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THE EFFECT OF ECONOMIC GROWTH, PROVINCIAL MINIMUM WAGE, AND INVESTMENT ON EMPLOYMENT IN DKI JAKARTA PROVINCE IN 2018-2022 Safitri, Sahdia; Mukhtar, Saparuddin; Sebayang, Karuniana Dianta Arfiando
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 3 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0403.06

Abstract

The employment problem in Indonesia is not just limited opportunities or employment opportunities and low productivity. The increase in unemployment rates is caused by limited demand for work, which is then associated with other external factors including the decline in the balance of payments, increasing foreign debt and other policies which result in a decline in economic growth, decline in wages, investment and decline in employment. The purpose of this study is to determine the effect of Economic Growth, Provincial Minimum Wage, Investment, and Covid-19 Dummy on Employment in DKI Jakarta Province in 2018-2022. This study used multiple linear regression method with Generalized Least Square (GLS) model. This study uses secondary data while Covid-19 is included in the dummy variable category. The results of this study show that economic growth has a positive and significant influence on employment. Meanwhile, the provincial minimum wage, investment, and Covid-19 dummy have a negative and insignificant effect on labor absorption in DKI Jakarta Province in 2018-2022.
ANALYSIS OF FACTORS AFFECTING INDONESIA'S CRUDE PALM OIL (CPO) EXPORTS IN THE GLOBAL MARKET 1992 - 2022 Awaliyah, Nissa Nur; Iranto, Dicky; Mukhtar, Saparuddin
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 3 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0403.11

Abstract

One of the factors that can increase a country's Gross Domestic Product (GDP) is through international trade activities. This study aims to identify the factors that influence Indonesia's Crude Palm Oil (CPO) exports in the global market, focusing on certain variables. The research method used is a quantitative approach using secondary data from sources such as Bank Indonesia, World Bank, UN Comtrade, Statistics Indonesia, and GAPKI. Time series data from 1992 to 2022 was used in this analysis. The analysis was conducted using multiple linear regression models with the E-views 12 analysis tool. The results showed that the exchange rate and international CPO price had a positive and significant influence on Indonesia's CPO export volume. However, the inflation variable was found to have a negative, albeit insignificant, influence on Indonesia's CPO export volume.
ANALYSIS OF THE FACTORS AFFECTING THE PERFORMANCE OF INDONESIAN EQUITY FUNDS IN 2019-2022 Setiawan, Dito; Mukhtar, Saparuddin; Zahra, Siti Fatimah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 1 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0501.11

Abstract

The fund manager's approach to managing mutual funds has an impact on the performance of the funds. The performance of mutual funds, which rise annually, is a good indicator of fund managers' ability to manage them effectively. The goal of this research is to ascertain how fund cash flow, market timing ability, and stock selection ability affect equity fund performance from 2019 to 2022. Applying the technique of purposive sampling, this research sample consists of 17 equity funds products chosen based on the research criteria. The research makes use of the prospectus of equity mutual fund products from 2019 to 2022, interest rates, Composite Stock Price Index (IHSG), and Net Asset Value (NAV) of mutual funds every month. The study used panel data regression method with Common Effect Model (CEM) approach. The results of the study show that stock selection ability and fund cash flow have a positive and significant effect on the performance of equity mutual funds. Meanwhile, market timing ability has a positive but insignificant effect on the equity funds performance for the 2019-2022 period.
CREATIVITY AND RISK-TAKING PROPENSITY FACTORS IN ENCOURAGING ENTREPRENEURIAL INTENTIONS AMONG HIGH SCHOOL STUDENTS Hidayah, Shofiyatul; Wibowo, Agus; Mukhtar, Saparuddin; Kundriyah, Kundriyah
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 4 No. 3 (2023): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0403.14

Abstract

The low level of entrepreneurship in Indonesia is caused by a lack of skills among aspiring entrepreneurs. So, concrete steps are needed to improve entrepreneurial skills in the community. One of them is through education, by instilling entrepreneurial intentions since sitting in school. This study was conducted to determine the influence between creativity and risk-taking tendencies on entrepreneurial intentions of SMAN 68 Jakarta students in the Pancasila Student Profile Strengthening Project (P5) entrepreneurship program. The research method used is quantitative research method. The population used in this study were all X-grade students consisting of 275 students with a sample size of 164 students. Research hypothesis testing was carried out using the Structural Equation Model (SEM) approach based on Partial Least Square (PLS) version 4.0.2. The results showed that creativity has a positive and significant influence on entrepreneurial intention, risk-taking tendency has a positive and significant influence on entrepreneurial intention, creativity has a positive and significant influence on risk-taking tendency, and risk-taking tendency has a mediating role in the relationship of creativity to entrepreneurial intention. Researchers provide an understanding of the factors that can increase entrepreneurial intentions, namely creativity and risk-taking tendencies, in P5 entrepreneurship activities in schools.
EXAMINING THE IMPACT OF EASE OF USE, DATA SECURITY, AND USEFULNESS ON QRIS APPLICATION USAGE INTENSITY AMONG STUDENTS Andriany, Dewy Rika; Nikensari, Sri Indah; Mukhtar, Saparuddin
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 1 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0501.12

