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All Journal EQIEN - JURNAL EKONOMI DAN BISNIS Eksis: Jurnal Riset Ekonomi dan Bisnis Reswara: Jurnal Pengabdian Kepada Masyarakat Airlangga Journal of Innovation Management Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Edusiana : Jurnal Manajemen dan Pendidikan Islam Mabny : Journal of Sharia Management and Business Ekosiana : Jurnal Ekonomi Syariah El Mudhorib Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Ekonomi dan Bisnis Islam (JEBI) DEVELOPMENT : Journal of Community Engagement Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Review of Accounting and Business GIAT: Teknologi untuk Masyarakat Klabat Journal of Management Social Engagement: Jurnal Pengabdian Kepada Masyarakat JSE: Jurnal Sharia Economica JURNAL EKONOMI, SYARIAH DAN STUDI ISLAM Journal of Smart Community Service Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Rekognisi Ekonomi Islam (JREI) Ikhtiyar Jurnal Ekonomi Syari'ah Proceeding of International Conference on Humanity Education and Society Indonesian Journal of Economic & Management Sciences (IJEMS) Jurnal Ekonomi Bisnis dan Kewirausahaan IJED: International Journal of Economy Development Research As-sunniyyah PANDALUNGAN : Jurnal Pengabdian kepada Masyarakat AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam Ecoducation Al-Iffah: Journal of Islamic Sciences Research Al-Abqori: Journal of Islamic Thought Studies
Syarofi, Muhammad
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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GOVERNMENT POLICY AND GLOBAL MARKET ENCOURAGE THE ACCELERATION OF HALAL CERTIFICATION PROGRAMS Syarofi, Muhammad; Dasuki, Mohammad; Hamdi, Muhammad; Mu’awanah, Ulyatul
International Conference on Humanity Education and Society (ICHES) Vol. 3 No. 1 (2024): Third International Conference on Humanity Education and Society (ICHES)
Publisher : FORPIM PTKIS ZONA TAPAL KUDA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Halal certificates are the main requirement for products to be accepted by the global market, so that every product gets legal legality in the form of a halal label, this obligation is still progressing slowly, because UUJPH has not been fully realized for halal product managers in Banyuwangi district, due to the low number of halal product producers who have halal certificates. , it is assumed that without a halal label the product will still be accepted and processing halal certification is difficult and complicated. This research aims to analyze government policies and the global market as drivers for accelerating the Banyuwangi MSME halal certification program. This research uses a qualitative approach, case study research type, the research subject is halal product MSMEs, Halal Product Process Companion, Banyuwangi Ministry of Religion's halal task force. Data collection by observation, interviews and documentation. Data analysis using the Miles and Huberman Interactive model and data validity using triangulation. The research results show that government policy Law no. 33 of 2014 concerning Halal Product Guarantees, provides the public with legal certainty, increases confidence in the consumption of halal products and provides understanding in the process of applying for halal certification, so that it can be used to strengthen the acceleration of the halal certification program. Apart from that, products that have halal certification can be used as a strategy to expand market share to reach the global market, and increase the sales turnover of halal product producers, and can be used as a strategy to strengthen the acceleration of the halal certification program.
SETTLEMENT OF FINANCING DEFAULT AT BMT UGT NUSANTARA BATUURIP SUB-BRANCH JEMBER Syarofi, Muhammad; Hamzah, Moh; Mua’wwanah, Uliyatul; Zaini, David Rizqi
IJED: International Journal of Economy Development Research Vol 2, No 1 (2023)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v2i1.8190

Abstract

In line with rapid economic progress, in the world of banking. The main function of banking is as a collector and distributor of public funds. BMT UGT Nusantara distributes funds to the community in the form of financing products. The development of financing can cause problems that must be addressed and resolved. The author is interested in researching financing problems that are in accordance with Islamic banking science. The researcher's curiosity at the heart of the problem is the causes of financing problems at BMT UGT Nusantara and what is the solution to solving financing problems at BMT UGT Nusantara. Research Objectives 1. To find out what are the factors of default in financing at BMT UGT Nusantara head of Batuurip Jember. 2 To find out how to resolve defaults in financing at BMT UGT Nusantara head of Batuurip Jember. The approach taken in this research uses qualitative research, with a case study type of research. Data collection techniques using observation, interviews and documentation, to find out directly from the researcher's location how defaults on financing products are resolved at BMT UGT Nusantara Capem Batuurip. This research concludes that the resolution of defaults that occur at BMT UGT Nusantara Capem Batuurip is by being billed regularly once a week, given a time slot/extension of time, given capital back if collateral allows, and finally the sale of collateral or assets that are guaranteed. 
The Influence of Semboro Citrus Brand on Market Competition and Income Generation of Citrus Farmers in Umbulsari Sub District Mh Taufiqur Rohman, Mh. Taufiqur Rohman; Syarofi, Muhammad; Abdul Jawad, Islam
Jurnal Rekoginisi Ekonomi Islam Vol. 3 No. 02 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jrei.v3i02.1228

