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Titing Suharti
Universitas Ibn Khaldun Bogor, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Library & Information Science Medicine & Pharmacology Physics Public Health Social Sciences Other

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PENGARUH PERTUMBUHAN KREDIT TERHADAP NON PERFORMING LOAN STUDI KASUS PADA PD.BPR LPK LEUWILIANG KABUPATEN BOGOR Novianto, Deri; Suharti, Titing; Yudhawati, Diah
INOVATOR Vol 4 No 2 (2015): SEPTEMBER
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (825.488 KB) | DOI: 10.32832/inovator.v4i2.653

Abstract

Besarnya pertumbuhaan kredit yang disalurkan akan menentukan keuntungan yang diperoleh. Akan tetapi tidak berarti bahwa jumlah kredit yang disalurkan besar akan memberikan keuntungan yang besar pula, hal ini akan berdampak pada tingkat Non Performing Loan Ban. Semakin besar kredit yang disalurkan oleh Bank maka pertumbuhan kredit juga semakin bertambah. Pertumbuhan kredit yang baik akan meningkatkan pertumbuhan keuntungan Bank berupa pendapatan bunga Bank. Oleh karena itu pengelolaan kredit harus dilakukan dengan sebaik-baiknya mulai dari perencanaan jumlah kredit, penentuan suku bunga, prosedur pemberian kredit, analisis pemberian kredit, sampai dengan pengendalian kredit yang macet. Penelitian ini bertujuan untuk mengetahui Pengaruh Pertumbuhan Kredit terhadap Non Performing Loan Pada PD.BPR LPK Leuwiliang Kabupaten Bogor.
MENGUKUR KINERJA KEUANGAN PERUSAHAAN DENGAN MENGGUNAKAN SISTEM DU PONT Tahun 2009 – Tahun 2013 (Studi Kasus PT United Tractors Tbk) Gumbira, Gugum; hardjo, budi; Suharti, Titing
INOVATOR Vol 3 No 2 (2014): SEPTEMBER
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (722.102 KB) | DOI: 10.32832/inovator.v3i2.658

Abstract

Sebagai organisasi yang selalu berorientasi pada keuntungan, perusahaan harus senantiasa melakukan penelitian dan pengembangan terhadap produk yang dihasilkan maupun pelayanan terhadap konsumen agar perusahaan dapat terus meningkatkan kuantitas dan kualitas usaha sehingga dapat bersaing dengan perusahaan lain.Perusahaan harus mempunyai nilai tambah yang menjadikan suatu keunggulan dalam bersaing dengan perusahaan lain, baik dalam hal produk maupun pelayanan, sehingga akan tercapai tujuan perusahaan dan meningkatnya keuntungan sesuai dengan rencana perusahaan.Laporan keuangan perusahaan pada umumnya terdiri dari neraca dan laporan laba rugi. Dengan melakukan analisis terhadap laporan keuangan perusahaan, maka dapat diketahui kinerja keuangan perusahaan tersebut.Salah satu alat analisis yang digunakan untuk menganalisis laporan keuangan PT United Tractors Tbk adalah Analisis ROE (Return On Equity) dengan menggunakan Sistem Du Pont. Analisis Sistem Du Pont pada PT United Tractors Tbk merupakan sebagai alat untuk mengukur kinerja perusahaan dalam menginvestasikan modalnya, baik yang bersumber dari pinjaman maupun dari modal sendiri untuk dikelola oleh perusahaan, sehingga menghasilkan profit margin yang tinggi dengan biaya operasional yang rendah.
ANALISIS PENENTUAN PORTOFOLIO SAHAM OPTIMAL UNTUK MEMAKSIMUMKAN KEUNTUNGAN DAN MEMINIMALKAN RESIKO BAGI CALON INVESTOR DI BEI (Studi Kasus Untuk PT. Bank Mandiri (Persero) Tbk, PT. Indofood Sukses Makmur Tbk, Dan PT. Unilever Indonesia Tbk, Pada Tahun 201 ., Yunita; Suharti, Titing; Yudhawati, Diah
INOVATOR Vol 3 No 1 (2014): MARET
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (874.23 KB) | DOI: 10.32832/inovator.v3i1.663

