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All Journal IJTIHAD Al-Iktisab: Journal of Islamic Economic Law Veteran Law Review JESI (Jurnal Ekonomi Syariah Indonesia) Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Al Ahkam Kumawula: Jurnal Pengabdian Kepada Masyarakat AT-TASYRI' Jurnal Ilmiah Prodi Muamalah ANALISIS - SCIENTIFIC JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND ACCOUNTING JOURNAL OF INDONESIAN COMPARATIVE OF SYARIAH LAW JES (Jurnal Ekonomi Syariah MUAMALATUNA Journal of Sharia Economics Al-Mizan : Jurnal Hukum dan Ekonomi Islam At-Tasyri Jurnal Hukum Islam dan Ekonomi Syariah Journal of Community Practice and Social Welfare (JaCiPS) Ta’wiluna: Jurnal Ilmu Al-Qur’an,Tafsirdan Pemikiran Islam Educate: Journal of Community Service in Education FENOMENA: Jurnal Penelitian Qawanin: Journal of Economic Syaria Law Alhamra Jurnal Studi Islam Abadi: Jurnal Ahmad Dahlan Mengabdi Jurnal Pengabdian Masyarakat Bangsa Pamasa: Jurnal Pengabdian kepada Masyarakat Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia FENOMENA: Journal of Social Science Journal of International Multidisciplinary Research Jurnal Hukum Islam Ziswaf Asfa Journal Journal of Economics, Bussiness and Management Issues Journal of Sharia Economic Law Journal of Aswaja and Islamic Economics KOPEMAS Besari: Journal of Social and Cultural Studies Journal of Economics and Tourism Welfare: Jurnal Pengabdian Masyarakat eJEBA

Retnowati, May Shinta

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Author-ID : 1286681

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Analisis Persepsi Maslahah Dalam Melakukan Pembelian Kompulsif Sa'diah, Zulfatus; Maranti, Safika; Retnowati, May Shinta
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 11, No 2 (2021)
Publisher : Universitas Alma Ata

Abstract This study aims to determine the effect of the perception of maslahah on compulsive buying behavior This research is a quantitative research by integrating the dimensions of maslahah perception into the Theory of Planned Behavior (TPB) model. TPB is an integrated model that consists of four predictors of behavior, namely attitudes, subjective norms, perceived behavioral control (PBC), and intentions to behave. Sampling using Purposive Sampling, that is 200 respondents. To measure the variables using the Continuous rate scale. While the data analysis technique used in this research is path analysis using Smart PLS 2.0 (Partial Least Square) software. The results of the study said that the maslahah perception construct had a significant effect on the attitude construct even though it was weak at 5.5%. Which means there are still about 94.5% of the attitude variables are influenced by other factors. Then the attitude construct has a significant effect on the compulsive buying behavior construct of 47.6%, which means that there are still around 52.4% of the variable Compulsive Buying Behavior which can be explained from other factors. While the construct of subjective norms and behavioral control has no effect on compulsive buying behavior. The reason for the rejection of these two hypotheses is thought to be because Muslim communities who have high subjective norms and behavioral control do not change their behavior in compulsive buying to be higher.Keywords: Maslahah, Compulsive Buying, Theory of Planned Behaviour

Empirical Analysis on Investor Protection in Minimizing Fraud Risk From Investment Managers Retnowati, May Shinta; puspitasari, Intan; Kamila , Arfah
Ijtihad Vol. 18 No. 1 (2024): Ijtihad: Jurnal Hukum dan Ekonomi Islam
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/ijtihad.v18i1.12354

