : IQTISHADIA

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The Attractiveness 0f Sharia Financial Institutions for MSMEs in Pontianak City, The Province of West Kalimantan, Indonesia Massardi, Restiatun; Kapriana, Angga Permadi; Apriyani, Apriyani
IQTISHADIA Vol 14, No 1 (2021): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v14i1.8639

Abstract

The development of Micro, Small and Medium Enterprises (MSMEs) requires support from financial institutions, both banking and non-banking, in providing working capital loans. This support includes ease of procedure, easy installment payments, and services. The contribution of Islamic financial institutions in the Province of West Kalimantan, Indonesia, cannot be ignored. This study aims to investigate determinants of the behavior in the selection of sharia financial institutions in Pontianak by MSMEs. The research samples were the perpetrators of MSMEs spread in six districts in Pontianak City, 20 MSMEs per district. The data in this study were the primary data obtained from a questionnaire survey. The data analysis technique used was Probit Regression Analysis. The results of this study indicate that the profit-sharing system that is considered not burdensome to customers, the simplicity of procedures that save time and cost, and the number of products offered in accordance with the customer needs significantly influence the probability of choosing Islamic financial institutions. The variable of the suitability of the operational rules of Islamic financial institutions with Islamic rules has no effect on customers’ decision in choosing a financial institution. This is an opportunity for Islamic financial institutions to develop their businesses by offering their products to non-Muslim customers.
Co-Authors Adelia, Putri Arsy Ainun Nadia, Ainun Aisyah F Pulungan, Nur Aji, Sonny Nugroho Akbar, Sulung Alfianto Alloysius Vendhi Prasmoro, Alloysius Vendhi Ananda, Qurnia Andi Achruh Aras Mulyadi Arif Fadillah Arif Nuryono, Arif aspan, siti hadijah Batidas, Theresia Bungaran Saing, Bungaran Daonil, Daonil Doni Wijaya Duri, Rani Rafika Effendi, Wahyuni Eka, Irfan Eris, Anastasia Firdaus Firdaus Gowasa, Maria Weni Harto Wicaksono, Harto Harwidian Maharisma, Iwan Iskandar Zulkarnaen Istiarto Istiarto Isyanto, H. Puji Izzah, Lailul Kapriana, Angga Permadi Lani, Maria Droste Lebin, Flora Lejab, Bernadete Kewa Lestari, Tarisa Mawar Lilit, Yuliana Magdalena , Herlina Mareta Kusumawati, Rindha Massardi, Restiatun Muhammad Yahdi Nugroho, Oki Widhi Nur, Nahrudin M Nurul Fatimah Permana, Desy Intan Pramesti, Devi Aprilia Pribadi, Agustinus Yunan Pribadi, Yunan Putra, Bhakti Dwi Putri Anggraeni Putri, Mahadewi Mustika Quraisin, Quraisin Rahmadini, Yuli Rahmatullah, Ilham Rahmi, Kartika Aulia Ramli, Nurdela Rindha Mareta Kusumawati, Rindha Mareta Rinta, Claudya RR. Ella Evrita Hestiandari Sabrina, An'nisa Dinah Salehudin, Ikhwan Silvia Agustin Siregar, Denny Sri Maryati Sri Ratih Handayani, Sri Ratih Susanti, Sherly Susilawati, Rosi Suwignyo Suwignyo, Suwignyo Suyatni, Andi Syafruddin Nasution Tanisri, Roberta H. A. Tanisri, Roberta Heni Anggit Thahir, Muchamad Tarmizi Turseno, Andi Tuti Nuraini Ulul Absor Wati, Desi Sahlima Wibowo, Samuel Yudha Wulandari, Kartina Yani, Amalia Kartika Yani, Dini Yati Afiyanti Yayan Saputra, Yayan Yulianingsih, Evi