Abstract

The purpose of this study was to determine whether there is an influence between semboro citrus brands on competition and increased income of citrus farmers in Umbulsari District. This research is a quantitative study using the survey method, sampling with probability sampling techniques using simple random sampling method, 96 citrus farmers in Umbulsari District were selected as respondents. Data analysis techniques using Structural Equation Modeling (SEM) method with SmartPLS version 3.0 analysis software. The results showed that semboro citrus brand has a significant effect on market competition, this proves that H1 (accepted) and semboro citrus brand has a significant effect on the income of citrus farmers in Umbulsari District, this proves that H2 (accepted).
Implementasi Akad Ijarah Pada Layaan Salon Kecantikkan Ny. Mona andini dewi syafitri, andini; Syarofi, Muhammad
Jurnal Rekoginisi Ekonomi Islam Vol. 3 No. 02 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jrei.v3i02.1240

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi akad ijarah dalam layanan salon kecantikan berdasarkan perspektif hukum Islam. Akad ijarah, yang merupakan perjanjian sewa-menyewa atau jasa dalam Islam, diaplikasikan dalam hubungan antara penyedia layanan salon kecantikan dan pelanggan. Studi ini menyoroti kesesuaian praktik akad ijarah di salon kecantikan dengan prinsip-prinsip syariah, seperti kejelasan akad, kesepakatan kedua belah pihak, dan keadilan dalam penentuan harga serta layanan yang diberikan. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan studi lapangan, melalui wawancara dan analisis dokumen. Hasil penelitian menunjukkan bahwa sebagian besar salon kecantikan telah menerapkan akad ijarah sesuai dengan prinsip syariah, namun terdapat beberapa kelemahan, seperti kurangnya kejelasan dalam deskripsi layanan dan biaya tambahan yang tidak dijelaskan sebelumnya. Oleh karena itu, diperlukan edukasi dan pemahaman lebih lanjut bagi para pelaku usaha salon kecantikan mengenai konsep akad ijarah agar sesuai dengan nilai-nilai Islam.
Digital Transformation in Halal Certification: Opportunities for SMEs in Indonesia Syarofi, Muhammad; Syam, Nur
Klabat Journal of Management Vol. 6 No. 1 (2025): Klabat Journal of Management
Publisher : Faculty of Economics and Business, Universitas Klabat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60090/kjm.v6i1.1234.28-39

Abstract

Many MSMEs in Indonesia continue to face challenges in understanding digital halal certification due to limited access to technology and digital infrastructure. To address this issue, effective technological education and online halal certification training are essential to help MSMEs fully utilize the certification process. This study aims to explore the opportunities and benefits of digital transformation in halal certification for MSMEs. Using a qualitative approach with a case study method, the research focuses on MSMEs in Kraton Village, Kencong, Jember, that have obtained halal certification through a mobile application. Data was collected through in-depth interviews, observations, and documentation, then analyzed using the Miles and Huberman method, which includes data reduction, conclusion drawing, and verification. The findings reveal a significant positive impact of digital technology—particularly mobile applications—on the halal certification process for MSMEs. The adoption of digital tools has significantly reduced administrative burdens by simplifying the certification application process, minimizing the need for physical documents, and streamlining bureaucratic procedures. These results indicate that digital technology enhances administrative efficiency, expands market opportunities, and improves access to halal certification. However, this study has limitations, including a narrow sample size and the lack of long-term analysis. Future research should expand the sample, investigate long-term effects, and assess the training and challenges faced by MSMEs in adopting digital halal certification.
SUSTAINABLE INNOVATION : OPTIMALISASI POTENSI BUAH JERUK DALAM MENCIPTAKAN KESEJAHTERAAN MASYARAKAT Mu'awanah, Mu'awanah; Mu'awwanah, Uliyatul; Syarofi, Muhammad; S, Nashor Ade; Wibisana, Gunawan
AS-SUNNIYYAH Vol 4 No 02 (2025): Maret
Publisher : UAS PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/assunniyyah.v4i02.2151

