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All Journal Al-'Adalah Wahana Didaktika Toleransi: Media Ilmiah komunikasi Umat Beragama Al-Ihkam: Jurnal Hukum dan Pranata Sosial FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman TAZKIR: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman Istinbath: Jurnal Hukum dan Ekonomi Islam SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Khazanah Hukum Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan NEGREI: Academic Journal of Law and Governance JURNAL PENDIDIKAN INDONESIA: Teori, Penelitian, dan Inovasi Bayani Al-Manahij : Jurnal Kajian Hukum Islam Al-Aulia: Jurnal Pendidikan dan Ilmu-Ilmu Keislaman Legal Protection for the Partnership Agreement Parties Jurnal El-Thawalib Al-Istinbath: Jurnal Hukum Islam Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Fahmina Jurnal Pendidikan Islam Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Jurnal El-Thawalib AL-IBROH: Jurnal Ilmu Pendidikan dan Keguruan Al-Ibroh : Jurnal Ilmu Pendidikan dan Keguruan
Sumper Mulia Harahap, Sumper Mulia
Lecturer Od Syariah And Law Sciences Faculty At IAIN Padangsidimpuan Jl. T. Rijal Nurdin Km.4,5 Sihitang Padangsidimpuan 22733
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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Journal : Legal Protection for the Partnership Agreement Parties

 1 
Islamic Legal Analysis of Bank Interest Allocation on Social Fund: A Case Study of Small Credit Bank (BPR) NBP 21 Panyabungan City Putra, Dedisyah; Harahap, Sumper Mulia; Edi, Sabrun
Al-Risalah Vol 23 No 2 (2023): December 2023
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v23i2.1442

Abstract

The aim of this study was to determine the position of Ash Ziqri savings in conventional bank from Islamic law perspective using empirical legal study methods. This was achieved by collecting data through document study, observation, and interviews. The results showed that Ash Ziqri savings with bank interest withdrawal rate of 5% were considered usury from Islamic legal perspective. Savings were also considered gharar even though the payments were not intended for customers or bank but channeled through charitable activities such as the construction of mosques and the provision of compensation for orphans and the poor. Therefore, the public was encouraged to conduct social charity activities through zakat, infaq, and sadaqah without mixing the process with activities prohibited by Islam.
Islamic Legal Analysis of Bank Interest Allocation on Social Fund: A Case Study of Small Credit Bank (BPR) NBP 21 Panyabungan City Putra, Dedisyah; Harahap, Sumper Mulia; Edi, Sabrun
Al-Risalah Vol 23 No 2 (2023): December 2023
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v23i2.1442

Abstract

The aim of this study was to determine the position of Ash Ziqri savings in conventional bank from Islamic law perspective using empirical legal study methods. This was achieved by collecting data through document study, observation, and interviews. The results showed that Ash Ziqri savings with bank interest withdrawal rate of 5% were considered usury from Islamic legal perspective. Savings were also considered gharar even though the payments were not intended for customers or bank but channeled through charitable activities such as the construction of mosques and the provision of compensation for orphans and the poor. Therefore, the public was encouraged to conduct social charity activities through zakat, infaq, and sadaqah without mixing the process with activities prohibited by Islam.
Co-Authors Abdul Halim Talli Affan, Lazuardi Maulana Ahmatnijar, Ahmatnijar Aida Sapitri Andi Mulia Lubis Andri muda Nst Arminsyah Asrul Hamid Baehaqi Dalimunthe, Dermina Daulay, Irmasani Defriza, Rita Dermina Dalimunthe Edi, Sabrun Edy Saputra Erawadi Erawadi, Erawadi Faza, Amrar Mahfuzh Harahap, Darwis Hasibuan, Ahmad Jasa Hasibuan, Hamdan Hasibuan, Nur Asiah Herman Suhandi Tampubolon Hsb, Putra Halomoan Kasman Kasman Lubis, Andi Mulia Lubis, Nurhidayah Magdalena Magdalena Moch Hatta Mohammad Ridwan Muhamad Hasan Sebyar Muhammad Zalil Siregar Mustafid Mustafid Nasution, Liantha Adam Nasution, Muhammad Ilyas Nst, Rabiah Al-Husna Panggabean, Rizky Mubarok Rabiatul Adawiyah Rahmad Efendi Rahmat Hidayat Raja Ritonga Rangkuti, Rosipa Rahmi Sahfitri, Wahyu Dewi Siregar, Fatahuddin Aziz SIREGAR, MUDZAKKIR KHOTIB Srg, Kartina Syamsul Hilal Syamsul Hilal Tampubolon, Herman Suhandi Tolib, Muhammad Turnip, Ibnu Radwan siddik Wahyu Abdul Jafar Zakiati Salma Zuhdi Hasibuan