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All Journal Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Jurnal Intelektualita: Keislaman, Sosial, dan Sains I-ECONOMICS: A Research Journal on Islamic Economics HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Al-Wijdan : Journal of Islamic Education Studies Syntax Literate: Jurnal Ilmiah Indonesia Kinerja: Jurnal Ekonomi dan Manajemen EKONOMIS : Journal of Economics and Business Edukasi Islami: Jurnal Pendidikan Islam JURNAL PENDIDIKAN TAMBUSAI JURNAL MANAJEMEN (EDISI ELEKTRONIK) Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Inovasi Ekonomi wacana equiliberium (jurnal pemikiran penelitian ekonomi) Jurnal Terapan Ilmu Ekonomi Manajemen dan Bisnis (JTIEMB) VALUE: Jurnal Ilmiah Akuntansi, Keuangan dan Bisnis Jurnal Nuansa Akademik: Jurnal Pembangunan Masyarakat Jurnal Manajemen Bisnis dan Keuangan Indonesian Journal of Islamic Economics and Business Jurnal Ekonomi KIAT ETNIK : Jurnal Ekonomi dan Teknik Bima Journal : Business, Management and Accounting Journal Warisan: Journal of History and Cultural Heritage Jurnal Fokus Manajemen Jurnal Publikasi Ekonomi dan Akuntansi Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Jurnal Locus Penelitian dan Pengabdian JDEP (Jurnal Dinamika Ekonomi Pembangunan) Al Dzahab Sinomika Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Siwayang Journal: Publikasi Ilmiah Bidang Pariwisata, Kebudayaan, dan Antropologi EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Islamic Economics Lariba Jurnal Manajemen, Akuntansi, Ekonomi TOFEDU: The Future of Education Journal Jurnal Ekonomi Pembangunan dan Pariwisata Jurnal Citra Magang dan Persekolahan Journal of Authentic Research Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) IEB: Journal of Islamic Economics and Business INTECH (Informatika dan Teknologi) Jurnal Citra Magang dan Persekolahan Al-Infaq : Jurnal Ekonomi Islam Jurnal Publikasi Ekonomi dan Akuntansi
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Strengthening the role of Village-Owned Enterprises (BUMDes) in South Sumatra through Islamic social entrepreneurship ‎ Fahmi, Rizqi Anfanni; Panorama, Maya
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art1

Abstract

IntroductionVillage-Owned Enterprises play a vital role in rural development in Indonesia. However, in South Sumatra, the majority of these enterprises face persistent challenges related to governance, financial sustainability, and community engagement. Despite substantial government funding, only a small fraction of Village-Owned Enterprises operate effectively. Given the region’s predominantly Muslim population, there is significant potential to enhance Village-Owned Enterprises through faith-driven economic models grounded in Islamic principles.ObjectivesThis study aims to explore how the integration of Islamic Social Entrepreneurship can strengthen Village-Owned Enterprises in South Sumatra. It examines the alignment between Islamic ethical values and key factors that determine enterprise success, such as government support, professional management, and active community participation.MethodThe study adopts a qualitative library research method, relying on content analysis of peer-reviewed literature, government reports, and empirical case studies published between 2014 and 2024. The data were organized into thematic categories to assess how Islamic principles—including economic justice, religious-based ethics, and Islamic philanthropy—can be applied to improve the performance and sustainability of Village-Owned Enterprises.ResultsThe findings indicate that Islamic Social Entrepreneurship provides a holistic framework for transforming Village-Owned Enterprises into transparent, accountable, and socially impactful institutions. The application of values such as trustworthiness, economic jihad, and community-oriented governance enhances public trust and operational resilience. Islamic financial instruments, including zakat and waqf, offer viable alternatives to conventional funding, reducing dependency on external aid. Moreover, real-world case studies have demonstrated that integrating Islamic values into enterprise governance results in higher community participation, more efficient management, and stronger economic outcomes.ImplicationsThis study underscores the strategic potential of embedding Islamic ethics in rural enterprise development. Strengthening partnerships between Village-Owned Enterprises, Islamic philanthropic organizations, and local governments can build inclusive business ecosystems. This approach not only promotes poverty alleviation but also enhances financial independence and community empowerment in Muslim-majority regions.Originality/NoveltyThis research fills a critical gap by proposing Islamic Social Entrepreneurship as a culturally relevant and scalable model for improving Village-Owned Enterprises. Unlike prior studies, which focused solely on economic or managerial dimensions, this study introduces a religiously grounded governance framework that integrates Islamic values with local potential, offering a novel contribution to both entrepreneurship and development studies.
The Effect of Audit Tenure and Audit Rotation on Audit Quality in Companies Listed on the Stock Exchange Karno, Ahmad; Aulia, Aulia; Panorama, Maya; Rafli Aldiansya, M.
SINOMIKA Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Vol. 1 No. 1 (2022)
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (385.351 KB) | DOI: 10.54443/sinomika.v1i1.125

