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All Journal Jurnal Asy-Syari'ah Jurnal Maneksi (Management Ekonomi Dan Akuntansi) AJIS : Academic Journal of Islamic Studies AL-FALAH : Journal of Islamic Economics Economica: Jurnal Ekonomi Islam JURNAL SYARIKAH : JURNAL EKONOMI ISLAM JSHP (Jurnal Sosial Humaniora dan Pendidikan) SOSHUM : Jurnal Sosial dan Humaniora [Journal of Social Sciences and Humanities] Ekonis : Jurnal Ekonomi dan Bisnis AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Review Pendidikan dan Pengajaran (JRPP) El-Barka: Journal of Islamic Economics and Business SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Mattawang: Jurnal Pengabdian Masyarakat Mitra Akademia: Jurnal Pengabdian Masyarakat AL-FALAH : Journal of Islamic Economics Edu Cendikia: Jurnal Ilmiah Kependidikan BERKAT: Jurnal Pemberdayaan Masyarakat Jurnal BILAL: Bisnis Ekonomi Halal Jurnal Ilmiah MADIYA: Masyarakat Mandiri Berkarya Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Jurnal Informatika Dan Tekonologi Komputer (JITEK) Journal of Trends Economics and Accounting Research Al Dzahab Majalah Iptek Politeknik Negeri Medan Polimedia Jurnal Budgeting Jurnal Abdimas Le Mujtamak KEYNESIA : INTERNATIONAL JOURNAL OF ECONOMY AND BUSINESS Mutiara : Jurnal Ilmiah Multidisiplin Indonesia Proceeding of International Conference on Multidisciplinary Research Jurnal Bakti Nusantara J-CEKI Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis AICOS CSR International Journal Jurnal Informatika Dan Tekonologi Komputer
Marlya Fatira AK
Politeknik Negeri Medan
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PREVENTION AND HANDLING OF SEXUAL VIOLENCE (PPKS) ON ISLAMIC ADOLESCENTS IN JUNIOR HIGH SCHOOLS THROUGH EDUCATION AND SOCIALIZATION halimah, siti; Aisyah, Siti; Putri Syabina, Tasya; Asda Juwita, Tri; Segarahati Barus, Eni; Fatira, Marlya; Agus, Rizal; Putri, Anita
Asian Journal of Islamic Economic Studies Vol. 2 No. 1 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i1.4925

Abstract

This Program, Community Services to Educates About PPKS (Prevention and Handling of Sexual Violence) on Muslim Teenagers at Al-Washliyah Private Middle School, Kampung Lalang Village, Medan Sunggal District, Medan City, North Sumatra Aims to provide an understanding of the meaning of sexual violence, types of sexual violence, the impact of sexual violence, how to prevent sexual violence and provide an experience related to the PPKS (Prevention and Handling of Sexual Violence) Officer Unit. For the activities to run smoothly PKM, the service team conducted data collection techniques using interviews with Al-Washliyah Middle School. The solution provided is to transfer knowledge to students through the Education Seminar on PPKS (Prevention and Handling of Sexual Violence). The cost of implementing PKM activities is Rp. 421,000.00 (Four Hundred and Twenty One Thousand Rupiah). After implementing community service activities in the form of training and seminars for students, the results of the service were obtained that A lack of understanding of literacy about PPKS (Prevention and Handling of Sexual Violence) Students can be resolved through training activities so that there is an understanding of the definition of sexual violence, forms of verbal sexual violence, prevention of sexual violence, PPKS task force, sexual violence on social media and how to act if experiencing harassment. The unavailability of a division to handle PPKS (Prevention and Handling of Sexual Violence) has been overcome by proposing the formation of a unique team and training for teachers at Al-Washliyah Private Middle School. The school has responded to this well with a plan to form an exceptional team, and the PKM team also suggested tightening the rules that apply in schools and providing rewards/punishments.
FINANCIAL EDUCATION AND LITERACY BY MAINTAINING RUPIAH QUALITY FOR ISLAMIC PRIMARY SCHOOL STUDENTS Ramadhani, Astri Ramadhani; Dhiba, Farah Dhiba; Salsabila, Salsabila; Salsabila, Sarah Salsabila; Azhari, Syah Putri Azhari; Siregar, Siregar; AK, Marlya Fatira AK; Nizma, Cut Nizma; Siregar, Rumnasari Khoiriyah Siregar
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.5956

