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All Journal Trikonomika: Jurnal Ekonomi JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Jurnal Ilmiah Econosains Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Pendidikan Ekonomi & Bisnis JURNAL DINAMIKA MANAJEMEN DAN BISNIS Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JRMSI - Jurnal Riset Manajemen Sains Indonesia International Journal of Supply Chain Management IKRA-ITH EKONOMIKA MBIA ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Jurnal Informatika Ekonomi Bisnis Parameter Journal of Social Science Nusantara Science and Technology Proceedings Jurnal Ilmu Manajemen Retail Universitas Muhammadiyah Sukabumi (JIMAT UMMI) Journal of Industrial Engineering & Management Research (JIEMAR) International Journal of Economy, Education and Entrepreneurship (IJE3) Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) International Journal of Social Service and Research International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Review of Multidisciplinary Education, Culture and Pedagogy (ROMEO) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi D'edukasi: Jurnal Pengabdian Masyarakat Rahmatan Lil’alamin Journal of Community Services (RLA) CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) PERADABAN JOURNAL of ECONOMIC and BUSINESS Jeksyah Journal of Social Science International Research of Multidisciplinary Analysis Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL) Jurnal Informatika Ekonomi Bisnis Jurnal Serambi Ekonomi dan Bisnis Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi PENG: Jurnal Ekonomi dan Manajemen Jurnal Ilmiah Manajemen dan Akuntansi Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Ekopedia: Jurnal Ilmiah Ekonomi Journal of Digital Business and Global Economy Journal of Strategic Innovation in Economics and Business
Saparuddin Mukhtar
Universitas Negeri Jakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Physics Social Sciences Transportation Other

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EMPOWERING ECONOMIC RESILIENCE THROUGH ECONOMIC INTELLIGENCE OPTIMIZATION Alifah Kusumaningrum; Saparuddin Mukhtar; Dwi Ringga Edwid Dian Negara; Yeti Lastuti; Hanif Afif Naufal; Lathiefah Rabbaniyah
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 9 (2025): AUGUST
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i9.987

Abstract

In the face of uncertain global dynamics, national economic resilience has become a strategic issue that demands a response based on accurate data and information. This study aims to explore the relationship between Economic Intelligence (EI) and Economic Resilience (ER) and to formulate a strategy for optimizing EI as a proactive instrument in mitigating economic risks. Using an exploratory qualitative approach through a systematic literature review, this study analyzes various scientific sources and official institutional reports related to the role of EI in strengthening economic resilience, particularly in Indonesia. The results indicate that optimizing EI plays a crucial role in early crisis detection, supporting evidence-based policymaking, and increasing the resilience of micro, small, and medium enterprises (MSMEs) to economic shocks. However, EI implementation still faces various obstacles such as low data literacy, limited technological infrastructure, and the lack of integration of cross-institutional information systems. Therefore, a comprehensive strategy is needed that encompasses strengthening data infrastructure, developing human resource capacity, reforming data regulations, and intersectoral collaboration. This study provides a conceptual contribution to the development of an EI and ER framework and offers policy recommendations to support resilient, inclusive, and sustainable economic development.
Pengaruh Perilaku Interaktivitas Live Streaming terhadap Purchase Intention pada Keputusan Pembelian Thrift Shop, melalui Literasi Ekonomi sebagai Variabel Mediasi Studi pada Generasi Z di Provinsi DKI Jakarta RHI Muhammad Ibnu Hibban; Karuniana Dianta A. Sebayang; Saparuddin Mukhtar
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/3nfk9486

Abstract

This study aims to analyze the influence of live streaming interactivity and purchase intention on thrift shop product purchasing decisions, with economic literacy as a mediating variable among Generation Z in DKI Jakarta Province. The method used was a quantitative approach, with data collected through a questionnaire from 100 student respondents. Data analysis was conducted using Partial Least Square Structural Equation Modeling (PLS-SEM). The results showed that live streaming interactivity had a positive and significant effect on purchase decisions. Purchase intention also had a significant influence on thrift shop product purchasing decisions. However, economic literacy did not mediate the effect of live streaming interactivity or purchase intention on purchase decisions. These findings strengthen the application of the Theory of Planned Behavior (TPB) in understanding the digital consumption behavior of the younger generation and emphasize the importance of interactivity in live streaming marketing strategies for thrift products. This study provides theoretical contributions to the development of digital economic literacy and practical input for thrift shop businesses in designing more effective promotions.
Organizational Citizenship Behavior in The Creative Industry Sector: Affecting Factors Investigation Triono, Doni; Suhud, Usep; M, Saparuddin
Journal of Social Science Vol. 4 No. 4 (2023): Journal of Social Science
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jss.v4i4.419

