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All Journal Jurnal Ulul Albab JCES (Journal of Character Education Society) Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JURNAL Al-AZHAR INDONESIA SERI SAINS DAN TEKNOLOGI EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Inovasi Pendidikan dan Sains Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Econetica Jurnal Agro Dedikasi Masyarakat (JADM) IIJSE Al-Amal: Jurnal Pengabdian Masyarakat Journal of Community Empowerment International Journal of Islamic Business and Economics (IJIBEC) NuCSJo : Nusantara Community Service Journal Journal of Sharia Economy and Islamic Tourism Jurnal Kegiatan Pengabdian Mahasiswa (JKPM)
Ariani, Zaenafi
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Strategi Kebijakan Program Pengembangan Usaha Agribisnis Perdesaan Dalam Pengembangan Ekonomi Mikro Syariah Berbasis Pertanian Di Kabupaten Sumbawa Barat Ariani, Zaenafi
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 1 No 2 (2019): November 2019
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.0602/econetica.v1i2.90

Abstract

ABSTRAK Permasalahan umum bagi petani selama ini adalah tidak mempunyai akses yang baik terhadap lembaga pembiayaan, sehingga sulit untuk mendapatkan kredit atau pembiayaan usaha tani, misalnya kredit usaha rakyat (KUR) dari perbankan. Itu sebabnya, Direktorat Jenderal Prasarana dan Sarana dan Pertanian (PSP) Kementerian Pertanian ( Kementan) menggulirkan Program Pengembangan Usaha Agribisnis Perdesaan (PUAP) hingga saat ini. Dengan adanya Revitalisasi pembiayaan pertanian ini diharapkan menjadi salah satu upaya yang ditujukan untuk mendorong dan menjamin ketersediaan pembiayaan/permodalan bagi petani dalam pengembangan usaha tani Untuk menunjang keberhasilan pembangunan bidang Pertanian, pemerintah melalui Menteri Pertanian Republik Indonesia memberikan Bantuan Langsung Masyarakat Pengembangan Usaha Agribisnis Perdesaan (BLM-PUAP) yang digulirkan kepada Gabungan Kelompok Tani (Gapoktan) di setiap Desa, dengan harapan seluruh desa yang ada di Propinsi NTB khususnya di Kabupaten Sumbawa Barat dapat terakomodir
STRATEGI PEMASARAN PELAKU USAHA KOPI ARABIKA DALAM PENINGKATAN PENDAPATN MASYARAKAT DI KABUPATEN LOMBOK UTARA Ariani, Zaenafi; Ardiyansah, Roni; Cikal Pratama, Rezky; Astriana, Yuli; Ayuliana, Ayuliana
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol 4 No 2 (2022): November 2022
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v4i2.295

Abstract

Tujuan yang ingin dicapai dari Studi Potensi Komoditi Kopi di Kabupaten Lombok Utara adalah menganalisis potensi bisnis komoditas lokal dalam upaya pengembangan ekonomi di Kabupaten Lombok Utara. Adapun hasil dari penelitian ini adalah: 1) Potensi tanaman Kopi Arabika di Kabupaten Lombok Utara terlihat dari banyaknya tamanan tersebut dibudidayakan oleh masyarakat lombok utara. Hanya saja, pengelolaan tanaman Kopi Arabika di Kabupaten Lombok Utara masih dilakukan secara tradisional, meski telah diberikan pendampingan oleh pemerintah daerah; 2) hasil Berdasarkan data pengolahan ditemukan bahwa produk/komoditi kopi adalah komoditas yang layak diinvestasikan, baik oleh masyarakat maupun pemerintah daerah; dan 3) Secara garis besar terdapat 7 aspek pembangunan yang menjadi arah pengembangan produk/komoditi Kopi yang layak investasi di Kabupaten Lombok Utara menurut skala prioritas pada masing-masing kabupaten yakni: (1) produk lokal, (2) pasar, (3) tata niaga, (4) nilai tambah, (5) kemitraan, (6) dukungan pemerintah daerah, dan (7) penerapan teknologi tepat guna
Analisis Kontribusi Objek Wisata Tanjung Bias dalam Peningkatan Ekonomi Masyarakat di Batulayar Kabupaten Lombok Barat Ariani, Zaenafi; Rizki, Darlin; Fatilla, Cik Nurul Aqidah
Journal of Sharia Economy and Islamic Tourism Vol 4, No 1 (2023): September
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jseit.v4i1.27968

