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Journal : JURNAL ILMIAH ADVOKASI

LEGAL PROTECTION FOR PREFERRED CREDITORS FOLLOWING THE CANCELLATION OF MORTGAGE RIGHTS BY COURT DECISION UNDER INDONESIAN LAW Setiawan, Eddy; Suhardini, Eni Dasuki; Durahman, Dani
Jurnal Ilmiah Advokasi Vol 13, No 2 (2025): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v13i2.7435

Abstract

The holder of a Mortgage Right (Hak Tanggungan/HT) is granted the status of a preferred creditor under Article 1(1) of Law No. 4 of 1996 concerning Mortgage Rights (UUHT). HT is established through a Deed of Granting of Mortgage (APHT) and registered at the land office to obtain a Certificate of Mortgage Right (SHT). However, the enforcement of HT may be obstructed when third parties, particularly landowners, contest the object of HT in court, potentially resulting in cancellation decisions, as reflected in court rulings from Semarang, Cibinong, and Surakarta District Courts. This research aims to analyze the legal consequences and legal protection available to preferred creditors when HT is annulled by a court decision. The study employs normative legal research, which is grounded in the analysis of positive legal norms derived from statutory regulations (UUHT, KUHPerdata, HIR), reinforced by legal doctrines from scholarly literature, and jurisprudence from relevant court decisions. Utilizing a prescriptive analytical approach and secondary data sources, including legislation, books, journals, and verdicts, the findings show that HT cancellation leads to the reversion of land rights to third parties and alters the status of creditors from preferred to concurrent. Legal protection mechanisms available include filing a default lawsuit and submitting a request for asset seizure (conservatoir beslag) based on Article 1131 of the Indonesian Civil Code and Article 227(1) of HIR. Keywords: Cancellation ; Court;  Decision; Liability; Rights
Co-Authors Ade Farida, Ade Aep Suhendi Agus Awaludin Aldina Setiani Andika Pratama Apandi, Haerul Ari Wibowo Arif Wahyudin Hidayatulloh Arinurdin, Novayandra Aritonang, Hariyanto Azhari, Arie Binner Habeahan Cacan Cahyadi Christian S, Paulana Dadan Nugraha Dede Taufik, Hariang Dudu Duswara M Eddy Setiawan Erawan, Yevi Mulyana Fachri Rizky Fadillah Faisal Ruslan Fangky Christina Indraguna Faris Fajharika Yusmar Febilita Wulan Sari Firdaus, M. Raihan Ginanjar Safaat Giovani Anggasta Pratiwi Lambouw Gunawan, Verawati Haruman, Andi Haspada, Deny Hassanah, Nurul Hernawati Hernawati Hernawati Hernawati RAS Ihsan Maulana Indrajaya, C. Suryaarga Ipa Rosita Komarudin Komarudin Kurniawan, Cecep Soleh Kurniawati, Euis Laila M. Rasyid Lidya Nivisa Yusuf Ludi Hermawan Lukmanta, Hendi Fuky M. Riksa Fritansya Gumilar Maryadi Wijaya Muhammad Hatta Muhammad Taufik Hidayah P Bunga, Dinda Panji Adam Agus Putra Paskaries, Rudolf Paulana Christian Suryamin Permana, Diki Permana, Yedi Widya Prasetia Randiana Prayitno, Sugeng Prayudi Juni Alamsyah Rahmawati, Amellia Ramadlon Adi Ali Fikri Razak, A. Kami Razak, Abdul Kamil Rinaldi, Ferdian Rinjani, Diliya Mariam Riza Zulfikar Ryan Fani Santosa, Agung Setia Gunawan, Dini Eka Sihombing, Indra Gatot sri dwiyanti Sri Mulyati Chalil Sudewo, Ari Sudrajat, Rudy Ahmad Suhardini, Eni Dasuki Suharno, Rachmat Suryawin, Paulana Christian Susanti, Rini Ayu Sutiamah, Titi Syaripudien, Bayu Tejo, Eko Susanto Wahyu Purnama Sari wawan alowi Wijaya, Dion Untung Yeti Kurniati