Abstract

This study aims to examine religiosity, spirituality, and paternalistic leadership's direct influence on Organizational Citizenship Behavior (OCB) or through job satisfaction variables in the Creative Industry sector in Indonesia. This research can be categorized as explanatory research. This research was conducted in Indonesia's creative industry, divided into 16 business fields with a total sample of 406 employees. This study found that religiosity, spirituality, and paternalistic leadership positively and significantly affect OCB. However, suppose through the moderating variable of job satisfaction, the correlation coefficient is smaller than the direct correlation coefficient. In that case, it can be concluded that job satisfaction is not an appropriate moderating variable for the variable religiosity, spirituality, and paternalistic leadership towards OCB. From this study, we can conclude that religiosity, spirituality, paternalistic leadership, and job satisfaction in employees and organizational leaders need to be improved because they are proven to affect OCB directly. Thus, it will also affect individual and organizational performance.
Pengaruh Modal, Kemasan, dan Lama Usaha terhadap Pendapatan Pedagang Kaki Lima di Jakarta Timur Herwanto, Muhammad Ravi; Mukhtar, Saparuddin; Herlitah, Herlitah
Peradaban Journal of Economic and Business Vol. 4 No. 2 (2025)
Publisher : Pustaka Peradaban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59001/pjeb.v4i2.320

Abstract

The informal sector plays a strategic role in Indonesia’s economy; however, several business actors, such as street vendors, still face various challenges that affect their income levels. This study aims to analyze the effect of capital, packaging, and business duration on the income of street vendors in the urban informal sector. A quantitative approach was employed using a survey method involving 134 street vendor respondents in East Jakarta. The data were analyzed using multiple linear regression with the assistance of SPSS. The results reveal that capital, packaging, and business duration have a positive and significant effect on income, although the Adjusted R Square value indicates that most of the variation in income is influenced by other factors outside the model. These findings highlight the importance of combining production factors to improve the financial performance of street vendors and reinforce the relevance of the Cobb–Douglas production theory in the context of the informal sector. The practical implications of this research can be utilized by local governments and MSME empowerment institutions in designing assistance programs and business training strategies aimed at enhancing productivity.and MSME development institutions in designing support and training programs aimed at improving productivity. Sektor informal memiliki peran strategis dalam perekonomian Indonesia, namun beberapa pelaku usaha seperti pedagang kaki lima, masih dihadapkan pada beberapa kendala yang memengaruhi tingkat pendapatan mereka. Penelitian ini bertujuan untuk menganalisis pengaruh modal, kemasan, dan lama usaha terhadap pendapatan pedagang kaki lima (PKL) di sektor informal perkotaan. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei terhadap 134 responden PKL di kawasan Jakarta Timur. Teknik analisis yang digunakan adalah regresi linear berganda dengan bantuan SPSS. Hasil penelitian menunjukkan bahwa  modal, kemasan, dan lama usaha berpengaruh positif dan signifikan terhadap pendapatan meskipun nilai Adjusted R Square menunjukkan bahwa sebagian besar variasi pendapatan dipengaruhi oleh faktor lain di luar model. Temuan ini menegaskan pentingnya kombinasi faktor produksi dalam meningkatkan kinerja keuangan PKL, serta mendukung penguatan teori produksi Cobb-Douglas dalam konteks sektor informal. Implikasi praktis dari penelitian ini dapat digunakan oleh pemerintah daerah dan lembaga pemberdayaan UMKM dalam menyusun strategi bantuan dan pelatihan usaha berbasis peningkatan produktivitas.
Understanding How Export Stimuli, Export Knowledge, Product Standards, and Marketing Strategies Shape the Export Performance of Indonesian MSMEs Sekar Tri Widati; Suparno; Saparuddin Mukhtar
Journal of Digital Business and Global Economy Vol. 1 No. 3 (2025): Journal of Digital Business and Global Economy
Publisher : Asosiasi Transformasi Digital Dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64243/JODIGBI.01.3.04

