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All Journal Tahkim (Jurnal Peradaban dan Hukum Islam) Usroh: Jurnal Hukum Keluarga Islam Jurnal Ilmiah Ekonomi Islam Journal of Economicate Studies JUSTISI Al-Adl : Jurnal Hukum Al-Syakhsiyyah : Journal of Law and Family Studies Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan Asyahid Journal of Islamic and Quranic Studies (AJIQS) Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam El-Ahli : Jurnal Hukum Keluarga Islam Al-Muamalat : Jurnal Ekonomi Syariah Familia: Jurnal Hukum Keluarga COMPARATIVA: Jurnal Ilmiah Perbandingan Mazhab dan Hukum Al-Istinbath: Jurnal Hukum Islam Syakhshiyyah Jurnal Hukum Keluarga Islam Fastabiq: Jurnal Studi Islam JSE: Jurnal Sharia Economica Mawaddah: Jurnal Hukum Keluarga Islam Al-Usroh : Jurnal Hukum Keluarga Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Mu'asyarah Journal of Ekonomics, Finance, and Management Studies Ecobankers : Journal of Economy and Banking Al-battar: Jurnal Pamungkas Hukum An-nisa: Journal of Islamic Family Law Journal of Hadith Studies Jurnal Pendidikan dan Sosial Humaniora Ekonosfera: Jurnal Ekonomi, Akuntansi, Manajemen, Bisnis dan Teknik Global
Farid, Diana
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Journal : Jurnal Ilmiah Ekonomi Islam

 1 
The Influence of Sharia Economic Law on the Growth of Micro, Small, and Medium Enterprises (MSMEs) in the Digital Era Judijanto, Loso; Farid, Diana; Ali Fikri, Yudistia Teguh; Arilaha, Muhammad Asril; Syamsul, E Mulya
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12614

Abstract

This study aims to analyze the influence of sharia economic law on the growth of Micro, Small and Medium Enterprises (MSMEs) in the digital era. MSMEs have an important role in a country's economy, including in creating jobs, increasing people's incomes, and reducing economic disparities. However, MSMEs often face challenges in dealing with changes in the business environment, especially in the rapidly developing digital era. Therefore, it is important to analyze the influence of sharia economic law on the growth of MSMEs in the digital era. The research method used in this study is a qualitative method with a literature study approach. Data is collected from various relevant sources, such as academic journals, research reports, and related publications. The data were then analyzed using a comparative descriptive approach to identify the relationship between Islamic economic law and the growth of MSMEs in the digital era. The results of the study show that sharia economic law has a positive influence on the growth of MSMEs in the digital era. Sharia economic law provides a fair and equitable framework in economic activities, which encourages the development of MSMEs. The principles of sharia economic law, such as the prohibition of usury, speculation and unclear transactions, encourage MSMEs to adopt business practices that are more sustainable and oriented to social values. It is hoped that this research will make an important contribution in understanding the relationship between Islamic economic law and the growth of MSMEs in the digital era. The implication of this research is the importance of encouraging the adoption of sharia economic law in regulations and policies related to MSMEs in the digital era. In doing so, the government and related institutions need to consider the needs of MSMEs in facing challenges and taking advantage of opportunities that exist in the digital era, while still adhering to the principles of sharia economic law.
Penerapan Akad Musyarakah Mutanaqisah Pada Perumahan Syariah Aster Village Ciwastra Menggunakan Produk Pembiayaan Kredit Bank Syariah Indonesia Utama, Sofyan Mei; Farid, Diana; Abdulah Pakarti, Muhammad Husni; Mabruri, Kemal Al Kautsar; Rohman, Hilma Fanniar
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

