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The Influence of Quality Product, Service Quality, Trust, and Satisfaction on The Members’ Loyalty of KSPPS Bina Insan Mandiri Anggita Liviana Permata Sari; Destina Paningrum; Anggit Dyah Kusumastuti
Muhasabatuna : Jurnal Akuntansi Syariah Vol. 7 No. 2 (2025): December
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian Masyarakat Institut Agama Islam syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/muhasabatuna.v7i2.3090

Abstract

This Study aims to know how quality products, quality service, trust, and satisfaction are influential to loyalty members of KSPPS Bina Insan Mandiri. Type study is descriptive quantitative with the research data obtained through a questionnaire. Population in study This an over member of KSPPS Bina Insan Independent and technical taking sample with method purposive sampling with amount sample as many as 150 members. Based on Simultaneous test results (F test) were obtained calculated F value > F table namely 105.794 > 2.43 with mark significance 0.000 < 0.05 so can conclude variable quality product, quality service, trust, and satisfaction in a way simultaneous influential significant to loyalty member of KSPPS Bina Insan Mandiri. Whereas partial test results (t-test) show that quality product obtained results calculated t value > t table namely 3,160 > 1,976 with mark significance 0.002 < 0.05 so can concluded variable quality product in a way Partial influential significant to loyalty member of KSPPS Bina Insan Mandiri, and variable satisfaction in a way Partial obtained results calculated t value > t table namely 14.896 > 1.976 with mark significance 0.000 < 0.05 so can conclude that variable satisfaction in a way Partial influential significant to loyalty member of KSPPS Bina Insan Mandiri. Whereas variable quality service obtained results calculated t value < t table namely 1.850 < 1.976 with mark significance 0.066 > 0.05 so can conclude that variable quality service in a way Partial No influential significant to loyalty member of KSPPS Bina Insan Independent and variable trust obtained results calculated t value < t table namely -2.396 < 1.976 with mark significance 0.018 < 0.05 so can conclude that variable trust in a way Partial No influential However significant to loyalty member of KSPPS Bina Insan Mandiri. The value of ???? 2 is 73.8%, meanwhile, the remaining 26.2% is influenced by other factors that are not researched in the study.  
Analisis Perilaku Konsumtif Pengguna Cashless Payment: Peran Lifestyle dan Impulsive Buying di Era Ekonomi Digital Annisa Mutiasari; Anggit Dyah Kusumastuti; Destina Paningrum; Rusnandari Retno Cahyani
Jurnal Teknologi dan Manajemen Industri Terapan Vol. 4 No. 4 (2025): Jurnal Teknologi dan Manajemen Industri Terapan
Publisher : Yayasan Inovasi Kemajuan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55826/jtmit.v4i4.1332

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh gaya hidup dan pembelian impulsif terhadap perilaku konsumtif masyarakat pengguna sistem pembayaran cashless di era ekonomi digital. Meningkatnya penggunaan QRIS, e-wallet, dan mobile banking menunjukkan perubahan pola konsumsi masyarakat menuju gaya hidup yang lebih praktis dan serba digital. Penelitian ini menggunakan pendekatan kuantitatif dengan instrumen kuesioner. Sampel penelitian berjumlah 150 responden pengguna sistem pembayaran cashless di wilayah Solo Raya yang dipilih menggunakan teknik purposive sampling. Hasil penelitian menunjukkan bahwa secara parsial pembelian impulsif berpengaruh positif dan signifikan terhadap perilaku konsumtif, sedangkan gaya hidup tidak berpengaruh signifikan terhadap perilaku konsumtif. Secara simultan, gaya hidup dan pembelian impulsif berpengaruh signifikan terhadap perilaku konsumtif masyarakat pengguna sistem pembayaran cashless. Nilai koefisien determinasi (R²) sebesar 0,369 menunjukkan bahwa 36,9% variasi perilaku konsumtif dapat dijelaskan oleh gaya hidup dan pembelian impulsif, sedangkan 63,1% sisanya dipengaruhi oleh faktor lain di luar model penelitian. Temuan ini mengindikasikan bahwa perilaku pembelian impulsif merupakan faktor utama yang mendorong perilaku konsumtif pada pengguna pembayaran digital.
Integrating Sustainable Business Through The Implementation of Environment, Social, and Governance (ESG) in Accelerating the Realization of a Green Economy Anggit Dyah Kusumastuti; Destina Paningrum; Locita Dara Rasendriya
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 2 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i2.1929

