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All Journal Global Strategis IMAGE Buletin Ekonomi Fundamental Management Journal DERIVATIF Journal of Management and Business Review International Journal of Artificial Intelligence Research JPM (Jurnal Pemberdayaan Masyarakat) Jurnal Mitra Manajemen IKRA-ITH Humaniora : Jurnal Sosial dan Humaniora Jurnal Pertahanan : Media Informasi tentang Kajian dan Strategi Pertahanan yang Mengedepankan Identity, Nasionalism dan Integrity Prosiding Seminar Nasional Pakar IKRA-ITH ABDIMAS IKRA-ITH EKONOMIKA Jurnal Bisnis Darmajaya JAE (Jurnal Akuntansi dan Ekonomi) Jurnal Ilmiah Manajemen Publik dan Kebijakan Sosial Asia Pacific Fraud Journal Journal of Business and Applied Management EAJ (ECONOMICS AND ACCOUNTING JOURNAL) Journal of Accounting Auditing and Business Prosiding National Conference for Community Service Project Reswara: Jurnal Pengabdian Kepada Masyarakat JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Journal of Sustainable Tourism and Entrepreneurship Jurnal ComunitA Servizio Journal of Sustainable Community Development (JSCD) GANESHA: Jurnal Pengabdian Masyarakat Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Bidang Sains dan Teknologi Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Jurnal Pengabdian Mandiri INCOME: Indonesian Journal of Community Service and Engagement Journal of Education Technology Information Social Sciences and Health Jurnal Pengabdian Ahmad Yani Duconomics Sci-meet (Education & Economics Science Meet) Jurnal Pengabdian West Science Jurnal Kabar Masyarakat AMMA : Jurnal Pengabdian Masyarakat fundamental management journal Prosiding Seminar Nasional Unimus Conference Proceedings International Conference on Education Innovation and Social Science
Posma Sariguna Johnson Kennedy
Universitas Kristen Indonesia
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Transformasi Strategis Industri BPR melalui Integrasi Digital, Tata Kelola Inklusif, dan Green Banking Hutasoit, Posma Sariguna Johnson Kennedy
Fundamental Management Journal Vol. 11 No. 1 (2026): ISSN:2540 -9816 EDISI PRINT, APRIL 2026
Publisher : Universitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/fjm.v11i1.8023

Abstract

Studi ini bertujuan merumuskan arah kebijakan transformasi industri Bank Perkreditan Rakyat (BPR) di Indonesia yang mengedepankan efisiensi, inklusi keuangan, dan keberlanjutan. Metode yang digunakan bersifat deskriptif-kualitatif dengan pendekatan kajian pustaka dan analisis kebijakan. Data diperoleh dari studi empiris, regulasi OJK, dan laporan akademik terkait manajemen risiko, digitalisasi, tata kelola, serta praktik green banking. Penelitian ini mengusulkan kerangka kebijakan yang mencakup otomatisasi manajemen risiko berbasis prinsip 5C dengan dukungan teknologi, tata kelola kepemilikan dan teknologi informasi yang sejalan dengan perkembangan Banking 4.0, serta integrasi kebijakan fiskal guna mempercepat adopsi branchless banking berbasis energi hijau. Upaya inklusi keuangan difokuskan pada penguatan akses keuangan ultra-mikro dan pengembangan UMKM melalui digitalisasi koperasi desa. Temuan menunjukkan bahwa keberhasilan transformasi BPR sangat bergantung pada sinergi antara inovasi teknologi, kebijakan publik yang adaptif, serta penguatan kompetensi sumber daya manusia. Kontribusi utama dari penelitian ini terletak pada penyusunan peta jalan reformasi BPR yang berbasis bukti dan relevan dengan tantangan nasional dalam era digitalisasi, inklusi keuangan, dan pembangunan berkelanjutan. Kata kunci: BPR, transformasi digital, manajemen risiko 5C, green banking, tata kelola, inklusi keuangan, Banking 4.0.
