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All Journal MEDIA ELEKTRIKA Techno.Com: Jurnal Teknologi Informasi MATICS : Jurnal Ilmu Komputer dan Teknologi Informasi (Journal of Computer Science and Information Technology) JUSIFO : Jurnal Sistem Informasi INFORMAL: Informatics Journal Informatika Mulawarman: Jurnal Ilmiah Ilmu Komputer Jurnal Manajemen Jurnal Penelitian Pendidikan IPA (JPPIPA) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Technomedia Journal Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal ULTIMA InfoSys JURNAL PENDIDIKAN TAMBUSAI Jurnal Nasional Komputasi dan Teknologi Informasi Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ Systemic: Information System and Informatics Journal JITMI (Jurnal Ilmiah Teknik dan Manajemen Industri) Jurnal Teknologi Dan Sistem Informasi Bisnis Proceedings of Annual Conference for Muslim Scholars JATI (Jurnal Mahasiswa Teknik Informatika) Buana Komunikasi (Jurnal Penelitian dan Studi Ilmu Komunikasi) Jurnal Penelitian Inovatif Jurnal Kolaboratif Sains J-ESA (Jurnal Ekonomi Syariah) Jurnal Ekonomi dan Bisnis GROWTH (JEBG) Acitya Wisesa: Journal of Multidisciplinary Research Jurnal Manajemen Risiko Jurnal Ilmiah Ekonomika & Sains Jurnal Manajemen, Akuntansi, Ekonomi Jurnal Intelek Insan Cendikia Jurnal Penelitian Multidisiplin Bangsa Jurnal Manajemen Informatika, Sistem Informasi dan Teknologi Komputer (JUMISTIK) Jurnal Bisnis Digital dan Enterpreneur (BISENTER) PESHUM JIES : Journal of Islamic Economics Studies Jurnal Ilmiah Manajemen Dan Kewirausahaan Jurnal Ilmiah Teknik Mesin, Elektro dan Komputer Jurnal Esensi Infokom : Jurnal Esensi Sistem Komputer dan Informasi
Mohammad Khusnu Milad
Universitas Islam Negeri Sunan Ampel
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Other

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STRATEGI MANAJEMEN RISIKO KREDIT DALAM PEMBIAYAAN UMKM DARI BANK SYARIAH : STUDI KASUS BANK SYARIAH INDONESIA KC SURABAYA JEMUR HANDAYANI Arifin, Vedian Recitra; Milad, Mohammad Khusnu
Growth Vol 23 No 2 (2025): NOVEMBER
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i2.7234

Abstract

This study aims to analyze credit risk management strategies in financing Micro, Small, and Medium Enterprises (MSMEs) implemented by Bank Syariah Indonesia (BSI), considering that credit risk is a major challenge in Islamic banking due to the profit-sharing system, which potentially increases the level of non-performing financing (NPF). Using a qualitative approach with a case study method, this research collects data through in-depth interviews with risk managers, credit analysts, and MSME entrepreneurs, as well as document analysis of risk management policies and BSI’s annual reports. Thematic analysis techniques are applied to identify patterns in the risk mitigation strategies implemented. The findings indicate that BSI applies various risk mitigation strategies, such as implementing Sharia-based business feasibility assessments, collaborating with microfinance institutions like Baitul Maal wa Tamwil (BMT), and optimizing monitoring and collection systems. Internal factors, such as the quality of credit risk analysis, and external factors, including global economic conditions and regulatory changes, play a crucial role in determining the effectiveness of these strategies. By understanding the dynamics of credit risk in MSME financing, this study provides valuable insights for stakeholders in the Islamic banking industry to develop more effective risk mitigation policies, enhance MSMEs’ access to financing, optimize bank profitability, and ensure the stability of the Islamic financial sector in Indonesian.
NUTRI-SCORE SEBAGAI STRATEGI MANAJEMEN RISIKO KONSUMEN TERHADAP MAKANAN TIDAK SEHAT: TINJAUAN LITERATUR SISTEMATIS KEBIJAKAN PELABELAN NUTRISI Yullyana, Ellena Manaby; Milad, Mohammad Khusnu
Jurnal Manajemen Vol. 15 No. 1 (2025): JURNAL MANAJEMEN VOL. 15 NO. 1 JUNI 2025
Publisher : Fakultas Ekonomi Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/jm.v15i1.4525

