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All Journal Jurnal Manajemen Terapan dan Keuangan IJIBE (International Journal of Islamic Business Ethics) Edukasi Islami: Jurnal Pendidikan Islam J-MAS (Jurnal Manajemen dan Sains) Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL PENDIDIKAN TAMBUSAI NISBAH: JURNAL PERBANKAN SYARIAH ILTIZAM Journal of Sharia Economic Research Jurnal Ilmiah Ecosystem Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Jurnal Pendidikan Teknologi Pertanian Masyarakat Berdaya dan Inovasi Nekton International Journal of Social Service and Research DINAMIKA ILMU: Jurnal Pendidikan GALENICAL : Jurnal Kedokteran dan Kesehatan Mahasiswa Malikussaleh Journal of Artificial Intelligence and Digital Business JELT: Journal of English Language Teaching Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Manajemen Jurnal Manajerial dan Bisnis Tanjungpinang Jurnal Pengabdian Masyarakat Teknologi Laboratorium Medik Borneo DIPANEGARA KOMPUTER TEKNOLOGI INFORMATIKA (DIPAKOMTI) Pinisi Journal Pendidikan Guru Sekolah Dasar
Amirah, Amirah
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PENGARUH DPK, CAR, BOPO, NPF, DAN ZPR TERHADAP MARKET SHARE DENGAN ROA SEBAGAI VARIABEL INTERVENING PADA BANK UMUM SYARIAH Federova, Ananda Silva; Amirah, Amirah; Utami, Yuni
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 1 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i1.20138

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Biaya Operasional Pendapatan Operasional (BOPO), Non-Performing Financing (NPF), Dan Zakat Performance Ratio (ZPR) Terhadap Market Share Dengan Return On Asset (ROA) Sebagai Variabel Intervening Pada Bank Umum Syariah Yang Terdaftar Di Otoritas Jasa Keuangan Periode 2021-2024. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis data sekunder yang diperoleh dari dokumentasi laporan keuangan perusahaan. Teknik analisis data menggunakan analisis regresi linier berganda dan path analysis. Hasil penelitian menunjukkan bahwa DPK berpengaruh terhadap Market Share, CAR berpengaruh terhadap Market Share, BOPO tidak berpengaruh terhadap Market Share, NPF berpengaruh terhadap Market Share, ZPR tidak berpengaruh terhadap Market Share. ROA berpengaruh terhadap Market Share. DPK berpengaruh terhadap Return On Asset, CAR berpengaruh terhadap ROA, BOPO berpengaruh terhadap ROA, NPF berpengaruh terhadap ROA, ZPR berpengaruh terhadap ROA. Return On Asset dapat memediasi pengaruh DPK terhadap Market Share, Return On Asset tidak dapat memediasi pengaruh CAR terhadap Market Share, Return On Asset dapat memediasi pengaruh BOPO terhadap Market Share, Return On Asset tidak dapat memediasi pengaruh NPF terhadap Market Share, Return On Asset dapat memediasi pengaruh ZPR terhadap Market Share.
Determinants of MSME Financing in OJK-Listed Regional Development Banks: An Islamic Perspective on Interest Rate as a Moderating Variable Fany, Firyal Afria; Utami, Yuni; Amirah, Amirah
IJIBE (International Journal of Islamic Business Ethics) Vol 10, No 1 (2025): March 2025
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.10.1.41-57

Abstract

This study aims to analyze the influence of third-party funds, non-performing loans, return on assets, and capital adequacy ratio on MSME financing distribution with interest rates as a moderating variable at regional development banks (RDBs) registered with the OJK (Financial Services Authority of Indonesia) during the 2020–2024 period. The research uses 115 samples from a population of 23 companies, selected using purposive sampling. This study employs quantitative data obtained from published financial statements of the OJK for 2020-2024. The analytical methods used are multiple linear and moderated analyses (MRA), processed using SPSS software. The study shows that third-party funds, return on assets, and capital adequacy ratio positively and significantly affect MSME financing. In contrast, non-performing loans have no significant impact. Interest rates significantly moderate the relationships between third-party funds, non-performing loans, and capital adequacy ratios with MSME financing. Conversely, they do not exhibit moderation on the relationship between ROA and MSME financing.
Population growth of Daphnia sp. with various types of organic fertilizer Rasman, Rasman; Patang, Patang; Amirah, Amirah
Nekton Vol 4 No 1 (2024): March
Publisher : Politeknik Negeri Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47767/nekton.v4i1.563