**English**Violations related to the capital market are special criminal acts as shown by various types of violations. These violators can be committed by various parties including directors, commissioners, and other manager-level officials; professionals such as brokers, investment advisors, accountants, lawyers, and appraisers; and issuers or public companies that are affected themselves. Such as violations committed by investment managers that give rise to investment risks felt by investors, such as Providing false information that deceives investors In order to maintain the stability of activities in the capital market, it is necessary to have Legal protection can be defined as actions that seek to prevent and punish and provide sanctions. In this study, a literature method with an empirical studies approach is used. The results of this study show that there are various forms of protection for actors in the capital market. By safeguarding their investments, the Investor Protection Fund (DPP) provides confidence and security to investors when they are involved in the capital market. According to Article 110 paragraph (1) of the Capital Market Law, market violations include operations carried out without OJK permission, investment managers who receive money illegally, and attempts to thwart OJK inspections. because in the capital market, the role of the OJK carries out its 3 functions, namely rule making, adjudicatory, and investigatory to support its responsibilities so that it is carried out properly For violations and crimes in the capital market, the Capital Market Law applies three types of sanctions, there are civil sanction, criminal sanction, and witness administrative. **Indonesia**Pelanggaran yang terkait dengan pasar modal merupakan tindak pidana khusus yang ditunjukkan dengan berbagai jenis pelanggaran. Pelanggar ini dapat dilakukan oleh berbagai pihak termasuk direksi, komisaris, dan pejabat setingkat manajer lainnya; profesional seperti broker, penasihat investasi, akuntan, pengacara, dan penilai; dan emiten atau perusahaan publik yang terkena dampaknya sendiri. Seperti pelanggaran yang dilakukan oleh manajer investasi yang menimbulkan risiko investasi yang dirasakan oleh investor, seperti Memberikan informasi palsu yang menipu investor Dalam rangka menjaga stabilitas kegiatan di pasar modal, perlu memiliki Perlindungan hukum dapat didefinisikan sebagai tindakan yang berusaha mencegah dan menghukum serta memberikan sanksi. Dalam penelitian ini digunakan metode literatur dengan pendekatan studi empiris. Hasil penelitian ini menunjukkan bahwa terdapat berbagai bentuk perlindungan bagi pelaku di pasar modal. Dengan menjaga investasinya, Dana Perlindungan Investor (DPP) memberikan kepercayaan dan keamanan kepada investor ketika mereka terlibat di pasar modal. Menurut Pasal 110 ayat (1) UU Pasar Modal, pelanggaran pasar meliputi operasi yang dilakukan tanpa izin OJK, manajer investasi yang menerima uang secara ilegal, dan upaya menggagalkan pemeriksaan OJK. karena di pasar modal, peran OJK menjalankan 3 fungsinya, yaitu pembuatan peraturan, ajudikasi, dan penyidikan untuk mendukung tanggung jawabnya agar terlaksana dengan baik Untuk pelanggaran dan kejahatan di pasar modal, UU Pasar Modal menerapkan tiga jenis sanksi, ada sanksi perdata, sanksi pidana, dan saksi administratif.

Collateral As Expired Solution a Risk of Mudharabah Financing (Case Study of Bank Syariah Mandiri Bank KCP. Ponorogo) Retnowati, May Shinta
AL- IKTISAB Journal of Islamic Economic Law Vol 2 No 2 (2018)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v2i2.3901

The practice of bank or non-bank financial institutions, seen from its development, is constantly changing. Since the growth of the Islamic economic system that emerged since 1992, using the usury-free system or profit sharing operated by Islamic banks, was developed to create even economic stability among the people. Sharia bank operational systems include funding, lending (financing), and services using muamalah contracts. The financing system for sharia banking products uses mudharabah contracts, but the implementation of collateral is one of the mudharabah financing solutions This research was conducted to determine mudharabah financing practices in BSM KCP. Ponorogo, how to settle defaults and balance collateral and profit sharing, using a qualitative research method that is descriptive and tends to use analysis. In the technique of collecting data with interviews, observation and documentation. In this study the implementation of contract in BSM, the customer does not know the intent by clearly the contents of the contract that has been signed and the customer does not get a copy of the contract documentation, so that it can lead to a risk of default later, in resolving disputes practiced at BSM to customers Paying is by continuous billing, restructuring, and strategy execution, while the more BSM is more often used by BSM is the execution of strategies in a family manner that can benefit both parties, but BSM leaves hands on the sale value of collateral carried out by the customer. On the balance of collateral risk and profit sharing that occurs in the practice of Islamic bank financing. Shows more collateral value than the value of financing received by the customer so that if there is a default financing or a customer fails to pay more to the bank, because the assets of the collateral are held by the bank, while for the results determined at the beginning of the contract consideration that the customer's business is in good condition because of obtaining additional funds from the bank, that this is the case of unclear division (gharar).

