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All Journal Tahkim (Jurnal Peradaban dan Hukum Islam) Syiar Hukum: Jurnal Ilmu Hukum Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Laa Maisyir Jurnal Ekonomi Islam Jurnal Intelektualita: Keislaman, Sosial, dan Sains KEUNIS Law and Justice Jurnal Ilmiah Ekonomi Islam Jurnal Hukum Acara Perdata ADHAPER Jurnal Ilmiah Universitas Batanghari Jambi al-Afkar, Journal For Islamic Studies Jurnal Istiqro' Al-Jinayah: Jurnal Hukum Pidana Islam Edukasi Islami: Jurnal Pendidikan Islam QARDHUL HASAN: MEDIA PENGABDIAN KEPADA MASYARAKAT Legal Standing : Jurnal Ilmu Hukum Istinbath: Jurnal Hukum dan Ekonomi Islam PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat JCRS (Journal of Community Research and Service) Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Amwaluna Jurnal Ekonomi dan Keuangan Syariah Pena Justisia: Media Komunikasi dan Kajian Hukum LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Jurnal Hukum Acara Perdata Indonesian Journal of Islamic Economics Research Jurnal Manajemen dan Bisnis Jayakarta Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Iqtishod : Jurnal Ekonomi Syariah International Journal of Educational Review, Law And Social Sciences (IJERLAS) Indonesian Journal of Social Science Research Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Indonesian Journal of Multidisciplinary Science Jurnal Riset Ekonomi Syariah Milkiyah: Jurnal Hukum Ekonomi Syariah Bandung Conference Series : Sharia Economic Law Bandung Conference Series : Syariah Banking Jurnal Ekonomi Syariah Indonesia Jurnal Riset Perbankan Syariah Sewagati Fastabiq: Jurnal Studi Islam Jurnal Rekognisi Ekonomi Islam (JREI) Jurnal Medika: Medika
Panji Adam Agus Putra
Universitas Islam Bandung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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SYNERGY OF ISLAMIC BOARDING SCHOOL MANAGEMENT AND SHARIA ECONOMICS IN FOSTERING THE INDEPENDENCE OF AT-TAMUR STUDENTS Intan Nurrachmi; Panji Adam Agus Putra
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 3 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i3.2683

Abstract

Pesantren in this day and age must be an educational institution that instills Islamic values as a whole, both teaching worship procedures and social social procedures. The management of the pesantren must synergize with other fields in order to make students independent in meeting their life needs. This study aims to analyze the synergy between pesantren management and sharia economics in fostering student independence at the At-Tamur Islamic Boarding School. The research method used is qualitative with a case study approach. Data were collected through observations, in-depth interviews, and documentation studies. The results of the study show that the integration between effective pesantren management and the application of sharia economic principles is able to create an environment that supports the development of student independence. Programs such as sharia cooperatives, entrepreneurship training, and sharia-based financial management are the main keys in achieving these goals. This synergy not only increases the financial independence of students but also forms a character in accordance with Islamic values.
Kajian Sistematis atas Stimulus–Organism–Response (S-O-R) dalam Pemasaran Digital Syariah Fahrudin Misdar; Nandang Ikhwanudin; Panji Adam
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19235

Abstract

This systematic literature review integrates various empirical data at the intersection of the Stimulus-Organism-Response (S-O-R) framework, digital marketing strategies, and Islamic ethical principles. This study aims to construct an integrated model through a careful data screening process from the Google Scholar database for the period 2021 to 2025. The research procedure was carried out by referring to the PRISMA guidelines, resulting in a final sample of 21 high-quality empirical articles. The thematic analysis successfully identified contrasting differences in the classification of stimuli driving Islamic digital marketing, namely between digital triggers such as content quality and social engagement, and product cues primarily represented by halal certification. These external stimuli activate two specific internal processes within consumers, namely cognitive mechanisms guided by halal awareness and emotional dimensions driven by religious awareness. Although purchase intention is confirmed as the main behavioral metric, this analysis also finds a growing trend of impulsive buying in an information-dense digital environment. As a result, this study formulates the Master S-O-R Model, which views Islam not merely as a cultural backdrop but as an active psychological filter for consumers within the current algorithmic trading ecosystem.
Do Islamic Rural Banks in West Java Become More Efficient Over Time? A Panel Stochastic Frontier Analysis Mohamad Andri Ibrahim; Alya Naima Siti Najwa; Yayat Rahmat Hidayat; Panji Adam Agus Putra
KEUNIS Vol. 14 No. 2 (2026): JULY 2026
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v14i2.7433

