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All Journal Jurnal Media Hukum Jurnal Akta Indonesian Journal of Artificial Intelligence and Data Mining Varia Justicia Unes Law Review Pena Justisia: Media Komunikasi dan Kajian Hukum Al-Adalah: Jurnal Hukum dan Politik Islam JURNAL RECHTENS Indonesian Comparative Law Review JURNAL ILMIAH ADVOKASI Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Jurnal Penegakan Hukum dan Keadilan Jurnal Hukum Lex Generalis Borobudur Law Review AMNESTI : Jurnal Hukum Batulis Civil Law Review UNES Journal of Swara Justisia PAMALI: Pattimura Magister Law Review Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Journal Publicuho Jurnal Media Hukum Kanun: Jurnal Ilmu Hukum Law and Justice SASI Fundamental : Jurnal Ilmiah Hukum Lex Scientia Law Review Jurnal Al-Ahkam : Jurnal Hukum Pidana Islam
Wahyudi Umar
Universitas Muhammadiyah Kendari
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences

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Konsekuensi Hukum Pengalihan KPR Subsidi Tanpa Persetujuan Kreditur Muhammad Faisal; Sudirman; Wahyudi Umar
Fundamental: Jurnal Ilmiah Hukum Vol. 12 No. 2 (2023): Fundamental: Jurnal Ilmiah Hukum
Publisher : Universitas Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34304/jf.v12i2.119

Abstract

Program Subsidi KPR pemerintah bertujuan untuk membantu masyarakat berpenghasilan rendah memiliki rumah layak huni. Namun, seringkali terjadi pengalihan KPR bersubsidi tanpa persetujuan kreditur oleh penerima KPR, yang berpotensi menimbulkan konsekuensi hukum. Di Indonesia, kasus pengalihan KPR subsidi semakin marak. Oleh karena itu, perlu dilakukan penelitian tentang konsekuensi hukum dari pengalihan KPR bersubsidi tanpa persetujuan kreditur. Penelitian ini bertujuan untuk mengetahui konsekuensi hukum dari pengalihan KPR bersubsidi tanpa persetujuan kreditur. Penelitian ini menggunakan metode penelitian hukum normatif, yang menggunakan pendekatan peraturan perundang-undangan dan kaidah-asas hukum yang berlaku. Data diperoleh melalui studi literatur dan analisis peraturan perundang-undangan terkait KPR bersubsidi, serta putusan pengadilan terkait kasus pengalihan KPR subsidi. Hasil penelitian menunjukkan bahwa pengalihan KPR bersubsidi tanpa persetujuan kreditur dapat memiliki konsekuensi hukum yang serius bagi penerima KPR dan pihak-pihak yang terlibat dalam pengalihan tersebut. Penerima KPR dapat kehilangan hak atas rumah yang diambil dengan KPR bersubsidi, sedangkan pihak yang terlibat dalam pengalihan dapat dikenakan sanksi pidana dan denda. Kata Kunci: Konsekuensi hukum, Pengalihan KPR, Kreditor
Perlindungan Hukum Konsumen Terhadap Overclaim pada Produk Skincare dalam Transaksi Online Lasmi Dewi Santika; Ma'ruf Akib; Wahyudi Umar; Ismi Fajdriah Hamzah
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 5 No. 2 (2025): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v5i2.3132

Abstract

Overclaim atau klaim yang tidak sesuai dengan kenyataan dapat merugikan konsumen dan menciptakan ketidakadilan dalam hubungan antara pelaku usaha dan konsumen. Hal ini menjadi sangat relevan dalam traksaksi online, di mana informasi produk sering kali disajikan secara tidak transparan. Ketidaktransparanan dapat menyebabkan keraguan di benak konsumen, yang berpotensi mengurangi kepercayaan terhadap platform e-commerce dan produk yang ditawarkan. Dalam dunia digital yang serba cepat ini, konsumen semakin menuntut akses ke informasi yang akurat dan dapat dipercaya untuk membuat keputusan pembelian yang informasional.Penelitian ini mengkaji perlindungan hukum konsumen terhadap overclaim pada produk dalam transaksi Online. Penelitian ini menggunakan jenis penelitian hukum normatif yang didukung oleh pendekatan perundang-undangan dan menggunakan bahan sekunder, primer dan tersier yang berisi kaidah hukum yang relevan. Hasil penelitian ini menunjukkan bahwa kasus Overclaim produk Skincare bertentangan dengan pasal 4 huruf c dan Pasal 7 huruf b Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen terkait informasi produk.
Understanding Digital Signature through a Conceptual Approach to Improve Efficiency, Access, and Quality of Fintech Rasmuddin Rasmuddin; Wahyudi Umar; Sudirman Sudirman
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 22 No. 1 (2023): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v22i1.4029

