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Journal : Journal of Economics

Pengaruh Net Ekspor dan Penanaman Modal Asing terhadap Cadangan Devisa Indonesia Erli Diah Ayu Ratnasari; tony seno aji
Jurnal Ekonomika : INDEPENDEN Vol 2 No 2 (2022): Agustus 2022
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (364.361 KB) | DOI: 10.26740/independent.v2i2.50862

Abstract

This study aims to determine the effect of net exports and foreign investment on Indonesia's foreign exchange reserves. This study uses a quantitative approach with data in the form of semi-annual time series from 2005 to 2021 in the form of net export data (total exports - total imports), realization of foreign investment and Indonesia's foreign exchange reserves. The analysis technique uses multiple linear regression with the Ordinary Least Square model. The results of the study show that the variables of net exports and foreign investment partially have a positive and significant effect on Indonesia's foreign exchange reserves. Meanwhile, through simultaneous testing, it was found that the variable net exports and foreign investment together had an effect on Indonesia's foreign exchange reserves with an effect of 0.860246 or 86%. These results indicate that an increase in net exports and foreign investment will have a positive impact on increasing the position of Indonesia's foreign exchange reserves.
Pengaruh Realisasi Investasi, Kepadatan Penduduk, Dan Indeks Pembangunan Teknologi Terhadap PDB Indonesia 2015-2019 Muhammad Akhmal Alamsyah Darmawan; Tony Seno Aji
Jurnal Ekonomika : INDEPENDEN Vol 1 No 2 (2021): Agustus 2021
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (277.416 KB) | DOI: 10.26740/independent.v1n2.p178-195

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh realisasi investasi, tingkat kepadatan penduduk serta indeks pembangunan teknologi informasi komunikasi dengan PDB. Populasi yang digunakan dalam penelitian ini adalah seluruh provinsi di Indonesia dengan menerapkan teknik sampling pursposiv dengan data yang diambil yaitu tahun 2015 sampai dengan tahun 2019. Dalam penelitian ini data yang diambil merupakan jenis data sekunder yang didapatkan dari badan pusat statistik. Data yang diperoleh akan diolah menggunakan teknik analisis regresi panel. Menggunakan metode regresi panel diperoleh hasil bahawa kepadatan penduduk berpengaruh secara signifikan terhadap PDB Indonesia, namun hasil berbeda ditunjukan oleh variabel realisasi investasi dan indeks pembangunan teknologi informasi komuniasi yang menyatakan bahwa tidak terdapat pengaruh terhadap PDB Indonesia. Kata Kunci : PDB, Investasi, penduduk, teknologi
Pengaruh Inflasi dan Investasi terhadap Tingkat Pengangguran di Indonesia Aprilia Hidayah; tony seno aji
Jurnal Ekonomika : INDEPENDEN Vol 2 No 3 (2022): Desember 2022
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v2n3.p160-168

Abstract

Unemployment in daily life is a complex challenge because according to conventional wisdom, a certain task must be performed by humans to get the necessary support to meet their needs. The purpose of his study is to determine the impact of investment and inflation on the rate of reaction in Indonesia. The analytical method used is a quantitative method. Linier regression with diagonal is the analytical technique used. The results of this study indicates that although investment has a positive impact on the reaction rate of unployment in Indonesia, inflation does not have a significant impact on the rate of unemployment.
Hubungan Kausalitas Produk Dsomestik Regional Bruto, Indeks Pembangunan Manusia dan Kemiskinan di Indonesia Akbar, Aldi Maulana; aji, tony seno
Jurnal Ekonomika : INDEPENDEN Vol 3 No 1 (2023): April 2023
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v3i1.52403

Abstract

This research aims to determine the causal relationships among variables. The variables used in this study include Gross Regional Domestic Product (GRDP), the Human Development Index (HDI), and poverty in Indonesia. This research uses a quantitative approach. The research methods used are Granger causality. The results of this study show that there is causal one way relationship between HDI and poverty, there is a causal two way relationship between HDI and GRDP, and there is a causal two way relationship between poverty and GRDP.
Pengaruh Perilaku Konsumen Masyarakat Kabupaten Gresik Terhadap Penggunaan E-Money Fanani, Ahmad Faizal; Aji, Tony Seno
Jurnal Ekonomika : INDEPENDEN Vol 3 No 1 (2023): April 2023
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v3i1.56939

