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ANALISIS FAKTOR KESADARAN LITERASI KEUANGAN SYARIAH MAHASISWA KEUANGAN DAN PERBAKAN SYARIAH Nasution, Anriza Witi; Fatira, Marlya
EQUILIBRIUM Vol 7, No 1 (2019): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v7i1.4258

Abstract

This study aims to determine the factors that influence the financial literacy awareness of sharia financial and banking students in North Sumatra and also to find out the main factors that can influence that awareness. This study uses quantitative methods. The analytical tool used in this study is factor analysis. The subject of this research is students of Islamic finance and banking study programs in North Sumatra. The total sample of this study was 219 students using random sampling techniques. The results of the study indicate that there are four factors that influence the financial literacy awareness of students in Islamic finance and banking study programs in North Sumatra. The first factor is parents, the second factor is knowledge, the third factor is economic behavior, and the fourth factor is gender and information technology. While the main factors that can build financial literacy awareness of students in Islamic finance and sharia banking programs in North Sumatra are father's education, mother's education, and parents' income.
Manajemen Wakaf Produktif dan Tata Kelola Syariah pada Lembaga Pendidikan Islam: Analisis Berbasis Waqf Core Principles Fatira AK, Marlya; Zarwani, Patra Nadhila; Wathan, Hubbul; Seri, Ermyna
TSARWAH Vol. 10 No. 2 (2025): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v10i2.12655

Abstract

Wakaf produktif merupakan instrumen strategis ekonomi Islam bagi keberlanjutan sosial, namun pengelolaannya sering terkendala aspek manajerial dan transparansi. Penelitian ini bertujuan menganalisis manajemen wakaf produktif dan penerapan tata kelola syariah pada Yayasan Madrasah Islamiyah Medan, dengan menegaskan posisi Waqf Core Principles (WCP) sebagai instrumen evaluasi utama untuk mengukur efektivitas pengelolaan dan hambatan optimalisasi aset. Metode penelitian menggunakan pendekatan kualitatif model Miles dan Huberman melalui wawancara mendalam dan studi dokumen. Hasil penelitian menunjukkan bahwa pengelolaan wakaf masih berada pada kategori sederhana, terutama pada aspek kelembagaan dan pelaporan, meskipun fungsi manajemen (POAC) telah berjalan sistematis untuk mendukung pendidikan gratis bagi yatim dhuafa. Kendala utama meliputi keterbatasan lahan, rendahnya penghimpunan dana, dan minimnya SDM ahli. Evaluasi berbasis WCP menunjukkan bahwa transparansi dan tata kelola syariah belum berjalan optimal. Implikasi Teoretis: Penelitian ini memperkuat literatur mengenai standarisasi evaluasi kinerja nazhir dengan mengintegrasikan kerangka WCP dalam konteks lembaga pendidikan Islam. Implikasi Praktis: Yayasan perlu melakukan transformasi tata kelola melalui peningkatan kapasitas nazhir dan digitalisasi pelaporan. Penggunaan WCP sebagai alat ukur berkala sangat krusial untuk memastikan kepatuhan regulasi dan meningkatkan kepercayaan wakif guna menjamin keberlanjutan manfaat wakaf produktif.
The Effect of Social Media, Flash Sales, and Islamic Lifestyle on Impulsive Buying Behavior on The Shopee Platform Nur Salsabila; Rahmadani Rahmadani; Marlya Fatira; Rizal Agus
Jurnal Ekonomi & Bisnis Vol 5 No 1 (2026): Jurnal Ekonomi dan Bisnis
Publisher : Politeknik Baubau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57151/jeko.v5i1.1163

Abstract

This research aims to determine the influence of social media, flash sales, and Islamic lifestyle on impulsive buying behavior on the Shopee platform (a study on Muslim students at Medan State Polytechnic). In this study, the independent variables are social media, flash sales, and Islamic lifestyle, while the dependent variable is impulsive buying behavior. The sample used in this study consisted of 150 Muslim student respondents from Medan State Polytechnic who use the Shopee platform, with data collected through questionnaires as primary data and secondary data derived from theoretical studies in books and journals. This study employs a quantitative method with data collection techniques through questionnaires evaluated using a Likert scale, validity testing, and reliability testing. The prerequisite tests include normality test, multicollinearity test, and heteroscedasticity test. The data analysis technique used to answer the hypothesis employs multiple linear regression analysis, partial test (t), simultaneous test (F), and coefficient of determination test (R2) with a significance level of 5% (α=0.05), processed with the assistance of SPSS 25. The results of this study indicate that the social media variable has a positive and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform, the flash sale variable has a positive and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform, and the Islamic lifestyle variable has a negative and significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform. The social media, flash sale, and Islamic lifestyle variables have a significant effect on the impulsive buying behavior of Muslim students at Politeknik Negeri Medan on the Shopee platform).
Peningkatan Produksi Gerabah Menggunakan Sistem Pneumatic Dan Pembukuan Sederhana Di Desa Bangun Sari Tanjung Morawa Kabupaten Deli Serdang Sumatera Utara Sarjianto Sarjianto; Rihat Sebayang; Eli Safrida; Marlya Fatira; Surya Dharma; Habibi Habibi
Amaliah: Jurnal Pengabdian Kepada Masyarakat Vol 8 No 1 (2024): Amaliah: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPI UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v8i1.3013