Abstract

Basic human needs encompass not only food, clothing, and shelter, but also a sense of safety and control over health-related risks. In today’s fast-paced lifestyle, the consumption of packaged and convenience foods has risen significantly, prompting rapid growth in the processed food industry and increased market competition. This shift poses new challenges in managing dietary risks, particularly regarding the intake of unhealthy food that contributes to non-communicable diseases (NCDs) such as diabetes, whose prevalence continues to rise in Indonesia. This study employs a Systematic Literature Review (SLR) approach to evaluate the role of front-of-pack nutrition labeling—specifically formats such as Nutri-Score and Health Star Rating—as tools of consumer risk management. The findings indicate that clear and easily interpretable labeling designs are effective in improving nutritional literacy, influencing consumer behavior, and guiding healthier food choices. Thus, nutrition labeling acts not only as an information tool but also as a preventive risk mitigation strategy in public health. This review contributes to the discourse on labeling policy development and supports its integration into broader health risk management frameworks to promote healthier dietary practices.
Quality Analysis of Scheduling System Using COBIT 2019 at Ministry of Religious Affairs Pasuruan Aulia, Latifa Riska; Amrozi, Yusuf; Milad, M. Khusnu; Permadi, Andhy
ULTIMA InfoSys Vol 15 No 2 (2024): Ultima Infosys: Jurnal Ilmu Sistem Informasi
Publisher : Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31937/si.v15i2.3800

Abstract

This study aims to measure the quality scheduling information system (SIP KEMENAG) of Ministry of Religious Affairs (MORA) in Pasuruan Regency. In this study, the author used a combination or mixed methods research with a sequential explanatory model. The combination research method with a sequential explanatory model is characterized by the collection and analysis of quantitative data in the initial stage, followed by qualitative data explanation in the next stage. The website quality analysis process using COBIT 2019 produced an average maturity score: BAI3 (4.14), BAI4 (4.34), and DSS5 (4.32). After averaging, the SIP KEMENAG application is at level 4 (quantitatively managed) in the capability maturity model integration. This shows that the application has adopted an approach based on data and numbers to plan, measure, and control the performance of the application process. The desired value is level 5 (optimizing), with a gap of 0.73. After the quantitative data is found, in-depth information mining or interviews will be carried out using qualitative methods.
Systematic Literature Review of Knowledge Management in Students Based on Education Level in Indonesia Amelia, Dina Nur; Amrozi, Yusuf; Milad, M Khusnu
ULTIMA InfoSys Vol 15 No 2 (2024): Ultima Infosys: Jurnal Ilmu Sistem Informasi
Publisher : Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31937/si.v15i2.3836

Abstract

Knowledge Management (KM) is a rapidly developing concept across various disciplines and business practices. KM encompasses the collection, storage, dissemination, and utilization of knowledge to enhance learning effectiveness. This study aims to examine the implementation of knowledge management in education across different educational levels using the Systematic Literature Review (SLR) method to analyze a number of related articles. The research findings indicate that the implementation of KM is significantly more prevalent in secondary (approximately 65%) and tertiary education levels (around 70%) compared to basic education (about 30%). Key factors influencing the success of KM implementation include the availability of infrastructure, student participation, support from teachers and staff, and a learning culture that fosters collaboration.
Analisis Manajemen Layanan Operasional menggunakan Framework ITIL V3 pada Aplikasi JConnect Mobile Izza, El - Nikmatul; Milad, Mohammad Khusnu; Amrozi, Yusuf
Jurnal Manajemen Informatika, Sistem Informasi dan Teknologi Komputer (JUMISTIK) Vol 4 No 1 (2025): Jurnal Manajemen Informatika, Sistem Informasi dan Teknologi Komputer (JUMISTIK)
Publisher : STMIK Amika Soppeng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70247/jumistik.v4i1.120

