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All Journal EKONOBIS (JURNAL EKONOMI DAN BISNIS) Journal of Auditing, Finance, and Forensic Accounting Jurnal Ilmiah Ekonomi Islam Edukasi Islami: Jurnal Pendidikan Islam Jurnal Pengabdian Magister Pendidikan IPA Istinbath: Jurnal Hukum dan Ekonomi Islam TSAQAFAH Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi Geodika: Jurnal Kajian Ilmu dan Pendidikan Geografi Elastisitas Jurnal Ekonomi Pembangunan Jurnal Abdimas Sangkabira Islamiconomic: Jurnal Ekonomi Islam Maqdis: Jurnal Kajian Ekonomi Islam Jurnal Pendidikan Indonesia (Japendi) Jurnal Konstanta : Ekonomi Pembangunan The Es Economics and Entrepreneurship Jurnal Pengabdian Masyarakat Bangsa Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Oportunitas : Ekonomi Pembangunan Journal of Finance, Economics, and Business Jurnal Aplikasi Perpajakan Journal of Social and Humanities Socio-Economic and Humanistic Aspects for Township and Industry Jurnal Abdimas Independen Pesantren Reviews Indonesian Development Economics and Localities Media for Empowerment, Mobilization, and Innovation in Research & Community
MUAIDY YASIN, MUAIDY
Faculty Of Economics And Business-Universitas Mataram, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences

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Effect of Total Assets, Capital Expenditure, Leverage, And GRDP to the Ratio of Regional Financial Independence in Nusa Tenggara Barat Province in 2018-2022 Muhammad Syafiuddin; Muaidy Yasin; Adhitya Bagus Singandaru
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 2 No. 2 (2024): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v2i2.236

Abstract

This study examines the effect of total assets, capital expenditure, leverage and PDRB on the ratio of district financial independence in NTB province in 2018-2022. Fiscal decentralization encourages to implement regional autonomy policies, namely giving authority to local governments to regulate finances in their respective regions. Tests were conducted on all districts in NTB province during 2018-2022. The results of this study indicate that total assets, capital expenditure and leverage have no significant effect on the financial independence of districts in NTB province. While PPDRB has a significant effect on the financial independence of districts in NTB province. The research findings indicate that the many or few assets owned by a region will not always affect regional financial independence, the allocation of inappropriate capital expenditures causes regional financial independence to decrease, and the use of capital expenditures to increase regional financial independence. total debt to equity ratio not used wisely, causing the level of regional financial independence to be low. The implications of this research provide warning signals to local governments to be more productive in managing regional wealth assets, allocating capital expenditures in accordance with the budget and on target, and more wisely in using capital expenditures debt to equity ratio local governments in order to increase regional financial independence.
Analysis of Factors Affecting Economic Growth in Mataram City Oni Apriani; Muaidy Yasin; Masrun , Masrun
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 2 No. 2 (2024): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v2i2.277

Abstract

This study aims to analyze the factors that influence the economic growth of Mataram City by looking at the effect of the labor force participation rate and gross fixed capital formation of Mataram City on economic growth. This study uses secondary data that is time series from BPS publications for the 2007-2019 period. The method used in this study is the OLS (ordinary least square) method using the Eviews 12 program. The results showed that the independent variables in this study explained the variable economic growth rate of Mataram City by 20.24 percent, while for 79.76 percent which was influenced by other factors outside this study. Partially, the labor force participation rate variable does not have a significant effect on Mataram City, which means that the variable cannot provide positive economic growth, while the gross fixed capital formation variable also has no significant and positive effect on economic growth. Simultaneously, the labor force participation rate variable and the gross fixed capital formation variable of Mataram City together have no effect and are insignificant to the economic growth of Mataram City.
Analisis Overlay Potensi Pendapatan Asli Daerah Sebagai Salah Satu Sumber Pendapatan Daerah di Kabupaten Lombok Tengah Tahun 2013-2022 Bimanday, Muhammad Alif; Yasin, Muaidy; Astuti, Endang
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i3.1495