House sale and purchase transactions in the context of sharia have become a major concern in the development of Islamic economic models that are based on the principles of justice, equality, and compliance with Islamic law. One of the contracts proposed to fulfill these principles is the Musyarakah Mutanaqisah Agreement. This study aims to analyze the application of the Musyarakah Mutanaqisah Agreement on home ownership loans in aster village Islamic housing where the implementation of credit is carried out through a Bank mechanism in this case Bank Syariah Indonesia (BSI). The research method used is a qualitative approach with a case study approach. Data were obtained through interviews with related parties, analysis of transaction-related documents, and review of related literature. The results showed that the implementation of the Musyarakah Mutanaqisah contract in BSI Griya Hasanah financing has two contracts in it (hybrid contract). The first is that banks and customers cooperate (syirkah / musyarakah) to buy an asset, so the musyarakah contract in BSI Griya Hasanah financing is only limited to cooperation in the ownership of an asset. The second is ijarah. The asset that becomes the object of financing is leased (ijarah) to the customer with a rental payment which is assumed to be a profit that will be divided between the bank and the customer according to a predetermined ratio. The profit sharing obtained by the bank will be considered as profit for the bank. Meanwhile, the profit sharing received by the customer is diverted to buy the bank's hishah portion. Not only is there more than one contract, in this BSI Griya Hasanah financing scheme there are also two agreement contracts. The first agreement contract contains the Musyarakah Mutanaqisah contract itself, and the second agreement contract contains ijarah.
The Influence of Sharia Economic Law on the Growth of Micro, Small, and Medium Enterprises (MSMEs) in the Digital Era Judijanto, Loso; Farid, Diana; Ali Fikri, Yudistia Teguh; Arilaha, Muhammad Asril; Syamsul, E Mulya
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12614

Abstract

This study aims to analyze the influence of sharia economic law on the growth of Micro, Small and Medium Enterprises (MSMEs) in the digital era. MSMEs have an important role in a country's economy, including in creating jobs, increasing people's incomes, and reducing economic disparities. However, MSMEs often face challenges in dealing with changes in the business environment, especially in the rapidly developing digital era. Therefore, it is important to analyze the influence of sharia economic law on the growth of MSMEs in the digital era. The research method used in this study is a qualitative method with a literature study approach. Data is collected from various relevant sources, such as academic journals, research reports, and related publications. The data were then analyzed using a comparative descriptive approach to identify the relationship between Islamic economic law and the growth of MSMEs in the digital era. The results of the study show that sharia economic law has a positive influence on the growth of MSMEs in the digital era. Sharia economic law provides a fair and equitable framework in economic activities, which encourages the development of MSMEs. The principles of sharia economic law, such as the prohibition of usury, speculation and unclear transactions, encourage MSMEs to adopt business practices that are more sustainable and oriented to social values. It is hoped that this research will make an important contribution in understanding the relationship between Islamic economic law and the growth of MSMEs in the digital era. The implication of this research is the importance of encouraging the adoption of sharia economic law in regulations and policies related to MSMEs in the digital era. In doing so, the government and related institutions need to consider the needs of MSMEs in facing challenges and taking advantage of opportunities that exist in the digital era, while still adhering to the principles of sharia economic law.
Co-Authors Abdulah Pakarti, Muhammad Husni Abdurrohman, Yusup Adimiharja, Rochman Adrianto Ali Fikri, Yudistia Teguh Arilaha, Muhammad Asril Banaesa, Iba Basuni, Ilyas Burhanudin, Ujang Daryadi, Yudi Diana Farid Elly Lestari Fathiah, Iffah Gisymar, Najib A. Gussevi, Sofia Haidan, Haidan Hendriana Hendriana, Hendriana Hendriana4 Hilal Nu'man, Mohamad Hisam Ahyani Husain Judijanto, Loso Kusmardani, Alex Mabruri, Kemal Al Kautsar Marisa, Laini Mas’ud, Muhammad Mohamad Riyad Mintarja Mohammad Syaiful Aris Muhammad Afif Muhammad Husni Abdulah Pakarti Nahdia Nazmi Naisabur, Chikal Anugrah Putra Naisabur, Nanang Nugraha, Imam Nurdin, Rahmat Nuryamin Nuryamin Nuryamin, Nuryamin Nu’man, Mohamad Hilal Otong Syuhada Patronimik, Baktybek Putra, Haris Maiza Ramdani Wahyu Sururie Rauzana, Rauzana Rikki Maulana Yusup Rohman, Hilma Fanniar Saepullah, Usep Siddiq, Achmad Sitorus, Khalid Sofyan Mei Utama, Sofyan Mei Solihin, Dadin Supala, Supala Surasa, Ais Syamsul, E Mulya Tanoto, Ivan Trisulo Trisulo Ulpah, Ghina Wahidin, Jenal WAHYUDI Widiantini, Nema Yahya, Roby Putra Zelikho, Andini Zikry, Farhan Zilliavirni, Ratu Tiara