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All Journal Widya Cipta : Jurnal Sekretari dan Manajemen Journal of Economic, Bussines and Accounting (COSTING) IJEBD (International Journal Of Entrepreneurship And Business Development) J-MAS (Jurnal Manajemen dan Sains) SEIKO : Journal of Management & Business Jurnal Pendidikan Ekonomi (JURKAMI) At-Tadbir : jurnal ilmiah manajemen Jurnal Ilmiah Dikdaya EKUITAS (Jurnal Ekonomi dan Keuangan) Journal of Information System, Applied, Management, Accounting and Research Jurnal Manajerial MANAJEMEN DEWANTARA JURNAL LENTERA BISNIS JURNAL EKOBIS DEWANTARA Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal E-Bis: Ekonomi Bisnis Community Development Journal: Jurnal Pengabdian Masyarakat Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Journal of Management and Bussines (JOMB) Jurnal Pengabdian kepada Masyarakat Nusantara Nusantara Science and Technology Proceedings Jurnal Pengabdian Masyarakat (ABDIRA) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) KARYA: Jurnal Pengabdian Kepada Masyarakat Al Khidma: Jurnal Pengabdian Masyarakat Abimanyu: Journal of Community Engagement Batara Wisnu : Indonesian Journal of Community Services East Asian Journal of Multidisciplinary Research (EAJMR) JDEP (Jurnal Dinamika Ekonomi Pembangunan) Bhakti Nagori (Jurnal Pengabdian kepada Masyarakat) Management Science Research Journal Jurnal Manajemen dan Kewirausahaan Dedikasi: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Bhinneka Media Riset Bisnis & Manajemen Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Return : Study of Management, Economic and Bussines International Journal of Business and Applied Economics (IJBAE) Economics and Business Journal Journal Publicuho Indonesian Journal of Advanced Research (IJAR) Sabangka Abdimas Jurnal Pengabdian Masyarakat Sabangka IIJSE INCIDENTAL : JOURNAL OF COMMUNITY SERVICE AND EMPOWERMENT International Journal of Economics and Management Sciences Al-Ijtimā: Jurnal Pengabdian Kepada Masyarakat Balance: Jurnal Ekonomi
Tri Kartika Pertiwi
Universitas Pembangunan Nasional Veteran Jawa Timur
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Effect of Environmental Social Governance Disclosure on Company Value in the Energy Sector Listed on the Indonesia Stock Exchange Makarim, Faiz Firdaus; Pertiwi, Tri Kartika; Warmana, G. Oka
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5122

Abstract

This research is based on the fact that many companies ignore the environment in their operations, although good relationships with the community and the environment are vital for business sustainability. This responsibility increases as the company grows in size, which is reflected in the implementation of Environmental, Social, and Governance performance. (ESG). The study assessed the impact of ESG disclosure on the value of energy sector companies listed on the Indonesian Stock Exchange (BEI) in the period 2019-2022, using panel data regression analysis through EViews 12 software. The results show that ESG disclosure has an impact on the company's value. Statistical tests indicate that the disclosures of ESG have a positive effect on the company's value. However, when the interaction between ESG Disclosure and the size of a company is included in the model, the results show a negative impact. The size of the enterprise has a positive impact on company value but weakens the relationship between the ESG revelation and company value when interacting with ESG.
PREDICTING OF FINANCIAL DISTRESS WITH THE ALTMAN Z-SCORE MODEL OF RETAIL COMPANIES LISTED ON IDX Arohmawati, Putri Puji; Pertiwi, Tri Kartika
Jurnal Ekonomi Balance Vol. 17 No. 2 (2021): (December 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6273

Abstract

This research aims to examine and analyze the impact of current ratio, return on assets, debt to asset ratio, and total asset turnover rate on the estimated financial distress status of retail trading companies listed on the Indonesian stock exchange. This research is a quantitative research. The data used in this study are second hand data. The totality of this research is the retail trade sub-sector companies that were listed on the Indonesian Stock Exchange from 2015 to 2019. The sampling technique is purposeful sampling, with a total of 17 companies. The analysis method used is logistic regression analysis. The results of this research analysis have a significant impact on the variable current ratio, asset return, asset liability ratio and total asset turnover. In part, the current ratio variable has a negative and significant effect, the asset return rate variable has a negative and significant effect, the asset liability ratio variable has a negative and insignificant effect, and the total asset turnover rate variable has a negative and significant effect. Estimate the financial distress status of companies in the retail trading sub-sector listed on the Indonesian Stock Exchange.Keywords: Financial distress, Current Ratio, Return On Assets, Debt to Assets Ratio, Total Assets Turnover
THE EFFECT OF PROFITABILITY ON STOCK PRICE WITH COMPANY SIZE AS A MODERING VARIABLE hidayat, david mu'amar; Pertiwi, Tri Kartika
Jurnal Ekonomi Balance Vol. 17 No. 1 (2021): (June 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6281

