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Interreligious Marriages: Can Couples in Interfaith Marriages Live a Happy Life? Rasyid, Arbanur; Siregar, Fatahuddin Aziz
AHKAM : Jurnal Ilmu Syariah Vol. 25 No. 1 (2025)
Publisher : Universitas Islam Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ajis.v25i1.37317

Abstract

This article posits that families of interfaith couples (Muslims and Christianity/Catholicism) can achieve a state of happiness. Research data were obtained through in-depth interviews with married couples comprising one Indonesian and a British partner, aged between 25 and 40 years, residing in Indonesia and the United Kingdom, and representing diverse religious and cultural backgrounds The study revealed that the Islamic concept of sakīnah family embodies a totality of mercy (raḥmah) and love (mawaddah) inherently present in each couple's heart. The findings suggest that happiness in interreligious or interfaith marriages can be attributed to the profound love shared by the spouses. Love can develop and grow in a romantic, intimate, passionate, and committed relationship, provided there is a willingness to accept responsibility for maintaining it. Accordingly, these research findings may have implications for a new understanding of the sakīnah family, which, thus far, has been based upon the standard of couples having a common faith in a same-religion marriage. Nonetheless, further studies are needed to investigate whether couples in interfaith and interreligious marriages continue to lead happy lives in their old age. Abstrak Artikel ini menjelaskan bahwa keluarga pasangan beda agama (Muslim dan Kristen/Katolik) bisa mencapai kehidupan yang bahagia. Data penelitian diperoleh dari wawancara mendalam dengan pasangan dari latar belakang agama dan budaya yang berbeda berusia 25-40 tahun yang berasal dari Indonesia dan Inggris. Penelitian menemukan bahwa konsep keluarga sakinah dalam ajaran Islam adalah totalitas rahmat (raḥmah) atau cinta (mawaddah) yang ada dan melekat dalam hati setiap pasangan. Temuan penelitian menunjukkan bahwa kebahagiaan dalam hubungan suami istri dalam perkawinan beda agama dapat ditemukan karena besarnya rasa cinta yang dimiliki oleh pasangan tersebut. Cinta dapat tumbuh dan berkembang dalam suatu hubungan yang bersifat romantis, intim, penuh gairah dan komitmen serta kesediaan menerima tanggung jawab untuk menjaga hubungan. Dengan demikian, temuan penelitian ini memiliki implikasi pada pemahaman baru tentang keluarga sakinah, yang, sejauh ini, telah didasarkan pada standar pasangan yang memiliki keyakinan yang sama dalam pernikahan sesama agama. Meskipun demikian, studi lebih lanjut di masa depan diperlukan untuk mengamati apakah pasangan pernikahan beda agama dan antaragama masih menjalani kehidupan yang bahagia di usia tua mereka? 
Causality Analysis of Indonesia's External Debt with Vector Autoregression (VAR) Approach Yanti Aisyah Lubis, Sri; Arbanur Rasyid; Siregar, Budi Gautama
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i1.22158

Abstract

The Indonesian government faces significant problems in terms of development funding due to the lack of adequate financial resources. Therefore, as a developing country, Indonesia is forced to take action by spending a large amount of money to promote growth and implement various development initiatives through foreign debt policies. The formulation of this research problem is whether there is an interaction relationship between exports, imports, inflation, exchange rates and foreign exchange reserves with Indonesia's foreign debt. This study aims to analyze the interaction relationship between exports, imports, inflation, exchange rates and foreign exchange reserves with Indonesia's foreign debt. This research was conducted using quantitative research methods. The sampling technique used is purposive sampling with the number of samples to be taken based on an assessment of the completeness of this research data, namely from 2015 to 2022 there are 96 samples. The research method uses the Vector Autoregression (VAR) approach using the Eviews 12 program. The Granger test shows that there is no two-way causality relationship between exports, imports, inflation, exchange rates and foreign exchange reserves with Indonesia's external debt. However, there is cointegration in the study so that there is an interaction relationship between exports, imports, inflation, exchange rates and foreign exchange reserves with Indonesia's external debt. Given the complexity of the relationship between Indonesia's external debt and the variables of exports, imports, inflation, exchange rates, and foreign exchange reserves, regional and international cooperation is also important. The government can establish partnerships with other countries to increase trade, manage financial risks, and strengthen mutually supportive policy frameworks.
Pengaruh Karakter dan Kondisi Ekonomi Nasabah terhadap Pembiayaan Bermasalah (Studi pada BMT Nurul Iman Madani Aek Nabara) Andriani, Rika; Rasyid, Arbanur; Matondang, Zulaika
Journal of Islamic Social Finance Management Vol 3, No 1 (2022): JANUARI-JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1034.373 KB) | DOI: 10.24952/jisfim.v3i1.5956