Abstract

PKM Education on the Importance of Maintaining the Quality of Rupiah at Tunas Mekar Islamic Private Elementary School, Binjai Village, Medan Denai District, Medan City, North Sumatra. It aims to provide an Understanding of How to Care for Rupiah, the Difference Between Genuine and Fake Rupiah, and How to Save from an Early Age. The school has received Education related to the material from any party. For the PKM activities to run smoothly, the service team conducted data collection techniques through interviews—at the Islamic Private Elementary School Tunas Mekar. The solution is to find knowledge transfer through an Educational Seminar on the Importance of Maintaining the Quality of the Rupiah. The cost of implementing the PKM activity is Rp. 592,000.00 (Five Hundred and Ninety-Two Thousand Rupiah) and requires physical facilities of genuine and counterfeit Rupiah and souvenirs and certificates from Bank Indonesia. After carrying out community service activities in the form of training and seminars for students, the results of the service were obtained that The low literacy of maintaining the quality of the Rupiah at SDS Islam Tunas Mekar has been overcome through educational activities such as providing education about the history of the Rupiah, the nominal value of the Rupiah, love and pride in understanding the Rupiah, the difference between genuine and counterfeit Rupiah, literacy in saving from an early age and digital money, such as training to recognize genuine and counterfeit Rupiah using a money detector. This activity successfully formed students' knowledge and skills about maintaining the quality of the Rupiah to reach an average of 72% with a maximum understanding of 98% for all participants. The absence of an educational program that specifically discusses the importance of maintaining the quality of the Rupiah, which also supports social science lessons in the context of economic life activities, is a challenge that needs to be overcome. Two young ambassadors who deeply love the Rupiah and understand its essential value have been presented to address this issue. These young ambassadors are expected to not only provide an understanding to their peers about the importance of maintaining the currency's value but also encourage them to be more actively involved in activities that support the stability and quality of the Rupiah. With an exciting and creative approach, it is hoped that they can disseminate this knowledge more widely, creating awareness among students about the shared responsibility in maintaining the national economy.
Analysis of the influence of liquidity, capital adequacy ratio, and operational efficiency on profitability in the sustainability of Bank Mega Syariah Salsabila, Sarah; Nasution, Anriza Witi; AK, Marlya Fatira; Rahmadani, Rahmadani; Seri, Ermyna
Keynesia : International Journal of Economy and Business Vol. 4 No. 1 (2025): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v4i1.1872

Abstract

This study aims to determine the effect of liquidity (NPF and FDR), Capital Adequacy Ratio (CAR) and operational efficiency (BOPO) on profitability (ROA) in the sustainability of Bank Mega Syariah. The sample in this study includes the financial statements of Bank Mega Syariah for the period 2010 to 2024 quarter I to IV with total of 60 periods. This study uses secondary data from OJK and Bank Mega Syariah publications. Data collection techniques with documentation studies. Data processing technique used a multiple linear regression test with a significant level of 5 percent (α = 5%). Based on the results of the study, it shows that NPF had an significant effect on the profitability of Bank Mega Syariah with a very low and inverse relationship, FDR had an significant effect on the profitability of Bank Mega Syariah with a low and inverse relationship, CAR had no significant effect on the profitability of Bank Mega Syariah with a very low relationship and inversely proportional, BOPO had an effect on the profitability of Bank Mega Syariah in a significant with a strong relationship and inversely proportional, NPF, FDR, CAR, and BOPO simultaneously had an significant effect on the profitability of Bank Mega Syariah.
Socialization of Increasing Student Participation to Continue Vocational Higher Education through the Socialization of the Sharia Finance and Banking Study Program Dina Arfianti Siregar; Marlya Fatira AK; Sri Mulyono; Yuyu Rahayu; Mardelia Desfrida; Dias Putra Prayogi
CSR International Journal Vol. 4 No. 1: December 2024
Publisher : ALTSA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35307/csrij.v4i1.47

Abstract

Socialization of increasing student participation to continue vocational higher education through the socialization of the Sharia Finance and Banking Study Program at Jl. Rambong Sialang No.50, Firdaus, Sei Rampah District, Serdang Bedagai Regency, North Sumatra 2099, aims to attract students to continue their education at the university level, especially at the Politeknik Negeri Medan and the Sharia Finance and Banking Study Program. Collecting data through descriptive and qualitative data is then analyzed and processed to produce solutions to the problems faced by partners. The data collection technique was conducted by interviewing the Principal of SMA Negeri 1 Sei Rampah. Data analysis techniques through descriptive analysis. The results of this report state that this socialization provides an introduction through socialization activities regarding the Introduction of the Sharia Finance and Banking Study Program of the Politeknik Negeri Medan. Providing understanding through socialization activities regarding the importance of education in higher education, especially at the Politeknik Negeri Medan
Mitigation of Consumptive Behavior through Financial Literacy and Saving Culture for Vocational High School Students Indri Dithisari; Marlya Fatira AK; Ummanah; Ana Susanti Yusman; Chairunnisa Nur Fitriani; Ganda Permana
CSR International Journal Vol. 4 No. 1: December 2024
Publisher : ALTSA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35307/csrij.v4i1.48

