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All Journal EKONOBIS (JURNAL EKONOMI DAN BISNIS) Journal of Auditing, Finance, and Forensic Accounting Jurnal Ilmiah Ekonomi Islam Edukasi Islami: Jurnal Pendidikan Islam Jurnal Pengabdian Magister Pendidikan IPA Istinbath: Jurnal Hukum dan Ekonomi Islam TSAQAFAH Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi Geodika: Jurnal Kajian Ilmu dan Pendidikan Geografi Al-Kharaj: Journal of Islamic Economic and Business Jurnal Abdimas Sangkabira JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Islamiconomic: Jurnal Ekonomi Islam Maqdis: Jurnal Kajian Ekonomi Islam Jurnal Pendidikan Indonesia (Japendi) Jurnal Konstanta : Ekonomi Pembangunan The Es Economics and Entrepreneurship Jurnal Pengabdian Masyarakat Bangsa Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Oportunitas : Ekonomi Pembangunan Journal of Finance, Economics, and Business Jurnal Aplikasi Perpajakan Journal of Social and Humanities Socio-Economic and Humanistic Aspects for Township and Industry Jurnal Abdimas Independen Pesantren Reviews Indonesian Development Economics and Localities Media for Empowerment, Mobilization, and Innovation in Research & Community Elastisitas: Jurnal Ekonomi Pembangunan
MUAIDY YASIN, MUAIDY
Faculty Of Economics And Business-Universitas Mataram, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences

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Manajemen Usaha Berbasis Digital pada UD. Arif Tani Pengecer Pupuk Bersubsidi di Desa Kekeri Kecamatan Gunungsari Kabupaten Lombok Barat Yasin, Muaidy; Suprianto; H. Busaini; Astuti, Endang; Agustiani, Eka; Muhdin
Jurnal Pengabdian Magister Pendidikan IPA Vol 6 No 4 (2023): Oktober-Desember 2023
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v6i4.6315

Abstract

Kegiatan pengabdian berupa penyuluhan tentang Manajemen Usaha Berbasis digital pada UD. Arif Tani Pengecer Pupuk Bersubsidi Di Desa Kekeri Kecamatan Gunungsari Lombok Barat dilaksanakan pada tanggal 29 Juli 2023 bertempat di Kios pengecer UD. Arif Tani Desa Kekeri Kecamatan Gunungsari Lombok Barat. Keberhasilan suatu usaha selain dipengaruhi oleh faktor alam dan lingkungan , juga dipengaruhi oleh kemampuan dalam melaksanakan manajemen usaha. Oleh karena itu dalam menjalankan suatu usaha sangat diperlukan pengetahuan dalam mengelolanya, karena manajemen mendasari setiap kegiatan yang akan dilakukan dalam setiap usaha, seiring perkembangan jaman di era digitalisasi ,manajemen mutlak dibutuhkan pada setiap usaha yang akan datang maupun yang sudah dijalankan , namun tidak semua kios tani dan kelompok tani dapat melaksanakan dengan baik, karena adanya keterbatasan yang dimiliki oleh petani terutama penggunaan teknologi media social. Kegiatan penyuluhan berjalan sesuai dengan yang direncanakan, yitu dimulai dengan penyampaian materi oleh tim pengabdian selama 30 menit berkaitan dengan pengetahuan tentang pemahaman manajemen dalam bisnis di era digitalisasi. Setelah penyampaian materi kemudian dilanjutkan dengan diskusi dengan membuka sesi tanyajawab selama 45 menit.. Hasil diskusi berjalan dengan baik sehingga anggota kelompok tani yang menjasi anggota dari Ud. Arif Tani dapat menerima dan menggunakan teknologi digital dari HP android yang dimilikinya.mampu menerima dan melaksanakan kegiatan usahataninya dengan menerapkan prinsip-prinsip manajemen. Selain itu peserta dapat memahami akan pentingnya menguasai teknologi digitalisasi penggunaan Hand Phon (HP) android guna membuka jendela informasi dunia/Pada umumnya petani kelompok dapat memahami manajemen usahatani dan manfaat dari penguasaan teknologi digital guna menambah wawasan mereka dalam menjalankan usahataninya.
Analysis of Income and Welfare of Corn Farmers Viewed From an Islamic Perspective in Pungkit Village, Moyo Utara District: Analisis Pendapatan dan Kesejahteraan Petani Jagung dilihat dari Perspektif Islam di Desa Pungkit Kecamatan Moyo Utara Mulianti, Dara Elis; Muaidy Yasin; Moh. Huzaini
Pesantren Reviews Vol. 1 No. 2 (2023): July
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Institut Studi Islam Sunan Doe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58330/pr.v1i2.321