Abstract

 Para pengusaha kecil dan menengah dan calon debitur yang bergerak di bidang bisnis menjadi sasaran pembiayaan yang dilakukan oleh Baitul Maal Wat Tamwil. Perbedaan dalam sifat atau karakter dan kondisi ekonomi nasabah menjadi salah satu penyebab terjadinya kredit macet atau pembiayaan bermasalah, dan tidak sedikit dari nasabah tersebut lari dari tanggung jawab mengembalikan pinjaman yang telah diberikan. Karakter merupakan sifat yang berkaitan dengan kejiwaan, akhlak kepribadian seseorang, yang menjadi pembeda satu dengan yang lainnya. Sementara Kondisi ekonomi dapat diartikan sebagai kondisi seseorang dapat menghasilkan keuangan untuk memenuhi kebutuhan pokok dan kebutuhan hidup lainnya, serta kemampuan untuk membayar pinjaman pembayaran. Non Performing Financing mengacu pada pembiayaan yang disebabkan oleh pelanggan tidak menempati waktu angsuran dan tidak memenuhi persyaratan kontrak. Hasil penelitian menunjukkan tidak terdapat pengaruh yang signifikan antara variabel karakter dengan variabel pembiayaan bermasalah, sedangkan terdapat pengaruh yang signifikan antara variabel kondisi ekonomi dengan variabel pembiayaan bermasalah. Variabel karakter dan variabel kondisi ekonomi memiliki pengaruh yang simultan terhadap pembiayaan bermasalah.Kata Kunci: Karakter, Kondisi Ekonomi, Pembiayaan Bermasalah
Resilience Test: The Interplay of Macro Trends and Troubled Financing in Indonesian Sharia People's Financing Bank Siregar, Depanan Habib; Rasyid, Arbanur; Gautama, Budi; Nasirin, Wanda Khairun
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 12, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v12i2.14705

Abstract

Abstract,The increasing trend of BPRS in Indonesia signifies extensive community funding. However, some provinces faced problematic financing, with NPF exceeding 5%, notably over 10% in certain areas.  Macroeconomic trends impact socio-economic conditions, leading to financial challenges like inflation fluctuations, unstable Rupiah exchange rates, and a significant decline in the BI Rate affecting the competitiveness of Sharia financing against conventional loans. The study aims to analyze the relationship between macroeconomic factors and troubled financing in Indonesian BPRS. Employing Purposive Sampling across 20 provinces with the largest assets from 2019 to 2022, the Panel Granger Causality analysis indicates a connection between the exchange rate and NPF. However, economic growth, inflation, and BI Rate show no association with NPF. This suggests significant exchange rate exposure in the BPRS portfolio, necessitating cautious foreign exchange risk management through hedging, regular currency movement monitoring, and consideration of local currency financing policies. Sharia-compliant hedging via forward agreement contracts aligning with Fatwa DSN-MUI No.96/DSN-MUI/IV/2015, PBI No. 18/2/PBI/2016, and Opini DPS No. 17/26/DPS/XII/2015 on Sharia Hedging Plans should be implemented. 
Fenomena Menarik Perkawinan Dibawah Umur Menjadi Trend Masa Kini di Bittuju Tapanuli Selatan Rasyid, Arbanur; Siregar, Sawaluddin
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 4 No. 1 (2022)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v4i1.1571

