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All Journal Jurnal Asy-Syari'ah Jurnal Maneksi (Management Ekonomi Dan Akuntansi) AJIS : Academic Journal of Islamic Studies AL-FALAH : Journal of Islamic Economics Economica: Jurnal Ekonomi Islam JURNAL SYARIKAH : JURNAL EKONOMI ISLAM JSHP (Jurnal Sosial Humaniora dan Pendidikan) SOSHUM : Jurnal Sosial dan Humaniora [Journal of Social Sciences and Humanities] Ekonis : Jurnal Ekonomi dan Bisnis AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Review Pendidikan dan Pengajaran (JRPP) El-Barka: Journal of Islamic Economics and Business SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Mattawang: Jurnal Pengabdian Masyarakat Mitra Akademia: Jurnal Pengabdian Masyarakat AL-FALAH : Journal of Islamic Economics Edu Cendikia: Jurnal Ilmiah Kependidikan BERKAT: Jurnal Pemberdayaan Masyarakat Jurnal BILAL: Bisnis Ekonomi Halal Jurnal Ilmiah MADIYA: Masyarakat Mandiri Berkarya Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Jurnal Informatika Dan Tekonologi Komputer (JITEK) Journal of Trends Economics and Accounting Research Al Dzahab Majalah Iptek Politeknik Negeri Medan Polimedia Jurnal Budgeting Jurnal Abdimas Le Mujtamak KEYNESIA : INTERNATIONAL JOURNAL OF ECONOMY AND BUSINESS Mutiara : Jurnal Ilmiah Multidisiplin Indonesia Proceeding of International Conference on Multidisciplinary Research Jurnal Bakti Nusantara J-CEKI Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis AICOS CSR International Journal Jurnal Informatika Dan Tekonologi Komputer
Marlya Fatira AK
Politeknik Negeri Medan
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Empowering Financial Futures: The Impact of Sharia Financial Literacy, Spiritual Intelligence, and Pocket Money Management Saragih, Intan Lestari; Marlya Fatira; Ismi Affandi; Rahmadani, Rahmadani; Nurlinda, Nurlinda
J-CEKI : Jurnal Cendekia Ilmiah Vol. 5 No. 2: Februari 2026
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v5i2.13182

Abstract

This study aims to determine the effect of Islamic financial literacy, spiritual intelligence, and pocket money usage on the financial management of students majoring in Islamic Finance and Banking in Medan. The sample used in this study consisted of 140 respondents who were students majoring in Islamic Finance and Banking at the Medan State Polytechnic, the State Islamic University of North Sumatra, and the Muhammadiyah University of North Sumatra in Medan City, who were given questionnaires. This study used a quantitative method with multiple linear regression analysis. This study conducted a Pearson correlation test, partial test (t), simultaneous test (f), and determination test (R2) with a significance level of 5% (α=0.05), processed with the help of SPSS version 26. The results of this study indicate that the variable of Islamic financial literacy has a significant effect on financial management, the variable of spiritual intelligence does not have a significant effect on financial management, and the variable of pocket money usage has a significant effect on financial management. The variables of Islamic financial literacy, spiritual intelligence, and pocket money usage significantly affect the financial management of students in the Islamic Finance and Banking Study Program in Medan City.
The Effect of Academic Pressure, Social Support, and Mental Health Students from Sharia Perspective Rahmadia, Alika; AK, Marlya Fatira; Agus, Rizal; Kholil, Ahmad; Manik, M. Rikwan Effendi Salam
Edu Cendikia: Jurnal Ilmiah Kependidikan Vol. 5 No. 03 (2025): Research Articles, December 2025
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/educendikia.v5i03.7250