Abstract

The main goal of the SDGs is to address issues related to health and social welfare, which is one of the main problems for the Indonesia economy. Such as the phenomenon that occurred in Mundurejo Village, Jember Regency. The village, which is located in the west of Jember Regency, has abundant orange potential. However, unfortunately this potential is not accompanied by adequate knowledge to process it optimally. Therefore, activities are needed that are able to increase public understanding of citrus processing in order to increase selling value and usefulness, as well as support the welfare and economy of the village. This community service is packaged through training and strengthening cognition related to the importance of program sustainability. The method used in this service is the ABCD (Asset Based Community Development) method which is contained in 5 (five) steps of assistance, namely discovery, dream, design, define, and destiny. The target of this community service program is the people of Mundurejo village (especially orange farmers). Activities carried out include training on processing citrus fruits into mondy candies, processing orange waste (eco-enzyme) into dish soap and floor cleaning soap, marketing training, and the formation of PJM communities to support and monitor the sustainability of the program. Through this training, it is hoped that the people of Mundurejo village can make the most of the potential of oranges so that in turn they can improve village welfare and food independence for their people. This empowerment program aims to create significant sustainability, which not only increases the selling value of citrus fruits but also strengthens the local economy and supports the food welfare of the Mundurejo Village community as a whole.
Pemanfaatan Analisis SWOT dalam Menentukan Strategi Pemasaran Produk Cicil Emas di Bank BSI Kencong Syarofi, Muhammad; Nafisa, Yusro
Jurnal Ekonomi dan Bisnis Islam (JEBI) Vol. 5 No. 1 (2025): Maret
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAMMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jebi.v5i1.3532

Abstract

Salah satu strategi pemasaran yang diterapkan oleh Bank Syariah Indonesia KCP Kencong dengan DTD atau Door To Door guna meningkatkan loyalitas dan menjalin hubungan yang baik dengan nasabah karena adakalanya dari nasabah inilah mampu mendatangkan nasabah lainnya untuk ikut serta dalam pembiayaan cicil emas sebagai investasi di masa mendatang. Tujuan laporan ini untuk mengetahui dan memperkenalkan secara lebih terperinci mengenai strategi pemasaran produk cicil emas yang dilakukan pada Bank Syariah Indonesia KCP Kencong dengan analisis SWOT. Laporan ini menggunakan metode analisis SWOT dengan menggunakan data dari wawancara pada karyawan bank, literatur dan survei nasabah. Berdasarkan hasil laporan ini menjelaskan bahwasanya, strategi pemasaran produk cicil emas dengan menggunakan analisis SWOT berada pada posisi strength (kekuatan) dan opporttunity (peluang) yang menunjukkan dalam keadaan bertumbuh. Adapun strategi yang dilakukan yakni dengan cara meningkatkan loyalitas nasabah, meningkatkan kualitas pelayanan serta memperkuat jalinan dan kerjasama dengan berbagai instansi atau lembaga yang di sekitarnya.
PENERAPAN AKAD IJARAH PADA USAHA SERVIS ELEKTRONIK TUAN YONTRIONO Maulida, Imroatul; Syarofi, Muhammad; Tsai, Yuan Gang
Jurnal Ekshis Vol 3 No 1 (2025): JURNAL EKONOMI, SYARIAH DAN STUDI ISLAM
Publisher : Yayasan Haiah Nusratul Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59548/je.v3i1.326

Abstract

This study explores the application of the Ijarah contract in the electronic service business managed by Mr. Yontriono, a small and medium-sized enterprise (SME) in the electronics repair sector. The business offers various services, including repairing household appliances such as televisions, refrigerators, washing machines, and other electrical installations, with a focus on providing transparent pricing and convenience for customers. The study aims to analyze the practical implementation of the Ijarah contract, which is based on Islamic economic principles, in the service sector, where the exchange of services is evident. The study used a qualitative research method, specifically a case study approach, gathering data from interviews and observations with the business owner. The results showed that the Ijarah contract is effectively applied in the service transactions, with a clear agreement on the costs and timeline of repairs. The financial reports from the business indicate positive results, with healthy cash flow, low operational expenses, and a significant increase in capital due to profits. This demonstrates the viability and growth potential of the business, while adhering to Islamic economic principles.
The Impact of Digital Marketing and Marketplace Development on the Decline of Traditional MSME Income in Mlokorejo Village Nafisa, Yusro; Syarofi, Muhammad
IJED: International Journal of Economy Development Research Vol 3, No 2 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i2.10427

Abstract

Perkembangan digital pada era ini memberikan kemudahan akses dalam bertransaksi, sama halnya dengan UMKM tradisional yang masih bergantung pada strategi pemasaran yang biasa dijalani, sehingga kemacetan akan berdampak negatif pada perekonomian masyarakat. Dengan menggunakan 36 UMKM sebagai sampel penelitian, penelitian ini bertujuan untuk mengetahui secara lebih rinci mengenai pengaruh perkembangan digital marketing dan marketplace terhadap penurunan pendapatan UMKM tradisional yang ada di desa Mlokorejo, kecamatan Puger. Dengan mendistribusikan survei dan mengolah data menggunakan SEM PLS, penelitian ini menggunakan metodologi kuantitatif. Simple random sampling dengan metode probabilitas sampling adalah strategi pengambilan sampel yang digunakan dalam penelitian ini. Hasil penelitian menunjukkan bahwa digital marketing berpengaruh positif dan tidak signifikan terhadap penurunan pendapatan UMKM tradisional sedangkan marketplace berpengaruh positif dan signifikan terhadap penurunan pendapatan UMKM tradisional. Temuan ini memberikan wawasan baru mengenai pemasaran digital yang tidak menunjukkan pengaruh signifikan, sementara marketplace memberikan pengaruh terhadap penurunan pendapatan UMKM, da dapat menjadi dasar bagi pengembangan strategi pemasaran yang lebih tepat.
WAKAF UANG MENURUT UNDANG-UNDANG DAN MADZHAB HANAFIYAH Ainiyah, Zahrotul; Syarofi, Muhammad; Syaddad, Anwar
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 7 No 01 (2025): Mei
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v7i01.1992