Abstract

Abstract: The research entitled Analysis of the Contribution of Tanjung Bias Tourism Objects in Improving the Community Economy in Batulayar, West Lombok Regency aims to determine the contribution of Tanjung Bias Tourism Objects in Improving the Community Economy in Batulayar, West Lombok Regency. This research uses descriptive qualitative research with data collection techniques using, observation, and interviews, and documentation studies. Data analysis at the time this research was in the field and after returning from the field, data analysis was carried out, then reducing data, presenting data and drawing conclusions from the research results. The results obtained in this study are the existence of Tanjung Bias Beach tourist attraction contributes greatly as one of the places that can absorb labor as well as a provider of employment for the surrounding community in particular. This tourism is able to make people whose backgrounds are fishermen can improve their economy through Tanjung Bias Beach tourism. The community wants to open stalls for trading and the community is also capable of managing their stalls and opening up jobs for unemployed people in Senteluk Village, Batu Layar District.Abstrak: Penelitian yang berjudul tentang Analisis Kontribusi Objek Wisata Tanjung Bias Dalam Peningkatan Ekonomi Masyarakat Di Batulayar Kabupaten Lombok Barat ini bertujuan untuk mengetahui kontribusi Objek Wisata Tanjung Bias Dalam Peningkatan Ekonomi Masyarakat Di Batulayar Kabupaten Lombok Barat. Penelitian ini menggunakan jenis penelitian deskriptif kualitatif dengan Teknik pengumpulan data menggunakan, observasi, dan wawancara, dan studi dokumentasi. Analisis data pada waktu penelitian ini berada dilapangan maupun setelah kembali dari lapangan baru dilakukan analisis data, lalu melakukan reduksi data, penyajian data dan menarik kesimpulan hasil penelitian. Hasil yang diperoleh pada penelitian ini adalah keberadaan objek wisata Pantai Tanjung Bias memberikan kontribusi sangat besar sebagai salah satu tempat yang mampu menyerap tenaga kerja sekaligus sebagai penyedia lapangan kerja bagi masyarakat sekitar khususnya. Pariwisata ini mampu membuat masyarakat yang berlatar belakang bermata pencaharian sebagai nelayan bisa meningkatkan perekonomiannya melalui pariwisata Pantai Tanjung Bias. Masyarakat mau membuka lapak-lapak untuk berniaga dan masyarakat juga mampu dalam mengelola lapaknya dan membuka lapangan pekerjaan bagi masyarakat pengangguran di Desa Senteluk Kecamatan Batu Layar.
Peningkatan Kemampuan Literasi Akademik melalui Pelatihan Penulisan Artikel Ilmiah Menggunakan ChatGPT dan VOSviewer Syaharuddin, Syaharuddin; Ariani, Zaenafi; Ilham, Ilham; Hidayanti, Nur Fitri; Mandailina, Vera; Mappanyompa, Mappanyompa
Jurnal Kegiatan Pengabdian Mahasiswa (JKPM) Vol 3 No 1 (2025): Jurnal Kegiatan Pengabdian Mahasiswa (JKPM)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jkpm.v3i1.612

