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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal JTIK (Jurnal Teknologi Informasi dan Komunikasi) International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Dimasejati: Jurnal Pengabdian Kepada Masyarakat Community Development Journal: Jurnal Pengabdian Masyarakat Scientia: Jurnal Hasil Penelitian Sustainable: Jurnal Kajian Mutu Pendidikan Tawshiyah: Jurnal Sosial Keagamaan dan Pendidikan Islam JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Journal of Social Science EKSPEKTASy Journal of Economic Education and Entrepreneurship Studies Muslim Heritage West Science Law and Human Rights West Science Journal Economic and Entrepreneurship West Science Interdisciplinary Studies West Science Accounting and Finance Sharia Oikonomia Law Journal West Science Interdisciplinary Studies Majority Science Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah West Science Islamic Studies Nomico Public Service And Governance Journal Economic: Journal Economic and Business Aksi Nyata : Jurnal Pengabdian Sosial dan Kemanusiaan Edusight International Journal of Multidisciplinary Studies (EIJOMS) Jurnal Ekonomi, Manajemen, Akuntansi Cognitionis Civitatis et Politicae Nomico Journal of Islamic Economy
Sugianto, Efendi
Universitas Pertiba
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Journal : journal of islamic economy

 1 
Optimization Strategy for Zakat Collection and Distribution in the Digital Era Efendi Sugianto
Journal of Islamic Economy Vol. 2 No. 2 (2025): JULY-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/06dvjr47

Abstract

This study aims to analyze the strategy for optimizing zakat collection and distribution in the digital era, especially in the context of efficiency, transparency, and service reach. The background of this study is the still low realization of zakat collection compared to the very large national potential, as well as the challenges of unequal zakat distribution. The research method used is qualitative descriptive with data collection techniques in the form of in-depth interviews, document studies, and secondary data analysis from zakat institutions and other relevant sources. The results of the study show that digitalization of zakat through applications, e-wallets, and online payment systems can increase ease of access for muzakki and expand the reach of distribution to mustahik. Transparency of digital reports also encourages public trust, while infrastructure challenges and digital literacy remain obstacles that need to be overcome. This study emphasizes the importance of collaboration between the government, zakat institutions, and the technology sector to build an effective zakat system in the digital era.The findings of this study indicate that the use of digital technology, such as mobile-based zakat applications, QRIS systems, e-wallets, and online payments, have made a real contribution to increasing ease of access for muzakki and streamlining the zakat fund collection process. Furthermore, zakat distribution has become more structured and more widely accessible due to the integration of data and technology-based tracking systems. In addition, the transparency of real-time digital reports has been proven to increase the level of public trust in zakat institutions. However, this study also found that infrastructure challenges, technological gaps between regions, and low digital literacy, both among zakat managers and recipients, are still serious obstacles in efforts to optimize the digital zakat system.
Productive Waqf Development Strategy to Advance Education and Health in the Bangka Belitung Islands Province Efendi Sugianto
Journal of Islamic Economy Vol. 2 No. 2 (2025): JULY-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/t8be8578

Abstract

Waqf is one of the important instruments in Islamic economics that has a strategic role in the social development of society, especially in the fields of education and health, in the Bangka Belitung Islands Province, the potential for waqf is quite large with more than 1,377 plots of waqf land spread across various regions but its management is still dominated by a consumptive approach and has not been developed productively, this article aims to examine the strategy of developing productive waqf as an alternative solution for financing education and health development, especially in areas that still have limited access to basic services. This study uses a descriptive qualitative approach with data collection methods through in-depth interviews, observation, and documentation. Research informants consist of waqf nazhir, community leaders, academics and related parties from the Ministry of Religious Affairs as well as waqf-based educational and health institutions. Data analysis was carried out with a thematic approach through the stages of data reduction, data presentation, and drawing conclusions. The research results show that low public literacy, unequal training for nazhir, and incomplete legality of waqf assets are the main obstacles in the development of productive waqf. However, there are initiatives that can serve as pilot models, such as the productive waqf incubation program by the KUA in East Belitung and South Belitung, and the management of oil palm agricultural waqf in Bedengung Village. The research also found that multi-stakeholder collaboration, management transparency, and digital technology support play a significant role in encouraging sustainable productive waqf. Thus, the strategy for developing productive waqf in Bangka Belitung requires synergy between the government, nazhir, the community, and the private sector through asset legalization, increasing public literacy, nazhir training, and the integration of waqf into regional economic programs. Productive waqf is expected to be an alternative development instrument that can strengthen education and health services evenly and inclusively, and improve community welfare in a sustainable manner in the Bangka Belitung archipelago.
The Influence of the Role of Islamic Financial Institutions on Optimizing Islamic Economic Policy Through Increasing Productive Financing in Bangka Belitung Province Efendi Sugianto; Mohamad Makrus; Afrizal Afrizal
Journal of Islamic Economy Vol. 2 No. 3 (2025): NOVEMBER-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/8er1k271

