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All Journal Jurnal Teknovasi : Jurnal Teknik dan Inovasi Mesin Otomotif, Komputer, Industri dan Elektronika Jurnal Inotera JurTI (JURNAL TEKNOLOGI INFORMASI) The IJICS (International Journal of Informatics and Computer Science) Jurnal Riset Informatika Manutech : Jurnal Teknologi Manufaktur REMIK : Riset dan E-Jurnal Manajemen Informatika Komputer Science Midwifery INFOKUM Jurnal Sistem Komputer dan Informatika (JSON) Journal of Science and Education (JSE) INCODING: Journal of Informatics and Computer Science Engineering Instal : Jurnal Komputer Jurnal Ekonomi Jurnal Masyarakat Indonesia Data Sciences Indonesia (DSI) The Indonesian Journal of Computer Science Jurnal Hasil Inovasi Masyarakat (JHIM)
Rizaldy Khair
Universitas Muhammadiyah Sumatera Utara
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Materials Science & Nanotechnology Mathematics Mechanical Engineering Nursing Physics Public Health Social Sciences Veterinary Other

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Journal : Jurnal Hasil Inovasi Masyarakat (JHIM)

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Improving digital financial literacy for investment decision making in Padangsidimpuan City through the Analytic Hierarchy Process (AHP) method Madany, Khairunnisa Al; Khair, Rizaldy; Harahap, Nirmalahaty; Yudhistira, Wisnu
Jurnal Hasil Inovasi Masyarakat Vol. 3 No. 1 (2025): Januari - Juni
Publisher : Borneo Novelty Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70310/jhim.2025.03010665

Abstract

In today's digital era, digital financial literacy plays an important role in shaping people's investment behavior and decisions. Padangsidimpuan City, one of the cities in Indonesia, faces challenges in adopting and implementing digital financial literacy among its citizens. Effective and efficient investment decision-making is crucial in the current economic context, where financial information is widely available but often complex and difficult for the general public to interpret. The application of digital financial literacy can improve individuals' ability to manage personal finances and make wise investment decisions. However, there are still gaps in knowledge and practice in the field that hinder the optimal use of digital financial literacy. The urgency of this activity is to strengthen digital financial literacy in the community. By understanding its influence on investment decision-making, strategies can be developed to increase awareness and understanding of digital finance, thereby helping people make more informed investment decisions. AHP was chosen due to its unique ability to handle subjective and objective preferences and the complexity of decision-making, making it very suitable for examining the phenomenon of digital financial literacy in the context of investment decision-making.
Co-Authors Abd Rachman Abubar Abrar Hadi Ade Johar Maturidi Agung Satria Wiguna Ahmad Faisal Aini, Zahratul Amren S, Hairul Asri Santosa Asrul Sani Ayub Wimatra Bahrun Ali Murtopo Budiyantara, Agus Catra Indra Catra Indra Cahyadi Cut Roza Asminanda Dian Noviandri Dwiyanto . Ekatri Ayuningsih Eriansyah Saputra H F Fajrillah Fithriyah Patriotika Hadi Prayitno Hanny Hafiar Harahap, Nirmalahaty Harahap, Nurmahendra Hasibuan, Siska HERY DIA ANATA BATUBARA Ibrahim Iswandi idris Iswandi Idris Iswandi Idris Izhary Siregar Jaman Amadi Jhoni Hidayat Kamaliah Ainun Khairunnida Khairunnisa Almadany Liber Tommy Hutabarat Lilis Saryani Lisnawati Lubis, Hamidah Azzahrah S Lubis, Ika Rahmadani M. Amril Siregar M. Syahputra Madany, Khairunnisa Al Margolang, Julfansyah Mirnawati Mirnawati Mirnawati Mirnawati Mirwan Aziz Ritonga Muhammad Zikri Mustafid Mustafid Nasution, Darmeli Niasty Lasmy Zaen Nila Hayati Nirmalahaty Harahap Nurliadi Nurliadi Pangaribuan, Hose Ronaldo Panjaitan Albert Panjaitan, Albert R Rizal Isnanto Rahmah, Maulidya Ramadani Renny Lubis Rino Subekti RR. Aryanti Kristantini Ruri Aditya Sari S Sipur S, Mutiara Widasari S, Rossi Peter Santosa, Asri Sari, Indah Vusvita Sembiring, Rinawati Siregar, M. Amril Siregar, Muhammad Amril Siti Aisyah Sunardi Sunardi Sunardi Sunardi Sunardi Suyatmo Syafriwel, Syafriwel Sylvia, Tiara Ulfa Hasnita Usman Usman Vickri Febrian Widiya Nisa Wiguna, Agung Satria Wisnu Yudhistira Yeni Rachmawati Yudhistira, Wisnu Yusdartono, Muhammad Habib Zubaidah Hanum