Abstract

https://drive.google.com/drive/u/0/folders/1zfEKCUexVRC68WvlRpPs9Sd_ptI7Mnq7
Strategi Peningkatan Produktivitas dan Akuntabilitas Usaha Kerajinan Kayu Melalui Optimalisasi Manajemen Produksi dan Pencatatan Kuangan Terstruktur Rihat Sebayang; Marlya Fatira AK; Surya Dharma; Eli Safrida; Anita Putri
Jurnal Vokasi Vol 10, No 1 (2026): Maret
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/vokasi.v10i1.8237

Abstract

Kegiatan pengabdian masyarakat ini bertujuan untuk meningkatkan produktivitas dan akuntabilitas usaha kerajinan kayu “Rumah Pengrajin Bahagia”” melalui optimalisasi manajemen produksi dan pencatatan keuangan terstruktur. Usaha ini memproduksi miniatur kapal dan lampion kayu yang telah berdiri sejak 2009, namun masih menghadapi keterbatasan dalam efisiensi produksi, kualitas produk yang belum konsisten, serta pencatatan keuangan yang sederhana dan tidak sistematis. Metode kegiatan meliputi observasi awal, pemberian alat dan mesin produksi modern, pelatihan serta pendampingan manajemen keuangan, serta evaluasi implementasi di lokasi usaha. Pemberian alat produksi, seperti jig saw elektik, ketam kayu elektrik, bais duduk dan alat ukir modern, terbukti meningkatkan kapasitas produksi, presisi pengerjaan, dan konsistensi kualitas produk. Pelatihan manajemen keuangan memungkinkan pelaku usaha menyusun pencatatan harian, laporan laba rugi, dan arus kas, sehingga mereka mampu memantau kondisi keuangan secara akurat dan mengambil keputusan berbasis data. Hasil pengabdian menunjukkan peningkatan efisiensi produksi, kualitas produk, profesionalisme, dan kepercayaan diri pelaku usaha, serta terbukanya peluang akses pembiayaan formal. Kegiatan ini membuktikan bahwa kombinasi pendampingan teknis dan keuangan mampu mendorong transformasi UMKM kerajinan kayu menjadi usaha yang lebih profesional, kompetitif, dan berkelanjutan
Pemberdayaan Anak Pesisir dalam Pengembangan Talenta melalui Rumah Literasi Life Skill Berbasis Internet dan Social Community Bayhaqky Bayhaqky; Marlya Fatira AK; Lailan Amelia Harahap; Ananda Aqilla Aqsa; Ulya Syafrina Saragih; Zuhratul Husna
Jurnal Ilmiah Madiya (Masyarakat Mandiri Berkarya) Vol. 7 No. 1 (2026): Edisi Mei 2026
Publisher : Politeknik Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Limited access to quality education, inadequate basic literacy skills, insufficient learning facilities, and the underutilization of information technology remain major challenges to fostering the talents of children living in coastal areas. These challenges are evident in Kwala Besar Village, Secanggang District, Langkat Regency, North Sumatra, where the population of 1,587 experiences low educational participation, limited access to non-formal learning facilities, and a lack of sustainable mentoring outside formal schooling. As a result, many children have inadequate literacy and numeracy skills, limited digital literacy, and few opportunities to develop their talents, creativity, and life skills. This community service program aimed to empower coastal children by supporting talent development through the establishment of the RULIFE Literacy House, a life-skills learning center based on internet technology and community engagement. The program adopted a participatory approach consisting of needs assessment, program planning, establishment of the literacy house, provision of internet-based learning facilities, literacy and life skills education, mentoring by the RUMNET social community, and continuous monitoring and evaluation. The program successfully served 128 children through literacy-enhancement and talent-development activities. It also provided a representative learning environment, internet-supported educational resources, an educational website, and strengthened collaboration among higher education institutions, the village government, and community volunteers in delivering sustainable nonformal education. The program improved children's literacy and numeracy competencies, digital literacy, life skills, self-confidence, and opportunities to explore their individual talents through interest-based learning activities. Overall program achievement reached 96%, as reflected by improved literacy outcomes, the establishment of a community-based literacy center, and the implementation of a sustainable mentoring system. This program helps strengthen community-based non-formal education while offering a collaborative and sustainable empowerment model to develop the talents of coastal children in the digital era.
Empowering Financial Futures: The Impact of Sharia Financial Literacy, Spiritual Intelligence, and Pocket Money Management Intan Lestari Saragih; Marlya Fatira; Ismi Affandi; Rahmadani Rahmadani; Nurlinda Nurlinda
J-CEKI : Jurnal Cendekia Ilmiah Vol. 5 No. 2: Februari 2026
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v5i2.13182

