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All Journal Jurnal Riset Akuntansi dan Bisnis Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Al-Mustashfa Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Agregat: Jurnal Ekonomi dan Bisnis Edukasi Islami: Jurnal Pendidikan Islam SENTRALISASI At-Tawassuth: Jurnal Ekonomi Islam Jurnal Penelitian Medan Agama JURNAL PENDIDIKAN TAMBUSAI Journal on Education Almana : Jurnal Manajemen dan Bisnis Syarikat : Jurnal Rumpun Ekonomi Syariah Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dinasti International Journal of Education Management and Social Science Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Management Studies and Entrepreneurship Journal (MSEJ) JEKPEND Jurnal Ekonomi dan Pendidikan Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Jurnal Media Ekonomi Al Mashaadir : Jurnal Ilmu Syariah AL-FALAH : Journal of Islamic Economics Jurnal Interprof Jurnal Investasi Islam Al-Fikru: Jurnal Ilmiah JURNAL MANAJEMEN AKUNTANSI (JUMSI) PRAJA observer: Jurnal Penelitian Administrasi Publik Journal Of Business, Finance, and Economics (JBFE) Jurnal Ekonomi dan Bisnis Islam (JEBI) EKSYA: Jurnal Ekonomi Syariah AL-MULTAZIM : Jurnal Manajemen Bisnis Syariah Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat el-Amwal Indonesian Journal of Islamic Economics and Finance Jurnal Akuntansi, Manajemen dan Perbankan Syariah Indonesia Auditing Research Journal Jurnal Kendali Akuntansi Trending: Jurnal Manajemen dan Ekonomi JAKBS At Tasyri'i Jurnal Prodi Perbankan Syariah JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan EKOBIMA Ekonomi Bisnis dan Manajemen Journal of Education Transportation and Business Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Atestasi : Jurnal Ilmiah Akuntansi Jurnal Ekonomi, Manajemen, dan Bisnis Urwatul Wutsqo : Jurnal Studi Kependidikan dan Keislaman Academia Open MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Edueksos: Journal Pendidikan Sosial dan Ekonomi Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Jurnal Ecogen

Atika

Universitas Islam Negeri Sumatera Utara

Author-ID : 1832025

Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Transportation Other

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Pengaruh Shopee Paylater, Endorsment, Dan Sikap Tabzir Terhadap Impulse Buying Pada Produk Kosmetik Khoiriah Amalia Siregar; Tuti Anggraini; Atika Atika
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 1: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i1.3772

Nowadays, it is not uncommon for students to collect various beauty products so that from day to day the existing cosmetic products are also more varied and increasingly in demand. In determining a suitable product, of course, students tend to choose randomly without first finding out which product they need. So the student will buy the same type of product more than one to try it first and then will determine which product is more suitable for him. In this case, the characteristics of unplanned purchases (impulse buying) are caused by the stimulation of the shopping environment, such as the ease of online shopping payment methods with one of the shopee paylater applications, and also due to the superiority of the products delivered in cosmetic product endorsement ads, consumers will be willing to sacrifice something to get the cosmetic products they want instead of the cosmetic products they need. This study used a survey method by distributing questionnaires to 107 respondents. Sampling technique in this study is probability sampling. The analysis used in this study is a multiple linear regression analysis. The results showed that partially variable shopee paylater (X1), endorsement (X2), and attitude tabzir (X3), significant effect on impulse buying on cosmetic products among students of the Faculty of Economics and Islamic Business UINSU because significant value < 0.05. This obtained a significant value of shopee paylater 0.042, endorsement 0.004, and tabzir attitude 0.017. The effect of shopee paylater variables partially on student buying interest is 31.0%, endorsement variables are 28.2%, and tabzir attitude variables are 23.8%. Simultaneously variable shopee paylater (X1), endorsement (X2), and attitude tabzir (X3). Significant effect on the buying interest of students of the Faculty of Islamic Economics and business with a significant value of 0.000 < 0.05 and the effect of 41.9%.