Abstract

Perkembangan zaman yang semakin maju dan modern, membuat masyarakat mau tidak mau harus mengikuti kemajuan teknologi yang ada. Dimana saat ini semua bentuk kebutuhan manusia dibuat menjadi sebuah aplikasi untuk membantu agar kehidupannya lebih fleksibel. Salah satu contohnya yaitu, aplikasi JConnect Mobile yang dibuat untuk memudahkan manusia dalam urusan pelayanan perbankan. Tujuan dari dibuatnya penelitian ini, yaitu untuk meningkatkan kualitas pelayanan operasional dari aplikasi JConnect dengan menggunakan framework ITIL V3. Metode pengumpulan data yang dilakukan pada penelitian ini, yaitu penelitian kualitatif. Dimana pengumpulan datanya dilakukan dengan cara wawancara. Data yang dikumpulkan bisa berupa opini, pandangan, dan persepsi dari setiap responden terkait dengan pelayanan perbankan pada aplikasi JConnect Mobile. Dari hasil penelitian disimpulkan bahwa ITIL 3 sangat disarankan untuk menaikkan standar layanan perbankan. Hasil wawancara yang didapatkan terdapat beberapa jawaban dari narasumber yang bermakna negatif seperti aplikasi JConnect sering mengalami bug dan lain sebagainya. Dengan memantau dan menilai secara berkelanjutan, bank juga dapat menjamin bahwa layanan yang diberikan sudah sesuai dengan kebutuhan nasabah. Maka dari itu, bank perlu mengembangkan dan meningkatkan kualitas layanan aplikasinya agar dapat mempererat relasi dengan nasabah.
Penilaian Kualitas Layanan Aplikasi E-Sambat Pasuruan Dengan Pendekatan Dimensi E-Govqual Meitasari, Bella Tri; Milad, Mohammad Khusnu; Permadi, Andhy
JITMI (Jurnal Ilmiah Teknik dan Manajemen Industri) Vol. 8 No. 1 (2025): JITMI
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jitmi.v8i1.y2025.p32-38

Abstract

Pelayanan publik merupakan mediator pemerintah dalam memberikan layanan kebutuhan masyarakat. Perkembangan teknologi mempermudah aparatur negara dan daerah dalam memberikan pelayanan publik melalui sebuah aplikasi disebut E-Government. Seperti halnya Dinas Komunikasi dan Informatika Kota Pasuruan telah mencoba menyelenggarakan aplikasi E-Sambat. Penelitian ini bertujuan untuk memberi pemahaman terkait kualitas layanan E-Sambat berdasarkan pendekatan dimensi E-GovQual, gap antara kinerja E-Sambat dengan harapan masyarakat untuk aplikasi E-Sambat, serta mengetahui item mana saja yang akan dijadikan prioritas untuk segera diperbaiki pada aplikasi E-Sambat. Untuk menganalisis kelayakan aplikasi menggunakan GAP dan metode Important Performance Analysis (IPA) digunakan untuk menganalisa item yang dijadikan prioritas pembenahan. Responden pada penelitian ini sebanyak 445 responden. Berdasarkan hasil analisa yang dilakukan, kualitas layanan aplikasi E-Sambat sudah sangat layak dengan nilai persentase kelayakan sebesar 100%, GAP kinerja aplikasi dan harapan masyarakat untuk variabel Kemudahan Penggunaan (Ease of Use) sebesar 0,08, variabel Kepercayaan sebesar -0,04, variabel Functionality of the Interaction Environment sebesar 0,02, variabel Kehandalan sebesar -0,03, variabel Isi dan Tampilan Informasi sebesar 0,01, dan variabel Dukungan Masyarakat sebesar 0,00. Rata-rata gap secara keseluruhan sebesar 0,01 yang berarti bahwa masyarakat puas terhadap layanan aplikasi E-Sambat. Ada enam item yang dijadikan prioritas perbaikan yaitu TR 1 (keamanan data pribadi pengguna E-Sambat), TR 6 (akses kontrol pengguna E-Sambat), RLB 1 (kecepatan dalam mengunduh formulir E-Sambat), CAI 7 (penggunaan warna di aplikasi E-Sambat), CAI 8 (grafis pada aplikasi E-Sambat), dan CS 5 (Pertanyaan pengguna dijawab dengan cepat).
Rancang Bangun Sistem Informasi Pemetaan Kamar Pondok Pesantren Amanatul Ummah Anam, Khoirul; Wibowo, Achmad Teguh; Milad, Mohammad Khusnu
Proceedings of Annual Conference for Muslim Scholars Vol 3 No 1 (2019): AnCoMS 2019
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (463.703 KB) | DOI: 10.36835/ancoms.v3i1.256