Abstract

The purpose of this research is to test the effect of profitability on stock prices with the size of the company as a variable moderation. This study used a population of food and beverage companies listed on the IDX during the period 2015 - 2019. The profitability ratio used is the return on asset (ROA). This research is based on signaling theory. This research uses the method of consulting the T-test analysis and the F test. There are 14 companies as samples obtained using the purposive sampling method. The data collection method used is the study of data documentation which is secondary data. The approach used is a quantitative approach with multiple linear regression in conducting hypothesis tests using spss applications as a tool in hypothesis testing. Test results in this study showed profitability had a significant influence on stock prices, and profitability had a significant influence on stock prices moderated by firm size.
THE EFFECT OF PROFITABILITY ON COMPANY VALUE WITH DIVIDEND POLICY AS INTERVENING VARIABLES Barna, Rafly Tyas; Pertiwi, Tri Kartika
Jurnal Ekonomi Balance Vol. 17 No. 1 (2021): (June 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6293

Abstract

The objective of this study is to determine the effect of profitability on firm value with dividend policy as a mediating variable of manufacturing companies from 2016-2019. This study is quantitative research. The applied population is 62 companies, and samples are 17 companies. The profitability proxied by the ROA, the firm value proxied by the PBV, and the dividend policy proxied by the DPR. The result of the analysis shows that profitability has a significant positive effect on firm value. Profitability has a positive and significant effect on dividend policy. Dividend policy has a negative and not significant effect on firm value. The dividend policy is not significant as mediates the effect of profitability on firm value in manufacturing companies.
STOCK INVESTMENT DECISION ANALYSIS ON INVESTORS IN SURABAYA Sihotang, Albertus Evanelian; Pertiwi, Tri Kartika
Jurnal Ekonomi Balance Vol. 17 No. 1 (2021): (June 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6369

Abstract

This study aims to empirically prove the impact of overconfidence, risk perception, loss aversion, and herding behavior on stock investment decisions in the city of Surabaya. The population in this research were stock investors in the city of Surabaya who found 87,702 people, with a sample of 135 people obtained through purposive sampling technique. The analysis method of this research uses Partial Least Square. According to the results of research that has already done, overconfidence has a significant positive effect on investment decisions, risk perception has a significant positive effect on investment decisions, loss aversion has no significant positive effect on investment decisions, herding behavior has a positive effect on investment decisions.
INKLUSI KEUANGAN SEBAGAI VARIABEL MODERASI TERHADAP MINAT PINJAMAN ONLINE PADA KARYAWAN GENERASI Z DI KOTA SURABAYA Putra, Dhika Hanggara; Pertiwi, Tri Kartika
MANAJEMEN DEWANTARA Vol 9 No 1 (2025): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v9i3.20776

Abstract

Fintech provides solutions for society by offering various conveniences in accessing digital financial services, one of which is online lending. Behind the convenience offered, there are also accompanying risks. Low levels of financial literacy and a high lifestyle tendency are among the causes of the widespread use of online loans, particularly among Generation Z. This study aims to analyze the relationship between financial literacy, a hedonism lifestyle, and financial inclusion toward the interest in using online loans. This research employs a quantitative method with a total of 139 respondents selected from Generation Z employees in Surabaya City, chosen based on specific sampling criteria. Data analysis was conducted using the Structural Equation Modeling (SEM) approach based on Partial Least Squares (PLS). The results indicate that financial literacy has a significant negative effect on the interest in online loans, while a hedonism lifestyle has a significant positive effect on the interest in online loans. Financial inclusion is unable to moderate the relationship between financial literacy and interest in online loans. Financial inclusion strengthens the influence of a hedonism lifestyle on interest in online loans. These findings highlight the importance of lifestyle management and optimizing financial literacy to ensure sound financial management, thereby avoiding risks in utilizing and engaging with fintech services.
PENGINPUTAN INFOGRAFIS PROGRAM PUSPAGA MELALUI WEBSITE SIAP- PPAK GUNA MENINGKATKAN INSIGHT PUSPAGA KOTA SURABAYA: Manfaat Infografis dalam Program Puspaga Saffak, Irfan; Pertiwi, Tri Kartika
BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Vol. 5 No. 1 (2025): BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Juni 2025
Publisher : LPPM UNIKS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36378/bhakti_nagori.v5i1.4009

