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All Journal IQTISHODUNA Al-'Adalah Jurnal Ekonomi Modernisasi Jurnal Teknik Pengairan: Journal of Water Resources Engineering Perisai : Islamic Banking and Finance Journal Jurnal Riset Pendidikan Ekonomi At-Tafkir IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam International Journal of Zakat (IJAZ) El-kahfi : Journal of Islamic economics Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Al-Khidmah Jurnal Pengabdian Masyarakat Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Jurnal Ekonomi Syariah dan Bisnis Journal of Social And Economics Research Jurnal Publikasi Ilmu Komputer dan Multimedia Al-Istinbath: Jurnal Hukum Islam Jurnal Pengabdian UMKM journal of social and economic research International Journal of Islamic Finance (IJIF) Jurnal Ilmiah Manajemen Dan Kewirausahaan Journal of Literature Review
Qomarul Huda
Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung, Indonesia
Religion Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Program Innovation in the National Amil Zakat Management System: A Step Towards Enhancing the Welfare of Mustahik: Inovasi Sistem Manajemen Amil Zakat Nasional dalam Upaya Meningkatkan Kesejahteraan Mustahik Rozi, Muhammad Fakrur; Mashudi; Qomarul Huda
Perisai : Islamic Banking and Finance Journal Vol. 8 No. 1 (2024): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i1.1678

Abstract

The continued development of the ZIS management system which gave birth to new programs which are the result of the program innovations of each amil zakat institution is expected to be able to improve the welfare of mustahik in various fields. This study aims to find out the collection, distribution, utilization and reporting of zakat, infaq, alms (ZIS) funds at BAZNAS Tulungagung and NU Care-LAZISNU Tulungagung. This research method is qualitative with descriptive research type, data collection techniques with in-depth interviews, moderate participation observation and documentation, data analysis model of Miles and Huberman. Checking the validity of the data by extending observations, increasing persistence, triangulation and member checks. The results of this study are 1) collection at BAZNAS Tulungagung through UPZ, Bank Transfers, Counters/counters, by conducting outreach to agencies and social media Instagram Facebook and YouTube while NU Care- LAZISNU Tulungagung through the MWC, Twigs and congregation, bank transfers, zakat car, with socialization to congregations, and social media Instagram Facebook and WhatsApp groups. 2) Distribution of BAZNAS Tulungagung through education compensation programs, medicine for Islamic boarding schools, mass circumcision, house renovations, and Zakat Community Development (ZCD) for tourist villages while NU Care- LAZISNU Tulungagung through education care programs, free medical treatment, disaster response, mosque construction, programs wholesale. 3) Utilization of BAZNAS Tulungagung through a basic food distribution program for orphans totaling 1500 pcs each year, One Family One Bachelor scholarship (SKSS) at 4 universities in Tulungagung for underprivileged families, "fertile goat" farms of 50 goats in the area village of Besole, business capital for etek traders is 1 million rupiah, while NU Care-LAZISNU Tulungagung through the staple rice program for the poor, 550 free eyeglasses for mustahik in the education sector, 140 "integrated goat" farms in the village area pakisaji, business capital for small businesses or wholesalers of 2 million rupiah. 4) BAZNAS Tulungagung reporting through the BAZNAS Information Management System (SIMBA) and Instagram social media and the official website while NU Care-LAZISNU Tulungagung submits reports to BAZNAS Tulungagung, People's Welfare, Ministry of Religion and social media Instagram and Facebook and WhatsApp groups.
Optimizing Maqasid Syariʿah in Sharia Banking Law: A Philosophical Perspective on Islamic Economics Regita, Ria; Huda, Qomarul; Mu'allifin, Darin Arif
At-Tafkir Vol 17 No 2 (2024): At-Tafkir
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/at.v17i2.9934

Abstract

This research looks at Sharia banking rules from the point of view of Sharia economic philosophy. It focuses on the ideas of maqāid syarīʿah, which are the main goals or principles of Islamic law that are meant to improve people's lives and make things fair. The study employs a mixed-method approach, integrating normative legal analysis with the maqāṣid syarīʿah framework as defined by classical and modern Islamic thinkers. A lot of primary and secondary sources were looked at to get the information. These included fiqh books, academic journals, and scholarly articles about the rules of maqāid syarīʿah and how the law works. The findings indicate that the implementation of maqāṣid syarīʿah in legal evolution transcends mere compliance with religious duties. It encompasses safeguarding five essential aims (dharuriyyat): religion, life, intellect, lineage, and property. The research illustrates that laws derived from maqāṣid syarīʿah not only guarantee lasting justice but also display adaptability to societal changes while maintaining the fundamental principles of Islamic law. This research adopts an interdisciplinary approach that connects ancient Islamic jurisprudence with modern legal concerns, especially within the Sharia banking sector. The paper gives a new perspective on how Islamic legal principles can help make Sharia banking rules that are flexible and can be used by everyone by basing its research on maqāid syarīʿah. What this shows is that maqāid syarīʿah can improve modern legal systems by combining Islamic values with basic human rights to create a more dynamic and fair financial system.
Pendekatan Interdisipliner dalam Studi Hukum Islam Perspektif M. Atho Mudzhar Naim, Ngainun; Huda, Qomarul
AL-ISTINBATH : Jurnal Hukum Islam Vol 6 No 1 May (2021)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (354.335 KB) | DOI: 10.29240/jhi.v6i1.2253