Abstract

Wakaf uang menjadi salah satu bentuk inovasi filantropi Islam yang relevan dengan dinamika sosial-ekonomi modern, tetapi pemanfaatannya masih belum optimal, realisasi pengumpulan wakaf uang masih jauh dari potensi yang diestimasi mencapai triliunan rupiah per tahun. Tujuan penelitian ini untuk menjelaskan bagaimana wakfa uang menurut undang-undang dan madzhab hanafiyah. Penelitian ini menggunakan metode kualitatif, dengan jenis penelitian yang saya gunakan adalah library research (kajian pustaka). Dengan demikian, pembahasan dalam penelitian ini dilakukan berdasarkan telaah pustaka serta beberapa tulisan yang ada relevensinya dengan subjek penelitian. Hasil penelitian ini menjelaskan Mazhab Hanafi memandang wakaf uang sebagai hal yang diperbolehkan dengan dasar 'urf dan dapat dikelola secara produktif. Perspektif ini selaras dengan regulasi di Indonesia, Undang-Undang Nomor 41 Tahun 2004 dan peraturan pelaksanaannya, yang mendukung pengelolaan wakaf uang melalui Lembaga Keuangan Syariah. Dengan sinergi antara pandangan fikih Hanafi dan kerangka hukum positif di Indonesia, wakaf uang memiliki peluang untuk menjadi instrumen pemberdayaan ekonomi umat, selama dikelola secara amanah, transparan, dan profesional.
Co-Authors Abdul Jawad, Islam Afzol Husain Ainiyah, Zahrotul Allen Pranata Putra andini dewi syafitri, andini Aprilia Sri Utami Baiti, Siti Nur Bisyarotul Walida Bukhori, M. Imam Dasuki, Mohammad DIAN LESTARI Eliyana, Eliyana Eunike Rose Mita lukiani Faiq Fazaudin Firdaus, Cecep Bryan Firmanda, Bagus Aldio Fitriani, Putri Aulia Ghoni Rizky Ridho Illah Gunawan Wibisana Hakim, Faris Kurnia Halimatus Sa’diyah Hamdi, Muhammad Hamzah, Moh Handayani, Vina Lili Hasyim, Ach.Hasan Hidayah, Siti Nurul Aini Huda, M Syamsul Imam Baihaqi Imroatul Hasanah Khofifah, Nur Larasati, Fauziah Listianayanti, I Gusti Ayu Priska M. Fikri Syaifulloh M. Salmanidou, Dimitra Mahbubi, Muzakki Ali Masfiah, Alifatul Laili Masrukhin, Akhmad Rudi Maulana, Puji Maulida, Imroatul Mh Taufiqur Rohman, Mh. Taufiqur Rohman Mu'awanah, Mu'awanah Mu'awwanah, Uliyatul Mua’wwanah, Uliyatul Muhammad Taufiqurrohman, Muhammad Muhsin Muhsin Mukarromah, Vitayatul Muthofa Habibillah, Dovi Iwan Mu’alimah, Utrotul Mu’awanah, Mu’awanah Mu’awanah, Ulyatul Nafisa, Yusro Nafisah, Siti Dwi Nia Damayanti Putri Pratama Nur Syam Nur, Dimas Nurhaliza Nurhaliza, Nurhaliza Qurrohman, Taufiq rohman, Ahmad maza Rohmatul Mawaddah Roni, Mukhamad Rusmini . Rusmini Rusmini Rusmini Rusmini Rusmini Rusmini S, Nashor Ade Sakapuspa, Brilliani Raras Sa’diya, Nadia Silviatus Shery Sutra Lena Siddiquee, Azam Md Siti Nur Azizah, Siti Nur Syaddad, Anwar Tsai, Yuan Gang Uliyatul Mu’awwanah Uswatun Laili Utami, Setyo Utrotul Mu’allimah Wisudawati , Ni Nyoman Sri Yuan Gang Tsai Zahro, Sofiana Firdaus Zaini, David Rizqi Zakia, Arivia Fikratuz Zami Salsabela Zulfahnur, Faris