Abstract

This study is entitled Overlay analysis of regional original revenue potential as one of the sources of regional revenue in Central Lombok regency in 2013-2022 with the aim of analyzing the potential of regional original revenue of Central Lombok regency in 2013-2022 with several steps (1) analyzing PAD construction of Central Lombok regency in 2013-2022, (2) analyzing PAD growth of Central Lombok regency in 2013-2022, and (3) analyzing PAD potential of Central Lombok regency in 2013-2022 by calculating the yield of contributions and growth. This study uses a quantitative approach with descriptive methods. This study was conducted in Central Lombok Regency at the regional Revenue Agency (BAPENDA). The method of data analysis used in this study is Overlay analysis. The results of this study are (1) pad contribution analysis of Central Lombok regency in 2013-2022 obtained an average result of 10.10% with unfavorable criteria, (2) PAD growth analysis of Central Lombok regency in 2013-2022 obtained an average result of 16.96%. (3) Overlay PAD analysis of Central Lombok regency in 2013-2022 obtained an average contribution of 0.99 (low) and an average growth of 1.00 (high) with potential criteria.
PRAKTEK JUAL BELI BUAH SARIKAYA DAN PENGARUHNYA TERHADAP KESEJAHTERAAN PETANI DI LIHAT DARI PERSEPEKTIF ISLAM DI DESA PERIGI, KECAMATAN SUELA, KABUPATEN LOMBOK TIMUR humaini, eqi; Yasin, Muaidy; Huzaini, Moh.
Jurnal Konstanta Vol. 2 No. 1 (2023): Jurnal Konstanta : Ekonomi Pembangunan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/konstanta.v2i1.531

Abstract

Jenis penelitian yang di gunakan dalam penelitian ini adalah penelitian lapangan (Filed Research) yang menggunakan pendekatan penelitian kualitatif bersifat deskriptif. Dalam mengumpulkan data menggunakan metode observasi, wawancara. Analisis data yang di gunakan adalah metode deduktif.Di tinjau dari persepektif Islam praktek jual beli buah sarikaya di Desa Perigi, Kecamatan Suela, Kabupaten Lombok Timur, belum sesuai dengan rukun dan syarat jual beli dalam islam. Dimana gharar dalam transaksi jual buah sarikaya tergolong ke gharar yang berat karna objek dalam transaksi jual beli borongan di desa perigi tidak dapat di manfaatkan pada saat akad, wujud belum keliatan semua dan tidak dapat di serahterimakan. Sehingga belum sesuai dengan syariat islam. Para petani telah mendapatkan kehidupan yang baik (hayyatan tayyibah). Namun Sebagaian petani belum mampu memenuhi kebutuhan dharuriyyat yaitu hifzun-din dan hifzun nafs.
PERAN BANK SAMPAH NTB MANDIRI DALAM MENINGKATKAN KESEJAHTERAAN NASABAH MENURUT PERSPEKTIF ISLAM Ulfa, Yakut Nahdiana; Yasin, Muaidy; Firmansyah, Muhammad
Jurnal Oportunitas : Ekonomi Pembangunan Vol. 3 No. 1 (2024): Oportunitas, Maret 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/oportunitas.v3i1.601

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana kontribusi Bank Sampah NTB Mandiri terhadap peningkatan kesejahteraan nasabah menurut perspektif islam dan bagaimana pengelolaan bank sampah dalam meningkatkan kesejahteraan nasabah dalam perspektif islam. Jenis penelitian ini adalah penelitian kualitatif, yang menggunakan metode wawancara, observasi, dan documentasi. Dengan data primer dan data skunder yang berasal dari informan yang dipilih dengan metode snow ball. Hasil penelitian ini menunjukkan peran Bank Sampah NTB Mandiri belum mampu sepenuhnya dalam meningkatkan kesejahteraan nasabah karena menabung di Bank Sampah hanya pekerjaan sampingan bukan pekerjaan utama. Dan Pengelolaan Bank Sampah diarahkan pada pengembangan sumberdaya manusia, penciptaan peluang usaha yang sesuai dengan keinginan nasabah
ANALISIS PEMBIAYAAN USAHA PANDAI BESI DALAM MENINGKATKAN PRODUKSI DITINJAU DARI PERSPEKTIF ISLAM DI LINGKUNGAN GETAP KECAMATAN CAKRANEGARA KOTA MATARAM Jannati, Titi; Yasin, Muaidy
Jurnal Oportunitas : Ekonomi Pembangunan Vol. 3 No. 2 (2024): Oportunitas, September 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/oportunitas.v3i2.656

Abstract

Suatu perekonomian tidak terlepas dari proses jual beli yang dimana membutuhkan pembiayaan atau modal untuk menjalankan usaha. Pembiayaan tersebut dapat bersumber dari pembiayaan internal maupun pembiayaan eksternal. Penelitian ini bertujuan untuk menganalisis pembiayaan usaha yang digunakan oleh pelaku usaha pandai besi ditinjau dari perspektif islam di Lingkungan Getap Kecamatan Cakranegara Kota Mataram. Penelitian ini menggunakan metode kualitatif dengan jenis penelitian fenomena. Hasil yang didapatkan dari proses penelitian yaitu walaupun mayoritas masyarakat yang ada di Lingkungan Getap beragama islam namun masih banyak menggunakan sumber pembiayaan yang mengandung unsur riba.
The Effect of Awareness and Attitude on Preferences For Islamic Banks and Conventional Banks: The Role of Religiosity of Ethnic Muslim Customers Sasambo Taufiq Chaidir; Yasin, Muaidy; Jalaludin, Jalaludin; Wahyunadi, Wahyunadi
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 03 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i03.7297