Abstract

This study aims to determine how audit tenure and audit rotation affect audit quality in companies listed on the Indonesia Stock Exchange in 2019-2020. The population used in this study are manufacturing companies listed on the Indonesia Stock Exchange from 2019 to 2020. Sampling in this study used a purposive sampling method. The data used in this study is secondary data in the form of the Annual Financial Statements of companies listed on the Indonesia Stock Exchange in 2019-2020. The data collection technique used in this research is documentation, namely collecting, recording, and reviewing secondary data in the form of financial reports.
Pemetaan Industri Kreatif Dalam Meningktakan Pertumbuhan Ekonomi Pada Kawasan Urban di Kota Palembang Eni, Putri; Puji Astuti, Anggun; Furqon Alfaridzhi, Muhammad; Panorama, Maya
SINOMIKA Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Vol. 1 No. 3 (2022)
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sinomika.v1i3.258

Abstract

This study aims to analyze the mapping of potential, creative economy potential, review of the contribution of the creative industry, namely according to the value of Gross Domestic Product (GDP), based on Employment, and according to Company activities and increase economic growth in urban areas in Palembang. Based on the value of Gross Domestic Product (GDP), according to Employment, as well as based on Company activities and increasing economic growth of urban areas in Palembang. The research method used in this study means: Desk research sourced from the agency based on the value of Gross Domestic Product (GDP), based on employment, and based on activity. The company also increases the economic growth of urban areas in or related departments, namely the industrial department of Palembang City and literature on the creative industry using studies that are in accordance with the value of Gross Domestic Product (GDP), based on employment, as well as according to the Company's activities and increasing economic growth in urban areas. And a short survey to the creative industry was selected to receive primary data as an evidentiary activity supported by a structured survey tool. The mapping method used is the social mapping method.
Efektivitas Kebijakan Dana Desa Bagi Pembangunan Ekonomi Dan Infrastruktur Pedesaan Di Kabupaten Oku Timur Priyaning Rahayu, Ika; Yani, Nurma; Widia Putri, Refi; Panorama, Maya
SINOMIKA Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Vol. 1 No. 3 (2022)
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sinomika.v1i3.262

Abstract

Village funds used for village development aim to improve community welfare, improve quality of life and reduce poverty and those used for village community empowerment aim to increase the capacity of citizens in entrepreneurial development, increase income, and expand individual economic areas of community groups. One way to strengthen the rural economy is to improve the rural infrastructure which aims to enlarge the existing potential and make the countryside the backbone of the regional and national economy. Rural development is multi-aspected. Therefore, it is necessary to conduct a more focused analysis and linkages with sectors and aspects outside the countryside (physical and non-physical, economic and non-economic, social and cultural, and non-spatial).
Analisis Finansial Deepining Terhadap Pertumbuhan Ekonomi di Indonesia Ramadanti, Annida; Rendi Putra, Muhammad; Yurillita, Resti; Panorama, Maya
SINOMIKA Journal: Publikasi Ilmiah Bidang Ekonomi dan Akuntansi Vol. 1 No. 3 (2022)
Publisher : CV. Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sinomika.v1i3.263

Abstract

This paper aims to analize the financial deepening on Indonesia economy. The focusof analysize is to identifiying effect of interest rate, exchange rate and Gross DomesticProduct (GDP) to financial deepening on Indonesian economy for 1980-2007. Methodeof analysize is linier regression model. The result of analysize is Gross DomesticProduct (GDP) and interest rate have significant effect to financial deepening on Indonesian economy.
Strategi Adaptasi Pedagang Pasar Tradisional Terhadap Persaingan Dengan Pasar Modern Di Kota Palembang Faturochman, Faturochman; Saputra, Naufal Riandra; Raditian, Raditian; Panorama, Maya
VALUE Vol 6 No 1 (2025): Edisi April 2025 - September 2025
Publisher : PRODI AKUNTANSI FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TJUT NYAK DHIEN (UTND)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36490/value.v6i1.1756