Abstract

In this research discusses the implementation of GIS to solve the problems that often occur in Islamic Boarding Schools, especially Islamic Boarding Schools of Amanatul Ummah Surabaya. The problem faces at Amanatul Ummah is still using the manual system in determining rooms for new students, so many rooms in this Islamic boarding school an overcapacity. The alternative solution to this problem is to develop a system that could be mapping and know the capacity of each room along with the number of room occupants so that to reduce excess capacity. This application can help determine and show the capacity of each room because the safety and comfort of student in Islamic Boarding School could be influenced by health and social factor. Other than that a vision of the Amanatul Ummah especially superior, whole, and glorious of a human being can be achieved
Analisis Komunikasi Interpersonal Terhadap Kinerja Pegawai Kemendukbangga/ BKKBN Provinsi Jawa Timur Karunia, Wilis Arum; Illah, Aina Nur; Puspita, Safriya Murni; Mohammad Khusnu Milad
Jurnal Intelek Insan Cendikia Vol. 2 No. 5 (2025): MEI 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Interpersonal communication is a key factor in enhancing work effectiveness and employee performance in government organizations. This research seeks to examine the influence of interpersonal communication on employee performance at BKKBN East Java Province. Utilizing a qualitative approach, data collection methods include observation, interviews, and documentation. The results reveal that effective interpersonal communication enhances coordination, increase productivity, and create a harmonious work environment. However, several barriers hinder communication effectiveness, such as a lack of openness, differences in communication styles, rigid organizational culture, and limitations in communication technology. To address these challenges, several strategies are recommended, including enhancing communication training, promoting an open communication culture, optimizing the use of technology, and fostering more responsive leadership. With the right strategies, interpersonal communication can serve as a critical factor in improving employee performance and achieving organizational goals.
Penerapan LSI untuk Topic Modelling Skripsi Sistem Informasi di Beberapa PTN Surabaya Oryza Sativa Nufi; Fitriya Mawadah Warahmah; Ailsa Aurellia; Mohammad Khusnu Milad
Jurnal Intelek Insan Cendikia Vol. 2 No. 5 (2025): MEI 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study applies Latent Semantic Indexing (LSI) for topic modelling on undergraduate thesis titles from Information Systems students at four public universities in Surabaya. The purpose of this research is to explore dominant research themes and academic trends that have emerged over recent years. A text mining approach is employed, where hundreds of thesis titles are collected from each university and pre-processed through tokenization, stopword removal, stemming, and term weighting using TF-IDF. The LSI method is then used to extract latent topics by reducing the dimensionality of the term-document matrix through singular value decomposition (SVD). The results indicate the presence of several dominant topics such as information system development, decision support systems, and data mining. These topics reflect the recurring areas of interest in the Information Systems curriculum across the universities studied. The study concludes that LSI is effective in identifying hidden semantic patterns and grouping thesis topics into meaningful clusters. These findings may support curriculum development and academic planning by highlighting students' thematic focus and institutional research directions.
Analisis Komunikasi Interpersonal Antar Pegawai pada Bidang  Kepegawaian DPU Bina Marga Provinsi Jawa Timur Ubaidillah, M Syafiq; Mahameru, Irfan Andito; Rintiarno, Mochamad Roiyan; Milad, Mohammad Khusnu