Abstract

This study aims to analyze the influence of Islamic financial institutions (IFIs) on the optimization of Islamic economic policy through increased productive financing in the Bangka Belitung Islands Province. The background to this study is the low proportion of productive financing channeled by IFIs, as most funds are still focused on the consumer sector and therefore do not contribute optimally to regional economic development. Using a quantitative approach with the Structural Equation Modeling (SEM) method, the study involved 120 respondents consisting of ISI employees, customers, MSME actors, and regional policy makers. The results show that the role of ISIs has a positive and significant effect on increasing productive financing with a regression coefficient of 0.68 and significance below 0.05. Productive financing also has a significant effect on the optimization of Islamic economic policy with a regression coefficient of 0.72 and an R² value of 0.73. The variable of productive financing plays an important mediating role in strengthening the relationship between the role of LKS and Islamic economic policy, particularly through the MSME, agriculture, and fisheries sectors. These findings confirm the relevance of Islamic finance theory and the principles of maqashid al-syariah, and emphasize the importance of synergy between the government, Islamic financial institutions, and the community in building a fair, inclusive, and sustainable Islamic economic ecosystem
Co-Authors Achmad Napis Qurtubi Afdhal Chatra Afrizal Agus Nursalim, Agus Arnadi Chairunnas Asep Supriadi Asep Supriadi Asriady, Muhammad Bambang Cahyono Bambang Sugiharto David Robertino Dedy Lasmono Dhea Nurisma Dyah Mieta Setyawati Eduar Saputra Efran Dinata Emmi Rahmiwita Nasution Erna Kustyarini Eva Purnamasari Fachry Abda El Rahman Fauzi Ahmad Muda Fitriani Gea Andini Hamdan Hamdan Hamdan Hamdan Henry Kristian Siburian I Gusti Ngurah Agung Dewantara Putra Ihsan Naluri Ikram Yakin Ilham Rahim Ilham Rahim Indra Krishernawan Jeferson Siahaan Judijanto, Loso Juhari Jumaiyeh Jumaiyeh Kelibia, Muhammad Umar Lassa, Anita Liem, Jhon Sepron Defretus Loso Judijanto M. Imron Mas’ud Meylie Cawla Michael Sitorus Moh Gifari Sono Mohamad Makrus Muhammad Nur Muhammad Umar Kelibia Napu, Fithriah Nasution, Emmi Rahmiwita Nora Rahma Aprilika Nur Naini Muna Palupiningtyas, Dyah Panca Tuah Tuha Pranata, Agung Purnamasari, Eva Qurtubi, Achmad Napis Rahman Rahman Rahmiati Ranti Pawari Reo Pratama Ridwansyah Rihfenti Ernayani Rina Pratiwi Roy Haris Oktabian Sa'diyah MA Shylvia Andriani Siburian , Henry Kristian Silvia Dwi Sono, Moh Gifari Sri Rejeki Sudarmanto, Eko Suhardi Suhardi Sukardi Sukardi Susanto, Ady Suseno, Bambang Dwi Sutardjo, Agus Syahril Hasan - Politeknik Sains dan Teknologi Wiratama Maluku Utara, Syahril Hasan Wan, Tjik Wasalmi, Wasalmi Xu, Shanshan Yandi Yanti Setianti Zhang Wei