Abstract

This study aims to determine the effect of Islamic financial literacy, spiritual intelligence, and pocket money usage on the financial management of students majoring in Islamic Finance and Banking in Medan. The sample used in this study consisted of 140 respondents who were students majoring in Islamic Finance and Banking at the Medan State Polytechnic, the State Islamic University of North Sumatra, and the Muhammadiyah University of North Sumatra in Medan City, who were given questionnaires. This study used a quantitative method with multiple linear regression analysis. This study conducted a Pearson correlation test, partial test (t), simultaneous test (f), and determination test (R2) with a significance level of 5% (α=0.05), processed with the help of SPSS version 26. The results of this study indicate that the variable of Islamic financial literacy has a significant effect on financial management, the variable of spiritual intelligence does not have a significant effect on financial management, and the variable of pocket money usage has a significant effect on financial management. The variables of Islamic financial literacy, spiritual intelligence, and pocket money usage significantly affect the financial management of students in the Islamic Finance and Banking Study Program in Medan City.
PENGARUH LABELISASI HALAL, KUALITAS PRODUK DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN DALAM PERSPEKTIF ISLAM DI FORE COFFEE CABANG DR MANSYUR Annisa Khairani; Diena Fadhilah; Ermyna Seri; Marlya Fatira; Anriza Witi Nasution
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol. 9 No. 4 (2026): August 2026 (1)
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v9i4.7035

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh labelisasi halal, kualitas produk dan harga terhadap keputusan pembelian dalam perspektif Islam di Fore Coffee cabang Dr Mansyur. Variabel dependen dalam penelitian ini adalah keputusan pembelian dalam perspektif Islam, sedangkan variabel independent terdiri dari labelisasi halal, kualitas produk dan harga. Sampel yang digunakan dalam penelitian ini sebanyak 96 orang. Penelitian ini menggunakan kuisioner sebagai data primer dan data sekunder yang berasal dari publikasi Perusahaan. Teknik pengumpulan data kuisioneer dinilai dengan skala likert, uji validitas dan uji reabilitas. Uji prasyarat meliputi uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji prearson correlation dan uji autokorelasi. Teknik analisis data untuk menjawab hipotesis menggunakan analisis linear berganda, uji simultan (F), uji determinasi dan uji parsial (t) dengan tingkat signifikansi sebesar 5 persen (α = 0,05) yang diolah dengan bantuan software SPSS 26. Hasil penelitian menunjukkan labelisasi halal berpengaruh positif dan signifikan terhadap keputusan pembelian dalam perspektif Islam di Fore Coffee cabang Dr Mansyur dengan kategori sedang. Kualitas produk berpengaruh positif namun tidak signifikan terhadap keputusan pembelian dalam perspektif Islam di Fore Coffee cabang Dr Mansyur dengan kategori kuat. Harga berpengaruh positif dan signifikan terhadap keputusan pembelian dalam perspektif Islam di Fore Coffee cabang Dr Mansyur dengan kategori kuat, serta pengaruh Labelisasi Halal, Kualitas Produk dan Harga secara simultan berpengaruh positif dan signifikan keputusan pembelian dalam perspektif Islam di Fore Coffee cabang Dr Mansyur dan persentase sebesar 60,3% sedangkan sisanya sebesar 39,7% dipengaruhi oleh variabel lainnya.
SISTEM INFORMASI PENGELOLAAN PUSAT PRESTASI MAHASISWA GUNA MENDUKUNG PROGRAM KREATIFITAS MAHASISWA Marlya Fatira AK; Safaruddin Safaruddin; Habibi Ramdani Safitri
Jurnal Informatika Dan Tekonologi Komputer (JITEK) Vol. 1 No. 3 (2021): November : Jurnal Informatika dan Teknologi Komputer
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jitek.v1i3.112