Abstract

This study aims to analyze the income and welfare of corn farmers in the context of an Islamic perspective in North Moyo District. This study used a qualitative approach by collecting data through interviews and documentation. The data obtained is related to the income of corn farmers in the sub-district which is influenced by capital, production costs, land area, selling price, and labor. Based on the research results, it was concluded that the income from corn farming in Pungkit Village, North Moyo District, reached a total cost of IDR 1,178,561,000. This income is influenced by factors such as production costs, land area, selling price, labor, and capital. The income level of corn farmers in one corn season can be seen from these factors. In the view of Islamic economics, the income of corn farmers in Pungkit Village, North Moyo District, cannot be said to be good because it involves capital production factors obtained through non-halal methods, such as loans from banks or moneylenders. Taking or borrowing money from banks or moneylenders is forbidden according to Islamic teachings as explained in the Qur'an and hadith. In terms of welfare, the majority or all corn farmers have achieved a good life (hayaatan tayyibah) and have sufficient halal sustenance. They are also able to meet the spiritual needs of their families and are satisfied with what they receive despite living in simplicity, because they are able to meet the dharuriyyat (basic needs) and hajiyat (additional needs) needs.
ISLAMIC ECONOMY PERSPECTIVE AGAINST MILLENNIAL GENERATION BEHAVIOR IN MATARAM CITY; COD ONLINE SHOP SYSTEM Ilmiati, Yulinda Nur; Yasin, Muaidy; Rois, Ihsan
istinbath Vol. 23 No. 1 (2024): June 2024
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v23i1.739

Abstract

Online sales often need to be more balanced between the ordered goods and the goods received by the consumer. Having COD is one of the solutions to the problem. In the Islamic economy, the acceptance of goods and payment is done at the same time. The study aims to identify and analyze the behaviour of Millennials in daring shopping with the Cash on the Delivery (COD) payment system, which is performed qualitatively using explanatory methods. The findings explain that the reviews of the people around heavily influence the perception of daring shopping with COD in the millennial generation and are also affected by certain factors, namely price, advertising, location, and lifestyle. The behaviour of the Millennial Generation in daring sales carried out with the Cash-on-delivery (COD) system, according to the Islamic economic perspective, has been appropriate due to the sale activities becoming more practical as well as time and cost-efficient. (COD). From the Islamic economic perspective, payment in Cash when goods are received can be regarded as a practice consistent with the principles of justice and caution.
Pendampingan Pengisian SPT Tahunan Badan Pada Klien Dan Mitra Melalui PT. Infinity General Consulting Fatimah, Siti; Yasin, Muaidy; Pascayanti, Yusifa; Faradillah, Lisa; Prajna Wiraputra, Marcellino
https://jurnal.fe.unram.ac.id/index.php/abdimas/about/privacy Vol 6 No 2 (2025): Jurnal Abdimas Independen, November 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/independen.v6i2.2614

Abstract

This community service activity aims to enhance the knowledge and skills of clients and partners in using e-forms for filing Annual Tax Returns (SPT) for corporations. The methods used include lectures, hands-on practice, and discussions. The target audience for this e-form assistance comprises the clients and partners of PT. Infinity General Consulting. The program was conducted over a single day with the support of all employees/staff of PT. Infinity General Consulting. The e-form application is user-friendly, and its output is the Corporate Annual Tax Return for the reporting year. Similarly, the assistance extends to the preparation of financial statements in accordance with accounting standards, particularly the financial accounting standards for MSMEs (Micro, Small, and Medium Entities).Due to time constraints, some clients from the partners still struggle to fully understand the application of the e-form. Therefore, our Community Service Team has created a module and handbook detailing the step-by-step process of filling out the e-form, from the beginning to generating the desired Corporate Annual Tax Return and financial statements. To facilitate communication, the team offers ongoing assistance by providing contact information for the Community Service Team
Determinants of Socio-Demographic Characteristics on Financial Inclusion of Women in Mataram City and West Lombok Regency Taufiq Chaidir; Muaidy Yasin; Jalaludin Jalaludin; Gst Ayu Arini
Jurnal Pendidikan Indonesia Vol. 5 No. 11 (2024): Jurnal Pendidikan Indonesia (Japendi)
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/japendi.v5i11.6294