Abstract

The purpose of this study is to show the role of religiosity (extrinsic and intrinsic factors) in awareness and attitudes, as well as its influence on the preference of Islamic banks over conventional banks among Muslim SASAMBO (Sasak-Samawa-Mbojo) ethnicity customers in West Nusa Tenggara Province. The research method used is explanatory. The study used non-probability sampling techniques, specifically the judgment sampling method. The sample size was 120 customers, with 40 from each ethnicity. PLS-SEM (Partial Least Square-Structural Equations Modelling) is the analysis model used in this study to obtain estimation results and test hypotheses. The findings indicate that extrinsic religiosity significantly impacts awareness but does not affect attitudes. Intrinsic religiosity has a significant impact on awareness. In the second factor, intrinsic religiosity had no significant influence on attitudes. The awareness aspect has significantly impacted customer preferences for Islamic banks over conventional banks. The attitude aspect has been shown to have no significant effect on customer preferences for Islamic banks as opposed to conventional banks. Customers who understand the concepts of traditional and Islamic banking can better determine which products and systems are suitable and which are not. However, when customers become aware of these products and services, most show interest in using traditional and Islamic financial transaction methods.
Determinants of Socio-Demographic Characteristics on Financial Inclusion of Women in Mataram City and West Lombok Regency Taufiq Chaidir; Muaidy Yasin; Jalaludin Jalaludin; Gst Ayu Arini
Jurnal Pendidikan Indonesia Vol. 5 No. 11 (2024): Jurnal Pendidikan Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/japendi.v5i11.6294

Abstract

The objective of this research is to demonstrate that various social factors, including education, employment status, and proximity to financial service locations, along with demographic factors such as age, marital status, number of family members, and number of family members who are employed, play a crucial role in determining the level of financial inclusion in Mataram City and West Lombok Regency. The research adopts a quantitative approach and falls under the category of explanatory research. Mataram City has six sub-districts (urban locality), and West Lombok Regency has ten sub-districts (rural locality). In this study, the sample was selected using a non-probability sampling technique, which was determined purposively. The number of samples is 200 women. Procedures and models for evaluation and testing hypotheses used Structural Equation Models (SEM) and Partial Least Squares (PLS). The coefficient of determination of the structural model (R2) and the adjusted R square value (Adj R2) are 0.1840 and 0.1670, respectively. The effect-size value (f2) is more than 0.02, namely 0.192 for social characteristics and 0.093 for demographic characteristics. The results of testing hypothesis 1 (H1) concluded that social characteristics do not significantly affect the financial inclusion of women while testing hypothesis 2 (H2) concluded that demographic characteristics significantly affect the financial inclusion of women in Mataram City and West Lombok Regency. It is recommended to the monetary authority that financial service offices and ATM outlets be closer and more easily accessible to the community.
Analisis Overlay Potensi Pendapatan Asli Daerah Sebagai Salah Satu Sumber Pendapatan Daerah di Kabupaten Lombok Tengah Tahun 2013-2022 Muhammad Alif Bimanday; Muaidy Yasin; Endang Astuti
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i3.1495

Abstract

This study is entitled Overlay analysis of regional original revenue potential as one of the sources of regional revenue in Central Lombok regency in 2013-2022 with the aim of analyzing the potential of regional original revenue of Central Lombok regency in 2013-2022 with several steps (1) analyzing PAD construction of Central Lombok regency in 2013-2022, (2) analyzing PAD growth of Central Lombok regency in 2013-2022, and (3) analyzing PAD potential of Central Lombok regency in 2013-2022 by calculating the yield of contributions and growth. This study uses a quantitative approach with descriptive methods. This study was conducted in Central Lombok Regency at the regional Revenue Agency (BAPENDA). The method of data analysis used in this study is Overlay analysis. The results of this study are (1) pad contribution analysis of Central Lombok regency in 2013-2022 obtained an average result of 10.10% with unfavorable criteria, (2) PAD growth analysis of Central Lombok regency in 2013-2022 obtained an average result of 16.96%. (3) Overlay PAD analysis of Central Lombok regency in 2013-2022 obtained an average contribution of 0.99 (low) and an average growth of 1.00 (high) with potential criteria.
DAMPAK PAJAK DAERAH, HASIL PENGELOLAAN KEKAYAAN DAERAH YANG DIPISAHKAN DAN LABA BUMD TERHADAP PENDAPATAN ASLI DAERAH DI NTB Mahasarani, Dewi; Yasin, Muaidy; Wafik, Ahmad Zaenal
Elastisitas : Jurnal Ekonomi Pembangunan Vol. 6 No. 2 (2024): Elastisitas, September 2024
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/e-jep.v6i024