Abstract

This study aims to deepen the understanding of the concept of digital signature in the context of the fintech industry, focusing on efforts to improve the efficiency, accessibility, and quality of fintech services. Digital signatures are a key component in modern fintech transactions and services, which are important in securing information and maintaining data integrity in a digital environment. This research method involves a conceptual approach consisting of literature analysis, case studies, and an in-depth understanding of digital signature technology and its impact on the fintech ecosystem. Basic concepts such as cryptography, algorithms, and digital security principles will be carefully examined to understand the foundations of digital signature technology. In addition, this research will also explore the latest developments in the use of digital signatures in the fintech industry, as well as their impact on operational efficiency, service accessibility, and transaction quality. The results of this research are expected to provide in-depth insights into the role of digital signatures in changing the fintech landscape. By understanding this concept better, stakeholders in the fintech industry can optimize the use of digital signatures to improve their speed, security, and quality of service. This is expected to help create a more efficient, accessible, and reliable fintech environment for consumers and businesses. This research can also be the basis for further research in the field of fintech security and related technological innovations.
KEPASTIAN HUKUM KEKAYAAN INTELEKTUAL TERHADAP KARYA ILMIAH YANG DIHASILKAN CHATGPT Chama Lamellosa Nararya; Sudirman; Wahyudi Umar
Jurnal Hukum Lex Generalis Vol 5 No 4 (2024): Tema Hukum Perdata
Publisher : CV Rewang Rencang

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Abstract

This research aims to examine the legal certainty of scientific works produced by ChatGPT. This study uses the type of normative research and the legislative approach to examine various legal rules as the focus of the research. by using primary and secondary legal materials. The results of the study show that ChatGPT cannot be said to be the creator of the Copyright Law in Indonesia and is not entitled to copyright for its work. The current regulation in Indonesia does not mention AI more clearly. However, the law follows human development in the future. So, the government must be clearer and more decisive in setting AI rules in Indonesia, which is growing.
PERLINDUNGAN HUKUM KREDITUR ATAS JAMINAN BORTOCH YANG TIDAK DAPAT DISITA JAMINAN Jefrey Rainaldo Laban; Sudirman; Wahyudi Umar
Jurnal Hukum Lex Generalis Vol 5 No 4 (2024): Tema Hukum Perdata
Publisher : CV Rewang Rencang

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Abstract

This study examines the legal protection for creditors against non-confiscated borgtocht guarantees. Borgtocht guarantees, as a form of personal guarantee, often face challenges in their implementation, especially when they are not officially registered. This study uses normative research and legislative approaches to examine various legal rules as the focus of research using primary and secondary legal materials. This study shows that legal uncertainty arises due to the Constitutional Court's decision that limits creditors' rights in executing fiduciary guarantees, as well as the need to register guarantees to ensure legal certainty. In addition, the study highlights the importance of stronger legal protections for creditors to prevent losses due to debtor defaults.
PENGAWASAN DAN PENEGAKAN HUKUM E-COMMERCE OLEH KPPU DALAM MENGATASI PERSAINGAN USAHA TIDAK SEHAT Anhar Sengge; Sudirman; Wahyudi Umar
Jurnal Hukum Lex Generalis Vol 5 No 4 (2024): Tema Hukum Perdata
Publisher : CV Rewang Rencang

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Abstract

This study aims to analyze the role of the Business Competition Supervisory Commission (ICC) in the supervision and enforcement of e-commerce law in Indonesia, especially in the context of unfair business competition. This study uses a normative juridical approach to evaluate the effectiveness of ICC's supervision and examine the challenges faced by ICC in implementing existing regulations, considering the ongoing dynamics of the digital market. The results of the study show that although ICC has made significant efforts in supervision, there are still legal loopholes that need to be corrected to ensure healthy business competition in the digital era. Therefore, it is important to strengthen regulations and supervisory mechanisms so that ICC can be more effective in tackling unfair business competition practices in the e-commerce sector
KEPASTIAN HUKUM SMART CONTRACT DALAM PERSPEKTIF HUKUM PERDATA Sakirman; Ma'ruf Akib; Wahyudi Umar
Jurnal Hukum Lex Generalis Vol 5 No 10 (2024): Tema Filsafat Hukum, Politik Hukum dan Etika Profesi Hukum
Publisher : CV Rewang Rencang

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Abstract

Legal certainty in the application of smart contracts in the perspective of civil law is an important issue in the digital era. Smart contracts, which are computer code that automatically executes agreements, face challenges in meeting the legal requirements of traditional contracts. Previous research shows that while smart contracts offer transparency and efficiency, they often do not meet the validity criteria set out in civil law, as expressed by Herian and Abidin. In addition, there is an urgent need for clearer regulation regarding the legal status of smart contracts so that they can be integrated with existing legal systems, as discussed by Onufreiciuc and Stănescu. Therefore, this study aims to explore the legal certainty of smart contracts and their implications for civil law, as well as provide recommendations for better arrangements in the future.
WANPRESTASI PADA LAYANAN PAYLATER DALAM APLIKASI SHOPEE Rahayu Iftahul Jannah; Ma'ruf Akib; Ismi Fadjriah; Wahyudi Umar
Jurnal Hukum Lex Generalis Vol 5 No 4 (2024): Tema Hukum Perdata
Publisher : CV Rewang Rencang