Abstract

This study aims to identify the influence of cultural, social, personal, and psychological factors on the decision to use e-money in Gresik Regency. E-money can be defined as a "prepaid product or the value of the funds paid is stored in the customer's electronic device. Meanwhile, consumer behavior is an individual action based on personal preference to benefit from the use of goods or services. Each individual has a unique consumption behavior, influenced by by cultural, social, personal, and psychological factors.This study used a quantitative approach with primary data sources obtained through questionnaires with a Likert scale.Analysis was performed using multiple linear regression with the Ordinary Least Square (OLS) model.The results showed that factors culture, social, and psychology have a positive influence on the decision to use e-money in Gresik Regency, however, personal factors do not influence the decision to use e-money.
Pengaruh Inflasi, Transaksi E-money, Industri Besar Sedang, Suku Bunga Terhadap Pertumbuhan Ekonomi Fatmasari, Dwi; Aji, Tony Seno
Jurnal Ekonomika : INDEPENDEN Vol 4 No 1 (2024): April 2024
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v4i1.58745

Abstract

A country's economy is not always in a stable condition. At one time the economy grew rapidly continuously and at another time the growth rate slowed. This condition is caused by various factors. These factors include inflation, electronic money transaction activities, large and medium industrial indexes, and interest rates. This research aims to determine whether there is an influence caused by the independent variables (inflation, electronic money transactions, large and medium industry index, and interest rates) on the dependent variable (economic growth). To determine the continuation of the influence on each variable, testing was carried out using a multiple linear regression test. The test results show that the variables inflation, electronic money transactions, large and medium industrial index and interest rates have a significant effect on economic growth.
Pengaruh Jumlah Penduduk, Upah Minimum dan Pertumbuhan Ekonomi Terhadap Pengangguran di Jawa Barat: (The Effect of Population, Minimum Wage and Economic Growth on Unemployment in West Java) Ghozali, Achmad Ainul; Aji, Tony Seno
Jurnal Ekonomika : INDEPENDEN Vol 4 No 2 (2024): Agustus 2024
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v4i2.60933

Abstract

Abstract Unemployment is a problem that often occurs in various countries. Both in developing countries and also in developed countries, Indonesia is no exception. This unemployment occurs because there are few job opportunities compared to the increasing workforce growth. Population numbers, minimum wages and economic growth are several factors in the unemployment problem. This research aims to determine the effect of population, minimum wage and economic growth on unemployment in West Java. This research uses secondary data from the Central Statistics Agency. The analysis technique used is panel data regression using the Fixed Effect model with the results that population has a negative effect on unemployment, the minimum wage has a positive effect on unemployment, and economic growth has a negative effect on unemployment.
Pengaruh Instrumen Kebijakan Makroprudensial Terhadap Risiko Sistemik Di Indonesia I Made Hegar Danendra Nararya; Tony Seno Aji
Jurnal Ekonomika : INDEPENDEN Vol 4 No 3 (2024): Desember 2024
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v4i3.65911

Abstract

The 2008/2009 crisis events that had a domino effect throughout the world had a devastating impact on the global economy, including Indonesia. This crisis highlighted the importance of establishing policies that are able to mitigate systemic risk. Macroprudential policies are increasingly encouraged by policy makers, especially by Bank Indonesia. With changes in the policy ratio limits set by Bank Indonesia from year to year, this study will further examine the effect of macroprudential policy instruments on banking systemic risk in Indonesia for the 2019-2023 period. This study will use a quantitative approach with a sample of KBMI IV and KBMI III banks. With the model used, namely the Fixed Effect Model, the results show that the LTV and RIM variables negatively affect systemic risk, but the PLM variable positively affects systemic risk.
Analisis Manajemen Risiko Perbankan Pada Bank Umum Di Indonesia Periode 2019-2023 Putra, Moh. Rizqy Eka; Pasaribu, Gymnastiar Eka Aurillina; Fisabilillah, Ladi Wajuba Perdini; Aji, Tony Seno
Jurnal Ekonomika : INDEPENDEN Vol 5 No 1 (2025): April 2025
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v5i1.65204

Abstract

This research analyzes the impact of NPL (Non-Performing Loans), LDR (Loans to Deposits Ratio), and BOPO (Operating Expenses to Operating Income) on ROA (Return on Assets) in commercial banks in Indonesia during 2019-2023. Using secondary data from financial reports of banks registered on the IDX, multiple regression analysis was carried out using Eviews 12. Purposive sampling technique was used to select six banks that met the criteria, so that the total sample consisted of 30 banks. The research results show that NPLs have a significant negative impact on ROA, reducing bank profitability. LDR and BOPO do not significantly affect ROA, indicating that credit effectiveness and operational efficiency do not directly affect profitability. CAR is also not significant to ROA, possibly due to the absence of profitable capital utilization. Overall, credit risk management and asset quality influence profitability more than operational efficiency and use of funds
Pengaruh Rasio Keuangan Bank Terhadap Profitabilitas Bank Umum Non-Devisa I Made Hegar Danendra Nararya; Daffa Sukma Falih; Farhan Taufiqurrahman; Ladi Wajuba Perdini Fisabilillah; Tony Seno Aji
Jurnal Ekonomika : INDEPENDEN Vol 5 No 1 (2025): April 2025
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/independent.v5i1.66062