Peningkatan Pemahaman Story-Driven Marketing pada Legenda Batu Parsidangan Huta Siallagan Samosir, Sumatera Utara Posma Sariguna Johnson Kennedy
AMMA : Jurnal Pengabdian Masyarakat Vol. 1 No. 09 (2022): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Marketing techniques using storytelling are considered to have the opportunity to increase the number of tourist visits. This activity explores storytelling in the Huta Siallagan tourism object, Samosir Regency, North Sumatra. This tourist attraction has the opportunity to be developed because it has historical value and uniqueness, and folklore. This activity was carried out using discussions with Chairman Huta Siallagan to gain an increased understanding of how the legend of the parsidangan stone became a tourist attraction that functions as a criminal court. The implementation was carried out directly at the Huta Siallagan Tourism Object. The writing method used is a qualitative method, which can explore and understand the meaning of social or humanitarian problems. King Siallagan's Stone Chair is a historical relic and archaeological objects in the form of stone chairs and tables. The stones are believed to be more than 200 years old, revealing a cruel practice in Samosir in the past, namely the story of the cannibalism of the Batak Tribe. With long discussions and interviews, we can understand the importance of storytelling in increasing the number of visitors to tourism objects, especially in Huta Siallagan.
Co-Authors 1, Silverawati ADOLF B. HEATUBUN Agustina, Doan Otanti Alexander Benedictus Bala T anastasia Anastasia Zefanya Anatasya Yanis Anggunsari, Ratih Anselmus Rufus Anton PW Nomleni Arif Fauzan, Arif Aswin Griksa Fitranto Ayub U.I. Meko Bala Tifaona , Alexander Benedictus Bala Tifaona, Alexander Benedictus Bastian Heatubun, Adolf Betayanti Oktavia Budi Leksono Busono , Bibin Busono, Bibin Chyntia Natasha Sihombing Cinta Sihombing Debbi Prasetia Angriawan Emma Tampubolon Emma Tampubolon Emma Tampubolon, Emma Erida Manalu Ezra Juninda Butar-Butar Fakhriansyah, Muhammad Farida Gultom Franky Sitorus Haetami, H Haetami, Haetami Hardi Surya Surya Harefa, Alvani Amaerita Harya P, Timothy Wisnu Hendrik, Toni Hidayat, Tofik Rahman Humala Situmorang Humala Situmorang Humala Situmorang Hutahaean, Ita Purnama Hutapea, Ganda T. Ignatius Abraham Enga Tifaona Irene, Patricia Josephine L.Tobing, Suzanna Kusuma, Vincentius Andi Mintarja L.Tobing, Suzanna Josephine L.Tobing, Suzanna Josephine L.Toruan, Rutman Laura Magdalena Tampubolon Lumbantoruan, Rutman Megawati . Melina Geni Putri Sinaga Melinda Malau Muliahadi Tumanggor Narsiana Melti Novita, Yohana Patricia Irene Permatasari, Fransisca Indah Pratama, Bernadt Andri Rahayu Widya Murti Rahman Hidayat, Tofik Rahmat Santoso, Rahmat Raintung, William Dwiarkha Lewu ratih, Ratih Anggunsari Ricky Martin Manullang Ricky Martin Manullang Ricky Martin Simanullang Ricky Simanullang Roy Sembel Rupiko Hayrani Rut Monica Desrianty T Ruth Mote Rutman L. Toruan Rutman L.Toruan Rutman L.Toruan Rutman Lumban Toruan Rutman Lumban Toruan Rutman Lumbantoruan Rutman Lumbantoruan Rutman Lumbantoruan1 Rutman Lumbatoruan Sahetapy, Mendy Thensya Santi Lina Santi Lina Santi Lina Santi Lina Siregar Santi Lina Siregar Sari, Oktavitaria Selvia Sitompul Septianingsih, Karunia Novia Ayu Setya, Roland Andi Sibarani, Mentiana Sihombing, Christina N. Silvanita, Ktut Simanjuntak, Cristin Simanjuntak, Priskila Theodora Sinaga, Monalisa Kartini Siregar, Santi Lina Sitorus, Frangky Yosua Situmorang, Humala Situmorang, Humala Sri Pare Suciati Suciati Sutrasna, Yudi Suwardi Mon, Petrus Suzanna Josephine L Tobing Suzanna Josephine L. Tobing Suzanna Josephine L.Tobing Suzanna Josephine L.Tobing Suzanna Josephine L.Tobing Suzanna Josephine Lumban Tobing Suzanna Josephine Tobing Suzanna Josephine Tobing Suzanna Josephine Tobing Suzanna, Suzanna Josephine LTobing Tarigan, Lukas Timothy, Miracle Tobing, Emerald GM. Tobing, Fenny BNL Tobing, Suzanna Josephine Tobing, Suzanna Josephine L. Tobing, Suzanna Josephine L. Tobing, Suzanna Josephine Lumban Toni Hendrik Toruan, Rutman L. Toruan, Rutman L. Toruan, Rutman Lumban Valensia Intan Dyah Kartika Winri Veronica Wulan Fitri Utami Yanis, A Yudi Sutrasna Zefanya, Anastasia