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All Journal JEE (Jurnal Edukasi Ekobis) Al Ishlah Jurnal Pendidikan Lentera: Jurnal Ilmiah Kependidikan JURNAL PRODUKTIVITAS Jurnal Edueco KREATIF : Jurnal Ilmiah Prodi Manajemen Universitas Pamulang JURNAL PERSPEKTIF PENDIDIKAN Economic Education and Entrepreneurship Journal Soedirman Economics Education Journal Pekobis : Jurnal Pendidikan, Ekonomi, dan Bisnis Didaktik : Jurnal Ilmiah PGSD STKIP Subang Belantika Pendidikan Historia Madania: Jurnal Ilmu Sejarah JOURNAL OF ECONOMICS EDUCATION AND ENTREPRENEURSHIP Journal of Social Science Education International Journal of Educational Studies in Social Sciences Jurnal Pengabdian Masyarakat Ilmu Pendidikan Jurnal Pengabdian Sosial Indonesia Akademika Jurnal Pendidikan Progresif Equilibrium Jurnal penelitian Pendidikan dan Ekonomi
Suroto Suroto
Universitas Lampung
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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PENGARUH METODE PEMBAYARAN QR E-WALLET, MONEY AVAILABILITY DAN GAYA HIDUP TERHADAP IMPULSIVE BUYING PADA MAHASISWA Rhesty Puspita Sari; Suroto Suroto; Meyta Pritandhari
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 23 No. 01 (2026): Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/ksz1x527

Abstract

This study examines the effects of QR code–based e-wallet payment methods, money availability, and lifestyle on impulsive buying among Economics Education students at the University of Lampung. A quantitative descriptive–verificative approach was applied using ex post facto and survey methods, with data collected from 283 students through questionnaires and analyzed using t-tests and F-tests in SPSS. The independent variables contributed significantly to impulsive spending, both simultaneously and partially. The F test produced an F above the critical value (88.434 > 2.66), with an R² of 0.621, proving that 62.1% of impulsive buying behavior can be explained by the independent variables, with the remaining 37.9% being influenced by other factors. The novelty of this study lies in the combined analysis of QR-based digital payments, money availability, and lifestyle, which have rarely been examined together in previous research. The findings highlight the importance of financial management and financial literacy to reduce impulsive buying behavior among students.
Co-Authors Noni Rahmawati Abdul Rozak Afriyanto, Verdyan Nur Afryanto, Verdyan Nur Ahmad Jaenudin Ajeng Ayu Syaifa Pratiwi Albet Maydiantoro Albet Maydiantoro Amanah, Rizki Nur Ambyah Harjanto, Ambyah Andi Adam Rahmanto Astri, Sadana Aluh Ayu Monika Cindi Yosari Saragih Dayka, R. Dewa Wahyu Happy Dinda Purnama Dwi Puji Astuti Efendi, Jodi Sofyan Erzal Syahreza Aswir Erzal Syahreza Aswir Fanni Rahmawati Fanni Rahmawati Fasya, Salwa Ghina Hadi Wijoyo Hestiningtyas, Widya Hidayat, Nurdin I Komang Wahyu Diana I Komang Winatha Imam Mahmud Ine Zulfika Restu Irawan, Fredi Junaidi Junaidi Kailan, Fikri Khairani, Risha Letty Meisitha Marsaid, Nurdin Maskun Maskun Meyta Pritandhari meyta pritandhari Mohamad Ghinau Thofadillah Muhammad Sukirlan Muhammad Sukirlan Novita Sari Novitria Amalia NUR FITRIANI Nur Fitriani Nurdin Nurdin Nurdin Nurdin Pargito Pargito Pratama, Rinaldo Adi Pujiati Pujiati Rafifa Tu Zakia Rahmad Nur Karim Rahmah Dianti Putri Rahmanto, Andi Adam Rahmawati Rahmawati Rahmawati , Fanni Rahmawati Rahmawati Rahmawati, Diya Rofika Rahmawati, Rahmawati Ramadani, Rio Rangga Firdaus Rhesty Puspita Sari Ridho Amanda Saputra Ridho Sholehurrohman Riyan Yuliyanto Riyan Yuliyanto Rizki Nur Amanah Salshabella, Dhea Clara Samuel Turnip Saputra, Jaya Sumargono Sunyono - - Syah , Thamrin Tedi Rusman Tomi Kurniawan Turnip, Samuel Verdyan Nur Afriyanto Widya Hestiningtyas Widya Hestiningtyas Wijoyo, Hadi Wulan, Mutiasari Nur Yon Rizal Yuliyanto, Riyan Yuni Lestari Yusuf Perdana Zildjian Fitri