Abstract

This study examines how export stimuli, export knowledge, product standards, and marketing strategies shape the export performance of Indonesian MSMEs. Using a qualitative approach, semi-structured interviews with 12 MSME owners and managers were thematically analyzed. Findings reveal that unsolicited buyer inquiries and government-led trade missions often trigger market entry, while regulatory knowledge and cultural awareness sustain operations. The significance of this study lies in its dual contribution. Practically, it provides actionable insights for MSME owners, trade associations, and policymakers to design more effective export promotion policies that integrate market access with continuous capacity building. Academically, it advances business and economic studies by offering a qualitative, context-specific understanding of how internal capabilities and external factors interact to influence MSME export performance, a perspective often overlooked in quantitative research.
THE INFLUENCE OF BRAND IMAGE, PRICE, PRODUCT QUALITY AND PERCEIVE RISK ON PURCHASE DECISION TRANSFORMER PRODUCT PT. SCHNEIDER INDONESIA Rizan, Mohammad; Nauli, Muthya Octariany; Mukhtar, Saparuddin
JRMSI - Jurnal Riset Manajemen Sains Indonesia Vol. 8 No. 1 (2017): Jurnal Riset Manajemen Sains Indonesia
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (375.285 KB) | DOI: 10.21009/JRMSI.008.1.06

Abstract

The aim of this objective reserach is to find a picture of the influence of brand image, price, product quality and perceive risk on purchase decision transformer product PT. Schneider Indonesia for business consumers in Indonesia. This research is quantitative study with descriptive and causal method undertaken at PT. Schneider Indonesia business unit transfomer in 2013. Data collection done towards 97 respondents and its surrounding others industries segment. The data were collected with questonnaire and analyzed with SPSS ver. 20.0. The results of this study concluded that (1) the brand image positive and has significant impact on purchasing decisions, (2) Price positive and has significant impact on purchasing decisions, (3) product quality positive and has significant impact on purchasing decisions, (4) perceive risk positive and significant impact on purchasing decisions and (5) all of the independent variables (brand image, price, product quality, and perceive risk) have significant positive effect on the dependent variable (purchase decisions). The variables that most influence the purchase decision is price variable, the second is brand image, the third is perceive risk and the fourth is a product quality. Keywords: brand image, price, product quality, perceive risk and purchase decision
The Influence of Third-Party Funds, Return on Assets, and Financing to Deposit Ratio on Sharia Banking Financing in MSMEs -, Rahmanisa Aulia Safitri; Saparuddin Mukhtar; Siti Fatimah Zahra
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 2 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i2.22540

Abstract

This article analyzes the determinants of MSME financing at Islamic Commercial Banks. This is measured by internal bank factors, namely Third-Party Funds, Return on Assets, and Financing to Deposit Ratio. This paper used time series data sourced from Otoritas Jasa Keuangan for the period January 2021 - December 2023. Through multiple linear regression analysis with the Ordinary Least Square (OLS) method, it can be concluded that: First, partially, TPF and FDR have a significant positive effect on MSME Financing, while the ROA has nonsignificant negative effect on MSME Financing for Islamic Commercial Banks. Second, simultaneously, all variables have a significant positive effect on MSME Financing for Islamic Commercial Banks. With these results, it is hoped that this research can contribute to policy or decision making for Islamic Commercial Banks to improve financing distribution to the MSME sector, both working capital financing and investment financing for the MSME sector in Indonesia.
Pengaruh Upah Minimum, Inflasi, dan PDRB terhadap Penyerapan Tenaga Kerja di Pulau Jawa Pambagyo, Ridho Mulyo; Mukhtar, Saparuddin; Pratama, Aditya
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 3 No. 2: Januari 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v3i2.2900