Abstract

The Daphnia sp. population can be increased using various types of organic fertilizers. This study aimed to analyze the effect of organic fertilizer vermicompost, quail feces, and Black Soldier Fly (BSF) larvae compost on maintenance media on the growth of Daphnia sp. and identify the best dose. This research is an experimental study with a completely randomized design (CRD) with treatment K (control or no organic fertilizer), treatment A (addition of vermicompost organic fertilizer 2.4 g/l), treatment B (addition of quail feces organic fertilizer 2.4 g/l), treatment C (addition of fly larvae compost organic fertilizer 2.4 g/l). Water quality variables (temperatur, pH, dissolved oxygen (DO), color, and odor). The data were analyzed using Analysis of Variance (ANOVA). The data were analyzed using SPSS 22. The results of this study showed that the provision of organic fertilizer through the maintenance media had an effect (P <0.05) on the growth of Daphnia sp. The highest population was in treatment A (Quail Feces dose of 2.4 g / L) as many as 353 tails and the lowest in treatment K (No Dose) as many as 132 tails. The results of the water quality analysis of the morning temperatur were in the range–26-28ºC. afternoon temperatur was obtained 27-28ºC, then for morning pH ranged from 7.1-7.5 and afternoon pH obtained 7.3-7.6 while the average DO obtained 6.8 mg/L. The best dose in this study was treatment A with organic fertilizer 2.4 g/l.
Strategies For Protection Of Violence Against Children Through The Aisyiyah Love of Children (Gaca) Movement In Aba Branch Kindergarten, Mamajang, Makassar Amirah, Amirah; Ulviani, Maria; Muthahharah, St
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 01 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i01.3800

Abstract

Children are the age group that needs guidance and teaching from adults. Furthermore, the growth and development of children must be protected from aspects of violence, especially "child predators", because children are a nation's asset towards progress and prosperity. This study aims to analyze the strategy for protecting violence against children through the Aisyiyah Cinta Anak (GACA) movement in Makassar City. This research is a qualitative research that aims to produce more powerful and in-depth data that can be obtained at the research location (field). This research was conducted in Mamajang District, Makassar. The results of the research are expected to find formulations of strategic concepts that can be implemented by Aisyiyah in protecting children from violence. The government provides the widest possible opportunity for the community to play a role in realizing child protection. The government continues to encourage the formation of community-based Integrated Child Protection in all regions, including Makassar City.
Implementation of Character Education in Islamic Education Institutions in Minority Areas (Case Study of Tana Toraja Muhammadiyah Development Islamic Boarding School) Amirah, Amirah
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 04 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i04.5286

Abstract

Islamic Education Institutions have a very important role in forming the character education of students, because the training carried out is predominantly oriented towards the principles of Islamic Education. This research aims to understand the concept of character education in Islamic education institutions in minority areas, namely at the Tana Toraja Muhammadiyah Development Islamic Boarding School. The research method used in this research is a method that combines quantitative and qualitative or is called a mixed method. This includes a philosophical basis, the use of quantitative and qualitative approaches, combining the two approaches in research. The combined research method was carried out so that comprehensive, valid, reliable and objective data could be obtained. It is hoped that this research can contribute to understanding the concept of character education in Islamic educational institutions in minority areas in institutions namely the Tana Toraja Muhammadiyah Development Boarding School. This research also examines the concept of character education between institutions that have very different cultures from one another. Based on the research results, the characters implemented at the Pembagunan Muhammadiyah Tana Toraja Islamic Boarding School are in the sufficient category, namely religious, honest, tolerant, disciplined and caring for the environment.
Implementasi Metode Fuzzy Mamdani Dan Fuzzy Model Tahani Dalam Sistem Prediksi Produksi Kue Berbasis Web Asrar, Muhammad; Winedar, Panglima Putra; Susanto, Cucut; Amirah, Amirah
Dipanegara Komputer Teknologi Informatika Vol. 16 No. 2 (2024): Jurnal Dipanegara Komputer Teknik Informatika (DIPAKOMTI)
Publisher : Universitas Dipa Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36774/dipakomti.v16i1.1501