Abstract

Investor mengharapkan investasi yang ditanamkan akan menghasilkan tingkat pengembalian yang maksimal dengan risiko yang seminimal mungkin. Pembentukan portofolio berangkat dari usaha diversifikasi investasi guna mengurangi risiko. Terbukti bahwa semakin banyak jenis efek yang dikumpulkan dalam keranjang portofolio, maka risiko kerugian saham yang satu dapat dinetralisir oleh keuntungan dari saham lain.Setelah dilakukan penelitian,maka bagi para investor sebelum mengambil keputusan untuk berinvestasi sebaiknya memilih terlebih dahulu saham mana yang akan dipilih, kemudian melakukan analisis terhadap saham tersebut. Agar para investor mengetahui seberapa besar keuntungan dan resiko yang akan ditanggung oleh investor pada masing-masing komposisi portofolio.
Optimalisasi Kapasitas Dan Peningkatan Efisiensi Biaya Pengelolaan Kelas Karyawan Nurhayati, Immas; Suharti, Titing
INOVATOR Vol 7 No 1 (2018): MARET
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (103.593 KB) | DOI: 10.32832/inovator.v7i1.1457

Abstract

This research would like to analysis optimizing employee class management both in capacity and cost efficiency. Capacity optimization is to determine the minimum number of students that can cover all of their class costs. The research method uses break even point analysis. The results of the study showed that the optimal number of class capacity was 21 (twenty one) students. Taking into account efficiency and fairness for all, excess teaching fees per SKS for employee classes vary from Rp. 12,500 to Rp. 50,000 with the presence of Rp. 50,000.
Financial Leverage Terhadap Rentabilitas Ekonomi Asiah, Dede Aas; Suharti, Titing; Supramono, Supramono
INOVATOR Vol 8 No 1 (2019): MARET
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (414.299 KB) | DOI: 10.32832/inovator.v8i1.1840

Abstract

Financial Leverage dapat diartikan sejauh mana strategi pendanaan melalui utang untuk digunakan investasi dalam meningkatkan produksi, dan menghasilkan kemampuan laba yang mampu menutup biaya bunga dan pajak pendapatan. Rentabilitas Ekonomi ialah perbandingan antara laba usaha dan modal sendiri dan modal asing yang dipergunakan untuk menghasilkan laba tersebut dan dinyatakan dalam presentase. Berdasarkan tujuan peneliti untuk melihat pengaruh Financial Leverage terhadap Rentabilitas ekonomi yang terjadi pada perusahaan manu faktur sub sektor semen yang berada di Bursa Efek Indonesia.Peneliti menggunakan Analisis Leverage yaitu DFL atau yang disebut Degree of Financial Leverage dimana PT. Indocement Tunggal Prakasa Tbk, PT. Semen Baturaja Tbk, PT. Holcim Indonesia Tbk, PT. Semen Indonesia Tbk, dan PT. Wijaya Karya Beton Tbk memiliki pengaruh terhadap Rentabilitas Ekonomi sebesar 11%.
ANALISIS NILAI TAMBAH PRODUKSI ABON DAN TEPUNG IKAN LELE DENGAN PRINSIP ZERO WASTE ATAU NIR LIMBAH Nurhayati, Immas; Suharti, Titing; Suartika, Ika
INOVATOR Vol 8 No 2 (2019): SEPTEMBER
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.283 KB) | DOI: 10.32832/inovator.v8i1.2492

Abstract

The main purpose of this research is to analyze the economic value added of shredded and catfish flour production based on zero waste principle in Sekarwangi village, Sukabumi. The data used in this study are primary data where data is obtained directly from responden that is collected through interviews. This research was conducted for approximately two months. The process of changing from catfish to other products in the form of shredded and catfish flour gives added value both economically and to the benefit of environmental sustainability. The results of data processing show that processing raw material for unproductive catfish into shredded and catfish flour can provide economic value added Rp 19,500 for shredded from every 3 kg of catfish and 30,000 for catfish flour  from every 5 kg of catfish bones. The application of zero waste technology in the production of shredded and catfish flour is to utilize all parts of catfish without any waste. The principle of zero waste is an environmentally friendly activity.
Karakteristik Internal Pendengar Terhadap Kepuasan Siaran Talkshow Dinamika Bogor: Studi Kasus Pendengar Siaran Talkshow Dinamika Bogor Dengan Narasumber Narasumber UKM Bogor Anggrayni, Dewi; Suharti, Titing
INOVATOR Vol 9 No 2 (2020): SEPTEMBER
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/inovator.v9i2.3504