Analisis Peran Ekonomi Kreatif Dalam Meningkatkan Pendapatan Pengrajin Dan Pengembangan Usaha Perspektif Ekonomi Islam (Studi Kasus : Pengrajin Toto Jaya Bingkai Di Kecamatan Medan Area) Reni Hermila Hasibuan; Muhammad Arif; Atika Atika
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 1: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i1.3952

This study aims to (1) determine the role of the creative economy in increasing the income of Toto Jaya Frame craftsmen (2) determine the role of the creative economy in increasing business development for Toto Jaya Frame craftsmen (3) determine the role of the creative economy in increasing the income of craftsmen and business development of Toto Jaya Frame according to the perspective of Islamic economics. The method used in this study is a qualitative method with a descriptive approach. The data obtained in this study are in the form of primary data and secondary data. The data collection techniques used are through interviews, observation and documentation. The results of this study indicate that: (1) after the existence of Toto Jaya Frames in Kotamatsum II Village, Medan Area Regency, it can be seen that as many as 6 craftsmen have experienced an increase in income in 2020-2021 and already have a steady income (2) Toto Jaya Frames can also provide a role in an effort to develop the Toto Jaya Frame craftsman business by implementing several efforts/strategies, namely production, price, location and distribution, and promotion. From the several strategies that have been implemented, it is expected to be able to increase production levels and increase the income of craftsmen. (3) As well as in managing their business, Toto Jaya Frame craftsmen have also applied the principles of Islamic Economics such as the principle of divinity/monotheism, the principle of justice, the principle of responsibility and the principle of truth so that it does not harm either party.

Performance Analysis of Sharia Banking Using The Educatian Prism Method: Case Study Pt. Bank Muammalat Sumatera Utara Atika Atika; Saparuddin Siregar; Sugianto Sugianto
Edukasi Islami : Jurnal Pendidikan Islam Vol 12, No 01 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i01.4264

Using the performance prism method, this study aims to determine and analyze the performance of Islamic banking at PT. Bank Muammalat. The Performance Prism method is a performance measurement model that depicts organizational performance as a three-dimensional shape (prism) with five sides. This model considers satisfaction, stakeholder contribution, process, and company capability in addition to strategy. This is a quantitative study with a descriptive approach. The results showed that PT. Bank Muamalat performance is already good, as evidenced by the overall Total Index value of 6.2331. Whereas a score of 6-7 indicated that the resulting performance was good according to the provisions of the OMAX Achievement Target.

Analisis Prediksi Kebangkrutan Pada Perusahaan Sektor Properti dan Real Estate Yang Terdaftar di Indeks Saham Syariah Indonesia (ISSI) Khoirul Yahya; Hendra Harmain; Atika Atika
Journal on Education Vol 5 No 4 (2023): Journal on Education: Volume 5 Nomor 4 Mei-Agustus 2023
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

The goal of this study is to use the Altman Z-Score approach to predict and quantify the level of bankruptcy in Property and Real Estate Sector Firms listed on the Indonesian Sharia Stock Index. Moreover, to determine which businesses have the highest and lowest rates of bankruptcy. A company's financial ratios based on the financial ratios of the Altman Z-Score are the variable utilized in the study's discussion of using the original Altman Z-Score to predict bankruptcy. Working capital to total assets divided (X1), retained earnings to total assets divided (X2), earnings before interest and taxes divided (X3), share market value to total debt divided (X4), and sales to total assets divided (X1) are the financial ratios (X5). This study is quantitative in nature. Secondary data in the form of annual financial reports that were downloaded from www.idnfinancials.com between 2016 and 2019 is the type of data that was used. The Altman Z-Score, which has the formula Z = 1.2.X1 + 1.4.X2 + 3.3.X3 + 0.6.X4 + 1.0.X5, is used in the data analysis to determine the level of bankruptcy for the years 2016 to 2019. The findings of this study show that from 2016 to 2019 APLN, ADHI, ASRI, DILD, GAMA, MDLN, CTRA, and DART are in the danger zone according to the results of the bankruptcy prediction analysis based on the Altman Z-Score. BSDE company is in a vulnerable/grey zone. Meanwhile, the PLIN company is in a safe zone. The company that has the highest bankruptcy rate is DART and the company that has the lowest bankruptcy rate is PLIN.