Analysis of Sharia Law in The Management of Sales at Gas Station Mini Pertalite (Case Study in Mlarak Small Public Gas Stations) Fahmi, Annas Syams Rizal; Retnowati, May Shinta; Anwar, Emha Afifudzaki
AL- IKTISAB Journal of Islamic Economic Law Vol 2 No 2 (2018)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v2i2.3902

Opportunities to sell Fuel (BBM), especially pertalite in Mlarak sub-district, are getting easier and faster with the help of new machines distributed to several corners of the village. Similar to General Gas stations, sales are made using dispenser machines, the amount of volume and price are clearly exposed on the display boards. However, there are still acts of some persons in Small Gas Station that do not heed the Islamic norms in sales, ie do not sell fuel oil does not match the dosage that should be. Though the right dose that has been agreed in the contract is a legal requirement for selling and buying, so the sale is included in the category of gharar. From the results of this study, it can be concluded that there is still a mini gas station in Mlarak sub-district that cheats the actual dosage, this indicates the practice of Trading contains elements of gharar and haram law in Islam, because it harms the consumer. With this research, it is expected to make the society especially the seller of Pertalite at Small Gas Station aware of the form of Trading they do, because every relationship with human not only to seek personal gain, but also to bring benefit and goodness to others.

Waqf in the Perspective of Waqf Rules in Indonesia Hartanto, Selamet; Retnowati, May Shinta; Sup, Devid Frastiawan Amir
AL- IKTISAB Journal of Islamic Economic Law Vol 5 No 1 (2021)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v5i1.6203

For Muslims in Indonesia, the basic concept of waqf in Islam is very well understood, and more than that, if examined further, there will be many waqf assets in Indonesia. In the perspective of a country, it is necessary to implement regulations, including Waqf Law (Law), Government Regulation (PP) on Waqf, Regulation of the Indonesian Waqf Board (BWI), and Regulation of the Minister of Religion (PMA). This study aims to explain waqf from the perspective of waqf rules in Indonesia. This research uses qualitative-descriptive-literature methods. The conclusion is that the existing waqf rules that apply in Indonesia aim to maintain the existence of waqf to always be in accordance with the basic concept of waqf in Islam. In addition, this rule also serves as the basis for the legal protection of legality of waqf in Indonesia.

Sharia Economic Views on Tabzir Behavior Sukoco, Daud; Retnowati, May Shinta; Rofiqa, Azidni; Firdaus, Muhammad Irkham; Sup, Devid Frastiawan Amir
AL- IKTISAB Journal of Islamic Economic Law Vol 5 No 2 (2021)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v5i2.7032

Tabzir behavior is a form of deviation in economic behavior, especially consumption. The purpose of this study is to describe the concept of tabzir in Islamic economic studies and to provide an ideal behavioral offer for consumer behavior. The research method used is qualitative-descriptive-library. Data were collected by documentation method, then processed by data editing and compilation method. Next, the analysis process was carried out by deduction method using the concept of tabzir in Islamic economic studies. Conclusions drawn from this study. First, tabzir behavior is a form of malpractice and deviation in economic behavior, especially in consumption. Second, the law of tabzir behavior for certain definitions is haram. Third, the wisdom avoid of tabzir behavior is to build an awareness of collective solidarity, avoid debt, disorientation of life loss of critical power and economic education. The social concept about consumption based on sharia is a social care which concern on tauhid and love for fellow human beings, thus forming a just and civilized society.

The Sources of Islamic Law on the Muamalah Concept About Contract Viewed on Philosophical Studies Retnowati, May Shinta; Faruqi, Musta’an Al; Ihsan, Syahrul
AL- IKTISAB Journal of Islamic Economic Law Vol 7 No 1 (2023)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/aliktisab.v7i1.9961

••• English ••• Islamic law of the contract is used as the basis for muamalah transaction, which is oriented towards developing a general theory of Islamic law. This research is significant because of the birth of sharia institutions based on the provisions of Islamic contract and muamalah, as well as the growing business of Muslims accompanied by the emergence of a desire to harmonize business as a modern phenomenon, with the sharia principle. The methodology of this reseacrh, including normative Islamic law research, is to obtain concrete legal regulations which are the development of norms between Islamic legal doctrines, which are also derived from basic values in Al-Qur'an and Sunnah. The result is, based on the Islamic contract in Indonesia, several are used as basis in carrying out and forming the Islamic contract law. The purpose of implementing muamalah in philosophy is a contract that upholds socio-economic justice and income/welfare justice which are considered important components of Islamic moral philosophy. Islamic economic philosophy in this regard can be summarized in three aspects namely at-tauhid, al-’adalah, and maslahah, where the source of law is Al-Qur'an and Sunnah. ••• Indonesian ••• Hukum Islam dalam akad digunakan sebagai dasar transaksi muamalah, yang berorientasi pada pengembangan teori umum hukum Islam. Penelitian ini penting karena lahirnya lembaga syariah berdasarkan ketentuan kontrak Islam dan muamalah, serta berkembangnya bisnis umat Islam disertai dengan munculnya keinginan untuk menyelaraskan bisnis sebagai fenomena modern, dengan prinsip syariah. Metodologi dalam penelitian ini termasuk pada penelitian hukum Islam normatif, yakni untuk mendapatkan peraturan hukum yang konkret yang merupakan pengembangan norma-norma antara doktrin hukum Islam, yang juga diturunkan dari nilai-nilai dasar dalam Al-Qur'an dan Sunnah. Hasil yang didapat, berdasarkan akad Islam di Indonesia, beberapa digunakan sebagai dasar dalam menjalankan dan membentuk hukum kontrak Islam. Tujuan pelaksanaan muamalah pada filsafat adalah kontrak yang menjunjung tinggi keadilan sosial ekonomi dan keadilan pendapatan/kesejahteraan yang dianggap sebagai komponen penting dari filsafat moral Islam. Filsafat ekonomi Islam dalam hal ini dapat diringkas dalam tiga aspek yaitu at-tauhid, al-‘adalah, dan maslahah di mana sumber hukumnya adalah Al-Qur'an dan Sunnah.