Abstract

Kemampuan literasi akademik mahasiswa menjadi aspek penting dalam mendukung kualitas penelitian dan publikasi ilmiah di perguruan tinggi. Kegiatan Pengabdian Kepada Masyarakat (PKM) ini bertujuan untuk meningkatkan kemampuan literasi akademik mahasiswa melalui pelatihan penulisan artikel ilmiah dengan mengintegrasikan pemanfaatan aplikasi ChatGPT dan VOSviewer. Pelatihan ini dilaksanakan dalam bentuk penyampaian materi dan praktik secara langsung, dengan melibatkan 40 mitra yang merupakan mahasiswa dari berbagai fakultas di Universitas Muhammadiyah Mataram. Metode evaluasi yang digunakan dalam kegiatan ini adalah observasi, dengan indikator keberhasilan berupa kemampuan mitra dalam menyusun artikel ilmiah sesuai dengan materi yang telah disampaikan. Hasil dari kegiatan menunjukkan bahwa sebanyak 80% mitra berhasil menyusun artikel ilmiah dengan baik, sesuai dengan arahan dan pemanfaatan tools yang telah diperkenalkan. Temuan ini menunjukkan bahwa integrasi teknologi dalam pelatihan penulisan artikel ilmiah memberikan dampak positif dalam meningkatkan literasi akademik mahasiswa, serta membuka peluang pengembangan kegiatan serupa di masa mendatang.
MEMBANGUN KESADARAN HUKUM ANAK DI PANTI ASUHAN ASY-SYIFA’ TERHADAP BULLYING DI LINGKUNGAN SEKOLAH DAN MASYARAKAT: Building Legal Awareness Of Children In Asy-Syifa Orphanage' Against Bullying In The School And Community Environment Harun, Rina Rohayu; Septyanun, Nurjannah; Erwin, Yulias; Supryadi, Ady; Yamin, Bahri; Yuliani, Tin; Fahrurrozi, Fahrurrozi; Aminwara, Rena; Mantika, Aesthetica Fiorini; Ariani, Zaenafi
Al-Amal: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2024): Juni 2024
Publisher : Yayasan Al-Amin Qalbu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59896/amal.v2i1.94

Abstract

Cases of violations of child protection. Of the reports received, 837 cases occurred within the education unit, including: Children who were victims of bullying or harassment: 87 cases, Children victims of educational policies: 27 cases, Children victims of physical and/or psychological violence: 236 cases and Children victims of sexual violence: 487 cases. From data collected by the Indonesian Child Protection Commission (KPAI) and the Federation of Indonesian Teachers' Unions (FSGI), bullying cases are still a terror for children in the school environment. Meanwhile, the types of bullying that victims often experience are physical bullying (55.5%), verbal bullying (29.3%), and psychological bullying (15.2%). Meanwhile, regarding educational level, elementary school students were the most victims of bullying (26%), followed by middle school students (25%), and high school students (18.75%). The aim of this service is to provide education to participants in community service activities so that bullying does not occur at school. The method used is a socialization method carried out face to face. The results are 50%. Orphaned children do not understand the limits of bullying itself, and their rights as children and citizens, despite the social and economic disparities they have. Some of the orphanage children are still insecure about their condition of not having parents, or having incomplete parents. So they tend to tolerate what happens to them, because they are not aware of these rights and also their own condition.
Implementasi Akad Murabahah pada Perbankan Syariah Ariani, Zaenafi; Sulpiati, Sulpiati
Journal of Sharia Economy and Islamic Tourism Vol 3, No 2 (2023): Maret
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jseit.v3i2.28280