Strategi Dalam Meningkatkan Kualitas Layanan SMS Banking di PT. Bank Sumut Syariah KC Medan Katamso Danu Satria; Atika Atika
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 2: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i2.4035

SMS Banking service is currently one of the service the best provided by the bank to support bank operasional activities become more effective and efficient. The goal is to facilitate the performance of a product bank service, so as to increase customers based on the number of customers of Bank Sumut users of SMS Banking reached around 50% responding to this, Bank Sumut Syariah seeks to improve and mainttain the quality of service provided to attract customers. The problem in this research what is the Bank’s strategy that is an obstacle to improving the quality of SMS Banking service. The purpose of this research is to find out the strategy of Bank Sumut Syariah in improving service quality and to find out what are the obstacles for Bank Sumut Syariah in improving the quality of SMS Banking services and to find out what are the solutions for Bank Sumut Syariah in facing obstacles to improve the quality of SMS services. Banking. The method used in this research is a field study, this method is used to find out how far the suitability between the theories used is with the actual situation of the object under study. In this field study using interviews and observation. And the type of research used is descriptive qualitative research as a whole it can be concluded from this research is the strategy of Bank Sumut Syariah in improving service quality, namely launching "New SMS Banking Bank Sumut".

Pengaruh Laba Bersih dan Arus Kas Operasi terhadap Dividen Kas (Studi Kasus pada Perusahaan Manufaktur Sub Sektor Makanan dan Minuman yang Terdaftar di Bursa Efek Indonesia (BEI) Periode 2018-2020) Mhd. Rahandri Siddik; Nurlaila Nurlaila; Atika Atika
Jurnal Pendidikan Tambusai Vol. 7 No. 2 (2023): Agustus 2023
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Penelitian ini bertujuan untuk mengetahui pengaruh laba bersih terhadap dividen kas dan pengaruh arus kas operasi terhadap dividen kas serta pengaruh laba bersih dan arus kas operasi terhadap dividen kas pada perusahaan makanan dan minuman yang terdaftar di Bursa Efek Indonesia periode 2018-2020. Jenis data yang digunakan pada penelitan ini adalah data sekunder. Metode analisis yang digunakan adalah metode asosiatif dengan pendekatan deskriptif kuantitatif dengan teknik pengumpulan data dilakukan dengan studi dokumentasi. Penelitian ini dilakukan di Perusahaan Manufaktur Sub Sektor Makanan dan Minuman yang Terdaftar di Bursa Efek Indonesia (BEI). Hasil penelitian ini menunjukkan bahwa laba bersih berpengaruh terhadap dividen kas, dibuktikan dari hasil pengujian yang menunjukkan bahwa nilai thitung > ttabel yaitu 8,003 > 2,022 dengan nilai signifikansi sebesar 0,000 < 0,05. Dan arus kas operasi berpengaruh terhadap dividen kas, dibuktikan dari hasil pengujian yang menunjukkan bahwa nilai thitung > ttabel yaitu 7,341 > 2,022 dengan nilai signifikansi sebesar 0,020 < 0,05. Kemudian, secara simultan diuji dengan uji F yang menunjukkan bahwa nilai Fhitung > Ftabel yaitu 9,078 > 4,09 dengan nilai signifikansi 0,000 < 0,05 sehingga menyatakan bahwa semua variabel independen yaitu laba bersih dan arus kas operasi secara bersama-sama mempunyai pengaruh signifikan terhadap dividen kas pada perusahaan sub sektor makanan dan minuman yang terdaftar di Bursa Efek Indonesia periode 2018-2020.

Peranan Webform BSI Dalam Kemudahan Transaksi Online Di Bank Syariah Indonesia (BSI) KCP Medan Setia Budi Riska Adwiyah Hasibuan; Atika Atika
Trending: Jurnal Manajemen dan Ekonomi Vol. 1 No. 2 (2023): April: Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Webform BSI adalah fasilitas web yang dibuat oleh Bank Syariah Indonesia untuk para nasabah nya. Setelah di merger, Bank Syariah Indonesia (BSI) memperlihatkan peningkatan digital pada operasional sistemnya, diantaranya memutuskan kebijakan untuk para nasabah nya yaitu jika ingin melakukan transaksi offline diupayakan mendaftarkan jenis transaksinya menggunakan webform BSI. Tujuan dan manfaat dari penelitian sebagai hasil yang dilakukan penulis ialah untuk Mengetahui Peranan Webform dalam Kemudahan Bertransaksi sebelumnya. Penelitian ini menggunakan metode penelitian kualitatif deskriptif adalah berupa penelitian dengan metode atau pendekatan studi kasus (Case Study). Hasil penelitian menunjukkan bahwa peranan Webform BSI sangat penting dalam membantu nasabah melakukan transaksi perbankan secara efisien, cepat, dan aman. Webform BSI juga memungkinkan bank untuk meningkatkan layanan dan memberikan pengalaman bertransaksi yang lebih baik bagi nasabah. Oleh karena itu, Webform BSI sangat direkomendasikan bagi nasabah BSI yang ingin melakukan transaksi perbankan dengan lebih mudah dan aman.