Abstract

Penyiaran radio merupakan kekuatan utama media untuk berbagai kepentingan. Acara-acara yang ditawarkan penyiaran radio mencerminkan need and wants mengikuti trend terkini di masyarakat. Penelitian ini bertujuan untuk menganalisis bagaimana siaran talkshow Dinamika Bogor yang melibatkan Usaha Kecil Mikro di Radio RRI Bogor mampu memberikan ruang interaktif kepada pelaku usaha kecil, dampak siaran tersebut terhadap kepuasan konsumen sehingga memberi impak kepada pemasaran produknya. Siaran dilakukan secara interaktif, dengan durasi 45 menit. Teknik analisis digunakan dengan deskriptif kualititatif. Hasil analisis menunjukkan siaran interaktif yang melibatkan pendengar yang dalam talkshow RRI lebih dikenali produknya di masyarakat Bogor. Sedangkan UKM yang belum bisa merespon pertanyaan pendengar dalam siaran tersebut lebih lambat pertumbuhan usahanya. Siaran talkshow UKM sangat membantu pihak UKM di Bogor untuk memperkenalkan usahanya kepada masyarakat. Penyiaran radio menjadi alat penting sebagai media periklanan. Radio menjadi salah satu media siaran yang sesuai untuk mempromosikan produk tertentu dengan cakupan yang lebih luas.
THE INFLUENCE OF VILLAGE FINANCIAL PERFORMANCE ON FINANCIAL MANAGEMENT VILLAGE IN BOGOR REGENCY Aminda, Renea Shinta; Jiddan Aziz, Raden Muhammad; Syaukat, Yusman; Arsyianti, Dwi; Suharti, Titing
Media Ekonomi Vol. 32 No. 1 (2024): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/zs3wjs59

Abstract

The research was conducted in six villages in Bogor Regency during March and April, using primary and secondary data. Secondary data was obtained from accountability reports reflecting village income and expenditure budgets from 2018 to 2022, while primary data was collected through interviews for input into process hierarchy analysis. A purposive sampling method was used to select the villages, based on location, the Village Building Index (IDM), and recommendations from the Bogor District Empowerment and Village Service. The study's independent variables included Financial Activity, Financial Growth, Financial Independence, and Financial Performance which were calculated using ratios, while the dependent variable was Financial Management. The data was analyzed using quantitative descriptive analysis, village financial ratio analysis, and panel data regression tests, combining time series and cross-sectional data. This study uses villages as sample objects by assessing financial performance through village independence, village financial activities, and village financial growth towards efficiency in Bogor Regency in March and April. The data used include primary data obtained from accountability reports detailing the realization of village revenue and expenditure budgets from 2018 to 2022 and secondary data. The analysis methods used include descriptive statistics, financial ratio analysis, and panel data regression. The currently available resources result in a limited Regional Original Revenue (PAD) generation. The socio-economic status of the village residents remains modest, and the supply of huge transfer income makes the village dependent on assistance. In financial activities, namely operations, it is still considered low. This is because the needs of the village are still small, with a low population, and an emphasis on capital spending as the main focus of the village. According to the applicable policies, the targets for priority use of Village Funds, Village Fund Allocations, Share of Regional Tax and Levy Proceeds, and Provincial/Regency Financial Assistance are to be achieved.
Analysis of Digital Influencer Advertising Content on the @lozyhijab account as a Marketing Communication Strategy for Muslim Clothing on Instagram Accounts Anggrayni, Dewi; Suharti, Titing; Nurwahyuni, Risa Putri; Melyanti, Melyanti
INOVATOR Vol 14 No 1 (2025): MARET
Publisher : prodima@fe.uika-bogor.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/inovator.v14i1.19343

Abstract

This study aims to analyze the marketing strategy of @lozyhijab communication carried out through influencer promotional content on Instagram during August-September 2024. In today's digital era, influencer marketing is one of the effective methods in reaching a wider audience, especially in the Muslim clothing segment. The research uses a descriptive qualitative approach with a focus on three main indicators: branding, engagement, and content visibility. Of the 2 influencers involved, influencers Alyah Balqis and Hamidah Rachmayanti showed significant contributions to this campaign. Alyah Balqis promotes elegant Muslim women's casual clothing, while Hamidah Rachmayanti focuses on sharia clothing for worship. Alyah's content highlights modern design through dynamic visuals that increase brand visibility, while Hamidah's content reinforces religious values with an authentic approach that are relevant to his audience. In addition, active interactions in the comment column, such as Alyah's friendly responses and Hamidah's personal communication, improve emotional relationships with customers, strengthen loyalty, and increase trust in the brand. The study concludes that choosing the right influencers with a tailored communication strategy on each indicator can have a positive impact in today's era of online marketing if they are responsible for choosing the right influencers and using the right methods to get their message across.
ONLINE SHOPPING MOTIVES OF MICRO, SMALL AND MEDIUM ENTERPRISES' PRODUCTS TOWARDS NEW NORMAL ERA Pasaribu, Popy Novita; Megawati, Dewi; Wibowo, Agung; Suharti, Titing; Muniroh, Leny
Jurnal Aplikasi Manajemen Vol. 21 No. 2 (2023)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2023.021.02.06