Abstract

The objective of this research is to demonstrate that various social factors, including education, employment status, and proximity to financial service locations, along with demographic factors such as age, marital status, number of family members, and number of family members who are employed, play a crucial role in determining the level of financial inclusion in Mataram City and West Lombok Regency. The research adopts a quantitative approach and falls under the category of explanatory research. Mataram City has six sub-districts (urban locality), and West Lombok Regency has ten sub-districts (rural locality). In this study, the sample was selected using a non-probability sampling technique, which was determined purposively. The number of samples is 200 women. Procedures and models for evaluation and testing hypotheses used Structural Equation Models (SEM) and Partial Least Squares (PLS). The coefficient of determination of the structural model (R2) and the adjusted R square value (Adj R2) are 0.1840 and 0.1670, respectively. The effect-size value (f2) is more than 0.02, namely 0.192 for social characteristics and 0.093 for demographic characteristics. The results of testing hypothesis 1 (H1) concluded that social characteristics do not significantly affect the financial inclusion of women while testing hypothesis 2 (H2) concluded that demographic characteristics significantly affect the financial inclusion of women in Mataram City and West Lombok Regency. It is recommended to the monetary authority that financial service offices and ATM outlets be closer and more easily accessible to the community.
Analisis Kebijakan Insentif Pajak Kendaraan Bermotor Dalam Meningkatkan Pendapatan Asli Daerah di Provinsi Nusa Tenggara Barat Evva Junita Rahman; Muaidy Yasin; Ali Akbar Hidayat
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 12 No. 2 (2026): April 2026
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v12i2.6228

Abstract

This study aims to analyze the Motor Vehicle Tax incentive policy based on the Governor of West Nusa Tenggara Regulation Number 9 of 2025 and its contribution to increasing Regional Original Revenue. This study uses a quantitative descriptive approach by utilizing secondary data from the Regional Revenue Management Agency of West Nusa Tenggara Province in 2025. Analysis techniques include income trend analysis, PKB contribution analysis to PAD, and elasticity analysis to measure the level of response of PAD to changes in PKB income before and after the incentive policy is implemented. The results of the study show that the PKB incentive policy is able to increase taxpayer compliance and encourage a significant increase in PKB revenue, especially in the early period of policy implementation. Although PKB's contribution to PAD is still in the "less" category, the contribution trend shows a consistent increase. The elasticity value from elastic to highly elastic shows that PKB acceptance has a strong influence on PAD growth. These findings show that the PKB incentive policy is effective as a regional fiscal instrument in the short term, but requires a follow-up strategy to maintain the sustainability of regional financial independence.  
The Role of Islamic Financial Literacy, Religiosity, and Trust in Sharia Compliance in Fostering Islamic Bank Reputation and Adoption of Sharia-Compliant Services Muaidy Yasin; Lalu Edy Herman Mulyono; Mohammad Najib Roodhi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9721

Abstract

This study investigates the impact of Islamic Financial Literacy, Religiosity, Islamic Bank Reputation, and Trust in Sharia Compliance on the Adoption of Islamic Banking Products in West Nusa Tenggara, Indonesia. A cross-sectional survey of 300 respondents was conducted using a structured questionnaire, with data analyzed through Structural Equation Modeling (SEM) using Smart PLS software. The findings reveal that Islamic Financial Literacy and Religiosity significantly influence the Adoption of Islamic Banking Products, both directly and indirectly, via Islamic Bank Reputation. Trust in Sharia Compliance moderates the relationship between Islamic Bank Reputation and Adoption, amplifying its effect. The measurement items were validated through a pilot test, ensuring their reliability and validity. This study offers theoretical and practical insights for Islamic banking institutions, emphasizing the importance of financial literacy, religiosity, and trust in fostering customer adoption of Islamic banking products.
Penyuluhan Hukum Penanggulangan Kekerasan Seksual di Desa Anjani, Lombok Timur suheflihusnaini ashady; Muaidy Yasin; Wahyunadi; Aryadi Almau Dudy; Lalu Edy Herman Mulyono; Zahratul Ain Taufik
Jurnal Pengabdian Magister Pendidikan IPA Vol 9 No 2 (2026): April-Juni 2026
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v9i2.15447