Abstract

Profitability is one of the most appropriate indicators to measure the financial performance of a bank. This study aims to analyze the effect of bank financial ratios on profitability in non-foreign exchange commercial banks for the 2019-2023 period. The sample of this research is 4 (four) non-foreign exchange commercial banks in Indonesia, with the data analysis method used, namely the panel data regression model with the Fixed Effect Model (FEM) approach. The results showed that the financial ratio NIM has a significant influence and has a positive direction on bank ROA. BOPO financial ratio has a significant influence and has a negative direction on bank ROA. CAR financial ratio has an insignificant influence and has a positive direction on bank ROA.
Co-Authors Abu Zainuddin Achmad Kautsar Afifah, Choirul Anna Nur Ah. Syahril Qisthi Ahmad Ajib Ridlwan Aisyaturrahmah, Auliya Hanifah Akbar, Aldi Maulana Akbar, Mochammad Fahd Albrian Fiky Prakoso Alful Alful laili Ali Fahruddin Aminudin Ma'ruf Anang Kistyanto Andre Dwijanto Witjaksono Anggraini, Ella Zuli Anila Qoni'ah Anindya Rahardian Nugraeni Aprilia Hidayah Arinta Fitriana Arisetyawan, Kukuh Asep Kurniawan Ashra Faishal Mabani, Moh Awary, Nadiah A’rasy Fahrullah Bambang Suratman Berliana, Eva Budiarti, Erika Mei Budiono Budiono CHOIRUL ANNA NUR AFIFAH Clarashinta Canggih Daffa Sukma Falih Della Sukma Pitaloka dewi susanti Dimas Galih Saputra Dita Dismalasari Dewi Dwi Maulidia Anggraeni Dzulkiflih Dzulkiflih Eko Wahyudi Ella Zuli Anggraini Ella Zuli Anggraini Erli Diah Ayu Ratnasari Eva Alfiatus Sholikhah Eviana Hutabarat, Ruth Fanani, Ahmad Faizal Farhan Taufiqurrahman Faris, Moh. Faruq, Ahmad Fatih, Muhammad Al Fatmasari, Dwi Ferina, Abellia Fitria, Norma Fitriana, Arinta Frida Ulfah Ermawati Ghozali, Achmad Ainul Hakim, Yusril Rahman Hanifa, Nurul Haq, Muhammad Hadyul Hendry Cahyono Heny Musfidah Hutabarat , Ruth Eviana I Made Hegar Danendra Nararya Intan Rulisa Islami Irawati, Winaika Irnawati Irnawati Islami, Trinah Asi Juliana Juliana Jun Surjanti Kharisma, Safa Kukuh Arisetyawan Ladi Wajuba Perdini Fisabilillah Laili, Nur Zayyinatul LUCKY RACHMAWATI M. Dzulkifli Wakit Maulitiana, Ajeng Nurin Ma‘ruf, Aminudin Ma’ruf, Aminudin Muchammad Rio Nugroho Muhammad Afdha Alif Almughni Muhammad Akhmal Alamsyah Darmawan Muhammad Hadyul Haq Muhammad Handy Rakhmawan Muhammad Iftitahu Khoiron Muhammad Jihan Mukhammad, Wildhan Mumuh Muhammad Mustafidah, A’imatul Nico Irawan Nilasari, Aprillia Noho, Muhammad Dzikirullah Norida Candra Sakti Nugroho, Muchammad Rio Nur Haqiqi, Firda Nurazizah, Eva Nurul Hanifa Pasaribu, Gymnastiar Eka Aurillina Perdini Fisabilillah, Ladi Wajuba Prabowo, Prayudi Setiawan Putra, Moh. Rizqy Eka Rachma Indrarini Rahmatuz Zainiya Salsabilla Raja Zuraidah Rasi Ratnaningsih, Ayu Rida Rosida Risqi Noor Hidayati Putri Rusmini Rusmini Rusmini Rusmini Saifulloh Wisnu Romadhon Sanaji Saputra, Dimas Galih Sari, Wiwid Widya Setya Chendra Shafinar Ismail Sri Abidah Suryaningsih Srisuk, Prattana Sukma Falih, Daffa Suryani, Frischa Dwi Suwandi Valentina, Dila Wajuba Perdini Fisabilillah, Ladi Wajuba Perdini Fisabilillah, Lady Wasil, Mohammad Wenny Restikasari Wenny Restikasari Wildhan Mukhammad Yulianah Yusril Rahman Hakim Yuyun Isbanah Zainur Rahman