Upaya Frontliner Untuk Meningkatkan Pelayanan Nasabah Di Bank Syariah Indonesia KCP Medan Setia Budi Fadlul Rohman; Atika Atika
Trending: Jurnal Manajemen dan Ekonomi Vol. 1 No. 2 (2023): April: Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Penelitian ini bertujuan untuk mengetahui sejauh mana upaya frontliner dalam meningkatkan pelayanan nasabah di Bank Syariah Indonesia KCP Medan Stia Budi, serta kendala yang dihadapi dan potensi solusinya. Untuk mengumpulkan data penelitian ini, penulis menggunakan observasi dan wawancara mendalam. Konsekuensi dari penelitian ini menunjukkan bahwa frontliner adalah komponen vital dan berada di garis paling depan dalam mengelola nasabah dan nasabah yang akan datang. Penulis penelitian ini menyarankan Bank Syariah Indonesia untuk berkonsentrasi pada nasabah yang dihadapinya dan cepat tanggap terhadap berbagai keluhan nasabah, meskipun latar belakang mereka berbeda-beda, hal ini merupakan upaya frontliner untuk meningkatkan pelayanan kepada nasabah.

Pengaruh kepercayaan, harga dan ease of use terhadap perilaku konsumtif produk halal pada pengguna e-commerce Novita Sari; Atika Atika; Nur Ahmadi Bi Rahmani
Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Vol 19, No 3 (2023): Agustus
Publisher : Faculty of Economics and Business, Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v19i3.13854

Penelitian ini bertujuan untuk mengetahui Pengaruh Kepercayaan, Harga dan Ease of Use Terhadap Perilaku Konsumtif Produk Halal Pada Pengguna E-commerce. Metode penelitian yang digunakan adalah analisis data bersifat kuantitatif dengan tujuan untuk menguji hipotesis yang telah ditetapkan dan data yang digunakan dalam penelitian ini adalah data primer. Penelitian ini menggunakan alat koefisien determinasi dengan menggunakan SPSS for windows. Populasi dalam penelitian ini adalah Mahasiswa Ekonomi Islam UIN Sumatera Medan, penentuan sampel dalam penelitian ini menggunakan rumus Slovin sehingga didapatkan 100 sampel untuk penelitian ini dan menggunakan teknik Purposive Sampling yaitu penentuan sampel dilakukan secara sengaja dengan mempertimbangkan kriteria responden. Variabel yang digunakan pada penelitian ini adalah variabel independent (X) juga Variabel dependent (Y), ada 3 variabel independent kepercayaan (X1), Harga (X2), Ease Of Use (X3) sedangkan variabel dependent perilaku konsumtif produk halal. Berdasarkan hasil penelitian data yang telah dilakukan oleh peneliti, hasil dari penelitian ini menunjukkan bahwa variabel Kepercayaan dan Harga memiliki pengaruh positif dan signifikan terhadap perilaku konsumtif produk halal, sedangkan variabel Ease of Use berpengaruh negatife dan signifikan terhadap perilaku konsumstif produk halal. Namun berdasarkan hasil uji F variabel bebas secara bersama-sama mempunyai pengaruh yang signifikan terhadap variabel terikat.