Abstract

Islamic Rural Banks (BPRS) play a crucial role in Indonesia’s Islamic microfinance sector, specifically in serving underbanked communities in rural areas. Therefore, understanding their efficiency dynamics is essential for ensuring long-term sustainability and assisting evidence-based policy formulation, particularly in the post-pandemic context where operational challenges intensify. This study investigates the efficiency dynamics of BPRS in West Java over the 2020–2023 period, decomposing efficiency into production and revenue components to identify specific sources of inefficiency. Using panel Stochastic Frontier Analysis (SFA) with 108 bank-year observations from 27 BPRS institutions, this study estimates both cost and profit efficiencies while controlling for environmental factors. The time-varying inefficiency model enables systematic assessments of temporal efficiency trends. The results reveal exceptionally high production efficiency (mean = 99.99%), indicating optimal input use. However, revenue efficiency shows substantial variation (mean = 72%) and a slight decline from 72.77% in 2020 to 71.6% in 2023. Contrary to the organisational learning theory, overall technical efficiency does not improve over time; instead, it decreases from 86.38% to 85.79%. This study provides the first evidence on BPRS temporal efficiency dynamics in the post-pandemic period and demonstrates that efficiency challenges stem primarily from revenue generation rather than operational weaknesses.
HUBUNGAN TIMBAL BALIK ANTARA HUKUM DAN EKONOMI DALAM PEMBANGUNAN NASIONAL Raditya Gantari Ahmad Riyadi; Desthya Sefty Ramadhania; Nurul Aripin; Panji Adam Agus Putra
Jurnal Ekonomi Syariah Indonesia (JESI) Vol. 5 No. 1 (2026): Maret
Publisher : STEI Al-Amar Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57171/jesi.v5i1.410

Abstract

Penelitian ini bertujuan untuk menganalisis hubungan timbal balik antara hukum dan ekonomi dalam pembangunan nasional. Metode yang digunakan adalah penelitian kualitatif dengan pendekatan yuridis normatif melalui studi kepustakaan terhadap berbagai sumber hukum dan literatur ilmiah yang relevan. Hasil penelitian menunjukkan bahwa hukum memiliki peran penting sebagai regulator, pengawas, serta sarana rekayasa sosial dalam mengatur aktivitas ekonomi agar berjalan secara tertib, adil, dan berkelanjutan. Selain itu, hukum juga berfungsi dalam menciptakan kepastian hukum yang mampu mendorong pertumbuhan ekonomi dan investasi. Di sisi lain, perkembangan ekonomi, baik akibat globalisasi maupun kemajuan teknologi, turut mempengaruhi pembaharuan dan penyesuaian sistem hukum agar tetap relevan. Sinkronisasi antara hukum dan kebijakan ekonomi menjadi faktor kunci dalam keberhasilan pembangunan nasional. Dengan demikian, hubungan antara hukum dan ekonomi bersifat timbal balik dan saling melengkapi dalam mewujudkan pembangunan yang berkeadilan dan berkelanjutan.
Tinjauan Hukum Islam atas Penggunaan Teknologi Fintech dalam Transaksi Keuangan Syariah Adhitya Yudha Yudistira; Panji Adam Agus Putra; Arif Rijal Anshori
Jurnal Riset Ekonomi Syariah Volume 6, No. 1, Juli 2026 Jurnal Riset Ekonomi Syariah (JRES)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jres.v6i1.10228