Abstract

Background: In facing increasingly complex global challenges, the integration of Environment, Social, and Governance (ESG) and sustainable business plays an important role as a strategic approach not only to generate profits but also as a force to create sustainable positive impact. This research aims to determine the influence of ESG disclosure on the Green Economy with Sustainable Business as a moderating variable. Method: This study employs a descriptive research design with a quantitative approach. Operational measurement of variables is carried out through data on environmental, economic, and social aspects. Secondary data is sourced from BPS (Central Bureau of Statistics) data and the Annual Report of the Ministry of Environment and Forestry (KLHK). Data analysis utilizes Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) using SmartPLS 4.0 software. Results: The results show that the disclosure of environmental and social aspects has a positive and significant impact on the realization of a green economy. Meanwhile, the disclosure of governance does not have a positive and significant impact on the green economy. Additionally, Sustainable Business strengthens the influence of Environment, Social, and Governance on the green economy. The R Square value indicates that the dependent variable (Green Economy) is 0.605, meaning that approximately 60.5% of the variability can be explained by the independent variables. Conclusion: The disclosure of environment and social aspects has a positive and significant effect on the realization of the green economy, while the disclosure of governance does not have a significant effect. Positive information about ESG practices sends good signals to investors about long-term prospects and commitment to sustainability.
Family Background, Entrepreneurship Education, And Creativity In Supporting Entrepreneurship Intention Rusnandari Retno Cahyani; Asri Laksmi Riani; Edi Kurniadi; Destina Paningrum
Asia Pacific Journal of Management and Education (APJME) Vol 1, No 1 (2018): Asia Pacific Journal of Management and Education
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/apjme.v1i1.101

Abstract

Family business has a key role in economic growth and labor. Entrepreneurship education(EE) is any activity that aims to inculcate the mindset or mindset about entrepreneurship, fostering the intention, attitude and competence of a person in developing his potential by realizing creative and innovative behavior. Objectives to be achieved in research are (1)to analyze the influence of family background variables on entrepreneurship intention. (2)Analyze the influence of entrepreneurship education from variable to entrepreneurship intention. (3) Analyze the influence of creativity variable on entrepreneurship intention. (4)To analyze the effect of family background variables, entrepreneurship education and creativity together on the intention of entrepreneurship. This research is a descriptive research using quantitative approach. The location of this research is at Sahid University of Surakarta with total of 100 respondents. Data collection used in this research is questionnaire, observation and literature. The results obtained that the three independent variables are family background, entrepreneurship education and creativity positively influences entrepreneurship intention. Hypothesis testing using t test shows that all independent variables have significant less than 0.05. Then through the F test known that the three independent variables proved to have a significant influence together on entrepreneurship intention. The authors suggest that future research is needed approaches in Entrepreneurship education for others college students or university.
ANALYSIS OF HUMAN CAPITAL FACTORS ON EMPLOYEE WORK PRODUCTIVITY AT PT XYZ Yunita Primasanti; Evelyne Henny Lukitasari; Destina Paningrum
Jurnal Disprotek Vol. 17 N0. 2 (2026)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdpt.v172.9809

Abstract

Employee productivity is a strategic factor in enhancing an organization's operational efficiency and competitiveness. However, human resource management in many companies remains suboptimal, particularly regarding the development of human capital quality that supports productivity. This study aims to analyze the impact of education, work experience, and job training as dimensions of human capital on the productivity of PT XYZ employees. Unlike previous studies that tended to examine human capital aspects in isolation or within specific organizational contexts, this research integrates these three dimensions into a single model to provide a more comprehensive understanding of the factors driving productivity within the study's scope. The selection of these three dimensions is grounded in Human Capital Theory, which views education as the foundation of knowledge, work experience as the accumulation of practical competence, and training as a mechanism for continuous competence development. A quantitative approach was employed, utilizing a survey of 150 respondents selected through purposive sampling. Data were collected via Likert-scale questionnaires and analyzed using multiple linear regression in SPSS. The results indicate that education (β = 0.241; p < 0.05), work experience (β = 0.356; p < 0.05), and job training (β = 0.418; p < 0.05) all have a positive and significant effect on work productivity. Collectively, the three variables exert a significant influence, with an Adjusted R-squared value of 0.682. Job training emerged as the factor making the largest contribution. These findings underscore the importance of integrated human capital development strategies in boosting organizational productivity and competitiveness.