Abstract

The study aimed to see the nexuses of motives on behavior intention online shopping of MSMEs products in Jakarta, Bogor, Depok, Tangerang, and Bekasi (Jabodetabek) areas with Price, Halal, and Food Product as moderator variables. The research was conducted using quantitative methods. The data analysis used in this research were validity and reliability tests for instrument tests. The assumption classical tests were the heteroscedasticity, multicollinearity, and multiple linear regression tests. Multiple linear regression tests were t-test, F test, and Moderated Regression Analysis (MRA), calculated using the SPSS 26 application. Results are Hedonic motivation, perceived usefulness, and external subjective norms gave a positive and significant effect on behavior intention online shopping. Price as the moderator variable on Hedonic motivation and perceived usefulness did not have a significant influence, similarly for the result of Halal as the moderator variable on the internal subjective norm and external subjective norm. The interaction with Price and Halal as moderators has a positive effect. Oppositely, Food Products as a moderator variable of the pandemic covid-19 possess a negative response. The contribution of the research can be used by e-commerce, specific sellers, and others where the level of halalness is still very much considered by consumers. The implication for the price is not an issue for online shopping of MSME products in moderating motives, while food product negatively moderates the pandemic covid 19 towards online shopping. Therefore, online food sellers should consider applying the health protocol if there is a new wave of pandemic toward a new normal era to anticipate a negative response.
Co-Authors ., Budihardjo ., Supramono Achmad, Ardyansyah Armanda Saputra Adawiyah, Siti Robiatul Agung Wibowo Agung Wibowo Ahmad Zulfikar Alarsy, Alfi Arrahman Alsalbiyah, Neng Nur Alya Hasanah Kurniawati Amelia indriyanti Rusmaniar Anak Agung Dewi Megawati, Anak Agung Dewi Angga Prasetia Anggraeni, Dea Lirista Anuraga Kusumah Aprilianti, Anggi Apriyani, Ria Arsyianti, Dwi Asiah, Dede Aas Asti Marlina Ayu, Fitri Senja Puspa Azolla Degita Azis Azolla Degita Azis Barhoya, Ahmad Fahmi Berliani Fatimah Bimo, Widhi Aryo Cantika, Melodia Chatarina Umbul Wahyuni damayanti, muthia Denia Maulani Dewi Anggrayni Diah Yudhawati Dini Anggraini, Dini Diyah Novitasari Donny Kurniawan Drajat, Romi Aditiya fahrudin Fatikasari, Cindy Ida Ayu Fatimah, Berliani Fauzan Azhari, Fauzan Fauzi, Iqballudin Firdaus, M. Azis Gemy Ghethan Gumbira, Gugum Hablinur Alkindi hardjo, budi Hariansyah, M Hartanti Nugrahaningsih Hurriyaturrohman Hurriyaturrohman Ida Farida Imran, Ulfa Mahfiah Indrawan, Shabri Ismawati Ismawati Istirhamiyah, Siti Iswandira, Anesti Jiddan Aziz, Raden Muhammad Kartika Rinda, Rachmatullaily Khotijah, Nur Zulfa Lestari, Lian Asti Lustiana, Fifi Ulfa M. Ali Fikri M. Hariansyah M. Imam Sundarta Masruri, M. Anwar Melyanti, Melyanti Muhamad Azis Firdaus Muhammad Ramadhan Mukhtaram, M. Ardyan Mulyani, Echa Tania Muniroh, Leny Muzaky , Rizqi Nasution, Halimatussa' diah Nasution, Umi Sakinah Natasha, Vanesza Novel Anak Lyndon Novianto, Deri Nurhayati, Immas Nurul Nurul Nurwahyuni, Risa Putri Nyai Ida Ayu Diah Pebi Silpiawati Popy Novita Pasaribu Prasetyowati, Riris Aishah Prayitno, Danil Dwi Purnama, Risky Putri Widianti Putri, Fany Anasya Putri, Yucke Olviani Rachmatulaily K.R Rachmatullaily Tinakartika Rinda Rahayu, Dara Sumanding Rahayu, Sari Rahmat Rosyadi, Abdu Rahmat, Dede Rahmawati, Rinrin Renea Shinta Aminda Retno, Indriati Anissih Ritzkal, Ritzkal Rivai, Novan Mushaf Salsabila, Mutia Salwa Salsabila Sari, Anggi Novita Sativa, Oriza Septa Anggraeni Septy Putri Andini Setiani, Yuli Caturi Sherlina Ayu Dwi Miliyani Sigit Purwanto Silfy Ayu Rahmawati Siti Nur Maulani Siti Nur Maulani Sobari Sobari Suartika, Ika Supramono Surend Mahmud, Khalishah Sutoyo, Edi Syahrum Agung Triana, Elida Vannesia, Tasya Verni Asvariwangi Vina Sulistia Damayanti Widhi Ariyo Bimo Widiya, Dede Wulan, Dara Ratna Yulia Putri Andini Yulia Putri Andini Yunita . Yusman Syaukat