Abstract

Penelitian ini bertujuan untuk mengetahui dan melakukan analisis terkait dengan pengaruh upah minimum, inflasi, dan produk domestic regional bruto terhadap penyerapan tenaga kerja di Pulau Jawa. Jenis penelitian ini adalah penelitian kuantitatif dengan menggunakan pendekatan analisis deskriptif. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari Badan Pusat Statistik masing-masing provinsi di Pulau Jawa. Metode yang digunakan adalah analisis regresi data panel. Hasil regresi yang dipilih dalam penelitian ini adalah Fixed Effect Model. Hasil penelitian menunjukkan bahwa upah minimum berpengaruh secara negative dan signifikan terhadap penyerapan tenaga kerja di Pulau Jawa; inflasi berpengaruh negative namun tidak signifikan terhadap penyerapan tenaga kerja di Pulau Jawa; dan produk domestic regional bruto berpengaruh positif dan signifikan terhadap penyerapan tenaga kerja di Pulau Jawa
Pengaruh Norma Subjektif dan Pengetahuan Investasi terhadap Keputusan Investasi melalui Minat Investasi sebagai Variabel Intervening Bayu, Gusti Prasetyo; Mukhtar, Saparuddin; Sariwulan, Tuty
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 3 No. 3: Februari 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v3i3.2991

Abstract

Tujuan dalam penelitian ini adalah untuk menguji pengaruh norma subjektif dan pengetahuan investasi terhadap keputusan investasi melalui minat investasi sebagai variabel mediasi. Penelitian ini menggunakan metode kuantitatif dengan data primer. Data yang digunakan dalam penelitian ini adalah mahasiswa Fakultas Ekonomi, UNJ sejumlah 175 orang dengan menggunakan metode purposive sampling. Data ini diperoleh melalui penyebaran kuesioner melalui google form. Pengolahan data penelitian ini menggunakan software warppls 7.0. Teknik analisis yang digunakan adalah Structural Equation Model (SEM) berbasis Partial Least Square (PLS). Hasil penelitian ini menunjukkan bahwa: Norma Subjektif, Pengetahuan Investasi, dan Minat Investasi berpengaruh positif terhadap Keputusan Investasi. Minat Investasi juga memediasi Norma Subjektif dan Pengetahuan Investasi Mahasiswa.
Pengaruh Literasi Keuangan, Latar Belakang Pendidikan, dan Pengalaman Usaha terhadap Kinerja UMKM Hasta, Bhakti Dwi; Iranto, Dicky; Mukhtar, Saparuddin
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 3 No. 3: Februari 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v3i3.3053