Abstract

Abstract: The murabahah contract is a sale and purchase agreement in sharia banking which is often used for financing. The basic principle of murabahah is that the seller (bank) informs the buyer (customer) of the cost of goods along with the profits they wish to obtain. This research aims to analyze the implementation of murabahah contracts in sharia banking. The research results show that murabahah contracts are widely applied in various sharia banking products, such as financing for vehicles, property and working capital. The advantage of murabahah is that it provides certainty for customers regarding prices and profits obtained by the bank. However, there are several challenges in its implementation, such as customers' lack of understanding of murabahah contracts and the complexity in determining the cost of goods. This research suggests that there is a need to increase sharia financial literacy for customers, as well as develop a more integrated information system to simplify the process of determining the cost of goods. Thus, murabahah contracts can be a more effective instrument in supporting the growth of sharia banking.Abstrak: Akad murabahah merupakan salah satu akad jual beli dalam perbankan syariah yang sering digunakan untuk pembiayaan. Prinsip dasar murabahah adalah penjual (bank) menginformasikan harga pokok barang kepada pembeli (nasabah) beserta keuntungan yang ingin diperoleh. Penelitian ini bertujuan untuk menganalisis implementasi akad murabahah pada perbankan syariah. Hasil penelitian menunjukkan bahwa akad murabahah banyak diaplikasikan dalam berbagai produk perbankan syariah, seperti pembiayaan kendaraan, properti, dan modal kerja. Keunggulan murabahah adalah memberikan kepastian bagi nasabah terkait harga dan keuntungan yang diperoleh bank. Namun, terdapat beberapa tantangan dalam penerapannya, seperti kurangnya pemahaman nasabah terhadap akad murabahah dan kompleksitas dalam menentukan harga pokok barang. Penelitian ini menyarankan perlu adanya peningkatan literasi keuangan syariah bagi nasabah, serta pengembangan sistem informasi yang lebih terintegrasi untuk mempermudah proses penentuan harga pokok barang. Dengan demikian, akad murabahah dapat menjadi instrumen yang lebih efektif dalam mendukung pertumbuhan perbankan syariah.
POLICY STRATEGY OF RURAL AGRIBUSINESS BUSINESS DEVELOPMENT PROGRAM IN THE DEVELOPMENT OF AGRICULTURAL-BASED SHARIA MICROECONOMICS IN WEST SUMBAWA REGENCY Ariani, Zaenafi
Journal of Sharia Economy and Islamic Tourism Vol 1, No 1 (2020): September
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jseit.v1i1.3847

Abstract

A common problem for farmers so far is not having good access to financing institutions, making it difficult to obtain credit or financing of agricultural businesses, such as people's business loans (KUR) from banks. That's why, the Directorate General of Infrastructure and Facilities and Agriculture (PSP) Ministry of Agriculture ( Kementan) rolled out the Rural Agribusiness Business Development Program (PUAP) until now. With the revitalization of agricultural financing is expected to be one of the efforts aimed at encouraging and guaranteeing the availability of financing / capital for farmers in the development of farming To support the success of agricultural development, the government through the Minister of Agriculture of the Republic of Indonesia provided Direct Assistance to the Rural Agribusiness Development Community (BLM-PUAP) which was rolled out to the Combined Farmer Groups (Gapoktan) in each village, with the hope that all villages in NTB Province, especially in West Sumbawa Regency can be accommodated. 
Impact of corona virus on fishermen's business in Labuan Bajo Ariani, Zaenafi; Sinta, Nur; arti, Juni; Maulana, Bayu
Journal of Sharia Economy and Islamic Tourism Vol 1, No 2 (2021): Maret
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jseit.v1i2.8284

Abstract

Abstract: The World Health Organization (WHO) explains that this corona virus is an infectious disease that attacks the human respiratory system. The corona virus causes the common cold to the point where it can cause death. The origin of this virus originated from Wuhan China, then spread throughout the world including Indonesia. In West Manggarai Regency, precisely in Labuan Bajo Village, a lockdown is implemented for 14 days, everyone is prohibited from going out of the house, including business/trade/entertainment/school activities or activities in Komodo Island Village, whose profession is relatively a fisherman. With this lockdown, fishermen are confused when making a living, because expenses keep coming out while there is no income. Abstrak: World Health Organization (WHO) menjelaskan bahwa corona virus ini merupakan penyakit menular yang menyerang sistem pernapasan manusia. Virus corona menyebabkan penyakit flu biasa sampai bisa menyebabkan kematian. Asal mula virus ini berawal dari Wuhan China, lalu menyebar ke seluruh dunia termasuk Indonesia. Di Kabupaten Manggarai Barat, tepatnya di Desa Labuan Bajo menerapkan lockdown selama 14 Hari, setiap orang dilarang beraktivitas keluar rumah, termasuk aktivitas Usaha/ dagang/hiburan/ sekolah ataupun aktivitas di Desa Pulau Komodo yang relatif profesinya sebagai Nelayan. Dengan adanya lockdown ini para nelayan kebingungan saat mencari nafkah, soalnya pengeluaran tetap keluar sedangkan pemasukan tidak ada.
Policy Strategy of Rural Agribusiness Development Program for Agricultural Sharia Micro Economic Development Ariani, Zaenafi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v4i1.1151