Abstract

This study aims to evaluate the influence of ease of use, data security, and usefulness on the usage intensity of the Quick Response Code Indonesian Standard (QRIS) application among students at the State University of Jakarta. This research employs a quantitative method with a survey approach. Data were obtained through questionnaires distributed to 150 students who have used the QRIS application. The sampling technique applied was convenience sampling. Data analysis was conducted using the Partial Least Square (PLS) method. The results of the study indicate that ease of use has a positive and significant influence on the intensity of QRIS application usage. Similarly, data security shows a positive and significant effect on usage intensity. Additionally, usefulness is found to have a positive and significant impact on the intensity of QRIS application usage among students at the State University of Jakarta. This study provides practical implications for QRIS application developers and stakeholders in the education sector to enhance features of ease of use, security, and usefulness to increase the usage intensity of the application among students.
The Influence of Third-Party Funds, Return on Assets, and Financing to Deposit Ratio on Sharia Banking Financing in MSMEs -, Rahmanisa Aulia Safitri; Saparuddin Mukhtar; Siti Fatimah Zahra
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 2 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i2.22540

Abstract

This article analyzes the determinants of MSME financing at Islamic Commercial Banks. This is measured by internal bank factors, namely Third-Party Funds, Return on Assets, and Financing to Deposit Ratio. This paper used time series data sourced from Otoritas Jasa Keuangan for the period January 2021 - December 2023. Through multiple linear regression analysis with the Ordinary Least Square (OLS) method, it can be concluded that: First, partially, TPF and FDR have a significant positive effect on MSME Financing, while the ROA has nonsignificant negative effect on MSME Financing for Islamic Commercial Banks. Second, simultaneously, all variables have a significant positive effect on MSME Financing for Islamic Commercial Banks. With these results, it is hoped that this research can contribute to policy or decision making for Islamic Commercial Banks to improve financing distribution to the MSME sector, both working capital financing and investment financing for the MSME sector in Indonesia.
FINTECH PAYMENT ABILITY FOR MSME ACTIVITIES OF THE BABY BOOMERS GENERATION IN SOUTH TANGERANG CITY Azzahra, Shalsa; Nikensari, Sri Indah; Mukhtar, Saparuddin
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 2 No. 1 (2022): OCTOBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/cashflow.v2i1.379

Abstract

Advances in technology in the financial sector, namely fintech payments in the current digital era, can be a challenge to adapt in everyday life. And it is undeniable that the generation that grew up with technology has very different expectations and experiences in using digital media than previous generations. This study aims to determine the effect of digital economic literacy and financial inclusion on the ability to use fintech payments through financial inclusion for the MSMEs of the baby boomers generation based on valid data. Data collection was carried out in this study using quantitative techniques with data analysis techniques Path Analysis through questionnaires. The number of samples studied were 160 SMEs of the baby boomers generation in South Tangerang City in 2022. The research variable data was in the form of primary data consisting of the ability to use fintech payments (Y), digital economic literacy (X1) and financial inclusion (X2). The results of the study show that digital economic literacy has a positive effect on the ability to use fintech payments; financial inclusion has a positive effect on the ability to use fintech payments; digital economic literacy has an indirect effect on the ability to use fintech payments through financial inclusion.
PENINGKATAN KREATIVITAS DAN KAPABILITAS INOVASI TERHADAP KEUNGGULAN BERSAING MELALUI KONSEP QUADRUPLE HELIX (Pada Usaha Ekonomi Kreatif Sub-sektor DKV di Jakarta) Soraya, Andien Amirani; Mukhtar , Saparuddin; Iranto , Dicky
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 5 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/neraca.v2i5.1625