Abstract

Abstract. Advances in information technology have driven innovation in financial technology (fintech), including Sharia-based financial services. However, the development of Sharia fintech in Indonesia still faces fundamental challenges in the form of weak oversight mechanisms and a lack of legal certainty regarding Sharia compliance, which could potentially lead to deviations from the principles of Islamic law, particularly riba, gharar, and maysir. This study aims to examine the use of fintech in Sharia financial transactions from an Islamic law perspective, with a focus on the role of the Indonesian Sharia Fintech Association (AFSI) in filling the gap in Sharia oversight amid limited state regulations. The methods used include a normative-juridical and empirical approach employing qualitative research methods. Data were obtained from DSN-MUI fatwas, OJK and Bank Indonesia regulations, AFSI documents, and relevant literature reviews. The results indicate that AFSI plays a strategic role as a supervisory and internal oversight body through contract certification, Sharia compliance education, and policy advocacy. However, the absence of specific regulations for Sharia fintech and the weak legal standing of AFSI remain major obstacles. This study concludes that AFSI’s role reflects the function of hisbah and the principles of maqāṣid al-syarī‘ah, particularly in safeguarding assets and ensuring transactional justice. Abstrak. Perkembangan teknologi informasi mendorong inovasi financial technology (fintech), termasuk layanan keuangan berbasis prinsip syariah. Namun, perkembangan fintech syariah di Indonesia masih menghadapi tantangan mendasar berupa lemahnya mekanisme pengawasan dan kepastian hukum kepatuhan syariah, sehingga berpotensi menimbulkan penyimpangan dari prinsip hukum Islam, khususnya riba, gharar, dan maysir. Penelitian ini bertujuan mengkaji penggunaan fintech dalam transaksi keuangan syariah dari perspektif hukum Islam dengan menitikberatkan pada peran Asosiasi Fintech Syariah Indonesia (AFSI) dalam mengisi kekosongan pengawasan syariah di tengah keterbatasan regulasi negara. Metode yang digunakan adalah pendekatan yuridis normatif dan empiris dengan metode kualitatif. Data diperoleh dari fatwa DSN-MUI, regulasi OJK dan Bank Indonesia, dokumen AFSI, serta kajian literatur terkait. Hasil penelitian menunjukkan bahwa AFSI berperan strategis sebagai lembaga pembina dan pengawas internal melalui sertifikasi akad, edukasi kepatuhan syariah, dan advokasi kebijakan. Namun, ketiadaan regulasi khusus fintech syariah dan lemahnya kekuatan hukum AFSI masih menjadi kendala utama. Penelitian ini menyimpulkan bahwa peran AFSI mencerminkan fungsi hisbah dan prinsip maqāṣid al-syarī‘ah, khususnya dalam menjaga harta dan keadilan transaksi.
Peningkatan Produksi Pangan Aman melalui Pendampingan Legalitas dan Sertifikasi Halal Maman Surahman; Panji Adam Agus Putra; Hendi Suhendi; Yuda Dharma Putra
Jurnal Medika: Medika in progres
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/kgxwqz85

Abstract

Pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) pangan memiliki peran penting dalam menyediakan produk pangan bagi masyarakat, namun masih menghadapi berbagai kendala dalam penerapan keamanan pangan, legalitas usaha, dan sertifikasi halal yang berdampak pada kualitas produk serta daya saing usaha. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan kapasitas pelaku UMKM melalui edukasi dan pendampingan mengenai kebersihan dan sanitasi, keamanan pangan, pengurusan Nomor Induk Berusaha (NIB), serta Sertifikat Halal. Metode yang digunakan meliputi observasi, penyuluhan, pelatihan, diskusi, praktik, dan pendampingan kepada 22 pelaku UMKM Kelompok Usaha Pangan Bojong Koneng. Evaluasi dilakukan menggunakan instrumen pretest dan posttest yang terdiri atas 15 butir pertanyaan. Hasil kegiatan menunjukkan peningkatan total skor dari 301 pada pretest menjadi 311 pada posttest, dengan rata-rata skor meningkat dari 13,68 menjadi 14,14 atau sebesar 3,39%. Selain itu, sebanyak 10 peserta (45,45%) mengalami peningkatan skor. Luaran kegiatan berupa 2 pelaku UMKM berhasil memperoleh Nomor Induk Berusaha (NIB), 1 pelaku UMKM telah mengajukan Sertifikat Halal, sedangkan peserta lainnya masih dalam proses pendampingan. Kegiatan ini menunjukkan bahwa edukasi dan pendampingan mampu meningkatkan pengetahuan pelaku UMKM sekaligus mendorong penerapan legalitas usaha, keamanan pangan, dan jaminan produk halal sebagai upaya meningkatkan kualitas produk serta daya saing UMKM pangan secara berkelanjutan.
MUTHAWWIF COMPETENCY IMPROVEMENT TRAINING IN THE SERVICE OF HAJJ AND UMRAH PILGRIMS IN SAUDI ARABIA Intan Nurrachmi; Neni Sri Imaniyati; Panji Adam Agus Putra
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 4 No. 4 (2024)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v4i4.1728