Abstract

Penelitian ini bertujuan untuk menguji Dampak Pajak Daerah, Hasil Pengelolaan Kekayaan Daerah Yang Dipisahkan dan Laba BUMD Terhadap Pendapatan Asli Daerah (PAD) Di Nusa Tenggara Barat Periode 2008-2022 baik secara Parsial maupun Simultan. Objek penelitian ini adalah pemerintah Provinsi Nusa Tenggara Barat. Jenis penelitian ini adalah penelitian kuantitatif dengan menggunakan data sekunder yang diambil dari statistik keuangan pemerintah provinsi pada Badan Pusat Statistik (BPS) Nusa Tenggara Barat. Dalam penelitian ini menggunakan metode analisis Asumsi Klasik, Regresi Linier Berganda, Uji T dan Uji F.dengan data Time Series. Hasil pengujian menunjukkan bahwa secara parsial pajak daerah berpengaruh signifikan terhadap PAD di Provinsi Nusa Tenggara Barat. Hasil pengelolaan kekayaan daerah yang dipisahkan tidak berpengaruh signifikan terhadap PAD di Provinsi Nusa Tenggara Barat. Laba BUMD tidak berpengaruh signifikan terhadap PAD di Provinsi Nusa Tenggara Barat dan Secara simultan pajak daerah, hasil pengelolaan kekayaan daerah yang dipisahkan dan laba BUMD berpengaruh signifikan terhadap PAD Provinsi Nusa Tenggara Barat, dengan besar pengaruh 99.4% dan 6% nya dipengaruhi oleh faktor lain yang tidak tercantum dalam penelitian ini.
Co-Authors Abdul Manan Abdul Manan Adhitya Bagus Singandaru Agustiani, Eka Agustiawan, Zulmi Ahmad Lutfi Fikri Ahmad Lutfi Rijalul Fikri Ahmad Lutfi Rijalul FIkri Ahmad Rifa'i Akhmad Jufri Akhmad Jufri Akhmad Jufri Akhmad Jupri Akhmad Jupri Akhmad Jupri Akung Daeng Arini, Gst Ayu AYU LESTARI B. Busaini, B. Bimanday, Muhammad Alif Chaidir, Taufiq EMI SALMAH Endang Astuti Endang Astuti Fadliyanti, Luluk Faradillah, Lisa Fuadi, Helmi Gst Ayu Arini Hadi Mahmudi Helmi Fuadi Himawan Sutanto Himawan Sutanto humaini, eqi Huzaini, Muhammad I Gusti Agung Arista Pradnyani I Gusti Ayu Resanti Ibrahim, Isra Dewi Kuntary IHSAN ROIS, IHSAN Ilmiati, Yulinda Nur Irwan Irwan Iwan Harsono Iwan Satriawan Jalaludin Jalaludin Jalaludin Jalaludin Jalaludin, Jalaludin Jamhari Jamhari Janna, Ilza Lail Fatul Jannati, Titi Lalu Mohammad Ikbal Pahroni Lukman Hakim Lukman Hamim Luluk Fadliyanti M. Firmansyah M. Irwan M. Irwan, M. Irwan Mahasarani, Dewi Mahmudi, Hadi Mahyudin Nasir Mansur Afifi Marashdeh , Hazem A. MARIA BINTANG Masrun , Masrun Masrun masrun Micko Yusuf Setiawan Mila Safitri Moh. Huzaini Moh. Huzaini MOH. HUZAINI, MOH. Mohamad Revan Azka Muh Khairul Fatihin MUH. KABUL, LALU Muhammad Alif Bimanday Muhammad Firmansyah, Muhammad Muhammad Syafiuddin Muhdin Mulianti, Dara Elis Nila Rahayu NURHIDAYANI NURHIDAYANI NURHIDAYANI NURHIDAYANI, NURHIDAYANI Oni Apriani Padilawati, Santi Pascayanti, Yusifa Prajna Wiraputra, Marcellino Sagir, Junaidi Sahri Salsabila, Unik Hanifah Siti Fatimah Siti Fatimah Siti Nurhidayati Siti Rahmawati Siti Sriningsih Siti Sriningsih St. Maryam Subhani, Armin - Sujadi Sujadi Sujadi Surati Surati Susanto , Himawan Taufiq Chaidir Taufiq Chaidir Titiek Herwanti TITIEK HERWANTI, TITIEK Tuti Handayani Ulfa, Yakut Nahdiana Vera Supriastuti Wafik, Ahmad Zaenal wahyunadi Wahyunadi Wahyunadi Wahyunadi, Wahyunadi YUDHA, I DEWA KETUT Yusuf Hasbullah