Abstract

Dewasa ini, digitalisasi menjadi salah satu komponen yang memegang peran penting dalam perekonomian, utamanya pada kegiatan bisnis. Transformasi digital atau digitalisasi yang juga terjadi di Indonesia secara tidak langsung turut membantu pertumbuhan ekonomi, terutama melalui sektor ekonomi kreatif. Perkembangan ekonomi kreatif tidak terpisahkan dari kemajuan teknologi. Pemanfaatan teknologi secara baik dan positif dapat membantu pelaku usaha ekonomi kreatif, khususnya sub-sektor Desain Komunikasi Visual (DKV) bidang ilustrasi, yakni illustrator, untuk lebih optimal dalam mencapai keunggulan bersaing. Namun, secara bersamaan, hal ini juga menjadi tantangan bagi ilustrator untuk terus meningkatkan kreativitas dan kemampuan berinovasi pada jenis produk dan pelayanan yang ditawarkan, agar mereka bisa mencapai keunggulan bersaing atau setidaknya mampu bertahan di industri ini. Tujuan dari penelitian ini adalah untuk mengkaji peningkatan kreativitas dan kapabilitas inovasi terhadap keunggulan bersaing melalui konsep Quadruple Helix pada usaha ekonomi kreatif sub-sektor Desain Komunikasi Visual (DKV) bidang ilustrasi di Jakarta. Penelitian ini dilakukan menggunakan pendekatan kuantitatif. Teknik sampling yang digunakan pada penelitian ini adalah non-probably sampling. Sampel yang digunakan pada penelitian ini sebanyak 99 responden dengan kriteria: berprofesi sebagai ilustrator yang berdomisili di Jakarta. Analisis data dalam penelitian ini menggunakan bantuan perangkat lunak SmartPLS 4.1.0.2 dengan teknik Outer Model dan Inner Model serta Bootstraping. Hasil penelitian ini mengungkapkan bahwa konsep Quadruple Helix belum sepenuhnya berpengaruh signifikan terhadap peningkatan kreativitas dan kapabilitas inovasi (intellectuals tidak berpengaruh signifikan terhadap peningkatan kreativitas; government, business, dan civil society tidak berpengaruh signifikan terhadap peningkatan kapabilitas inovasi). Selain itu, tidak terdapat pengaruh yang signifikan antara Kreativitas dan Keunggulan Bersaing.
THE EFFECT OF PERCEIVED BENEFITS, CONSUMER TRUST AND PROMOTION ON INTEREST IN USE AND ITS IMPACT ON LOYALTY OF OVO APPLICATION USERS: (Case Study on Students of the Faculty of Economics, Universitas Negeri Jakarta) Yuliansyah, Ardian Ridho; Mukhtar, Saparuddin; Sebayang, Karuniana Dianta Arfiando
REVIEW OF MULTIDISCIPLINARY EDUCATION, CULTURE AND PEDAGOGY Vol. 1 No. 4 (2022): AUGUST
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/romeo.v1i4.344

Abstract

This study aimed to determine the impact of perceived benefits, consumer trust, and promotion on student interest in using OVO applications and their effect on user loyalty at the Faculty of Economics, Universitas Negeri Jakarta. This study employs a quantitative method of associational research. Respondents in this study were students using the OVO application at the Faculty of Economics, State University of Jakarta, and non-probability sampling with the purposive sampling technique was utilized. This study's sample consisted of 150 respondents who utilize the OVO application. With the aid of the SPSS 26 software and a multiple linear analysis method, questionnaire-obtained data were analyzed using a multiple linear analysis approach. This study employs a Likert scale and path analysis for its scale. The findings of this study indicate that the Perceived Benefits and promotions has a significant positive effect on the desire of students at the Faculty of Economics, State University of Jakarta to use the OVO application. Meanwhile, consumer trust has no effect on students' desire to use the OVO application at the Faculty of Economics, Universitas Negeri Jakarta. Likewise, student interest in using the OVO application indicates that perceived benefits have a significant impact on user loyalty. Student interest in utilizing the OVO application at the Faculty of Economics, Universitas Negeri Jakarta demonstrates that promotion has an effect on user loyalty. Meanwhile, consumer trust has no effect on user loyalty as measured by students' desire to use the OVO application at the Faculty of Economics, Universitas Negeri Jakarta. Lastly, the variable of interest in use influences positively the loyalty of OVO application users to students at the Faculty of Economics, Universitas Negeri Jakarta.
Pengaruh Potensi Diri Dan Status Sosial Ekonomi Orang tua Terhadap Minat Melanjutkan Pendidikan ke Perguruan tinggi Muhammad Rio Julianto; Saparuddin Mukhtar; Karuniana Dianta Arpiando Sebayang
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 5: Agustus 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i5.3983