Abstract

Toko Kue Ugi’e sering mengalami ketidakstabilan permintaan pasar terhadap produk kue yang terkadang tinggi dan rendah. Hasil survei pada 2022 mengenai pertumbuhan penjualan kue mengalami penurunan mencapai 15% dari tahun sebelumnya. Hal itu menjadi permasalahan bagi toko itu dalam menentukan perencanaan jumlah produksi, dimana Toko Ugi’e masih melakukan perencanaan jumlah produksi secara manual sehingga sangat tidak efektif dan tidak efisien. Metode Logika Fuzzy merupakan ilmu yang mempelajari mengenai ketidakpastian peramalan merupakan suatu prosedur memperkirakan secara kuantitatif apa yang akan terjadi pada masa yang akan datang berdasarkan data yang relevan pada masa lalu. Perusahaan perlu melakukan manajemen persediaan yang tepat dan menggabungkan data historis serta metode prediksi yang akurat, seperti metode FuzzyMamdani dan FuzzyDatabase Model Tahani, Namun hasil akurasi menggunakan FuzzyMamdani ialah 22% dan FuzzyDatabase Model Tahani ialah 10%. Hasil tersebut menggunakan perhitungan MAPE (MeanAbsolutePercentageError). Maka dengan menggunakan aplikasi tersebut pihak Toko dapat merencanakan jumlah produksi lebih cepat, tepat dan efisien.
Peran Mediasi MargPeran Mediasi Margin Laba Bersih pada Faktor Internal terhadap Rentabilitas Perusahaan Sektor Teknologi yang Terdaftar di BEI Tahun 2021-2024 in Laba Bersih pada Faktor Internal terhadap Rentabilitas Perusahaan Sektor Teknologi yang Terdaftar di BEI Tahun 2021-2024 Rihadatul Aisy, Salma; Waskito, Jaka; Amirah, Amirah
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 2 (2025): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/2fdv5c17

Abstract

This inquiry examines the repercussions of Working Capital Turnover, Activity, Liquidity, and Inventory Turnover on Profitability, positioning Net Profit Margin as a mediator within technology enterprises listed on the Indonesia Stock Exchange (2021–2024). A quantitative framework was employed on secondary data sourced from the IDX portal utilizing multiple linear regression and path analysis. Pivotal outcomes elucidate: (1) Partially, Working Capital Turnover manifests no significant bearing on Net Profit Margin or Profitability; Activity exerts a substantially adverse effect on Net Profit Margin yet remains neutral toward Profitability; Liquidity demonstrates significantly positive associations with both variables; Inventory Turnover exhibits markedly negative impacts on Net Profit Margin and Profitability; whereas Net Profit Margin itself evinces no correlation with Profitability; (2) Path analysis discloses Net Profit Margin's efficacious mediation between Working Capital Turnover and Profitability, yet identifies its ineffectiveness in mediating the influences of Activity, Liquidity, and Inventory Turnover upon Profitability.
Manajemen Risiko pada Pegawai Pabrik di Kabupaten Pemalang Fadia Putri Dwi Dinanti; Amirah, Amirah
Trending: Jurnal Manajemen dan Ekonomi Vol. 4 No. 1 (2026): Januari : Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/trending.v4i1.5606

Abstract

This study analyzes the Occupational Health and Safety (OHS) risk management in 50 workers of small-medium factories in Pemalang Regency using a descriptive quantitative approach with the HIRARC method and Likert scale questionnaires. The study focuses on 13 types of risks, both physical (machinery, chemicals, noise, ergonomics) and non-physical (psychosocial, wages, workload), based on respondents' perceptions. The results show that physical risks, such as machine accidents (38%), noise (40%), and fire (44%), are categorized as moderate-high but can be controlled through the use of personal protective equipment (56%), machine maintenance (52%), and training. The HIRARC matrix identifies four risks in the high category, particularly non-physical risks such as delayed wages (54%) and social pressure (44%). Administrative management is at a moderate level (40-52%), with major obstacles being heavy workload and poor ventilation. Recommendations include stress training, shift rotation, monthly monitoring of the HIRARC matrix, and improving Standard Operating Procedures (SOP) in accordance with Government Regulation No. 50/2012 to strengthen the OHS culture. This study contributes to local policies aimed at reducing accident incidents in rural industries.
Persepsi Konsumen terhadap Manajemen Risiko Toko PGE Kota Tegal Fahdin, Mafatihul; Amirah, Amirah
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 4 (2026): November - January
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i4.4717

