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Peran E-Commerce dalam Meningkatkan Daya Saing Usaha Lokal di Kota Bima: Studi Usaha Tenun Songket Nur Sakura Kota Bima Rahmah; Rafiuddin; Muhammad Zia Ulhaq
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.8187

Abstract

This study aims to understand the role of e-commerce in enhancing the competitiveness of local businesses in Bima City. The business actor referred to in this research is the Nur Sakura woven textile shop in Bima City. This study uses a qualitative approach with a case study strategy. Data collection techniques include observation, interviews, and direct documentation of the related object. Data validity techniques use triangulation. The results of the study show that e-commerce plays a significant role for entrepreneurs, especially for local Micro, Small, and Medium Enterprises (MSMEs), in this case for the Nur Sakura woven textile shop in Bima City. By leveraging this technology, MSMEs can expand their market reach globally without geographical limitations, improve operational efficiency, and enhance their competitiveness in an increasingly digital market. By implementing e-commerce promotion strategies, MSMEs can boost their online presence, reach more customers, and increase their sales. This will help them compete in an increasingly digital market and strengthen their competitiveness in the long term. The conclusion of this study is that the use of e-commerce can enhance the competitiveness of Nur Sakura's woven textiles in both national and international markets.
Peran Teknologi Digital dalam Meningkatkan Akses Pasar Bagi Pelaku UMKM di Kota Bima Runi Asriani; Muhammad Rasyad Al Fajar; Muhammad Zia Ulhaq
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.8082

Abstract

Economic actors in Bima City, especially MSMEs, have great potential to optimize digital technology to expand market access. However, the level of technology adoption among them is still relatively low, as most still rely on traditional marketing methods such as direct sales and local markets. So the research aims to determine the role of digital technology in increasing market access for MSME actors in Bima City. This research is located in Bima City, West Nusa Tenggara. The data collection techniques used are observation, interview and documentation. Then the Data Analysis Technique is Data Reduction, Data Presentation and Conclusion Drawing or Verification. Then Test Data Credibility namely Member Check, Cross Check, Triangulation and Reference Material. Based on the results of his research, it shows that digital technology now acts as a major driver in changing the way MSMEs operate in Bima City. Through the utilization of the internet, e-commerce platforms, social media, and digital payment systems, MSME players can expand market coverage without regional restrictions. This digitalization not only improves business efficiency, but also strengthens brand image and expands consumer networks, making technology an essential part of business development strategie.
Peran E-Commerce dalam Meningkatkan Daya Saing Usaha Lokal di Kota Bima: Studi Usaha Tenun Songket Nur Sakura Kota Bima Rahmah; Rafiuddin; Muhammad Zia Ulhaq
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.8187

Abstract

This study aims to understand the role of e-commerce in enhancing the competitiveness of local businesses in Bima City. The business actor referred to in this research is the Nur Sakura woven textile shop in Bima City. This study uses a qualitative approach with a case study strategy. Data collection techniques include observation, interviews, and direct documentation of the related object. Data validity techniques use triangulation. The results of the study show that e-commerce plays a significant role for entrepreneurs, especially for local Micro, Small, and Medium Enterprises (MSMEs), in this case for the Nur Sakura woven textile shop in Bima City. By leveraging this technology, MSMEs can expand their market reach globally without geographical limitations, improve operational efficiency, and enhance their competitiveness in an increasingly digital market. By implementing e-commerce promotion strategies, MSMEs can boost their online presence, reach more customers, and increase their sales. This will help them compete in an increasingly digital market and strengthen their competitiveness in the long term. The conclusion of this study is that the use of e-commerce can enhance the competitiveness of Nur Sakura's woven textiles in both national and international markets.
Strategi Pengelolaan Badan Usaha Milik Desa (BUMDES) untuk Kesejahteraan Masyarakat dalam Perspektif Ekonomi Islam di Desa Mpili Kec. Donggo Iransayah; Muhammad Rasyad Al, Fajar; Muhammad Zia Ulhaq
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.8542