Abstract

The aim of this study was to determine the effect of self-potential, and parents' socioeconomic status on the interest in continuing education to college in class XI students at SMAN 41 Jakarta. The method used is quantitative. The population of this research was class XI students at SMAN 41 Jakarta with a sample size of 99 students. The data used in this study are primary data. Primary data is obtained from distributing questionnaires with 5 alternative answers distributed using Google Forms. The data analysis technique uses multiple regression analysis using SPSS version 25 software. The results showed that: (1) Self-potential has a positive and significant effect on the interest in continuing education to college in class XI students at SMAN 41 Jakarta with a significance value of 0.001. (2) The socioeconomic status of parents has a positive effect on the interest in continuing education to college in class XI students at SMAN 41 Jakarta with a significance value of 0.036, (3) Self-potential and socioeconomic status of parents have a positive effect on the interest in continuing education to college in class XI students at SMAN 41 Jakarta with a significance value of 0.000.
Co-Authors -, Rahmanisa Aulia Safitri Adamu Abbas Adamu Adamu, Adamu Abbas ADITYA PRATAMA Aditya Pratama Aditya Pratama Agus Wibowo Agus Wibowo Agustina, Nadya Ahnanto Ahnanto Alhidayatullah Alifah Kusumaningrum Amanda Setiorini Andina, Yunita Tri Andriani, Salma Zahra Andriany, Dewy Rika Anisa Putri Isnaini Aprilisa, Nursyifa Ardilah Fitriani Aryasari, Devita As’ad Samsul Arifin Awaliyah, Nissa Nur Azzahra, Fadilah Azzahra, Shalsa Bagus Shandy Narmaditya Basri Bado Basri Bado Bayu, Gusti Prasetyo Bhakti Dwi Hasta Budiaman, Budiaman Charlie Albert Lasuin Dedeh Dedeh Dian Lestari Dicky Iranto Dicky Iranto Dicky Irianto, Dicky Doni Triono Dwi Handarini Dwi Ringga Edwid Dian Negara Eko Tama Putra Saratian Ervina Maulida Fadhil Firmansyah Fadhillah, Anindita Fadhillah, Dini Nur Fauziah, Ilma Nur Fewi Siti Nur’aeni Fitrianingsih, Yuli Gusti Prasetyo Bayu H Herlitah Hafni, Rayni Delya Hamonangan, Mahardhika Michael Hanif Afif Naufal Harya Kuncara Wiralaga Haryo Kuncoro Hasta, Bhakti Dwi Hera Khairunnisa Herlitah Herlitah, Herlitah Herwanto, Muhammad Ravi Hidayah, Shofiyatul Ida Ayu Putu Sri Widnyani Indri Murniawaty Indriyani, Vivia Aegea Iranto , Dicky Isnaini Intan Permadani Izza, Ashiilah Tsabit Izzulhaq, Muhammad Zaki Jusuf, Halid K Karuniana Dianta Arfiando Sebayang Khafifah, Aura Kikin Yuliaty Subarsa Putri Kinanti Geminastiti Kundriyah, Kundriyah Laelawati Laelawati Lathiefah Rabbaniyah Lilis Suryani Maranik, Zita Fira Marlina Senja Mohamad Rizan Mohammad Rizan Mohammad Rizan, Mohammad Mohammad Sofwan Effendi Mohammad Sofwan Effendi Muh. Abdul Aziz Muhammad Edo Suryawan Siregar Muhammad Fakhri Muhammad Irsyad Mustaqim Muhammad Rio Julianto N., Sri Indah Naf’an, Wazir Nauli, Muthya Octariany Nida Zahra Ningsih, Idha Marta Kurnia Norma Ayu Wahyuni Nur Ramadini Tria Wafa Nuratika, Oktavia Nurjanah , Siti Nurwandah Apriyanti Osly Usman Pambagyo, Ridho Mulyo Permadani, Isnaini Intan Popon Pranawati Purwana E.S., Dedi Purwana, Dedy Putri, Febriyanti Safdi Putri, Indira Putri, K. Y.S Rahmanisa Aulia Safitri Rahmatul Khalik Ratnasari, Kania Rd. Tuty Sariwulan Resti Annisa RHI Muhammad Ibnu Hibban Riana Raudha Adni Ridho Mulyo Pambagyo Rifelly Dewi Astuti Rina Herlina Rina Mariana Ristiana, Ayu Rubiah Rubiatul Adawiyah Rudi Casmana, Asep Safhira, Tyas Safitri, Sahdia Salwan Hanafi Samadi Saptono, Ari Saputra, Arif Yogi Sekar Tri Widati Selly Yolanda Selly Yolanda, Selly Setiawan, Dito Shalsa Azzahra Shandy Aditya Siti Fatimah Zahra Siti Nurjanah Siti Saadah Sofwan, M. Soraya Alamanda Soraya, Andien Amirani Sri Indah Nikensari Suparno Suparno Suparno Suparno Suparno Taufik Akbar Tri Dahlia Putri Triono, Doni Umasih Umasih Usep Suhud Vironica Nurani Yonatan Wahono, Puji Wahyuni, Norma Ayu Wang Fei Widawati, Cindi Dyah Widya Meinita Wulan, Linda Dewi Yanti Yulianti Yeti Lastuti Yuliansyah, Ardian Ridho Yusyana Lussardi Zahra, Siti Fatimah Zairin, Gentiga Muhammad