Abstract

PMKM Education on financial literacy and saving culture at the State Vocational High School (SMK) 7 Medan, Sitirejo II Village, Medan Amplas District, Medan City, North Sumatra, Aims to provide an understanding of Financial Literacy in daily life, the importance of saving culture for future financial planning, Overcoming excessive consumptive behavior. The school has never received education related to this material from any party. In order to run PMKM activities smoothly, the service team carried out data collection techniques by interviewing the State Vocational High School (SMK) 7 Medan, which was given by finding knowledge transfer through the Educational Seminar on Financial Literacy Education and Saving Culture. The cost of implementing PMKM activities is needed in the amount of Rp. 1,917,000.00 (One et al. Hundred and Seventeen Thousand Rupiah) and a certificate from Bank Sumut Syariah. This educational activity has shaped students' knowledge and skills about financial literacy, consumptive behavior, and saving culture until an average of 87.55% after service implementation is evidenced by a perfect understanding with a score of 100, increasing to 112 people (56%). However, the lack of educational programs that specifically discuss financial literacy, which also supports students in personal financial management and the prevention of financial problems, is a challenge that needs to be overcome. Through this activity, a joint commitment was formed between PT Bank Sumut Syariah and SMK Negeri 7 Medan to assist the student saving culture program, which is carried out regularly and form student knowledge and awareness to save and reactivate the habit of saving more broadly, creating awareness among SMK students about shared responsibility in maintaining discipline and financial responsibility
Building Healthy Financial Habits And Maintaining Mental Health Students Senior High School Taught Financial Planning Education Nuraini; Marlya Fatira AK; Indri Dithisari; Mik Salmina; Sri Nirmala Sari; Salsabila
CSR International Journal Vol. 4 No. 1: December 2024
Publisher : ALTSA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35307/csrij.v4i1.50

Abstract

This activity aims to provide an understanding of the basic steps in financial planning, managing expenses wisely, building healthy financial habits, and maintaining mental health when facing financial problems. This service uses a descriptive and qualitative approach, where the data collected is analyzed to provide solutions to the issues faced by students. After the Socialization and Education of Financial Planning for Students at SMKS Dharma Patra Pangkalan Susu, the average score of students who feel that they understand more about the importance of recording expenses in detail to manage finances, feel able to distinguish needs and desires, motivation to buy goods wisely, including waiting for a discount moment to save the costs, starting to plan expenses so that they are always smaller than their income, Committed to setting aside some money for unexpected needs or future savings is 86% of the 25 students, This shows a significant increase compared to the initial condition, which is 79%. The educational activities succeeded in overcoming two main problems faced by students, namely consumptive behavior and the impact of financial management on mental health and learning achievement. Through counseling on personal financial planning, students gain understanding and skills in managing finances wisely, managing expenses, and building healthy financial habits, which has a positive impact on increasing their financial awareness. In addition, with a holistic approach that includes material on the relationship between finances and mental health, students can also reduce stress and anxiety that disrupt mental balance and study concentration. As a result, most students feel calmer, more confident, and more motivated to face daily challenges and learn more effectively.
Optimizing Financial Literacy and Financial Inclusion through Fintech Education for Vocational School Students Raya Puspita Sari Hasibuan; Marlya Fatira AK; Amelira Haris Nasution; Khairani; Vivianti Novita; Fachmi Ridho
CSR International Journal Vol. 4 No. 1: December 2024
Publisher : ALTSA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35307/csrij.v4i1.51