Abstract

This article examines the phenomenon of underage marriage in Bittuju, South Tapanuli. Many people who are still underage apply for marriage in the Religious Courts, especially because of the change in Law No. 1 of 1974 to Perma No. 5 of 2019. This research is descriptive qualitative, by conducting observations, interviews and document studies. The data analysis technique carried out by the researcher is a qualitative analysis by describing clearly and in depth the underage marriage. The results of this study conclude that underage marriages that occur in Bittuju, South Tapanuli are self-willed and factors of pregnancy outside marriage
Strategi Jihad Digital Sebagai Upaya Perlawanan Informasi Negatif: Studi Metode Istihsan pada Akun Instagram Rasyid, Arbanur; Asmara, Musda; Lubis, Maulana Arafat
AL-ISTINBATH : Jurnal Hukum Islam Vol 6 No 2 November (2021)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (691.866 KB) | DOI: 10.29240/jhi.v6i2.2797

Abstract

This research aims to provide educational insight for netizens on how to get smart ways to counteract negative information on social media, especially Instagram as the object of this discussion. The method used by the author in this discussion is a literature study with the main sources being documentation, news, articles that are in accordance with the topic of study. The results of this study are that there are several groups of netizens who are easily influenced by negative news, they are also easily provoked based on social media behavior. Digital jihad strategies on Instagram accounts using the istihsan method as a step to combat misinformation or news; negative by verifying or "tabayyun", then filtering the news sources and measuring in terms of benefits and harm, so that valid conclusions can be found regarding the source of the news circulating on social media Instagram.
Contestation of Customary Law and Islamic Law in Inheritance Distribution: A Sociology of Islamic Law Perspective Rasyid, Arbanur; Lubis, Rayendriani Fahmei; Saleh, Idris
Al-Ahkam Vol. 34 No. 2 (2024): October
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2024.34.2.20843

Abstract

In the Mandailing Natal community in North Sumatra, Indonesia, predominantly Muslim, inheritance distribution often deviates from Islamic law due to the influence of local customs. The kinship system of na tolu plays a significant role, causing a delay in inheritance distribution until both parents have passed and all heirs are either of legal age or married. This practice aims to preserve family harmony but highlights a tension between Mandailing customary law and Islamic law, complicating the pursuit of justice in inheritance matters. This study explores the interaction between Mandailing custom and Islamic law in inheritance distribution, examining how the two legal frameworks influence one another. The research adopts a qualitative, juridical approach and reveals that customary norms, especially Dalihan Na Tolu, tend to outweigh Islamic law. Traditional leaders and religious scholars are key mediators, facilitating compromise and adaptation in inheritance distribution. The study suggests that enhancing Islamic law education and fostering collaboration between traditional leaders and scholars could help harmonize local customs with Islamic principles, ensuring a fairer inheritance process.
How To Enhance Firm Value In The Jakarta Islamic Index (Jii) Through Profitability, Csr And Gcg Pasaribu, Nona Soraya; Rasyid, Arbanur; Rukiah, Rukiah; Muzamil, Sanupal; Nasirin, Wanda Khairun; Pane, Mujahidun Hapisni
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 2 (2023): DESEMBER 2023
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i2.8187