Abstract

Mpili village is a population and group that can really overcome prosperity and achieve national development targets The village government provides funds to manage the government to develop several economic activities in the community and maximize community opinion titles to be able to meet the needs and potential of the village. So this research aims to the Management Strategy of Village-Owned Enterprises (Bumdes) for Community Welfare in the Perspective of Islamic Economics in Mpili Village, Donggo Kec. This research will be conducted in Mpili Village, Donggo Subdistrict, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Descriptive Approach. Data Collection Techniques are Observation and Interview. Data Analysis Techniques are Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study, it can be concluded that the BUMDes management strategy in Mpili Village has shown a fairly positive development direction, although it is still in the growth stage. The village government together with the community has succeeded in building a business management system that optimally utilizes local potential, especially in the agriculture and trade sectors.
IMPLEMENTATION OF RELIGIOUS MODERATION VALUES IN SHARIA FINANCING TO SUPPORT THE GROWTH OF MSMES IN THE GLOBAL ERA Afran; Muhammad Rasyad Al-fajar; Muhammad Zia Ulhaq
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 4 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i4.3145

Abstract

One of the challenges faced in religious moderation is the extreme and harsh views of Islam, which force the views of other Islamic communities to use violence in doctrine. This can lead to a loose, unfocused understanding of Islam and the emergence of negative thoughts that follow cultures outside of Islam. So this study aims to determine the Implementation of Religious Moderation Values ​​​​in Sharia Financing to Encourage the Growth of MSMEs in the Global Era. This research will be conducted in Bima City, West Nusa Tenggara. This study uses Qualitative Research with a Case Study Approach. Data Collection Techniques, namely Observation, Interviews and Documentation. Data Analysis Techniques, namely Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the studyIt can be concluded that overall, sharia financing that applies the values ​​of religious moderation in Bima City can be a model for other regions in encouraging sustainable and inclusive MSME growth.
LITERASI BUDAYA HIDUP HALAL DI MA MUHAMMADIYAH KOTA BIMA Ismail, Ismail; Ibrahim, Ibrahim; Rasyad Al Fajar, Muhammad; Ulhaq, Muhammad Zia; Rafiuddin, Rafiuddin; Husniah, Dina; Sagaf, Umar
Taroa: Jurnal Pengabdian Masyarakat Vol 2 No 2 (2023): Juli
Publisher : LPPM IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/taroa.v2i2.4890

Abstract

Pengabdian ini bertujuan untuk meningkatkan pemahaman dan kesadaran siswa MA Muhammadiyah Kota Bima tentang pentingnya budaya hidup halal dalam kehidupan sehari-hari. Program literasi budaya hidup halal ini dilaksanakan melalui kegiatan penyampaian materi tatap muka dengan tiga sesi utama: pengenalan konsep budaya hidup halal, dampak positif budaya hidup halal secara holistik, dan diskusi interaktif. Metode yang dalam pengabdian ini meliputi studi literatur untuk penyusunan materi, penyampaian materi oleh narasumber, dan evaluasi melalui pre-test dan post-test. Hasil pengabdian menunjukkan adanya peningkatan pemahaman siswa tentang budaya hidup halal, yang tercermin dari perbandingan hasil pre-test dan post-test. Program ini memberikan kontribusi positif dalam membentuk pemahaman siswa tentang pentingnya memilih produk halal dan menerapkan gaya hidup halal dalam kehidupan sehari-hari.
RAMADHAN KAREEM MENGHASILKAN INOVASI PADA USAHA MAHASISWA MELALUI ZAKAT PRODUKTIF LAZISMU Ismail, Ismail; Ibrahim, Ibrahim; Rasyad Al Fajar, Muhammad; Ulhaq, Muhammad Zia; Rafiuddin, Rafiuddin; Husniah, Dina; Sagaf, Umar
Taroa: Jurnal Pengabdian Masyarakat Vol 2 No 1 (2023): Januari
Publisher : LPPM IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/taroa.v2i1.4905