Grand Design of Halal Supply Chain on Pesantren Business: Study on AMIDAS Manufacturer's Company Retnowati, May Shinta; Arjuna, Agma; Al Faruqi, Musta’an; Hidayat, Iman Nur; Diana, Rashda
AL- IKTISAB Journal of Islamic Economic Law Vol 7 No 2 (2023)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/aliktisab.v7i2.11455

Indonesia is still far behind the western countries that have started a lot of studies on the halal business sector. Whereas on the one hand Indonesia is a country with a majority of Muslims, thus obliging most of them to meet their needs with the halal sector. Besides, Indonesia also has many pesantren that become a halal ecosystem indirectly. Many pesantren to meet their needs through various business units that indirectly support and improve the market sector halal in Indonesia. One of the business unit to be studied is a mineral water production business unit named AMIDAS. This research method uses qualitative research. Data collection techniques through observation, interviews, and documentation, with inductive descriptive analysis model to put forward the design form of halal supply chain implemented in AMIDAS manufacturer company. The results, as a manufacturer, AMIDAS goes through the whole supply chain procedure. AMIDAS receives plastic bottles, gallons, cartons, and cups from material suppliers from different regions for which they have also had security licenses on the products they produce. Products are received from suppliers by manufacturing, which then stores them in warehouses before producing bottled water for the corporation. AMIDAS distributes the goods to retailer, sub-retailer, and so on after it is completed and ready for marketing. The product is stored in a clean warehouse and is protected from unclean or unwanted goods, as well as transportation used as well customers purchase goods from retailers after they are resold to sub-retailers dispersed throughout the Ponorogo region and surrounding Javan cities.

PENGUATAN KOMPETITIVITAS UMKM KULINER DI DESA BANGUNREJO, PONOROGO MELALUI PENDAMPINGAN IMPLEMENTASI MEDIA PEMASARAN DIGITAL Widagdho, Aryyo; Retnowati, May Shinta; Masyail, Muhammad Shidqi; Pratama, Ardena Afif
Kumawula: Jurnal Pengabdian Kepada Masyarakat Vol 7, No 2 (2024): Kumawula: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/kumawula.v7i2.54186

Kegiatan pengabdian ini bertujuan untuk mengeksplorasi implementasi media pemasaran digital dalam memperkuat kompetitivitas UMKM kuliner di Desa Bangunrejo, Ponorogo. Metode kegiatan terdiri dari 3 kegiatan antara lain; pertama,pelaksanaan sosialisasi dengan teknis observasi masalah dan melakukan wawancara, kedua, pendampingan digital marketing yang terdiri dari kegiatan pembuatan akun Instagram, pelatihan dalam mengunggah konten ke Instagram, dan ketiga, monitoring aktivitas, dan evaluasi hasil. Hasil kegiatan pengabdian menunjukkan bahwa masih terdapat minimnya pemanfaatan media digital marketing untuk alat promosi oleh UMKM kuliner Desa Bangunrejo. Namun, dengan penerapan strategi pemasaran digital melalui Instagram, terjadi peningkatan signifikan dalam pemahaman dan keterampilan pelaku UMKM kuliner. Kegiatan pengabdian ini memberikan dampak positif dalam meningkatkan visibilitas dan pengenalan merek UMKM kuliner di media sosial, terbukti dari peningkatan penjualan sebesar 10%. Diharapkan penggunaan media digital dapat terus ditingkatkan sebagai bagian integral dari strategi pemasaran UMKM kuliner, sehingga dapat berdampak baik dan memberikan kontribusi positif bagi sektor peningkatan ekonomi lokal