Abstract

Financial Literacy and Financial Inclusion Optimization Through Fintech Education in Vocational School Students is done precisely at Al-Washliyah 2 Private Vocational School, Jl. Stadium No. 2, Trading, Bandar District, Simalungun Regency Aims to provide an understanding of financial literacy towards the use of fintech which includes topics such as Definition of Financial Literacy, Importance of Financial Planning, Definition of Fintech, Difference between Legal Fintech and Illegal Fintech, Types of Fintech, The Importance of Understanding Fintech, Definition and Function of the Financial Services Authority (OJK) towards Fintech. The school has never received education related to this material from any party. To run PMKM activities smoothly, the service team carried out data collection techniques by interviewing the Al-Washliyah 2 Commerce Private Vocational School. The solution is to provide knowledge transfer through the Financial Literacy Seminar on the Use of Fintech. The cost of implementing PMKM activities is Rp—1,270,000 (one million thirty-one thousand five hundred rupiah). After carrying out community service activities in the form of training and seminars for students, the results of the service were obtained that Low Financial Literacy Against the Use of Fintech has been overcome with educational activities such as providing financial literacy education on the use of fintech which includes topics such as Definition of Financial Literacy, The Importance of Financial Planning, Definition of Fintech, Difference between Legal Fintech and Illegal Fintech, Types of Fintech, The Importance of Understanding Fintech, the Definition and Function of the Financial Services Authority (OJK) towards Fintech. This successful activity formed students' knowledge and skills about Financial Literacy Towards the Use of Fintech to reach an average score of 88.55% with a maximum knowledge of 98.20% for all participants. The absence of an educational program that specifically discusses the importance of Financial Literacy for the Use of Fintech, which also supports social science lessons in the context of economic life activities, is a challenge that needs to be overcome. To overcome this problem, 3 students have been presented who better understand Financial Literacy Towards the Use of Fintech. These 3 students are expected not only to provide an understanding to their peers about the importance of understanding related to financial literacy and fintech but also to encourage students to be more careful in managing finances and choosing fintech applications. With an interesting and creative approach, it is hoped that students can disseminate this knowledge more widely, creating awareness among students about the shared responsibility in maintaining and managing finances. Keywords: Financial Literacy; Fintech; Vocational High School; Financial Inclusion.
PERSPEKTIF PEDAGANG TERHADAP EFEK SEDEKAH MELALUI BERKAH DALAM MEMUDAHKAN PEROLEHAN REZEKI Dini Fakhira Bahari; Marlya Fatira AK
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 1 No. 2 (2021): Juli: Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaem.v1i2.111

Abstract

This article discussing about the perspective of traders on how the effects of Alms through Friday blessings in facilitating the acquisition of sustenance. The analytical technique used is simple linear analysis with quantitative methods. The data collection technique was carried out using questionnaires which were distributed to 30 respondents by visiting the respondents' selling locations. The results showed that Alms had a significant effect on the ease of obtaining sustenance, as evidenced by the Tcount value of 6.901 and the significance value of 0.000.
SISTEM INFORMASI PENGELOLAAN PUSAT PRESTASI MAHASISWA GUNA MENDUKUNG PROGRAM KREATIFITAS MAHASISWA Marlya Fatira AK; Safaruddin Safaruddin; Habibi Ramdani Safitri
Jurnal Informatika Dan Tekonologi Komputer (JITEK) Vol. 1 No. 3 (2021): November : Jurnal Informatika dan Teknologi Komputer
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jitek.v1i3.112

Abstract

The student activity information system is one of the digital tools needed to facilitate and bridge the needs of students in the non-academic field. This is done to support the active participation of students in achieving non-academic achievements in the campus environment. This study uses secondary data and primary data. Secondary data is obtained in the form of student data that actively participate in non-academic activities that support achievement. Primary data was collected from interviews. This is to get data about the condition of student achievement management in the Medan State Polytechnic. Data analysis techniques were carried out using qualitative methods, and then a website was launched to facilitate the need for information systems in providing services to students for academic and non-academic achievement through the student achievement center. The results showed that after designing an information system through the student achievement center website, it was known that the initial response of students to use was easy and interested in using the website to view information and follow various published information, including active roles in assisting the student directorate for student achievement—both academic and non-academic for the maximum achievement of the main performance indicator targets for Medan State Polytechnic.
Empowering Financial Futures: The Impact of Sharia Financial Literacy, Spiritual Intelligence, and Pocket Money Management Saragih, Intan Lestari; Marlya Fatira; Ismi Affandi; Rahmadani, Rahmadani; Nurlinda, Nurlinda
J-CEKI : Jurnal Cendekia Ilmiah Vol. 5 No. 2: Februari 2026
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v5i2.13182