Abstract

This study aims to examine the adaptation strategies implemented by the Palembang city government to sustain the presence of traditional markets in the digital era. A descriptive qualitative approach was employed to analyze various policies and programs through document review and field observation. The findings reveal that digital transformation is the main focus, with traders being encouraged to utilize technologies such as live selling, online platforms, and digital payment systems. In addition, other strategies are implemented, including service quality improvement, product diversification, and maintaining market cleanliness and comfort. The government and market managers also provide training and assistance to help traders adapt to new technologies. However, the adaptation process faces several challenges, such as limited human resources, high initial investment costs, and the need for continuous education. The study concludes that well-planned adaptation strategies and consistent government support are essential to ensure that traditional markets remain relevant and can compete sustainably with modern markets.
PENGARUH UPAH MINIMUM KOTA TERHADAP KESEJAHTERAAN PEKERJA SWASTA DI KOTA PALEMBANG ANALISIS PERSPEKTIF EKONOMI MAKRO ISLAM Nurhasanah, Misla; Solihah, Maratus; Panorama, Maya
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 8 No 2 (2025): Artikel Riset Juli 2025
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v8i2.2036

Abstract

Pertumbuhan ekonomi yang stabil dan kenaikan upah minimum kota terus meningkat dalam kurun waktu lima tahun terakhir, namun pola konsumsi yang baik menjadi salah satu indikasi tolak ukur kesejahteraan pekerja swasta di Indonesia. Beberapa perusahaan tidak mengikuti kebijakan pemerintah dalam menentukan upah minimum kota menyebabkan banyak pekerja mengalami kesulitan dalam memenuhi kebutuhan pokok mereka. Dalam perspektif ekonomi makro Islam, prinsip kesejahteraan mengedepankan keadilan sosial dan pemerataan, hal ini menjadi fokus utama bagi para perusahaan agar dapat memberikan upah pada pekerja swasta yang sesuai dengan upah minimum kota yang telah ditetapkan oleh pemerintah. Penelitian ini bertujuan untuk menganalisis pengaruh upah minimum kota terhadap kesejahteraan dan mengevaluasi penerapan prinsip-prinsip ekonomi makro Islam dalam kebijakan upah pekerja swasta di kota Palembang. Hasil dari penelitian ini diharapkan dapat memberikan wawasan tentang solusi berbasis ekonomi Islam yang dapat mengurangi kesenjangan upah serta meningkatkan kualitas hidup pekerja swasta di Indonesia. Dengan menganalisis sistem upah yang ada, penelitian ini berfokus pada upaya peningkatan kesejahteraan pekerja melalui penyesuaian kebijakan yang lebih memperhatikan prinsip-prinsip keadilan ekonomi Islam.
DAMPAK PENGGUNAAN QRIS TERHADAP AKTIVITAS EKONOMI PEDAGANG DI PASAR 16 ILIR PALEMBANG Rahmadaniah, Hanna; Sari, Bella Puspita; Arwandi, Safta; Panorama, Maya
SOSEBI: Jurnal Penelitian Mahasiswa Ilmu Sosial Ekonomi dan Bisnis Islam Vol 5 No 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v5i1.10855