Abstract

This research was conducted in the Combined Farmer Group (Gapoktan) West Sumbawa Regency. A common problem for farmers, not having good access to financing institutions, making it difficult to obtain credit or financing of agricultural businesses, such as people's business credit (KUR) from banks. This research is important to know the policy strategy of rural agribusiness development programs in the region, as well as the obstacles faced. The qualitative descriptive method aims to describe, summarize various conditions, situations, or phenomena of the social reality of the society that become the object of research, and try to draw that reality to the surface as a characteristic, character, nature, model, sign or description of a particular condition, situation, or phenomenon. The results showed that the policy strategy of rural agribusiness development program in the development of agricultural-based sharia microeconomics in West Sumbawa Regency was carried out to support the success of agricultural development. The government through the Minister of Agriculture of the Republic of Indonesia provided Direct Assistance to the Rural Agribusiness Development Community (BLM-PUAP) which was rolled out to the Combined Farmer Groups (Gapoktan) in each village.
Implementation of Sharia-Based Money Changer System in PT. Hidayah Prima Valasindo Syaharani, Jihan; Agustina, Ahadiah; Ariani, Zaenafi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4456

Abstract

The study assessed the implementation of a Sharia-based money changer system in PT. Hidayah Prima Valasindo focuses on the challenges faced in ensuring compliance with Sharia principles. The purpose of this study is to know if implementation is consistent with the principles of sharia. Several obstacles arise during implementation processes such as a lack of clarity in risk management policies, and staff un understanding of the Sharia principle. This type of research uses qualitative methods, and data collection techniques conducted by observation, interview, and documentary. The study suggests that companies on the implementation of systems in the company have not fully complied with the principles of the sharia. Such as a discrepancy in risk management policies that have not fully obeyed the sharia principles and there is a gap in staff’s understanding of the principles, especially in the application of the sharia principle in daily transactions. The research is a platform for the corrective measures needed to ensure full compliance and successful implementation of the Sharia-based money changer system in PT. Hidayah Prima Valasindo.
Co-Authors Abdurahman Abdurrahman Ahadiah Agustina Ahmad Hulaimi AHMAD HULAIMI, AHMAD Ainun Akbar, M. Taufik Aminwara, Rena Aqodiah, Aqodiah Ardiyansah, Roni Ariansyah arti, Juni Asmawati Astriana, Yuli Ayuliana Ayuliana Bahri Yamin Cikal Pratama, Rezky Danu Pratama, Muhammad Dewi, Novi Yanti Sandra Endang Rahmawati, Endang Erwin, Yulias Fachry Abda El Rahman Fahrurrozi Fahrurrozi Fatilla, Cik Nurul Aqidah Fitri Hidayanti , Nur Fitri Hidayanti, Nur Hamdi Hamdi Hery Widijanto Hidayanti, Nur Fitri Hidayanti, Nur Fitria Hudri, Muhammad Ilham Ilham Indri Indri Latifah, Cahya Aini Magomed Tazhdinov Mantika, Aesthetica Fiorini Mappanyompa, Mappanyompa Marianah, Marianah Maulana, Bayu Mos Indrawati Muhirdan Muhirdan Mukhlisin Mukhlisin Nur Aini Nur Fadillah, Nur Nurjannah S NURUL HIDAYAH Putri, Dina Soes Rohayu H, Rina S, Nurjannah Sinta, Nur Siti Lamusiah, Siti Sulpiati, Sulpiati Supryadi, Ady Surmini Suwati, Suwati Syaharani, Jihan Syaharuddin Triyunarni, Baiq Reinalda Vera Mandailina, Vera Yuliani, Tin Z, Sahman Zaenul Wahyudi