Abstract

Penelitian ini bertujuan untuk menganalisis persepsi konsumen terhadap penerapan manajemen risiko di Toko PGE, sebuah usaha ritel pakaian yang beroperasi di Kota Tegal. Manajemen risiko dalam penelitian ini mencakup tiga tahapan utama, yaitu identifikasi risiko, evaluasi risiko, dan pengelolaan risiko yang berkaitan dengan aspek operasional produk, logistik, transaksi, serta pelayanan pelanggan. Penelitian menggunakan pendekatan kualitatif deskriptif dengan data primer yang diperoleh melalui penyebaran kuesioner kepada 109 responden yang pernah melakukan pembelian di Toko PGE. Hasil penelitian menunjukkan bahwa Toko PGE telah memiliki kerangka kerja manajemen risiko yang relatif matang dan terintegrasi dalam aktivitas operasionalnya. Persepsi konsumen terhadap upaya manajemen risiko Toko PGE secara umum berada pada kategori cukup baik, terutama pada aspek pengendalian kualitas produk, kejelasan informasi ukuran, dan ketelitian dalam proses transaksi. Tingginya tingkat pembelian ulang oleh responden juga mencerminkan adanya tingkat kepercayaan dan loyalitas konsumen yang cukup kuat. Namun demikian, penelitian ini juga mengidentifikasi beberapa area yang masih memerlukan perbaikan. Aspek logistik, khususnya terkait potensi kesalahan pengiriman dan keterlambatan, dinilai masih berisiko dan perlu penguatan sistem verifikasi serta koordinasi dengan pihak ekspedisi. Selain itu, responsivitas layanan pelanggan dalam menangani keluhan dan pertanyaan konsumen dinilai perlu ditingkatkan untuk menjaga reputasi usaha. Secara keseluruhan, penelitian ini menegaskan bahwa penerapan manajemen risiko yang efektif berperan penting dalam meningkatkan kepuasan, kepercayaan, dan loyalitas konsumen pada bisnis ritel pakaian.
Manajemen Risiko Pada UMKM Sentral Batik Rest Area Heritage KM 260B Banjaratma Lestari, Shinta Puji Ayu; Amirah, Amirah
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 4 (2026): November - January
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i4.4820

Abstract

Usaha mikro, kecil, dan menengah (UMKM) memiliki peran penting dalam perekonomian negara, tetapi juga menghadapi risiko yang cukup tinggi, terutama bagi usaha yang berada di kawasan wisata dan warisan budaya. Penelitian ini bertujuan untuk memahami jenis-jenis risiko yang dihadapi serta cara-cara yang digunakan oleh UMKM perajin batik di Area Wisata Heritage KM 260B Banjaratma dalam mengelola risiko tersebut. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi kasus untuk memperdalam pemahaman tentang praktik pengelolaan risiko di area yang memiliki karakteristik spasial dan institusional yang khusus. Data utama diperoleh melalui wawancara mendalam dengan 28 pelaku UMKM toko batik yang beroperasi di kawasan Rest Area Banjaratma, sementara data tambahan didapat dari dokumen dan literatur terkait manajemen risiko UMKM. Hasil menunjukkan bahwa UMKM perajin batik menghadapi berbagai jenis risiko seperti operasional, finansial, strategis, maupun eksternal. Risiko-risiko ini saling terkait dan semakin membesar karena ketergantungan kawasan terhadap pengunjung yang melalui jalur jalan tol dan fluktuasi kunjungan yang berfluktuasi sesuai musim. Cara mengelola risiko yang digunakan oleh UMKM ini umumnya masih informal, berdasarkan pengalaman pribadi, dan dilakukan secara mandiri, sehingga kurang efektif untuk menghadapi risiko yang memengaruhi seluruh kawasan. Temuan penelitian menunjukkan perlunya pengembangan model pengelolaan risiko yang lebih kontekstual dan kolaboratif, melalui kerja sama antara pelaku UMKM dan pengelola kawasan. Penelitian ini diharapkan dapat memberikan bukti empiris untuk pengembangan literatur tentang pengelolaan risiko UMKM serta menjadi dasar dalam merumuskan kebijakan untuk meningkatkan ketahanan dan keberlanjutan UMKM yang berbasis warisan budaya.
Co-Authors Akbar, Arlitha Dekayana Amin, Saifuddin Anisa, Zahrotul Ariza, Desyani Asrar, Muhammad Bukit, Pantun Cucut Susanto, Cucut Dahlan lama bawa, Dahlan lama Dahlan Lamabawa Dewi Indriasih Dien Noviany Rahmatika Fachrurrazi Fachrurrazi Fadia Putri Dwi Dinanti Fahdin, Mafatihul Fany, Firyal Afria Febriani, Noni Widya Federova, Ananda Silva Ferdiansyah, Rian Firmansyah, Fahmi Fitriana, Nur Laely Ghoniyah, Niza Hartanti, Sulistia Inayah Adi Sari Irwan Prasetyo Jaka Waskito Juli Riyanto Tri Wijaya Kesrianti, Andi Maya Lestari, Shinta Puji Ayu Mohammad Arridho Nur Amin Muktashim Billah Muthahharah, St Nida Aufa Al ‘Asya Nurdin, Jurana Nurhilaliyah, Nurhilaliyah Nurinaya Nurinaya, Nurinaya Osrita Hapsara Patang Patang, Patang Rasman Rasman Rihadatul Aisy, Salma saenal, saenal Satriani Is, Sitti Sujarwo, Makmur Syawaluddin, Ahmad Totanan, Chalarce Ulviani, Maria Wahid, Rifky Saldi A. Wennyta, Wennyta Winedar, Panglima Putra Yanto, Subari Yuni Utami Zahro, Nadia Raudhotuz Zuhri, Irsyad Maulana