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All Journal Jurnal Manajemen Pelayanan Publik Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Indonesia Journal of Halal Idaarah: Jurnal Manajemen Pendidikan Pepatudzu : Media Pendidikan dan Sosial Kemasyarakatan Al Yasini : Jurnal Keislaman, Sosial, hukum dan Pendidikan Journal of Islam and Science Economics and Digital Business Review Journal of Economics and Business UBS TAJDID: Jurnal Pemikiran Keislaman dan Kemanusiaan Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Journal of Sharia Economics International Journal of Social Service and Research Interdisciplinary Social Studies JURNAL ILMIAH GLOBAL EDUCATION Jurnal Ar-Ribh Kompleksitas: Jurnal Ilmiah Manajemen, Organisasi, dan Bisnis Hamalatul Qur'an : Jurnal Ilmu Ilmu Al-Qur'an Al-MIKRAJ: Jurnal studi Islam dan Humaniora Jurnal El-Thawalib Yurisprudentia: Jurnal Hukum Ekonomi AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Innovative: Journal Of Social Science Research Indonesian Journal of Advanced Research (IJAR) Economics, Business, Accounting & Society Review APLIKATIF: Journal of Research Trends in Social Sciences and Humanities Indo-Fintech Intellectuals: Journal of Economics and Business Journal of Modern Islamic Studies and Civilization Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan DIRASAH: Jurnal Kajian Islam TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Sipakatau: Jurnal Pendidikan dan Kebudayaan J-CEKI PESHUM Journal of Islamic Economic and Law (JIEL) Islamic Management : Jurnal Manajemen Pendidikan Islam Jurnal El-Thawalib Fusshilat : Jurnal Studi Pendidikan dan Keislaman
Siradjuddin, Siradjuddin
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Journal : Journal of Modern Islamic Studies and Civilization

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Use of the Flip Application in Fintech Transactions from an Islamic Economic Perspective: Wahdah Islamiyah Cadre Flip User Study Bachtiar, Muhammad Harsya; Hamzah, Nasir; Siradjuddin, Siradjuddin; Kadir, Amiruddin
Journal of Modern Islamic Studies and Civilization Том 2 № 01 (2024): Journal of Modern Islamic Studies and Civilization
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jmisc.v2i01.328

Abstract

The development of financial technology (fintech) has given rise to various financial service applications, including the Flip application. Flip provides a variety of technology-based financial services, such as interbank transfers, buying credit, and E-Wallet top-ups. The Flip application is widely used by the general public, including cadres of the Wahdah Islamiyah mass organization. This research examines fintech transactions from an Islamic perspective, tracing fintech contracts in the Flip application, and the views of Wahdah Islamiyah cadres regarding the use of the Flip application in fintech transactions from an Islamic economic perspective. This research uses qualitative methods with descriptive analysis and a grounded theory approach. Observation, interviews, and documentation all played a role in the data collection process. The results of this research show that: 1) in Islamic terms, fintech is something that is permitted as long as it is free from prohibited elements such as usury, gharar, maysir, tadlis, dharar, zhulm, and haram. 2) Fintech contracts in the Flip application are wakalah, wakalah bil ujrah, and bay' (buying and selling) contracts, which are basically permitted. 3) Flip users among Wahdah Islamiyah cadres view that Flip services such as interbank transfers, credit purchases, and E-Wallet top-ups are in accordance with Islamic economic principles because they are free from usury, gharar, and dharar and contain maslahah and taysir (convenience). Implications of this research: 1) The socialization of Islamic economic principles in fintech-based financial services is needed. 2) can develop research on other fintech features of the Flip application.
Co-Authors Abdul Rahman Rahim Abdul Rauf Abdul Wahab ADRIANI ADRIANI Agus Syam Agustan Agustan, Agustan Ahmad Efendi Ahsana, Hardiyanti Ade Aisyah Aisyah Alim Syariati Amalia, Irdhatul Amir, AM Nur Atma Andi Wawan Mulyawan Anwar, Desy Rahmawati Arif Mashuri Arif, Widyantono Arifin, Asriadi Arsyadi, Baso Asrawan, Asrawan Awaluddin, Muartiadi Azwar Azwar Bachtiar, Muhammad Harsya Baharuddin Baharuddin Basri Basri Basri, Muh. Arfah Bin Sapa, Nasrullah Chairunnisa Chairunnisa Dedi Mardianto Desy Arum Sunarta Deviyanti, Sri Dian Sari Efendy, Ahmad Eka Febrianti, Eka Fadel, Muhammad Fatmawati, Fatmawati Gaffar, Andi Abdul Haddade, Abdul Wahid Haddade, Wahid Halik, Abdul Chadjib Hamka Hamka, Hamka Hamran, Rachmat Ghafur Harun Alrasyid Hasisa Haruna Hassan Alaaraj, Hassan Herianti, Herianti Hisyam, Muh Hutagaluh, Oskar Indah, Mahira Irwan Misbach Iswandi, Heri Jamaluddin, Nurlaeli Jannah, Sa'adal Japar, Rahayu Jayawarsa, A.A. Ketut Kadir, Amiruddin Kadir, Syahruddin Kotta, Iswan Kotta Kurniadi Kurniadi, Kurniadi Lutfi, Mukhtar Maulida, Rizky Misbahuddin Misbahuddin Mu'min, Muh. Dian Nur Alim MUHAMMAD HASBI Muhammad Ilham Muhammad Sarjan Muin, Rahmawati Mukhtar Lutfi Muntu, A. Tenri Sri Nasir Hamzah Nelia Syafriawati Nur Asmi Nur, Abustan Nurjannah Nurjannah NURLAELA NURLAELA NURUL HIDAYAH Rafi'ah Syamsu, Fizari Rahmadani Rahmadani Rahman, Danial Riady, Achmad Ridwan, Ridwan Ridwanto Ridwanto Rini Andriani Risma Risma, Risma RR. Ella Evrita Hestiandari Rumiyanti, Henny S Sumarlin Sabbar Dahham, Sabbar Dahham Saiful Muchlis, Saiful Salam, Selmiana Sapa, Nasrullah Bin Sapsuha, Mubasysyyratul Ummah Sefti Wahyuningsih Solly Aryza Sri Lestari Prasilowati Suban, Alwan Sudarmi Sudarmi Sudirman Sudirman Sumarlin, Abdul Syarifuddin Syarifuddin Tawwab, M. Abdut Umar, Rahmawati Wahyuddin Wahyuddin