Abstract

This study aims to analyze the influence of academic pressure, social support, and mental health from a sharia perspective on the achievement of Muslim students receiving the KIP-Kuliah (Kiliyah Student Assistance) at the Medan State Polytechnic. This research fills a gap in research that is still dominated by partial studies and has not integrated these three variables simultaneously within a framework of sharia values, particularly in the context of KIP-Kuliah students receiving vocational education. This study used a quantitative approach with a cross-sectional design. The sample consisted of 179 respondents selected using a purposive sampling technique. Data were collected using a Likert-scale questionnaire that had been tested for validity and reliability. Data analysis was performed using multiple linear regression with SPSS version 26. The results showed that academic pressure had a negative and significant effect on student achievement with a value of -0.180, social support had a positive and significant effect with a value of 0.303, and mental health from a sharia perspective also had a positive and significant effect with a value of 0.380. Together, these three variables explained 19.7% of the variation in student achievement, while 80.3% was influenced by factors outside the research model. These findings underscore the importance of a holistic approach that integrates academic, social, and spiritual aspects in improving the achievement of KIP- Kuliah recipient students.    
Co-Authors Abdul Rahman Affandi, Ismi Afriani, Selfi Agus, Rizal Ahmad Kholil Alifia Zahra, Falira Alika Amelira Haris Nasution Amin, Ageng Rayhan Al Amirah Jilan Fakhira Ana Susanti Yusman Andhari, Diah Sepni Anita Putri, Anita Anriza Witi Nasution Arifin Fauzi Lubis Asda Juwita, Tri Asiah Asmalidar Asmalidar Asmuni Asmuni Asriyati Awy Apriani Ningrum Simamora Azhari, Syah Putri Azhari Budi Prihatin, Titis Chairunnisa Nur Fitriani Desfrida, Mardelia Dhiba, Farah Dhiba Diah Kartika Putri Dias Putra Prayogi Dina Arfianti Siregar - Dini Fakhira Bahari Dini Fakhira Bahari Dita Rismananda Efni Siregar & Vivianti Novita - Eli Rahmayati Pohan Eli Safrida Emmy Syafitri Enny Segarahati Barus Ermyna Seri Fachmi Ridho Faddila, Luthfiya Fajar Trianida Ganda Permana Gultom, Selfi Afriani Habibi Habibi Habibi Ramdani Safitri Heddy Hendri Tanjung Hestukoro, Soni Hubbul Wathan imami, Annisa Indri Dithisari Irbi Damayanti Matondang Isnaini Harahap Jihan Miranda Jojor Lisbet Sibarani Karina Chairunnisyah Khairani Khairunnisa Kurnia, Tuti Lubis, Farah Fadhila Manik, M. Rikwan E.S Manik, M. Rikwan Effendi Salam Marliyah, Marliyah Mesran, Mesran Mhd Safarudin Alhakim Mik Salmina Muhammad Yasir Nasution Nasution, Ayu Niatasya Nasution, Rizki Aulia Putri Mujur Nasution, Surayya Fadhilah Nisfan Bahri Nizma, Cut Nizma NUR AHMADI Nuraini Nuraini Nuraini Nurlinda Nurlinda Nurlinda, Nurlinda Nurlinda, N. Oktavia Harahap, Annisa Putra, Nanda Nofaldi Putri Rahmadhani Nasution Putri Syabina, Tasya Rahma Sartika Pasaribu Rahmadani Rahmadani Rahmadia, Alika Rahmawati, Widya Ayu Rahmi Ramadhani Ramadhani, Astri Ramadhani Ramadhani, Dwi Annisa Raya Puspita Sari Hasibuan Rezeki, Mhd Rezha Destiadi Rihat Sebayang Riswanto riswanto riswanto Ritonga, Ritonga Riyan Ashari Silalahi Rizki Syahputa S. Suadi Safaruddin Safaruddin Safrida, Eli Salsabila Salsabila Zahra Nst Salsabila, Salsabila Salsabila, Sarah Salsabila, Sarah Salsabila Saparuddin Siregar Saragih, Intan Lestari Sari, Nur Mala Inda Sari, Nur Mala Inda Sarjianto Sarjianto Sarjianto Sarjianto Sarjianto Sebayang Rihat Seri, Ermyna Siregar, DELisma Siregar, Rumnasari Khoiriyah Siregar Siregar, Siregar Siti Aisyah Siti Halimah Situngkir, Anggiat Sri Mulyono Sri Nirmala Sari Sri Wahyuni Suadi, S. Sugianto Sugianto Suherman, Suherman Supaino, Supaino Suraya binti Abd. Warif Suraya binti Abd.Warif Surbakti, Benar Surya Dharma Syuhada, Putri Titis Budi Prihatin Tuti Anggraini Ummanah Ummanah, Ummanah Walid, Dewi Maharah Binti Mohd Yuyu Rahayu Zuhirsyan, Muhammad Zuhratul Husna Zuhrinal M. Nawawi