Jurnal Intelek Insan Cendikia Vol. 2 No. 5 (2025): MEI 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Komunikasi interpersonal merupakan elemen penting dalam membangun hubungan kerja yang sehat di lingkungan organisasi publik. Penelitian ini bertujuan untuk mengkaji bagaimana komunikasi interpersonal antarpegawai berkontribusi terhadap efektivitas kerja pada bidang kepegawaian DPU Bina Marga Provinsi Jawa Timur. Pendekatan kualitatif digunakan dengan teknik pengumpulan data melalui wawancara mendalam, observasi langsung, dan studi dokumentasi. Hasil penelitian menunjukkan bahwa komunikasi yang dilakukan secara terbuka dan partisipatif mampu memperkuat koordinasi serta mendorong terciptanya suasana kerja yang kondusif. Meski demikian, masih dijumpai hambatan seperti ketimpangan posisi jabatan, kesenjangan komunikasi antargenerasi, dan penggunaan teknologi yang belum merata. Temuan ini menunjukkan bahwa komunikasi interpersonal efektif berperan penting dalam mendukung kinerja dan kolaborasi pegawai. 
Co-Authors Abdul Rochim Achmad Teguh Wibowo Adam, Shabrina Aulia Adhitama, Moh. Rifki Agustina Latifatul Mutmainnah Ahkmad, Farhat Falfalla Ahmad Kemal al-Izzi Ailsa Aurellia Ainus Sukma El Diana Putri Aizzat Haqiqi Akhmad Habib Nur Fauzi Al Mahdi, Yafi Pandya Al Mayr, Firdaus Syaffa Alfani Alifia Ardila Alfian Pradana Isanto Alfinatun Nur Rizkyah Amelia, Dina Nur Amin, Faris Mushlihul Anang Kunaefi, Anang Andhy Permadhy Andhy Permadi, Andhy Anggraini, Defi Arifin, Vedian Recitra Arya Adi Pratama Putra Asrorurrifa, Muhammad Aulia, Latifa Riska Bramasta Kurnia Aji Darmawati, Marchela Putri Dewi Anistasya Mahmud Dewi Rahayu Dzurrotun Nasikhah Egty Aulia Ramadhanti Evva Choirotul Mahfazza Fadhila, Zahra Nur Fadiyah, Shafira Khansa Fanny Rosaliati Shandra Dewi Farah Dina Sabila Farhan Syah Pradana Faris Mushlihul Amin Fayyad, Ahmad Mustafid Febiyanti, Yessy Auralia Febri Nur Rochman, Muhammad Fian Hidayah Nurprayogi Fitonah, Rizki Cahyani Fitri, Masfiyah Zulia Fitria, Nofiana Nur Fitriya Mawadah Warahmah Hadziq Raisyan Fikri Hikmah Fajriana Anggun Pitaloka ILHAM Ilham Illah, Aina Nur Imro'atus Sholihah Inayah Azahra Indri Sudanawati Rozas Irsyad, Muhammad Rifqi Naufal ishari, qitvirul azij Islam, Anjang Qismatul Iva Farikhatur Roikhah Izuddin, Fadhlul Izza, El - Nikmatul Jazilah, Alissa Nazma Joanna Ciendy Inasa Putri Karunia, Wilis Arum Khanifah, Nisfatul Laily Khilya, Aintana KHOIRUL ANAM Kholifahtin, Afifah Lafirda, Niar Ismi Latifatur Rohmah Mahameru, Irfan Andito Mahfazza, Evva Choirotul Mahmud, Dewi Anistasya Marchela Putri Darmawati Marlyn Putri Utsukhusi Masfiyah Zulia Fitri Maulana, Irsyad Meitasari, Bella Tri Moch Yasin Moch. Ramzy Rifaldi Mohammad Fathan Syarief Muhammad Nur Faizi Muzaki, M Dafa Fardana Nadya Salsabillah Hazya Nafakhati Salma Nuha Nanda Prasetyo, Rieke Artha Ningrum, Fauziah Afrisa Nisfatul Laily Khanifa Novia Rahma Nugraha, Muhammad Ardi Nuha, Anisa Husna Nuha, Qonita Dzatin Nur Jauharin Insi'ah Nurul Khoirinnisa’ Oktavia Imroatul Udhma Olga Bunga Fajar Pertiwi Oryza Sativa Nufi Ozilla Junior Pratomo Prasasti Karunia Farista Ananto Pratama, Novan Putra Pratomo, Ozilla Junior Prayuda, Shanas Septy Puspita, Safriya Murni Putri Natalis, Hogie Dwi Putri, Qurrotu Aini Rahmah, Salsabila Zulfa Riansya Wijaya, Rayyan Ajmal Rifqotul Itsnainiyah Rintiarno, Mochamad Roiyan Rizka Ardillah Rizkyah, Alfinatun Nur Rochmawati, Reni Romansyah, Ahmad Imam Rowanda, Okta Destra Sajda, Jihan Rabbani Salsabila Zulfa Rahmah Salsabila, Diana Sava Shofiana, Aulia Nanda Sinorowenti, Adelia Ayu Siti Hasanah Suryani DA Syaifu Nurrachman Fadillah UBAIDILLAH, M SYAFIQ Udhma, Oktavia Imroatul Wajedi, Ahmad Rizki Warnadhani, Etmin Yeliena Salsabila Putri Yuda Yullyana, Ellena Manaby Yusuf Amrozi Yusuf Amrozi Zahra Adistya Saffanah Zahrotu Fizzah, Elly Zainnurrofiq, Muhammad Zamakhsyari, Fardan Zidna Ghina Zilbram Devano, Nico