Abstract

Training is one of the crucial elements in strengthening the professional capabilities of Muthawwif, a spiritual and practical companion for Hajj and Umrah pilgrims in Saudi Arabia. This PKM explores the significance of training in improving the competence of Muthawwif, focusing on improving services and pilgrim experience. Effective training methods integrate key aspects, including religious knowledge, time management, intercultural communication, as well as emergency situation handling skills. Analysis of the training results shows a marked improvement in the quality of services provided by Muthawwif, as well as its positive influence on pilgrim satisfaction and safety. The implications of this increased competence pave the way for further development in supporting spiritual and safety experiences for Hajj and Umrah pilgrims in Saudi Arabia.
THE POSITION OF QIYÂS (ANALOGY) IN THE SHARIA ECONOMIC LAW AND ITS APPLICATION IN THE CONTEMPORARY BUSINESS TRANSACTIONS Panji Adam Agus Putra
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.3376

Abstract

The agreed sources of law in Islamic law are the Holy Koran and the Sunnah. However, in the literature on ushul fiqh, Islamic jurists have different opinions regarding the position of analogy (qiyâs) as a source and legal proposition that functions as a method of finding law in Islam. Then there are differences of opinion regarding the use of analogy in the context of sharia economic law. This research focuses on the position of analogy (qiysâs) as a method of discovering sharia economic law and its application in the contemporary transactions. This study uses a qualitative method with a normative juridical approach. This research includes the type of literature study research. The results of the study show that analogy (qiyâs) can be used as a method of legal discovery, especially in sharia economic law and its application in contemporary transactions including qiyâs of IMFZ contracts to bai' al-salam contracts; (2) qiyâs sale and lease back transactions to bai' al-istighlâl; (3) qiyâs wakâlah bi al-ujrah contract to ijârah contract; (4) qiyâs Wada'i al-Mashrafiyyah to qardh contracts; and (5) qiyâs deposits to mudhârib-yudhârib.Keywords: Qiyâs, Sharia Economic Law, Legal Discovery Method
The Right to Breastfeed as a Manifestation of Maqashid Sharia in the Implementation of Lactation Room Policy in Indonesia: Hak Menyusui Sebagai Manifestasi Maqashid Syariah dalam Implementasi Kebijakan Ruang Laktasi di Indonesia Meti Sulastri; Sambas, Nandang; Panji Adam Agus Putra
Al-Jinayah : Jurnal Hukum Pidana Islam Vol. 12 No. 1 (2026): June 2026 (Forthcoming)
Publisher : Islamic Criminal Law Study Program, Faculty of Sharia and Law, Sunan Ampel State Islamic University Surabaya, Surabaya, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/aj.2026.12.1.84-101