Abstract

According to a report from the Ministry of Women's Empowerment and Child Protection of the Republic of Indonesia, sexual violence in East Lombok Regency, the area of service, is the highest in West Nusa Tenggara Province. This figure, in crime statistics, represents a dark number of crimes, not the actual number. The low number of reported cases is influenced, in part, by limited public knowledge regarding the forms, risk factors, and reporting mechanisms for sexual violence. Following the service, communities in the partner areas experienced increased literacy regarding the forms of sexual violence regulated by various Indonesian laws, enabling them to participate in future efforts to address sexual violence.
Penyuluhan Kohabitasi Dalam Perspektif Islam Dan Budaya Lokal Untuk Meningkatkan Pariwisata Berkelanjutan Di Desa Setanggor Muaidy Yasin; Wahyunadi; Suheflihusnaini Ashady; Dina Amalya Putri; Aryadi Almau Dudy; Dewi Riskiani
Jurnal Pengabdian Magister Pendidikan IPA Vol 9 No 2 (2026): April-Juni 2026
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v9i2.15455

Abstract

Counseling on cohabitation from the perspectives of Islam and local culture plays an important role in supporting sustainable tourism in Setanggor Village. This activity was carried out through a legal counseling method involving village officials, community leaders, religious leaders, traditional leaders, and tourism stakeholders within the community. The counseling was conducted using persuasive and participatory approaches to enhance public understanding of the importance of maintaining religious norms, customs, and local cultural identity amid the development of modern tourism. The results showed that the counseling method was quite effective in building public legal awareness, enabling the community to maintain a balance between tourism development and the preservation of Islamic values and the local culture of the Sasak community.
Adopsi Teknologi Finansial Sebagai Sistem Pembayaran Non Tunai: Pembuktian Model UTAUT2 Plus pada UMKM di Kota Mataram Taufiq Chaidir; Muaidy Yasin; Jalaludin Jalaludin
Oportunitas Ekonomi Pembangunan Vol 5 No 1 (2026): Oportunitas, March 2026
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/oportunitas.v5i1.2878