Abstract

This study aims to determine the effect of Islamic financial literacy, spiritual intelligence, and pocket money usage on the financial management of students majoring in Islamic Finance and Banking in Medan. The sample used in this study consisted of 140 respondents who were students majoring in Islamic Finance and Banking at the Medan State Polytechnic, the State Islamic University of North Sumatra, and the Muhammadiyah University of North Sumatra in Medan City, who were given questionnaires. This study used a quantitative method with multiple linear regression analysis. This study conducted a Pearson correlation test, partial test (t), simultaneous test (f), and determination test (R2) with a significance level of 5% (α=0.05), processed with the help of SPSS version 26. The results of this study indicate that the variable of Islamic financial literacy has a significant effect on financial management, the variable of spiritual intelligence does not have a significant effect on financial management, and the variable of pocket money usage has a significant effect on financial management. The variables of Islamic financial literacy, spiritual intelligence, and pocket money usage significantly affect the financial management of students in the Islamic Finance and Banking Study Program in Medan City.
Co-Authors Abdul Rahman Affandi, Ismi Afriani, Selfi Agus, Rizal Ahmad Kholil Alifia Zahra, Falira Alika Amelira Haris Nasution Amin, Ageng Rayhan Al Amirah Jilan Fakhira Ana Susanti Yusman Andhari, Diah Sepni Anita Putri, Anita Anriza Witi Nasution Arifin Fauzi Lubis Asda Juwita, Tri Asiah Asmalidar Asmalidar Asmuni Asmuni Asriyati Awy Apriani Ningrum Simamora Azhari, Syah Putri Azhari Budi Prihatin, Titis Chairunnisa Nur Fitriani Desfrida, Mardelia Dhiba, Farah Dhiba Diah Kartika Putri Dias Putra Prayogi Dina Arfianti Siregar - Dini Fakhira Bahari Dini Fakhira Bahari Dita Rismananda Efni Siregar & Vivianti Novita - Eli Rahmayati Pohan Eli Safrida Emmy Syafitri Enny Segarahati Barus Ermyna Seri Fachmi Ridho Faddila, Luthfiya Fajar Trianida Ganda Permana Gultom, Selfi Afriani Habibi Habibi Habibi Ramdani Safitri Heddy Hendri Tanjung Hestukoro, Soni Hubbul Wathan imami, Annisa Indri Dithisari Irbi Damayanti Matondang Isnaini Harahap Jihan Miranda Jojor Lisbet Sibarani Karina Chairunnisyah Khairani Khairunnisa Kurnia, Tuti Lubis, Farah Fadhila Manik, M. Rikwan E.S Manik, M. Rikwan Effendi Salam Marliyah, Marliyah Mesran, Mesran Mhd Safarudin Alhakim Mik Salmina Muhammad Yasir Nasution Nasution, Ayu Niatasya Nasution, Rizki Aulia Putri Mujur Nasution, Surayya Fadhilah Nisfan Bahri Nizma, Cut Nizma NUR AHMADI Nuraini Nuraini Nuraini Nurlinda Nurlinda Nurlinda, Nurlinda Nurlinda, N. Oktavia Harahap, Annisa Putra, Nanda Nofaldi Putri Rahmadhani Nasution Putri Syabina, Tasya Rahma Sartika Pasaribu Rahmadani Rahmadani Rahmadani Rahmadani Rahmadia, Alika Rahmawati, Widya Ayu Rahmi Ramadhani Ramadhani, Astri Ramadhani Ramadhani, Dwi Annisa Raya Puspita Sari Hasibuan Rezeki, Mhd Rezha Destiadi Rihat Sebayang Riswanto riswanto riswanto Ritonga, Ritonga Riyan Ashari Silalahi Rizki Syahputa S. Suadi Safaruddin Safaruddin Safrida, Eli Salsabila Salsabila Zahra Nst Salsabila, Salsabila Salsabila, Sarah Salsabila, Sarah Salsabila Saparuddin Siregar Saragih, Intan Lestari Sari, Nur Mala Inda Sari, Nur Mala Inda Sarjianto Sarjianto Sarjianto Sarjianto, Sarjianto Sebayang Rihat Seri, Ermyna Simamora, Awy Apriani Ningrum Siregar, DELisma Siregar, Rumnasari Khoiriyah Siregar Siregar, Siregar Siti Aisyah Siti Halimah Situngkir, Anggiat Sri Mulyono Sri Nirmala Sari Sri Wahyuni Suadi Sugianto Sugianto Suherman, Suherman Supaino, Supaino Suraya binti Abd. Warif Suraya binti Abd.Warif Surbakti, Benar Surya Dharma Syuhada, Putri Titis Budi Prihatin Tuti Anggraini Ummanah Ummanah, Ummanah Walid, Dewi Maharah Binti Mohd Yuyu Rahayu Zuhirsyan, Muhammad Zuhratul Husna Zuhrinal M. Nawawi