Critical Analysis of Islamic Digital Marketing as Business Strategy: Study at the Cianjur Grilled Fish Restaurant Retnowati, May Shinta; Sukoco, Daud; Firda Rahmi Aliya Putri, Sri
At-Tasyri': Jurnal Hukum dan Ekonomi Syariah Vol. 5 No. 02 (2024)
Publisher : Fakultas Syari'ah Institut Agama Islam Riyadlatul Mujahidin Ngabar (IAIRM) Ponorogo.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55380/tasyri.v5i02.716

The development of information and communication technology was increasingly. Which can be used as one of the media in efforts to develop business ventures. One form of technological innovation is in the form of promoting products produced through digital marketing strategies by utilizing social media by using Islamic Marketing. The purpose of this study is to find out and analyze the use of digital marketing through social media as marketing strategy at the Cianjur grilled fish restaurant as an effort to develop business at the restaurant. This type of research is using qualitative descriptive analysis approach. The research data is in the form of primary data obtained through interviews with one of the managers at the Cianjur grilled fish restaurant who has used digital marketing to market their products and has succeeded in increasing sales turnover, while secondary data is obtained from journals, books and literature studies related to digital marketing for business people. The conclusion that can be drawn from the results of this study is that the use of digital marketing strategies through social media is very influential on business development in Cianjur grilled fish restaurants, because the application of digital marketing causes businesses to be recognized more quickly by the public so that this becomes one of the factors for business development as a whole fast

Co-Authors Abd.Rahman, Zayyad Ageng Riz’y Waluyo Ahmad Muqorobin Aisy Rahmania Al Faruqi, Musta’an Al-Huzwah, Fatya Zahwa Alatas, Muhammad Ali Alqudrih, Qomsin Amrullah, Muhammad Ilham Anis Humaidi, Anis Annas Syams Rizal Fahmi Annas Syams Rizal Fahmi Annas Syams Rizal Fahmi Anwar, Emha Afifudzaki Ardiyanti, Dwi Arjuna, Agma Averro, Muhammad Faruq Azidni Rofiqa Aziz Kurniawan Daniswara, Aliyya Lathifa Daud Sukoco Devid Frastiawan Amir Sup Dimyati Huda, Muhammad Elsyafa, Thoriq Izza Emha Afifudzaki Anwar Fadhila Sukur Indra Fahmi, Annas Syams Rizal Fajar Satriyawan Wahyudi Faruqi, Musta’an Al Fawwaz Raihan Firda Rahmi Aliya Putri, Sri Ghufron, Isa Lazuardi Hamzawi, M. Adib Harist, Dinar Naufal Hesti Rokhaniyah, Hesti Ihsan Hudiana Ihsan, Syahrul Imam Kamaluddin Iman Nur Hidayat Inaiyaya Zuhrifa Allhumahira Intan Puspitasari Kamila , Arfah Kusumastuti, Anisa Silvi M. Ilham Nazaruddin Noor Mafaz, Mafaz Maranti, Safika Masyail, Muhammad Shidqi Meitria Cahyani Milenia Ayu Saraswati Milenia Ayu Saraswati Mohammad Syifaurrosyidin Muhammad Abdul Aziz Muhammad Abdul Aziz Muhammad Fajar Hamijar Muhammad Faruq Averro Muhammad Irkham Firdaus Muhammad Rabbani Ridho Muhammad Ulul Azmi MUNAWAROH, HIFDHOTUL Namira Muthia Rosalina Naufal, Muhammad Zaky Nizomul Mulki Noor, M. Ilham Nazaruddin Nuarisa, Risma Hafida Nur Helmy Iffah Wafiyah Prasanti, Noviana Pratama, Ardena Afif Qoharuddin, Moch. Azis Qomsin alqudrih Rachmawati, Andini Rafifahnur, Nisrina Rahmania, Aisy Rashda Diana Rizki Apriliani Rofiqa, Azidni Sahputra, Jaya Salwa Fuadia Sa’diah, Zulfatus Selamet Hartanto Setiawan, Suhada Silvi Kusumastuti, Annisa Sujatmiko, Muhammad Sukma, Arti Mutiara Uluum, Muhammad Miftachul Vina Fithriana Wibisono Widagdho, Aryyo Yeni Zannuba Arifah Yusuf, M. Asror Zulfatus Saï¿½diah Zulfatus Sa’diah

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