Abstract

Islamic law studies are having a complex dynamic. One of the complexity aspects is related to Islamic law which is increasingly dynamic and has a comprehensive scope. It takes an approach that not only monodisciplinary or multidisciplinary but also interdisciplinary to providing solutions to issues. This article uses a literature review and content analysis, seeks to explain the significance and application of interdisciplinary approaches in Islamic law studies. Based on the sociological Islamic law approaches of M. Atho Mudzhar which delivers insights on exceptionality of Islamic law issues and serve a contribution of Indonesian scholar to the triumph of Islamic studies. This article argues that interdisciplinary approaches made a significant academic contribution to Islamic law studies. Its approach is better than the monodisciplinary in the context of answering contemporary issues.
Zakat Payment Antecedents via Digital Platform Wulandari, Nur Aini; Khoiri, Fatwa Adhma; Rafikasari, Elok Fitriani; Chotimah, Chusnul; Huda, Qomarul
International Journal of Zakat Vol 10 No 2 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i2.696

Abstract

This study investigates the factors influencing zakat payment via digital platforms, focusing on platform innovation and transparency as the primary variables, and it employs the Technology Acceptance Model (TAM) as the theoretical framework to examine their impact. A quantitative methodology is adopted using an online survey, and the research is categorized as explanatory in nature. The researchers applied a purposive sampling technique with a sample of 100 respondents, while the data analysis was conducted using SPSS 26 to test the study hypotheses. The findings reveal that platform innovation significantly enhances muzaki decisions to contribute to zakat via digital platforms such as BAZNAS Platform, E-Commerce, and Fintech Services, while transparency also exerts a substantial positive influence on their decisions. Taken together, platform innovation and transparency are shown to have a strong and meaningful impact on muzaki decisions to contribute zakat through digital platforms. (BAZNAS Platform, E-Commerce, and Fintech Services).
Islam dan Pembangunan Ekonomi Negara-Negara Muslim: Telaah Kritis Atas Pandangan Pudelko dan Bhargava Muhammad Haris Abdul Hakim; Qomarul Huda; Mashudi; Aminatur Rosidah
Journal of Literature Review Vol. 1 No. 1 (2025): JUNI 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/8fz63v15

Abstract

Artikel ini merupakan kajian kritis terhadap tulisan Markus Pudelko dan Neeraj K. Bhargava yang berjudul The Influence of Islam on the Economic Development of Muslim Countries. Artikel tersebut mengemukakan argumen bahwa Islam sebagai sistem budaya menghambat pertumbuhan ekonomi negara-negara Muslim, khususnya di kawasan Arab. Dengan menggunakan pendekatan studi pustaka dan analisis komparatif, artikel ini membantah generalisasi dan bias metodologis dalam tulisan tersebut. Kajian ini menemukan bahwa pendekatan yang mereduksi Islam ke dalam kategori budaya cenderung menyederhanakan kompleksitas hubungan antara agama, politik, dan ekonomi. Selain itu, terdapat bias geografis dalam generalisasi terhadap negara-negara Muslim. Temuan ini diperkuat dengan data dan studi dari negara-negara seperti Indonesia, Malaysia, dan Turki yang membuktikan bahwa nilai-nilai Islam dapat selaras dengan pembangunan ekonomi modern apabila dijalankan secara kontekstual dan demokratis. Kajian ini menekankan pentingnya pendekatan yang lebih holistik dan adil dalam memahami keterkaitan antara Islam dan pembangunan ekonomi.
Analisis Manajemen dan Sistem Operasional Lembaga Unit Pengumpul Zakat (UPZ) - BAZNAS di Kabupaten Tulungagung dalam Perspektif Syariah Ari Pratama, Yoga; Faiqoh, Elok; Agus Alfiyan Nur Ahmada, Muhamad; Huda, Qomarul; Mashudi, Mashudi
Jurnal Riset Pendidikan Ekonomi Vol. 10 No. 2 (2025): OKTOBER 2025
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jrpe.v10i2.12485