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis dan membuktikan model UTAUT2 Plus dengan religiusitas sebagai variabel moderasi dalam menjelaskan adopsi teknologi finansial sebagai sistem pembayaran non-tunai pada UMKM di Kota Mataram. Secara spesifik, penelitian menguji pengaruh ekspektasi kinerja, ekspektasi usaha, pengaruh sosial, kondisi yang memfasilitasi, motivasi hedonik, nilai harga, dan kebiasaan terhadap niat dan perilaku mengadopsi fintech, serta peran moderasi usia, jenis kelamin, pengalaman pengguna, dan religiusitas. Metode penelitian menggunakan pendekatan kuantitatif dengan jenis penelitian eksplanasi. Sampel terdiri dari 135 pelaku UMKM yang tersebar di enam kecamatan di Kota Mataram, dipilih dengan teknik probability random sampling. Analisis data menggunakan Structural Equation Modeling dengan pendekatan Partial Least Squares (SEM-PLS). Hasil penelitian menunjukkan bahwa kondisi yang memfasilitasi dan kebiasaan berpengaruh signifikan terhadap niat mengadopsi fintech. Kebiasaan juga berpengaruh signifikan terhadap perilaku mengadopsi fintech, demikian pula terhadap niat berperilaku terhadap perilaku penggunaan. Sebaliknya, ekspektasi kinerja, ekspektasi usaha, pengaruh sosial, motivasi hedonik, dan nilai harga tidak terbukti berpengaruh signifikan. Variabel moderasi (usia, jenis kelamin, pengalaman pengguna, dan religiusitas) tidak terbukti memoderasi hubungan dalam model. Kesimpulan penelitian menegaskan bahwa faktor fungsional seperti ketersediaan infrastruktur dan pembentukan kebiasaan lebih dominan dibandingkan dengan faktor hedonik dan sosial dalam mendorong adopsi fintech di kalangan UMKM di Kota Mataram. Temuan ini mengimplikasikan perlunya peningkatan literasi digital, infrastruktur teknologi, dan strategi pembentukan kebiasaan penggunaan melalui program loyalitas dan kemudahan akses untuk memperluas adopsi fintech sebagai sistem pembayaran non-tunai. Kata Kunci: UTAUT2, fintech, sistem pembayaran non-tunai, UMKM, religiusitas.
Co-Authors Abdul Manan Abdul Manan Adhitya Bagus Singandaru Agustiani, Eka Agustiawan, Zulmi Ahmad Lutfi Fikri Ahmad Lutfi Rijalul Fikri Ahmad Lutfi Rijalul FIkri Ahmad Rifa'i Ahmad Zaenal Wafik Akhmad Jufri Akhmad Jufri Akhmad Jufri Akhmad Jupri Akhmad Jupri Akhmad Jupri Akung Daeng Ali Akbar Hidayat Armin Subhani Aryadi Almau Dudy Aryadi Almau Dudy AYU LESTARI B. Busaini, B. Bimanday, Muhammad Alif Dewi Mahasarani Dewi Riskiani Dina Amalya Putri EMI SALMAH Endang Astuti Endang Astuti Evva Junita Rahman Fadliyanti, Luluk Faradillah, Lisa Firmansyah, M Fuadi, Helmi Gst Ayu Arini Hadi Mahmudi Helmi Fuadi Herman, Lalu Edy Himawan Sutanto Himawan Sutanto humaini, eqi Huzaini, Muhammad I Gusti Agung Arista Pradnyani I Gusti Ayu Resanti Ibrahim, Isra Dewi Kuntary IHSAN ROIS, IHSAN Ilmiati, Yulinda Nur Iwan Harsono Iwan Satriawan Jalaludin Jalaludin Jalaludin Jalaludin Jalaludin Jalaludin Jamhari Jamhari Janna, Ilza Lail Fatul Jannati, Titi Lalu Mohammad Ikbal Pahroni Lukman Hakim Lukman Hamim Luluk Fadliyanti M. Irwan M. Irwan, M. Irwan Mahasarani, Dewi Mahmudi, Hadi Mahyudin Nasir Mansur Afifi Marashdeh , Hazem A. MARIA BINTANG Masrun , Masrun Masrun masrun Micko Yusuf Setiawan Mila Safitri Moh. Huzaini Moh. Huzaini MOH. HUZAINI, MOH. Mohamad Revan Azka Mohammad Najib Roodhi Muh Khairul Fatihin MUH. KABUL, LALU Muhammad Alif Bimanday Muhammad Firmansyah, Muhammad Muhammad Syafiuddin Muhdin Mulianti, Dara Elis Nila Rahayu NURHIDAYANI NURHIDAYANI NURHIDAYANI NURHIDAYANI, NURHIDAYANI Oni Apriani Padilawati, Santi Pascayanti, Yusifa Prajna Wiraputra, Marcellino Sagir, Junaidi Sahri Salsabila, Unik Hanifah Siti Fatimah Siti Fatimah Siti Nurhidayati Siti Rahmawati Siti Sriningsih Siti Sriningsih St. Maryam Suheflihusnaini Ashady Suheflihusnaini Ashady Sujadi Sujadi Sujadi Surati Surati Susanto , Himawan Taufiq Chaidir Taufiq Chaidir Taufiq Chaidir Titiek Herwanti Titiek Herwanti TITIEK HERWANTI, TITIEK Tuti Handayani Ulfa, Yakut Nahdiana Vera Supriastuti Wafik, Ahmad Zaenal wahyunadi Wahyunadi Wahyunadi Wahyunadi Wahyunadi, Wahyunadi YUDHA, I DEWA KETUT Yusuf Hasbullah Zahratul Ain Taufik