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Abstract

This study examines the phenomenon of default in the use of the PayLater service on the Shopee application, which is increasingly popular in Indonesia along with the development of e-commerce. The purpose of this study is to analyze the legal consequences of default by debtors in the use of this service. Normative legal research is carried out using a legislative and conceptual approach. The results of this study emphasize that consumers must understand the terms and conditions before using PayLater to avoid legal problems in the future because the results show that default occurs when debtors do not fulfill their payment obligations as agreed, which can result in fines and recording in the Financial Information Service System (SLIK) of the OJK.
Keabsahan Penerbitan Izin Usaha Pertambangan di Kabupaten Konawe Kepulauan Mirdan Mirdan; Rudy Iskandar Ichlas; Nur Nashriany Jufri; Wahyudi Umar
Jurnal Hukum Lex Generalis Vol 5 No 11 (2024): Tema Hukum Lingkungan
Publisher : CV Rewang Rencang

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Abstract

This study examines the legality of the IUP issuance process in Konawe Islands Regency, identifies potential administrative and legal violations, and provides recommendations to strengthen regulatory compliance. The research method used is normative juridical with a legal and case study approach. The results show that most IUPs in Konawe Islands Regency are issued without meeting administrative requirements, such as adequate environmental studies and consultations with affected communities. In addition, inconsistencies were found in the licensing process, such as procedural violations by the authorities that caused conflicts of interest and losses to the local community. This shows that there is a gap in the supervision and implementation of regulations.
Klausul Bahasa dalam Kontrak: Analisis Surat Edaran Mahkamah Agung Nomor 3 Tahun 2023 Ilhamsyah; Sudirman; Wahyudi Umar
Jurnal Hukum Lex Generalis Vol 5 No 10 (2024): Tema Filsafat Hukum, Politik Hukum dan Etika Profesi Hukum
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v5i10.819

Abstract

Language clauses in contracts are a crucial element that is often overlooked in Indonesian legal practice. With a statute and conceptual approach, this study analyzes the Supreme Court Circular Letter Number 3 of 2023, which provides guidelines regarding the use of language in contracts. The study results show that using clear and simple language in contracts can reduce the risk of disputes and increase trust between the parties involved. In addition, this study recommends the need for the consistent implementation of language standards to support legal integration and create a more stable business environment. Thus, this research contributes to developing contract law in Indonesia and provides insights for academics and legal practitioners.
Co-Authors A, Annisa Abda Abda Abdaud, Faisal Agus Yudha Hernoko Ahmad Rizani Ahmad Rustan Ahmad Rustan Alfurqon, Fe Fikran Andi Agus Salim Andi Hikmawanti Andri Triyantoro Anggriyani, Rima Anhar Sengge ayu wahyuni Baskara, Septian Adhy Cahya Kusuma Putri, Desy Nur Chama Lamellosa Nararya Damayanti, Rima Fitrilia Puspita Dg. Takenang, Jusman Ersanda, Elsha Firnawati Fitrah Wahyuddin Ghansham Anand Gilang Ramadhan, Purnama Hudjolly Huzaiman Ichlas, Rudy Iskandar Ilham Ilham Ilhamsyah Inayah Nurmuthmainna Irwansyah Irwansyah Ismi Fadjriah Ismi Fadjriah Hamzah Jafar, Andi Muhammad Jefrey Rainaldo Laban Ju Lan Hsieh Junianto, Arif Kamaruddin Kamaruddin Kevin Rantaello Tandungan Lalangi, Wa Ode Amatyi Rachima Lambooy, Tineke Lanontji, Muryanto Lasmi Dewi Santika Lutvy Priambono Ma'ruf Akib Ma'ruf Akib Marjani Marjani Masykuri Masykuri Ming-Hsi Sung Ming-Hsi Sung Ming-Hsi, Sung Mirdan Mirdan Mita Kirani, Salsa Muh. Fachrul Rochman Muhammad Faisal Muhammad Hasgar Muhammad Lucky Muhammad Rifqy Nur Nashriany Jufri Patta Hindi Asis Rahayu Iftahul Jannah Rahman, Rofi Aulia Rasmuddin Rasmuddin Rizaldy Anggriawan Rudi Iskandar Ichlas Rudy Iskandar Ichlas Sakirman Saputra, Muhammad Rozak Surya Sitti Annisa Sudirman Sudirman Sudirman Sudirman Sugeng Santoso Sung, Ming-Hsi taufik kurrahman Tomia, Hajrianto Wetzel, Matthias Yuniar Lubis, Berlian Kristanti Yuningsih, Deity Zurisman Zakaria