Abstract

The company's profitability will reflect the company's financial performance. Good financial performance can increase the value of the company, which will be reflected in the market price of its shares and increase the prosperity of shareholders (stakeholders). Profitability is also a factor that makes management free and flexible in disclosing corporate social responsibility to shareholders. Thus, the higher the level of company profitability, the greater the disclosure of information. So, this study intends to see how profitability affects firm value and whether corporate social responsibility and good corporate governance effectively moderate profitability's effect on manufacturing companies’ value in the Jakarta Islamic Index (JII). Therefore, this study is important and serves as material for investors and potential investors to consider and reference in selecting companies. Various theories support this study, as the grand theory is the agency theory and the signaling theory. The middle theory of this research is contract theory, and the applied theory is firm value theory. This theory is to measure the company's selling value or growth value for shareholders, the company's value, which will be reflected in the market price of its shares. This research was conducted using a quantitative method, which will be carried out in 2021 at a manufacturing company registered on the Jakarta Islamic Index (JII). The sampling technique used was purposive sampling, with twenty-four companies listed on the Jakarta Islamic Index (JII). Considering that the model in this study is a causality model for several manufacturing companies, to test the hypothesis, cross-sectional data is used with the structural equation modeling (SEM) approach using the partial least squares program (PLS 4.0). The results of the profitability direct effect test do not directly affect firm value; the direct effect test results of CSR moderation do not directly affect firm value; and so do the GCG direct effect test results, which do not affect firm value.
IMPLEMENTATION OF MANAGEMENT FUNCTIONS IN THE MANAGEMENT OF PROFESSIONAL ZAKAT AT THE NATIONAL AMIL ZAKAT AGENCY (BAZNAS) OF PADANGSIDIMPUAN CITY Romando Yusrat; Arbanur Rasyid; Budi Gautama Siregar
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 2 No. 4 (2025): Vol. 2 No. 4 Edisi Oktober 2025
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v2i4.1369

Abstract

This study aims to analyze the implementation of management functions in the management of professional zakat at the National Zakat Agency (BAZNAS) of Padangsidimpuan City. Using a qualitative descriptive approach, data were collected through observation, interviews, and documentation, with triangulation applied to ensure validity. The findings show that BAZNAS has implemented the four classical management functions—planning, organizing, implementing, and supervising—in managing professional zakat from civil servants. Planning is carried out through the preparation of zakat collection programs in cooperation with government institutions; organizing is realized through the formation of operational sub-units; implementation is conducted by collecting zakat through salary deductions and distributing it to mustahik via social and empowerment programs; while supervision is executed by an Internal Audit Unit to maintain accountability and transparency. Supporting factors include government affiliation and mayoral instructions, whereas inhibiting factors involve limited human resources, the absence of binding local regulations, restricted access to military and police institutions, and low awareness among civil servants. The study concludes that although BAZNAS has applied management principles in practice, improvements are still needed in human resource regeneration, regulatory frameworks, and digital zakat systems to optimize professional zakat management.
PENERAPAN MARKETING MIX 5P DALAM PERSPEKTIF ETIKA BISNIS ISLAM: STUDI KASUS TOKO ASWIN SIKUMBANG DI MANDAILING Halim Harahap, Abdul; Rasyid, Arbanur
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 12, No 11 (2025): NUSANTARA : JURNAL ILMU PENGETAHUAN SOSIAL
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v12i11.2025.4536-4543

Abstract

Penelitian ini bertujuan untuk mengeksplorasi penerapan etika bisnis Islam dalam strategi bauran pemasaran 5P pada Usaha Mikro, Kecil, dan Menengah (UMKM), dengan studi kasus Toko Aswin Sikumbang di Kabupaten Mandailing Natal. Penelitian kualitatif deskriptif ini menggunakan pengumpulan data melalui observasi langsung dan wawancara semi-terstruktur dengan pemilik serta lima pelanggan. Hasil penelitian menunjukkan bahwa Toko Aswin Sikumbang secara konsisten mengintegrasikan prinsip etika Islam dalam seluruh dimensi bauran pemasaran: produk (menjamin barang halal dan berkualitas), harga (menerapkan penetapan harga yang adil dan transparan), lokasi (memilih tempat yang mudah diakses dan sesuai dengan norma sosial), promosi (membangun kepercayaan melalui komunikasi jujur dan pendekatan relasional), serta sumber daya manusia (menjunjung integritas, empati, dan profesionalitas dalam pengelolaan SDM). Kesesuaian dengan etika Islam ini tidak hanya memperkuat strategi pemasaran, tetapi juga menumbuhkan kepercayaan dan loyalitas pelanggan yang mendalam, meningkatkan keberlanjutan dan daya saing bisnis. Studi ini menyimpulkan bahwa integrasi etika bisnis Islam ke dalam praktik pemasaran dapat menjadi kerangka kerja bermakna bagi UMKM untuk beroperasi secara etis dan meraih kesuksesan jangka panjang dalam konteks masyarakat Muslim.