Abstract

Bulan Ramadhan merupakan momentum spiritual dan sosial yang mendorong peningkatan kepedulian serta solidaritas umat, salah satunya melalui zakat. Penelitian ini bertujuan untuk mengkaji bagaimana zakat produktif yang disalurkan oleh LAZISMU mampu mendorong inovasi pada usaha mahasiswa. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan teknik pengumpulan data melalui wawancara mendalam, observasi lapangan, dan studi dokumentasi pada penerima manfaat zakat produktif. Hasil penelitian menunjukkan bahwa zakat produktif yang diterima mahasiswa tidak hanya berfungsi sebagai bantuan modal, tetapi juga memacu kreativitas, peningkatan kapasitas usaha, serta pengembangan model bisnis yang lebih adaptif dan inovatif selama bulan Ramadhan. Selain itu, peran pembinaan dari LAZISMU turut menjadi faktor pendukung dalam menciptakan ekosistem kewirausahaan yang berkelanjutan. Temuan ini memperlihatkan bahwa pengelolaan zakat secara produktif mampu menjadi instrumen pemberdayaan ekonomi yang efektif, terutama di kalangan mahasiswa.
Climate Change and the Economic Balance of Public Health in Indonesia Ulhaq, Muhammad Zia; Al Fajar, Muhammad Rasyad; Ibrahim, Ibrahim; Nursyafika, Nursyafika; Afriani, Jaitun; Al-Ifansyah, M.; Dianti, Nurul Jumar
Journal of Regional Economics and Development Vol. 2 No. 4 (2025): August
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Developing countries like Indonesia have been facing huge challenges with climate change, especially in terms of maintaining a balance between economic growth and public health. Increasing infectious diseases, respiratory disorders, and economic losses are caused by climate change impacts such as rising temperatures, extreme rainfall, and natural disasters. The purpose of this research is to see how climate change affects public health and how it impacts the economic stability of the health sector in Indonesia. This research utilizes a qualitative-descriptive approach that uses secondary data from various sources. The research shows that economic losses due to climate change in the health sector reach trillions of rupiah every year, and the poor are the most affected. To maintain the balance between economic development and public health in the future, adaptation and mitigation strategies are essential.
Strategi Pemasaran Syariah dalam Upaya Meningkatkan Pendapatan Pengusaha Tenun di Kelurahan Ntobo Rahmatan Setiadin; Umar Sagaf; Muhammad Zia Ulhaq
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 10 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i10.9296

Abstract

This study aims to analyse sharia marketing strategies in increasing the income of weaving entrepreneurs in Ntobo Village, Bima City. The traditional weaving industry in this region not only has high cultural value, but is also the main source of livelihood for the local community. However, weaving entrepreneurs face challenges in the form of limited market access, competition with imported products, and lack of understanding of sharia marketing and modern marketing strategies. This research uses a descriptive qualitative method with data collection techniques through observation, semi-structured interviews, and documentation of 15 weaving entrepreneurs. The results showed that the implementation of sharia marketing strategies, which include honesty and transparency in transactions, provision of halal and quality products, sharia value-based promotion through social media, and strengthening personal relationships with consumers, contributed positively to increasing consumer confidence and entrepreneurial income. In addition, collaboration through artisan communities and participation in exhibition activities helped expand the marketing network. Despite facing challenges in terms of capital, market access and digital skills, weaving entrepreneurs in Ntobo have great opportunities through government support and increased public awareness of local products based on Islamic values. This study concludes that the integration of sharia principles and modern marketing strategies can sustainably increase the competitiveness and income of weaving entrepreneurs, while maintaining the cultural and religious values of the Ntobo community.
ANALISIS KETERLAMBATAN PELAPORAN RUMAH SAKIT BERBASIS ELEKTRONIK Mawar Ambarwati; Hesty Latifa Noor; Muhammad Zia Ulhaq; Devi Pramita Sari
Prosiding Seminar Informasi Kesehatan Nasional 2022 : SIKesNas 2022
Publisher : Fakultas Ilmu Kesehatan Universitas Duta Bangsa Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.268 KB) | DOI: 10.47701/sikenas.vi.2106

