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All Journal Jurnal EMT KITA Pendas : Jurnah Ilmiah Pendidikan Dasar Journal of Applied Business, Taxation and Economics Reseach Studies in English Language and Education Indo Green Journal Jurnal Ilmiah Ekonomi dan Manajemen Eduscape: Journal of Education Insight Horizon: Indonesian Journal of Multidisciplinary Jurnal Ilmiah Multidisiplin Ilmu Jurnal Ekonomi Bisnis dan Kewirausahaan Journal of Economics Education Indo Green Journal Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin
Ahmad Rifki
Lembaga Pengelola Dana Pendidikan Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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PENGARUH PENGELOLAAN KEUANGAN PRIBADI TERHADAP PERILAKU PEMBAYARAN DIGITAL DAN KEPUTUSAN PEMBELIAN PRODUK ONLINE OLEH MAHASISWA JURUSAN PIPS UNIVERSITAS JAMBI Erianita, Vina; Mayasari; Rifki, Ahmad
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 02, Juni 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.49195

Abstract

This study aims to analyze the influence of personal financial management based on the use of applications and manual methods on digital payment behavior and online product purchasing decisions of students in the PIPS Department at Universitas Jambi. The study used a quantitative approach with a survey method. The population of the study consisted of students from the 2022 cohort of the Economic Education, History Education, and Civic Education Study Programs. The research sample consisted of 167 respondents selected using the *purposive sampling* technique. Data collection was carried out through questionnaires, while data analysis used the MANOVA test with the assistance of SPSS version 22. The results showed that personal financial management had a significant influence on students’ digital payment behavior with a significance value of 0.000 < 0.05. In addition, personal financial management also had a significant influence on students’ online product purchasing decisions with a significance value of 0.000 < 0.05. The results of the multivariate test on Pillai’s Trace, Wilks’ Lambda, Hotelling’s Trace, and Roy’s Largest Root also showed a significance value of 0.000 < 0.05. Thus, simultaneously, personal financial management had a significant influence on digital payment behavior and online product purchasing decisions of students in the PIPS Department at Universitas Jambi.
Co-Authors Agustinawati, Tri Akhmad Habibi, Akhmad Amara Mayasena Amelia Amelia Putri Utami Ana Husnul Hotimah Andi Sitti Saripah Ainun Arpizal Ashari, Adelia Aulia Putri Aulia, Dinda Aulia, Putri Bagas Andre Yansyah Bagas Lutfi Maulana Belia Ismiarefa Billa, Salsa Chandra Putra Nur Fajar Cipto Wardoyo Dania Putri Pratiwi Dedek Rahmi Suci Dedi Chandra Dewi Etika Syari Elvrida Davita Tamba Erianita, Vina Esy Yusdiyani Fadilla Ulfah Febrianti, Indri Febrina Noviyanti Fitri, Vidia Genta Afriyanto Gusti Andre Habizar Habizar Hermalia Putri Intan Permata Indah Khoirun Najwa Lailatul Badriah Lisa Rahmania Dewi Lisa Rokhmani Mahdavikia Mayasari meylina, Mey Lina Mariani Sipayung Muhammad Fauzan Muhammad Fauzi Aditya Nabila Budi Rezeki Nela Dwi Amelia Nia Ramadhani Nour Awni Albelbisi Nursakdiah Orwita Andesta Padliyan, Reka Pratiwi, Ngisti Rafly Arya Pratama Riana Efani Putri Sitorus Riski Ilahi Rizal Iskandar Rohmatika Romida Arta Uli S Rosana Amalia Putri Simbolon, Rista Dewi Siti Syuhada Sitompul, Kristober Tara Rasha Audhiya Tiara Nabila Tiarmasari, Dwi Turki Mesfer Alqahtani Wahjoedi Yasir Riady YUNITA Yurika Bil Khoirin