Abstract

UMKM merupakan salah satu sektor usaha yang banyak dijalankan oleh masyarakat Indonesia serta memiliki kontribusi dalam pertumbuhan ekonomi di negara ini. Keberadaannya yang sudah mendominasi serta kontribusi yang banyak terhadap penyerapan tenaga kerja membuat kinerja dari UMKM harus lebih dioptimalkan. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, pendidikan, dan pengalaman usaha terhadap kinerja UMKM. Jenis penelitian ini yaitu penelitian kuantitatif dengan menggunakan data primer. Populasi dalam penelitian ini yaitu pelaku UMKM Binaan Bank Indonesia DKI Jakarta sebanyak 72 responden, dengan sampel yang sesuai dengan kriteria sebanyak 69 responden. Teknik analisis data yang digunakan dalam penelitian ini yaitu statistik deskriptif dan analisis regresi linear berganda. Hasil dari penelitian ini menunjukan bahwa variabel literasi keuangan tidak signifikan terhadap kinerja UMKM. Lalu variabel pendidikan berpengaruh positif signifikan terhadap kinerja UMKM. Kemudian variabel pengalaman usaha berpengaruh positif signifikan terhadap kinerja UMKM. Secara simultan, literasi keuangan, pendidikan, dan pengalaman usaha mempengaruhi kinerja UMKM pada penelitian ini. Variabel literasi keuangan, latar belakang pendidikan, dan pengalaman usaha memberikan pengaruh sebesar 46,2 persen terhadap kinerja UMKM di dalam penelitian ini.
Co-Authors -, Rahmanisa Aulia Safitri Adamu Abbas Adamu Adamu, Adamu Abbas ADITYA PRATAMA Aditya Pratama Aditya Pratama Agus Wibowo Agus Wibowo Agustina, Nadya Ahnanto Ahnanto Alhidayatullah Alifah Kusumaningrum Amanda Setiorini Andina, Yunita Tri Andriani, Salma Zahra Andriany, Dewy Rika Anisa Putri Isnaini Aprilisa, Nursyifa Ardilah Fitriani Aryasari, Devita As’ad Samsul Arifin Awaliyah, Nissa Nur Azzahra, Fadilah Azzahra, Shalsa Bagus Shandy Narmaditya Basri Bado Basri Bado Bayu, Gusti Prasetyo Bhakti Dwi Hasta Budiaman, Budiaman Charlie Albert Lasuin Dedeh Dedeh Dian Lestari Dicky Iranto Dicky Iranto Dicky Irianto, Dicky Doni Triono Dwi Handarini Dwi Ringga Edwid Dian Negara Eko Tama Putra Saratian Ervina Maulida Fadhil Firmansyah Fadhillah, Anindita Fadhillah, Dini Nur Fauziah, Ilma Nur Fewi Siti Nur’aeni Fitrianingsih, Yuli Gusti Prasetyo Bayu H Herlitah Hafni, Rayni Delya Hamonangan, Mahardhika Michael Hanif Afif Naufal Harya Kuncara Wiralaga Haryo Kuncoro Hasta, Bhakti Dwi Hera Khairunnisa Herlitah Herlitah, Herlitah Herwanto, Muhammad Ravi Hidayah, Shofiyatul Ida Ayu Putu Sri Widnyani Indri Murniawaty Indriyani, Vivia Aegea Iranto , Dicky Isnaini Intan Permadani Izza, Ashiilah Tsabit Izzulhaq, Muhammad Zaki Jusuf, Halid K Karuniana Dianta Arfiando Sebayang Khafifah, Aura Kikin Yuliaty Subarsa Putri Kinanti Geminastiti Kundriyah, Kundriyah Laelawati Laelawati Lathiefah Rabbaniyah Lilis Suryani Maranik, Zita Fira Marlina Senja Mohamad Rizan Mohammad Rizan Mohammad Rizan, Mohammad Mohammad Sofwan Effendi Mohammad Sofwan Effendi Muh. Abdul Aziz Muhammad Edo Suryawan Siregar Muhammad Fakhri Muhammad Irsyad Mustaqim Muhammad Rio Julianto N., Sri Indah Naf’an, Wazir Nauli, Muthya Octariany Nida Zahra Ningsih, Idha Marta Kurnia Norma Ayu Wahyuni Nur Ramadini Tria Wafa Nuratika, Oktavia Nurjanah , Siti Nurwandah Apriyanti Osly Usman Pambagyo, Ridho Mulyo Permadani, Isnaini Intan Popon Pranawati Purwana E.S., Dedi Purwana, Dedy Putri, Febriyanti Safdi Putri, Indira Putri, K. Y.S Rahmanisa Aulia Safitri Rahmatul Khalik Ratnasari, Kania Rd. Tuty Sariwulan Resti Annisa RHI Muhammad Ibnu Hibban Riana Raudha Adni Ridho Mulyo Pambagyo Rifelly Dewi Astuti Rina Herlina Rina Mariana Ristiana, Ayu Rubiah Rubiatul Adawiyah Rudi Casmana, Asep Safhira, Tyas Safitri, Sahdia Salwan Hanafi Samadi Saptono, Ari Saputra, Arif Yogi Sekar Tri Widati Selly Yolanda Selly Yolanda, Selly Setiawan, Dito Shalsa Azzahra Shandy Aditya Siti Fatimah Zahra Siti Nurjanah Siti Saadah Sofwan, M. Soraya Alamanda Soraya, Andien Amirani Sri Indah Nikensari Suparno Suparno Suparno Suparno Suparno Taufik Akbar Tri Dahlia Putri Triono, Doni Umasih Umasih Usep Suhud Vironica Nurani Yonatan Wahono, Puji Wahyuni, Norma Ayu Wang Fei Widawati, Cindi Dyah Widya Meinita Wulan, Linda Dewi Yanti Yulianti Yeti Lastuti Yuliansyah, Ardian Ridho Yusyana Lussardi Zahra, Siti Fatimah Zairin, Gentiga Muhammad