Abstract

Pelaporan Rumah Sakit menurut Depkes (2006) memiliki ketentuan antara lain, harusdiisi lengkap oleh masing-masing petugas ruangan dimulai pukul 00.00 WIB setiap hari tersebut,disetorkan ke satuan rekam medis pengolahan data setiap pagi dan ditandatangani oleh kepalaruangan, dilakukan cheking mengenai pasien yang keliru dan yang masuk, dilakukan prosesrekapitulasi harian rawat inap dan disusun setiap bulan, rekapitulasi bulanan dikumpulkan untukbahan pelaporan kegiatan rumah sakit. Faktor Keterlambatan Pelaporan dipengaruhi unsur 3Myaitu Man (Manusia), Method (Procedure / SOP), Minute (Target waktu), Money (Penghargaan).Faktor-faktor keterlambatan pelaporan berbasis elektronik di RSJD Dr. RM. SoedjarwadiProvinsi Jawa Tengah di pengaruhi oleh beberapa faktor diantaranya dari unsur Man (Manusia)petugas bangsal lupa proses validasi terkait memindahkan pasien dan kepala bangsal kurangmengontrol perpindahan pasien. Dari segi Method (Prosedur / SOP), SOP (Standar OperasionalProsedur) di RSJD Dr. RM. Soedjarwadi Provinsi Jawa Tengah masih mengunakan SOP yangmengatur pelaporan secara manual,sedangkan SOP yang mengatur pelaporan berbasis elektronikbelum ada. Faktor keterlambatan dari unsure Minute (Target waktu), Target waktu pengembalianSensus Harian Rawat Inap ke bagian pelaporan tidak konsisten, sehingga mempengaruhiketerlambatan laporan. Pada unsure Money (Penghargaan), tidak ada reward atau penghargaanuntuk bangsal yang tertib dalam pengisian dan pengembalian Sensus Harian Rawat Inap.Sebaiknya perlu adanya sosialisasi kepada semua petugas pengisian Sensus Harian Rawat Inapdan kepala bangsal tentang pentingnya Sensus Harian Rawat Inap, tata cara pengisian sertabatas waktu pengembalian Sensus Harian Rawat Inap, diperlukan juga adanya peningkatan lagikontrol kepala bangsal kepada perawat dalam pengisian sensus serta perlu adanya SOP terkaitSensus Harian Rawat Inap berbasis elektronik.
Co-Authors Abd Wahid Afran Afriani, Jaitun Ahmad Zamani, Ahmad Akbar, Muh. Rijalul Akbar, Zulhiddin Al Fajar, Muhammad Rasyad Al Iqlima Al-Ifansyah, M. Alfi Syahrin, Alfi Alyatus Syifa Amanda Ananda, Zafira Putri Andi Baetal Muqaddas Ani Nur Fauziah, Ani Nur Anista R, Jodang Setia Adi Annisa, Nadiva Apriansyah, Muh Armanda, Fellynia Rizky Atmojo, Joko Tri Aziza, Zahra Ifma Bahriyah, Euis Nurul Bhisma Murti Buchary Pasyah, Soekarno Devi Pramita Sari Diah, Muhammad Dianti, Nurul Jumar Drajat, Diki Emelda, Hardianti Octapiani Eti Poncorini Pamungkasari FATIMAH FATIMAH Fatimah, Fatma Siti Firmansya Firmansyah, Denny Hana, Mifta Hanan, Dafif Hardinandar, Fajrin Harmin Hatta, Harmin Hesty Latifa Noor Husniah, Dina Ibrahim Ibrahim Ihwan P. Syamsudin Illahi, Rizqi Imam Muhammad Amhar Indriani, Ida Inul Daratista Iransayah Ismail Ismail Kadir, Irsan Khalifa Humaira Lala, Andi Larisu, Zulfiah Makkulau, Al Fareidza Zakaria Maria Ulfa Mastura, Mastura Mawar Ambarwati Melindawati Melindawati Merung, Arteurt Yoseph MMSI Irfan ,S. Kom Muhajir, Mia Aulia Muhammad Farid Muhammad Rasyad Al Fajar Muhammad Rasyad Al, Fajar Muhammad Rasyad Al-fajar Muslem Muslem, Muslem Mutia, Eka Septi Seliani Natasya, Awi Nur Raehani Nurjayanti Nurjayanti Nursyafika, Nursyafika Nurul Husna Nuzullah, Teuku Muhammad Faiz Prastiwi, Anisya Dwi Putri Rahyu Putri, Imram Radne Rimba Putriana Putriana Rafiuddin Rafiuddin Rafiuddin Rafiuddin, Rafiuddin Rahmadani, Sandra Rahmah Rahmah Rahmalia Rahmalia Rahmatan Setiadin Riadi, Bagus Rizqan, Muhammad Robing, Robing Rokhmatun, Puji Nur Runi Asriani Safrida Safrida Sagaf, Umar Salma Salma Salman, Nurul Fajraini Salmin, Muhammad Salsa Nabila Salsabila, Athaya Sanusi, Gufran Sarwadhamana, Raden Jaka Sarwhadamana, Raden Jaka Sasmita, Novi Reandy Satriadi Septriani, Endang Setiowati Sherina Molek Sholawati, Putri Mustika Siti Maesaroh Siti Mukarramah Sri Mawarni Sunaryanti, Sri Sayekti Heni Syahraeni, Syahraeni Syakir, Fakhrus Taufiqurrahman Tianda, Agus Tri Kanti, Tri Umar Sagaf Wahyuningsih, Irman Widiyanto, Aris Wulandari, Sri Reski Yati Bt. Samsudin Yusa Djuyandi Zahriah, Zahriah