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All Journal Jurnal Ulul Albab JCES (Journal of Character Education Society) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan JURNAL Al-AZHAR INDONESIA SERI SAINS DAN TEKNOLOGI EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Econetica Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Agro Dedikasi Masyarakat (JADM) IIJSE Al-Amal: Jurnal Pengabdian Masyarakat Journal of Community Empowerment NuCSJo : Nusantara Community Service Journal Journal of Sharia Economy and Islamic Tourism Jurnal Kegiatan Pengabdian Mahasiswa (JKPM)
Ariani, Zaenafi
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Journal : IIJSE

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Vehicle Trade of Defaulted Finance Lease Companies in Mataram City Sharia Economic Perspective Hidayanti, Nur Fitri; Hulaimi, Ahmad; Ariani, Zaenafi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5693

Abstract

In Indonesia, auctions were officially entered in 1908 with the Auction Law, Vendu Reglement, in Staatblad 1908 Number 189. Public sales or auctions are any sale of goods in public by oral and/or written bidding efforts to gather interested parties/auction participants. Vehicle auctions for defaulted owners who can no longer make payments will proceed with auctioning the vehicle. Auction sales in fiqh muamalah are called Bai' imuzayyadah or more commonly known as auction sales, which is a form of offering merchandise in a crowd where buyers bid with higher prices until the highest price is reached, and a contract is made, and the buyer takes the goods from the seller. The purpose of this study is to thoroughly explore the auction sale process of defaulted vehicles by finance companies in Mataram City. The method used in this research is qualitative, with key informants being debt collectors, both freelance and permanent employees from PT. Adira Dinamika Multi Finance Syariah Tbk Mataram branch. The study results show that the entire auction sale process has complied with the applicable regulations and follows Islamic Sharia.
Policy Strategy of Rural Agribusiness Development Program for Agricultural Sharia Micro Economic Development Ariani, Zaenafi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v4i1.1151

Abstract

This research was conducted in the Combined Farmer Group (Gapoktan) West Sumbawa Regency. A common problem for farmers, not having good access to financing institutions, making it difficult to obtain credit or financing of agricultural businesses, such as people's business credit (KUR) from banks. This research is important to know the policy strategy of rural agribusiness development programs in the region, as well as the obstacles faced. The qualitative descriptive method aims to describe, summarize various conditions, situations, or phenomena of the social reality of the society that become the object of research, and try to draw that reality to the surface as a characteristic, character, nature, model, sign or description of a particular condition, situation, or phenomenon. The results showed that the policy strategy of rural agribusiness development program in the development of agricultural-based sharia microeconomics in West Sumbawa Regency was carried out to support the success of agricultural development. The government through the Minister of Agriculture of the Republic of Indonesia provided Direct Assistance to the Rural Agribusiness Development Community (BLM-PUAP) which was rolled out to the Combined Farmer Groups (Gapoktan) in each village.
Implementation of Sharia-Based Money Changer System in PT. Hidayah Prima Valasindo Syaharani, Jihan; Agustina, Ahadiah; Ariani, Zaenafi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4456

Abstract

The study assessed the implementation of a Sharia-based money changer system in PT. Hidayah Prima Valasindo focuses on the challenges faced in ensuring compliance with Sharia principles. The purpose of this study is to know if implementation is consistent with the principles of sharia. Several obstacles arise during implementation processes such as a lack of clarity in risk management policies, and staff un understanding of the Sharia principle. This type of research uses qualitative methods, and data collection techniques conducted by observation, interview, and documentary. The study suggests that companies on the implementation of systems in the company have not fully complied with the principles of the sharia. Such as a discrepancy in risk management policies that have not fully obeyed the sharia principles and there is a gap in staff’s understanding of the principles, especially in the application of the sharia principle in daily transactions. The research is a platform for the corrective measures needed to ensure full compliance and successful implementation of the Sharia-based money changer system in PT. Hidayah Prima Valasindo.
The Role of LAZ DASI NTB in Improving the Welfare of the People Latifah, Cahya Aini; Mukhlisin, Mukhlisin; Ariani, Zaenafi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5446

Abstract

One way to help alleviate poverty according to Islamic law is to grow zakat, so researchers are interested in researching the role of LAZ DASI NTB in improving the welfare of the people of Mataram City, to find out the role of LAZ DASI NTB in improving the welfare of the people of Mataram City, this study uses a qualitative research method, As for the results of this research, LAZ DASI NTB has carried out and worked on its role well, by carrying out various programs, namely: Active Role, LAZ DASI NTB assists with livable houses, water, and drilled wells. In the participatory role, LAZ DASI NTB collaborates with the city government, the passive role, LAZ DASI NTB conducts socialization. So, from the above role it has a positive influence where the welfare of the people of Mataram City increases with poverty decreasing.
Co-Authors Abdurahman Abdurrahman Ahadiah Agustina Ahmad Hulaimi AHMAD HULAIMI, AHMAD Akbar, M. Taufik Aminwara, Rena Aqodiah, Aqodiah Ardiyansah, Roni Ariansyah arti, Juni Asmawati Astriana, Yuli Ayuliana Ayuliana Bahri Yamin Cikal Pratama, Rezky Dewi, Novi Yanti Sandra Endang Rahmawati, Endang Erwin, Yulias Fachry Abda El Rahman Fahrurrozi Fahrurrozi Fatilla, Cik Nurul Aqidah Hery Widijanto Hidayanti, Nur Fitri Hudri, Muhammad Ilham Ilham IMAWANTO, IMAWANTO Indri Indri Latifah, Cahya Aini Mantika, Aesthetica Fiorini Mappanyompa, Mappanyompa Marianah, Marianah Maulana, Bayu Meisyaqia, Dira Mos Indrawati Mukhlishin, Mukhlishin Mukhlisin Mukhlisin Nur Aini Nur Oktaviani Nurjannah S NURUL HIDAYAH Nur’aini, Nur’aini Putri, Dina Soes Rohayu H, Rina S, Nurjannah Sinta, Nur Siti Lamusiah, Siti Sulpiati, Sulpiati Supryadi, Ady Surmini Suwati, Suwati Syaharani, Jihan Syaharuddin Triyunarni, Baiq Reinalda Vera Mandailina, Vera Yuliani, Tin Z, Sahman