Pengaruh Harga, Citra Merek Dan Gaya Hidup Terhadap Keputusan Pembelian Hijab Bella Square Di Kalangan Mahasiswa FEBI UINSU Nailul Muna; Tuti Anggraini; Atika
Jurnal Akuntansi Keuangan dan Bisnis Vol. 1 No. 2 (2023): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jakbs.v1i2.52

This study aims to statistically prove the effect of price, brand image and lifestyle on purchasing decisions for Bella Square hijab among FEBI UINSU students. The sample method used in this study uses the formula hair, et al. The sample in this study were students who often buy or use Bella Square hijabs with a total of 75 people. The primary data obtained were analyzed by using multiple linear regression analysis through the IBM SPSS Statistics 25 program. The results of this study indicate that price has a significant effect on buyer decisions with a t-value of 2.074 > 1.6666, a significance of 0.002 <0.05. Brand image has a significant effect on buyer decisions with a t-value of 3.361 > 1.6666, a significance of 0.019 <0.05. Lifestyle has a significant effect on buyer decisions with a t-value of 2.011 > 1.6666, a significance of 0.001 <0.05. Price, brand image and lifestyle simultaneously have a significant effect on purchasing decisions for Hijab Bella Square among FEBI UINSU students with an f count of 11,581 > 2.73 with a significance of 0.001 <0.05.

Co-Authors Adinda Rizki Fadilah Andi Hotmatua Harahap Andri Soemitra Anggraini, Cut Ardhia Prameswari Arifin Fauzi Lubis Asmaul Husna Asrika Winana Farida Ayu Aswan Nawawi Harahap Aulia Chintya Dewi Simamora Ayu Annisa Fikra Ayub Tambak Azka Abi Nugraha Cut Agmi Rayhani Cut Anggraini Dedy Rahman Siregar Desi Khairani Harahap Diah Hafni Pardede Diah Hafni Pardede Dinda Anggi Nurhayati Dona Zahra Hasibuan Dwita Fratiwi Era Rahmadani Damanik Etikarahmi Siregar Fadlul Rohman Fanny Himla Rizqya Pasaribu Fathiya Syahidah Nasution Hendra Harmain Hendra Harmain Idham Mahrivi Ihdi Aini Imsar Imsar, Imsar Isnaini Harahap Ita Ayu Anggina Telaumbanua Kamilah, K Khairani Nasution Khairunnisa Khairunnisa Khoiriah Amalia Siregar Khoirul Yahya Kiafsy Agstiamy Sitorus Laylan Syafina Lidiya Uzmasyah Lukman Hakim M. Fahrurozi Nasution M. Fikri Tanjung Mahrivi, Idham Marlina Marliyah Marliyah Marliyah Maryam Batubara Mawaddah Irham Meyra Rizky Azhary Mhd. Rahandri Siddik Muhammad Addnan Nur Nasution Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Ikhsan Harahap Muhammad Lathief Ilhamy Nasution Muhammad Syukri Albani Nasution Muhammad Syukri Albani Nasution Muhammad Yafiz Muhammad Yuda Alfaruq Nailul Muna Nasution, Annio Indah Lestari Nasution, Muhammad Irwan Padli Nauval Haiban Ginting Novi Diautami Novita Sari Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nur Aprillia Nurbaiti Tanjung Nurbaiti, Nurbaiti Nurlaila Nursantri Yanti Nurul Fadilah Nurul Hidayah Nst Nurul Inayah Nurul Jannah Nurul Rizkia Hasibuan Ongku Indramora Siregar Purnama Ramadani Silalahi Putri Dini Agustin Putri Nandita Putri Winanda Qarni, Waizul Rahma Alia Rahmansyah Rahmansyah Rahmawati Zein Rahmi Syahriza Reni Hermila Hasibuan Reni Ria Armayani Hasibuan Rifki Nanda putra Lubis Rindiani Riska Adwiyah Hasibuan Rizkika Yulika Saparuddin Siregar Saparuddin Siregar Saparuddin Siregar Sarah Zalfiana Zein Seri Wahyuni Harahap Sindi Sihombing Sofia Lubis Sonia Ritonga Sri Ramadhani Sri Ramadhani Sri Sudiarti Subandi Subandi Sugianto Sugianto Syachrul Wahyudi Tasya Umaira Tika Afrianny Saragih Tri Danu Satria Tri Deby Damayanti Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Vidia Annisa Palem Vivi Rahmadani Siregar Wahyu Yuda Pradana Waizul Qarni Wardatul Umayya Gea Wenda Isnani Mandasari Yafika Apriliza Yenni Samri Juliati Nasution Yenni Samri Juliati Nst Yusrizal Zuhrinal M Nawawi Zul Fahmi Napitupulu

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