Abstract

Abstrak: Perkembangan teknologi informasi telah membawa perubahan besar pada sistem pembayaran, di mana Quick Response Code Indonesian Standard (QRIS) menjadi inovasi penting yang bertujuan untuk meningkatkan efisiensi serta merangkul lebih banyak orang dalam sistem keuangan. Namun, adopsi QRIS di pasar tradisional masih rendah karena kurangnya pengetahuan digital dan preferensi konsumen yang berbeda. Penelitian ini bertujuan untuk mengkaji pengaruh penggunaan QRIS terhadap kegiatan ekonomi para pedagang di Pasar 16 Ilir Palembang. Dengan menggunakan metode kualitatif deskriptif, penelitian ini melibatkan wawancara mendalam dan observasi partisipatif terhadap 30 pedagang yang telah memanfaatkan QRIS selama minimal tiga bulan, yang dipilih melalui purposive sampling. Hasil dari penelitian ini menunjukkan bahwa QRIS memberikan dampak positif yang signifikan terhadap efisiensi transaksi (90%), otomatisasi pencatatan keuangan (76,7%), dan keamanan dalam proses pembayaran (73,3%). Selain itu, QRIS juga berkontribusi dalam peningkatan jumlah pelanggan (66,7%) dan omzet penjualan (53,3%), yang sejalan dengan konsep kegunaan yang dirasakan dalam Technology Acceptance Model (TAM). Meskipun demikian, terdapat beberapa tantangan seperti preferensi pelanggan untuk melakukan transaksi secara tunai (73,3%), kesulitan bagi pedagang dalam menggunakan aplikasi digital (60%), gangguan sinyal internet (50%), dan kurangnya dukungan teknis (33,3%), yang mengindikasikan perlunya peningkatan kemudahan penggunaan. Untuk itu, penelitian ini merekomendasikan program pendidikan digital yang berkelanjutan, pengembangan infrastruktur digital yang memadai, serta promosi aktif untuk meningkatkan kesadaran dan minat terhadap QRIS. Hal ini diharapkan dapat mendorong pertumbuhan ekonomi yang inklusif dan berkelanjutan di pasar tradisional serta meningkatkan daya saing pedagang dalam era digital. Kata Kunci: QRIS; pasar tradisional; efisiensi transaksi; pedagang; digitalisasi pembayaran. Abstract: The development of information technology has brought major changes to the payment system payment system, where the Quick Response Code Indonesian Standard (QRIS) has become an important an important innovation that aims to improve efficiency and embrace more people in the financial system. more people in the financial system. However, QRIS adoption in traditional markets markets is still low due to the lack of digital knowledge and preferences of different consumers. This study aims to examine the effect of the use of QRIS on the economic activities of traders in 16 Ilir Market, Palembang. Palembang. Using a descriptive qualitative method, this research involves in-depth interviews and participatory observation of 30 merchants who have been utilizing QRIS for at least three months. who have utilized QRIS for at least three months, selected through purposive sampling. purposive sampling. The results of this study show that QRIS provides a significant positive impact on transaction efficiency (90%), automation of (76.7%), and security in the payment process (73.3%). In addition, QRIS also contributes to an increase in the number of customers (66.7%) and sales turnover (53.3%). and sales turnover (53.3%), which is in line with the concept of perceived usefulness in the Technology Acceptance Model (TAM). in the Technology Acceptance Model (TAM). Nonetheless, there are some challenges such as customers' preference for cash transactions (73.3%), difficulties for merchants in using digital applications (60%), internet signal interference (50%), and lack of technical support (33.3%), indicating the need for indicating the need to improve the ease of This research recommends a sustainable digital education program, development of adequate digital infrastructure, as well as active promotion to increase awareness and interest in QRIS. This is expected to encourage inclusive and sustainable economic growth in traditional markets as well as improve traditional markets as well as improving merchant competitiveness in the digital era. Keywords: QRIS; traditional markets; transaction efficiency; merchants; payment digitization.
Dampak UMKM Pempek Terhadap Pertumbuhan Ekonomi Kota Palembang: Peluang dan Tantangan Saputri, Heni; Zahrani, Tyara; Pusri, Desy; Wanda Haliza, Nadya; Panorama, Maya
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 1 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/1ah21v50

Abstract

Pempek is a typical food of Palembang City that not only has high cultural value, but also plays a significant role in driving regional economic growth through Micro, Small, and Medium Enterprises (MSMEs). Pempek MSMEs make a real contribution to Palembang's Gross Regional Domestic Product (GRDP), with contributions from the food processing industry sector reaching around 7-10% during the 2022-2024 period. In addition to creating jobs for thousands of local people, these MSMEs also drive other economic sectors such as logistics, trade, and tourism. Great opportunities are open through local food consumption trends, government support, and the use of digital technology that allows for wider marketing. However, pempek MSME actors also face challenges such as limited capital, tight competition, constraints on distribution outside the region, and the low utilization of technology evenly. Therefore, by strengthening innovation, business training, and policy support, pempek MSMEs have the potential to continue to grow and become a pillar of the creative economy of Palembang City.
Daya Saing Usaha Kecil dan Menengah (UMKM) di bidang kuliner di Era Digital dengan Pemanfaatan QRIS Oktaria Putri Adelia, Hersia; Nurjannah, Rahma; Puspita Sari, Cherly; Panorama, Maya
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 1 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/qsyxrd88

