Article Per Year (5 Year)
p-Index From 2020 - 2025
6.725
P-Index
This Author published in this journals
All Journal Tahkim (Jurnal Peradaban dan Hukum Islam) Usroh: Jurnal Hukum Keluarga Islam Jurnal Ilmiah Ekonomi Islam International Journal of Law Reconstruction Al-Usrah : Jurnal Al-Ahwal As-Syakhsiyah El-Usrah: Jurnal Hukum Keluarga Al-Syakhsiyyah : Journal of Law and Family Studies Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Mutawasith: Jurnal Hukum Islam Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam Jurnal Penegakan Hukum Indonesia (JPHI) Sosietas: Jurnal Pendidikan Sosiologi USRAH: Jurnal Hukum Keluarga Islam Bayani Yinyang: Jurnal Studi Islam Gender dan Anak Familia: Jurnal Hukum Keluarga COMPARATIVA: Jurnal Ilmiah Perbandingan Mazhab dan Hukum Transformasi: Journal of Economics and Business Management Cakrawala: Jurnal Pengabdian Masyarakat Global Syakhshiyyah Jurnal Hukum Keluarga Islam Fastabiq: Jurnal Studi Islam Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora Mawaddah: Jurnal Hukum Keluarga Islam As-Sakinah : Jurnal Hukum Keluarga Islam Jurnal Keadilan Pemilu Al-Usroh : Jurnal Hukum Keluarga Islam International Journal of Nusantara Islam Al Hakam: The Indonesian Journal of Islamic Family Law and Gender Issues el-Bait: Jurnal Hukum Keluarga Islam Jurnal Legislasi Indonesia
Muhammad Husni Abdulah Pakarti
Universitas Muhammadiyah Bandung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

Published : 47 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Jurnal Ilmiah Ekonomi Islam

 1 
Penerapan Akad Musyarakah Mutanaqisah Pada Perumahan Syariah Aster Village Ciwastra Menggunakan Produk Pembiayaan Kredit Bank Syariah Indonesia Sofyan Mei Utama; Diana Farid; Muhammad Husni Abdulah Pakarti; Kemal Al Kautsar Mabruri; Hilma Fanniar Rohman
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

House sale and purchase transactions in the context of sharia have become a major concern in the development of Islamic economic models that are based on the principles of justice, equality, and compliance with Islamic law. One of the contracts proposed to fulfill these principles is the Musyarakah Mutanaqisah Agreement. This study aims to analyze the application of the Musyarakah Mutanaqisah Agreement on home ownership loans in aster village Islamic housing where the implementation of credit is carried out through a Bank mechanism in this case Bank Syariah Indonesia (BSI). The research method used is a qualitative approach with a case study approach. Data were obtained through interviews with related parties, analysis of transaction-related documents, and review of related literature. The results showed that the implementation of the Musyarakah Mutanaqisah contract in BSI Griya Hasanah financing has two contracts in it (hybrid contract). The first is that banks and customers cooperate (syirkah / musyarakah) to buy an asset, so the musyarakah contract in BSI Griya Hasanah financing is only limited to cooperation in the ownership of an asset. The second is ijarah. The asset that becomes the object of financing is leased (ijarah) to the customer with a rental payment which is assumed to be a profit that will be divided between the bank and the customer according to a predetermined ratio. The profit sharing obtained by the bank will be considered as profit for the bank. Meanwhile, the profit sharing received by the customer is diverted to buy the bank's hishah portion. Not only is there more than one contract, in this BSI Griya Hasanah financing scheme there are also two agreement contracts. The first agreement contract contains the Musyarakah Mutanaqisah contract itself, and the second agreement contract contains ijarah.
Co-Authors Abdurrohman, Yusup Afifah Nur Hamidah Ais Surasa Al Kautsar Mabruri, Kemal Amiruddin Andriyani Andriyani Arfi Hilmiati Armai Arief Azhar Muhamad Akbar Banaesa, Iba Basuni, Ilyas Dety Mulyanti Diana Farid Diana Farid Diana Farid Diana Farid Diana Farid Diana Farid Diana Farid Edy Saputra Farid, Diana Farid, Diana Fathiah, Iffah Fikfik Taufik Ghina Ulpah Ghina Ulpah Ghina Ulpah Ghina Ulpah Gilang Sukma Permana Gunawan, Moh Sigit Haerani, Ruslan Harmono HARMONO HARMONO Hasan, Muhammad Farid Hasna Amiroh Malda Hendra Maulana Hendriana Hendriana Hendriana Hendriana Hendriana Hendriana Hendriana Hendriana Hendriana Hendriana, Hendriana Hendriana, Hendriana Hendriana4 Heni Mulyasari Hilma Fanniar Rohman Husain Husain Husain I Made Kariyasa Iffah Fathiah Iffah Fathiah Indra Budi Jaya Judijanto, Loso Kadir, Taqyuddin Kemal Al Kautsar Mabruri Kemal Al Kautsar Mabruri Kemal Al Kautsar Mabruri Mabruri Khasna Rif'atunnabilah Kurniawan, Lexy Fatharany Lexy Fatharany Kurniawan Lina Marlina Susana Mabruri, Kemal Al Kautsar Masyitoh Chusnan Mochamad Faizal Almaududi Aziz Dachlan Moh. Imron Taufik Mohamad Hilal Nu'man Mohamad Hilal Nu’man Mohamad Muidul Fitri Atoilah Mohammad Ridwan Muhammad Afif Muhammad Maisan Abdul Ghani Muhammad Maisan Abdul Ghani Muhammad Nur Muhajir Nada Siti Hasanah Nahdia Nazmi Noor, Tajuddin Nur Alim Nur Azizah Nurdin, Rahmat Nurul Afifah Nu’man, Mohamad Hilal Otong Syuhada Ratu Tiara Zilliavirni Rheza Fasya Ridha Romdiyani Ridwan Ridwan Robet Andika Saputra Roby Putra Yahya Saepullah, Usep Safriani, Laela Sistyawan, Dwanda Julisa Siti Mustaghfiroh Sofyan Mei Utama Sofyan Mei Utama Sofyan Mei Utama Sofyan Mei Utama, Sofyan Mei Surasa, Ais Suwarsono, Hendri Taufid Hidayat Nazar Taufik Maulana Ulpah, Ghina Ulummudin, Ulummudin Usep Saepulloh Wahidin, Jenal Wasdikin Wasdikin Yahya, Roby Putra Yogi Iskandar Yudi Daryadi Zulkifli Makkawaru