Abstract

This article aims to examine the right to breastfeed within the framework of Maqashid Sharia and to analyze the extent to which lactation room policies in Indonesia reflect the principles of public benefit and protection. This study uses a normative-juridical method supported by conceptual and comparative approaches. Data were obtained through literature research on statutory regulations, Islamic legal sources, fiqh literature, and relevant scientific publications. The findings show that breastfeeding rights are closely related to hifz al-nafs, hifz al-nasl, and hifz al-‘aql because breastfeeding contributes to the protection of life, lineage, health, and child development. Although Indonesian regulations have normatively supported the provision of lactation rooms, their implementation remains limited due to weak enforcement mechanisms and the absence of strong institutional commitment. This article concludes that lactation room policy should not only be understood as an administrative obligation, but also as a manifestation of Maqashid Sharia that protects mothers and children. The novelty of this study lies in integrating Islamic legal philosophy with Indonesian positive law to strengthen the ethical and normative basis of lactation room policy.  
Co-Authors Adhitya Yudha Yudistira Aditya Nugraha Ahmad Faisal Akbar Aliya Putri Fitria Nuryanti Alma Hanifa Candra Yulia Alya Naima Siti Najwa Amrulla Hayatudin Amrullah Hayatudin Anshori, Arif Rijal Aprillia Ratih Pawestri Samapta Asyila Putri Wibowo Atmima Tabi’inattien Al-ahya Ayu Tuty Utami Cecep Kusmana Dani Durahman Dayu Mirwan Dede Rifaldy Ambar Desthya Sefty Ramadhania Dhanisa Leryan Diajeng Ayunda Candra Kirana Diana Wiyanti Dina Rahmania Dzulhijjah, Liza Elisa Siti Widyastuti Fadhilah, Salma Nurul Fahrudin Misdar Faisal Musyaffa Faisal, Farid Fattah, Athiyatul Fauzia Rizqika Subrata Fawzi, Ramdan Firda Meilani Wijayanti Firda Nurfadilah Geugeut Kinasih Wahyuni Haliya Azka Imadi Hendi Suhendi Heru Pratikno Hery Widijanto Imam Mugi Indra Wijaya Intan Nur Apriliani Intan Nurapriliani Intan Nurrachmi Intan Rahmawati Iwan Permana Jajang Saepul Hamzah Khoerunnisa Amalia Kurniawan, Cecep Soleh Liza Dzulhijjah M Faiz Mufidi M Zidan Al Insyani Maman Surahman Maman Surahman Marjan Laraswati Maulida, Ira Siti Rohmah Melawati Meti Sulastri Miftah Farid Aziez Mohamad Andri Ibrahim Mohamad Dandi Maulana Muhamad Naufal Al Dzikri Muhamad Rafi Maududi Islam Muhammad Alfin Zayynur Rofiq Muhammad Fadhli Afkar Muhammad Farhan Bagja Naufal Muhammad Hatta Muhammad Noval Muhammad Risandi Lampah Nadiya Ratna Pura Nadya Salsabila Najmi Nurfauzi Ihsani Nandang Ikhwanudin Nandang Sambas Nanik Eprianti Neng Dewi Himayasari Neni Sri Imaniyati Noviyanti Ramdhani Nugraha, Ivan Nur Arifah, Siti Asiyah Nurbani Syifa Nurjanah Nurul Aripin Permana, Iwan Popon Srisusilawati Puteri Asyifa Octavia Apandy Putra, Yuda Dharma Putri Diah Ayu Lestari Raditya Gantari Ahmad Riyadi Ratna Januarita Redi Hadiyanto Redi Hadiyanto Reni Trimelawati Rifqi Permana Rini Irianti Sundary Rois, Yovanka Graciela Rosyidah, Fairuz Syifa Salma Nurul Fadhilah Sandi Rizki Febriadi Selly Eriska Shindu Irwansyah Siregar, Ariani Siti Karomah Nuraeni Sri Imaniyari, Neni Syalsya Elsa Fadillah Syifa Dewi Fajriyani Tahany, Tahany Tiya Rissa Kamila Trimelawati, Reni Trisya Aprianti Udin Saripudin Wijayanti, Intan Manggala Wulan Yandi Maryandi Yayat Rahmat Hidayat Yoghi Arief Susanto Yuda Dharma Putra Yusup, Akhmad Zaini Abdul Malik