Abstract

The student activity information system is one of the digital tools needed to facilitate and bridge the needs of students in the non-academic field. This is done to support the active participation of students in achieving non-academic achievements in the campus environment. This study uses secondary data and primary data. Secondary data is obtained in the form of student data that actively participate in non-academic activities that support achievement. Primary data was collected from interviews. This is to get data about the condition of student achievement management in the Medan State Polytechnic. Data analysis techniques were carried out using qualitative methods, and then a website was launched to facilitate the need for information systems in providing services to students for academic and non-academic achievement through the student achievement center. The results showed that after designing an information system through the student achievement center website, it was known that the initial response of students to use was easy and interested in using the website to view information and follow various published information, including active roles in assisting the student directorate for student achievement—both academic and non-academic for the maximum achievement of the main performance indicator targets for Medan State Polytechnic.
Co-Authors Abdul Rahman Affandi, Ismi Afriani, Selfi Agus, Rizal Ahmad Kholil Ahmad Kholil Alika Rahmadia Amelira Haris Nasution Amin, Ageng Rayhan Al Amirah Jilan Fakhira Ana Susanti Yusman Ananda Aqilla Aqsa Andhari, Diah Sepni Anita Putri Annisa Khairani Anriza Witi Nasution Arifin Fauzi Lubis Asiah Asmalidar Asmalidar Asmuni Asmuni Asriyati Awy Apriani Ningrum Simamora Azhari, Syah Putri Azhari Bayhaqky Bayhaqky Chairunnisa Nur Fitriani Desfrida, Mardelia Dhiba, Farah Dhiba Diah Kartika Putri Dias Putra Prayogi Diena Fadhilah Diena Fadhilah Dina Arfianti Siregar - Dini Fakhira Bahari Dini Fakhira Bahari Dita Rismananda Efni Siregar & Vivianti Novita - Eli Rahmayati Pohan Emmy Syafitri Fachmi Ridho Faddila, Luthfiya Fajar Trianida Ganda Permana Gultom, Selfi Afriani Habibi Habibi Habibi Ramdani Safitri Heddy Hendri Tanjung Hestukoro, Soni Hubbul Wathan Indri Dithisari Intan Lestari Saragih Irbi Damayanti Matondang Isnaini Harahap Jihan Miranda Jojor Lisbet Sibarani Karina Chairunnisyah Khairani Khairunnisa Kurnia, Tuti Lailan Amelia Harahap Lubis, Farah Fadhila M. Rikwan E.S. Manik M. Yasir Nasution Manik, M. Rikwan E.S Marliyah, Marliyah Mesran, Mesran Mik Salmina Muhammad Yasir Nasution Muhammad Zuardi Nasution, Ayu Niatasya Nasution, Rizki Aulia Putri Mujur Nasution, Surayya Fadhilah Nisfan Bahri Nizma, Cut Nizma NUR AHMADI Nur Salsabila Nuraini Nurlinda Nurlinda Nurlinda Nurlinda Nurlinda, Nurlinda Nurlinda, N. Putra, Nanda Nofaldi Putri Hadi Utami Rahma Sartika Pasaribu Rahmadani Rahmadani Rahmadani Rahmadani Rahmawati, Widya Ayu Rahmi Ramadhani Ramadhani, Astri Ramadhani Ramadhani, Dwi Annisa Raya Puspita Sari Hasibuan Rezha Destiadi Rihat Sebayang Riswanto riswanto riswanto Riyan Ashari Silalahi Rizki Syahputa S. Suadi Safaruddin Safaruddin Safrida, Eli Salsabila Salsabila, Salsabila Salsabila, Sarah Salsabila, Sarah Salsabila Saparuddin Siregar Saragih, Intan Lestari Sari, Nur Mala Inda Sari, Nur Mala Inda Sarjianto Sarjianto Sarjianto Sarjianto Sarjianto Sebayang Rihat Seri, Ermyna Simamora, Awy Apriani Ningrum Siregar, DELisma Siregar, Rumnasari Khoiriyah Siregar Siregar, Siregar Siswahyudianto Situngkir, Anggiat Sri Mulyono Sri Nirmala Sari Suadi Sugianto Sugianto Sugianto Sugianto Suherman, Suherman Supaino, Supaino Suraya binti Abd. Warif Suraya binti Abd.Warif Surbakti, Benar Surya Dharma Syuhada, Putri Titis Budi Prihatin Tuti Anggraini Ulya Syafrina Saragih Ummanah Ummanah, Ummanah Walid, Dewi Maharah Binti Mohd Zarwani, Patra Nadhila Zuhirsyan, Muhammad Zuhratul Husna Zuhrinal M. Nawawi