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Heru Sugiyono
Fakultas Hukum Universitas Pembangunan Nasional Veteran Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Public Health Social Sciences Other

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Journal : justisi

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Misuse of Consumer Personal Data Through Illegal Fintech Peer To Peer Lending Syaiful, Rivasya Dinda; Sugiyono, Heru
JUSTISI Vol. 10 No. 1 (2024): JUSTISI
Publisher : Fakultas Hukum Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/js.v10i1.3003

Abstract

This research examines the misuse of consumer personal data through illegal Fintech Peer To Peer Lending. The aim of this research is to determine aspects related to Peer-to-peer lending Fintech Companies with a focus on the problem of misuse of consumer data. By providing an in-depth overview of forms of data misuse, as well as analyzing the legal responsibilities of illegal peer to peer lending fintech providers who are involved in misuse of consumer data. The research focus based on the background in this research is; 1) What are the forms of misuse of consumer data through illegal fintech peer to peer lending according to decision number; 438/Pid.Sus/2020/PN Jkt.Utr. 2) What is the legal responsibility of individuals managing illegal peer to peer lending fintech who misuse consumer personal data according to Decision Number; 438/Pid.Sus/2020/PN Jkt.Utr. This research uses a type of normative juridical research using qualitative methods and analytical descriptive approaches. So that the analysis can be carried out, the author first collects materials that are appropriate to the legal issue to be studied. The research results show that illegal fintech operators often misuse consumer data by involving third parties who do not have official certification, giving rise to intimidation, threats and defamation of consumers. In addition, the practice of requesting consumer consent to access personal data in violation of certain regulations was also exposed. The conclusion of this research confirms that this act can be subject to criminal sanctions as stated in the court decision. It is hoped that legal enforcement of this practice can be an effective step to protect consumer data and prevent abuse in the peer-to-peer lending fintech industry. Keywords: Misuse of personal data; illegal fintech peer-to-peer lending; positive law in Indonesia.
Co-Authors Affan Adyuanas Agus Setiyo Budi Nugroho Agustanti, Rosalia Dika Aji Lukman Ibrahim Ali, Jovansyah Amandha, Rendytha Khansa Amiruddin, Alifiya Mafaza Anggi Rachma Zakia Fitri Arazid, Arazid Aulia, Fara Aurellia Zerikha Syah Aurora Jillena Meliala Berliana Purwono Putri Bukit, Liametami Benedicta Chrys Auditya Dewi Dianrachma, Mitari Dinanti, Dinda Dwi Desi Yayi Tarina Dylan Rajasa Chandra Faidurrahman Faidurrahman Fajar, Rahula Fuad Sholihin Gladys Nun Aulia Ermansyah Handoyo Prasetyo Haryanto, Imam Hendra Parulian Herbawani, Chahya Kharin Heru Suyanto Heru Suyanto Heru Suyanto Ibnu Sholeh Herdidenanto Ilvana Oktalia Irwan Erar Josoef Iswanti Rachmanisa Iwan Erar Joesoef Jennifer Clarence Jodhy Farrel Budiman Laksana, Ajie Agung Liansah, Irene Lina Husnul Khairiyyah Lutfi, Khoirur Rizal Malik Ibrahim Martin Batara Tambunan Michael Giovanni Joseph Mouna Suez Sianturi Muhamad Shafwan Afif Muhammad Arafah Sinjar Muhammad Farhan Gayo Muhammad Fazli Rabbani Ramadhan Muhammad Fikri Muhammad Nouval Arofah Muhammad Rahadian Hasbi Muhammad Zidan Asy Syakur Muthia Sakti Pardede, Jeremy Raisha Cantika Mutiara Ramadhani, Dwi Aryanti Ramadhanti Achlina Tri Putri Ricki Rahmad Aulia Nasution Ridha Wahyuni Ridwan Ridwan Rizal, Sultan Ahmad Rizkianti, Wardani Rochela Amalia Narindra Rohman, Zahrah Farhataeni Salwa Noviana Putri Samodro, Dewanto Shalma Azzahra Suci Amalia Tirachim Suherman Suherman Suprima Suwarsit Suwarsit Suyanto, Heru Syaiful, Rivasya Dinda Sylvana Murni Deborah Hutabarat Thohari, Ahmad Ahsin Zahra Athirah Zahra Awaliany Safitri