Abstract

This study aims to analyze the management and operational system of the Zakat Collection Unit (UPZ) of BAZNAS Tulungagung Regency from a sharia perspective. The UPZ plays a crucial role as an extension of BAZNAS in collecting, distributing, and utilizing zakat funds at the regional level. The research employed a descriptive qualitative method with a literature study approach focusing on institutional analysis and zakat governance based on sharia principles. This approach was chosen because it allows the researcher to explore contextual cause-and-effect relationships and gain a comprehensive understanding of zakat management practices through relevant written sources. Data were obtained from a literature review consisting of ten national and international scientific journals discussing zakat governance, sharia compliance, and Islamic philanthropy management; five major reference books on zakat management and Islamic economics; three official documents from BAZNAS and government regulations, including operational guidelines and annual reports of zakat institutions; and two religious fatwas and sharia guidelines related to zakat fund management and the role of UPZ. The data were analyzed using a descriptive-analytical technique, involving classification, comparison, and synthesis of information from various references to obtain a holistic understanding. The analysis focused on four key aspects: the institutional concept of UPZ, the application of sharia principles in zakat management, the regulatory framework, and the implementation of operational management at the regional level. The findings reveal that structurally, the UPZ of BAZNAS Tulungagung Regency has established an organized management system encompassing planning, implementation, and supervision functions in accordance with BAZNAS guidelines. The application of sharia principles such as trustworthiness (amanah), justice (adl), and accountability has been reflected in the institution’s governance, although challenges remain in terms of transparency, human resource competence, and digital optimization of zakat management systems. This study contributes both conceptually and practically to strengthening sharia-based zakat governance that is professional, transparent, and trustworthy, and it serves as a reference for zakat management institutions in developing effective and accountable zakat systems oriented toward social welfare in line with maqasid al-shariah.  
Inklusi Keuangan Melalui Pembiayaan Syariah Dukung Percepatan Pembangunan Berkelanjutan (Studi Kasus pada PT. Sarana Multi Infrastruktur) Lestari, Lisa Yuni; Febrianto, M. Nanang; Huda, Qomarul
OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 6 No. 2 (2025): OIKONOMIKA: Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/oikonomika.v6i2.1831

Abstract

Development without considering environmental impacts threatens ecosystem sustainability. Islamic financial institutions become a catalyst for financing environmentally friendly projects. The purpose of this study is to identify financial inclusion through Islamic financing to accelerate sustainable development. Qualitative research with literature review, library data sources from books, journals, PT SMI internal reports, and relevant sources was conducted with content analysis. The findings of PT SMI as a financing catalyst with the main allocation of transition and renewable energy, waste management, mini-hydro electricity, and infrastructure projects, and multiplier effects have a social impact on job creation and poverty alleviation. The potential for Islamic financing of PT SMI is growing along with the increase in environmentally-based projects, regulations, support from national and international Islamic banks, and awareness of safe-haven assets. Islamic financing of PT SMI is effective in promoting sustainable development in Indonesia, supported by innovation, literacy, project risk mitigation management, human resource quality, and investor interest. The implications of this study are that Islamic financing of PT SMI plays a strategic role in impacting social, economic, and environmental aspects to strengthen the achievement of SDGs in Indonesia. Therefore, it is necessary to optimize and map funding allocation by prioritizing social and environmental projects that are in line with Islamic principles, SDGs achievements, and green taxonomy.
Co-Authors A.A. Ketut Agung Cahyawan W Adlan, Muhamad Aqim Agus Alfiyan Nur Ahmada, Muhamad Ahmad Syaichoni Aiza, Anisa Nailul Aldillah, Rozak Amin Wahyudi Aminatur Rosidah Ari Pratama, Yoga Arta, Antri Azizah, Siti Dwi Nur Binti Nur Asiyah Chusnul Chotimah Citra Mulya Sari Dede Nurohman Dede Nurrohman, Dede Dhika Nurrohman Elok Faiqoh Elok Fitriani Rafikasari Fahmi, Hairul Faisal Muchlis Faizatul Rohmah, Zelyn Fatwa Adhma Khoiri Febrianti, Eviana Sandra Febrianto, M. Nanang Firmansyah, Muhammad Bhietand Abi Fuad, Ah Zaki Haeba, Ilham Dwitama Holle, Moh. H. Ilham Dwitama Haeba Kinanti, Karunia Kolifah, Oktafia Nurul Lestari, Lisa Yuni Lily Montarcih Limantara Mashudi Mashudi Mashudi , Mashudi Mashudi Mashudi Mashudi Mu'allifin, Darin Arif Muhammad Haris Abdul Hakim Muhammad Syahrul Hidayat Nazulah, Laili Irfatun Ngainun Naim Ning Wijayanti Nur Isnaini, Ulya Pangestu, Nana Pardiansyah, Ahmad S. Pratiwi, Putri Hadiyanti Putri Shinta Dewi Rahmah Dara Lufira Regita, Ria Rifa Nur Alifah Rokhmat Subagiyo Rozi, Muhammad Fakrur Ryantina Julia Viva Sampurno, Rama Wahyu Sa’adah, Ummi Lailatul Siti Itsna Syamsiyah Suhardjono Suhardjono Tegar, Tegar Ussy Andawayanti Vina Maratus Salsabila Widandi Soetopo Wulandari, Nur Aini Zulfah Jannatul Karimah