Abstract

In the midst of the rapid development of this digital age, technology has changed the way to communicate, especially in the culinary sector. The Indonesian Standard Quick Response Code (QRIS) comes as an effective digital payment solution, allowing micro, small, and medium enterprises (MSMEs) to conduct cashless transactions with just one QR code. QRIS implementation provides a number of benefits, including increased operational efficiency, transaction security, and expanded market reach. However, QRIS also faces several challenges, such as administrative costs, delays in fund disbursement, and low levels of digital literacy among businesses. To examine the impact of QRIS implementation on the competitiveness of culinary MSMEs, secondary data analysis from various reliable sources was conducted. The findings show that culinary MSMEs that use QRIS in the digital era are able to increase their sales and competitiveness.
Co-Authors Abel, Avianda Bareta Adilia, Sabina Aidil Adha, Muhammad Rafi Amalia, Lola Amalia, Zahara Ambarwati, Silvy Amelia, Sinta Andika, Cahya Andina, Aulia Aninda Safitri, Wahyu anisa, Sabrina Nur Ardana, Muhammad Putra Arodha, Dianidza Arwandi, Safta Aulia Aulia aulia, Septiana Badaruddin, Kms Dedi Kuswandi Delima, Putri Deskaryani, Yeyen Desmatuti, Mayang Fuji Dewanti, Natashah Dhanti, Rahma Dian Pertiwi Diana Lestari, Diana dipa, M. Arif Krui Eni, Putri Estrellita, Mellba Fahmi, Rizqi Anfanni Fattah Setiawan Santoso Faturochman Faturochman Fransiska, Mauluddiah Charla Furqon Alfaridzhi, Muhammad Guntur Autura Syanai, Kms Habsyah, Ade Hajiah, Esti Harianto Harianto Husni Mubarok Husniyyatun, Lidiya Amiroh Ikhsan, Addinul Ikrarudin, Septi Annisa Ilmiyah, Nazihah Nur Imanto, Rahmat Indah Utami, Indah indah, afeizka IRINA KARTIKA, IRINA Karim, Mukhlis Nuzulul Karno, Ahmad Khairunnisa Musari Khairunnisa, Indah Kiki Mikail, Kiki Krisdayanti, Helisia Kurniasih, Lilik Kusumawati, Dea Ladaina, M. Satria Laila, Ahrina Lamongga, Rizki Ferdiansa Litriani, Erdah MAFTUKHATUSOLIKHAH MAFTUKHATUSOLIKHAH Maharani, Aliyyah Mardiatillah, Rezki Maulana, Candra Zaki Maulana, Chandra Zaki Milenia, Resi Misbahussururi, Adila Moh. Syawaludin Mubin, Muhammad Fathul MUHAMMAD TAUFIK Nariyah Agustiani, Miftah Nurhasanah, Misla Nurjannah, Rahma Nurma Yunita, Nurma Nursalimah, Ema Oktaria Putri Adelia, Hersia Otoman Otoman, Otoman Pratama, Aprika Wanti Pratama, M. Rizky Randa Priscilia, Indri Priyaning Rahayu, Ika Puji Astuti, Anggun Pujiati, Yuni Puspita Sari, Cherly Pusri, Desy Putri Achira, Shabrida Putri, Nabila Amyrtha Qolbi, Muhammad Ilham Raditian, Raditian Rafli Aldiansya, M. Rafly, Muhammad Rahmadani, Shinta Ainur Rahmadaniah, Hanna Rahman, Ghina Alvia Rahmat Hidayat Rahmawati, Ervina Rahmawati, Vina Rahmiati, Dyah Puspa Ramadanti, Annida Ramadhan, Sonia Ramadhani, Ananda Ramayanti, Tariza Putri Rendi Putra, Muhammad Rendino Riani, Repita Rinayah, Abella Hikma Rinol Sumantri Rivaldi, Leo Yuib Rohmaniyah, Naila Rosa, Erica Della Rosiana, Elvira Saputra, Naufal Riandra Saputri, Heni Sari, Bella Puspita Sartika, Indira Sawalia, Nuris Siti Juariah Solihah, Maratus Sukma, Chintia Gita Suriyati, Andi Suryani, Isra Wina Syaifulloh, Ahmad Triani, Yesi Trisky, Yurini Turahmi, Laila Vina Septiana, Nilam Wanda Haliza, Nadya Wibowo, Septiani Putri Widia Putri, Refi Wulandari, Lili Yani, Nurma Yunis, Arma Yurillita, Resti Yusnita, Fitri Zahrani, Tyara Zalima, Mareta Zhahirah, Alfiyyah Zulfakar, Muhammad