Abstract

Beberapa kasus yang lagi marak disebabkan oleh ketidak tepatan dari cara komunikasi. Dalam menghadapi beberapa permasalahan ini pemerintah mengeluarkan sebuah program untuk dapat membantu masyarakat dalam mengatasi permasalahan yang terjadi di keluarga yaitu dengan program Pusat Pembelajaran Keluarga atau Puspaga. Selain Puspaga, Pemerintah Kota Surabaya juga membuka layanan dengan sistem online atau melalui website yang dinamakan Sistem Informasi Pelayanan Perlindungan Perempuan dan Anak (SIAP-PPAK). Di SIAP-PPAK maupun di sosial media Puspaga tentunya terdapat penyajian data atau informasi yang disebut Infografis, yang dimana segala bentuk pengetahuan dan informasi seputar Pusat Pembelajaran Keluarga (Puspaga) tercantum pada Infografis tersebut. Metode yang digunakan dalam penelitian ini dengan menggunakan pendekatan melalui teori model Implementasi Kebijakan dengan data primer berupa wawancara dan pengamatan langsung di lapangan sebagai pelaksana program Mahasiswa Magang Merdeka Belajar Kampus Merdeka (MBKM). Selain data primer, terdapat data sekunder melalui artikel penelitian terdahulu. Hasil dari penelitian ini adalah kemudahan yang diterima oleh masyarakat dan juga instansi karena adanya penginputan infografis melalui SIAP-PPAK khususnya pada menu Komunikasi, Edukasi, dan Informasi (KIE). Meskipun belum banyak masyarakat yang mengetahui website ini pemerintah tetap mengupayakan dengan upaya promotif dan edukatif di berbagai media.
Factors Affecting Student Online Loan Interest UPN Veteran East Java with Financial Inclusion as Moderator Johan Oktavian; Tri Kartika Pertiwi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5570

Abstract

The research begins with the observation that Generation Z tends to be consumptive and lacks finansial knowledge, so they are interested in finding alternative sources of funding such as online loans. There is a significant gap between finansial inclusion in Indonesia and finansial literacy knowledge. This research uses partial least square analysis with SMART PLS 3.0 analysis tool on 392 UPN Veteran East Java students as research objects. The findings of this study indicate that finansial inclusion can act as a moderator between finansial literacy and consumptive behavior on online loan interest. Conversely, finansial literacy has a significant and positive effect on online lending interest, while consumptive behavior has a significant and positive effect on online lending interest. Finansial inclusion cannot act as a moderator between finansial literacy and consumptive behavior on online loan interest.
THE INFLUENCE OF WORK LIFE BALANCE AND WORK ENVIRONMENT ON ASSISTANT STORE LEADER PERFORMANCE WITH WORK MOTIVATION AT SUPER INDO SURABAYA Elysabet Nora; Akhmad Fauzi; Tri Kartika Pertiwi
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 4 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i4.3177

Abstract

This study aims to analyze the effect of work life balance and work environment on employee performance with work motivation as an intervening variable on assistant store leader level employees at Super Indo Surabaya. The material of this study is based on the problem of dual roles carried out by ASL, namely as a team leader and technical implementer, where this has the potential to disrupt the balance between work and personal life, or what is known as work life balance. Work environment problems that require improvement and procurement of supporting equipment for workers to facilitate employees in doing their work optimally. The research method used is quantitative. The sample in this study was 75 assistant store leader level employees at Super Indo Surabaya. The data analysis technique used partial least square (PLS). The results showed that work life balance and work environment had a positive and significant effect on employee performance. Work life balance affects employee performance through work motivation but work motivation is not proven significantly as an intervening variable between the work environment and employee performance.
PELATIHAN PENINGKATAN KAPASITAS USAHA BAGI ANGGOTA/CALON ANGGOTA KOPERASI KELURAHAN MERAH PUTIH (KKMP) SEBAGAI UPAYA PENGEMBANGAN KOPERASI KELURAHAN MERAH PUTIH DI KOTA SURABAYA Syabela Aisyalita Kurniadi; Tri Kartika Pertiwi
Al-Ijtimā': Jurnal Pengabdian Kepada Masyarakat Vol 6 No 1 (2025): Oktober
Publisher : Lembaga Penelitian, Publikasi Ilmiah dan Pengabdian kepada Masyarakat (LP3M)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/aijpkm.v6i1.270

Abstract

Program Koperasi Kelurahan Merah Putih (KKMP) merupakan bagian dari visi besar ekonomi kerakyatan yang diusung oleh Presiden yang bertujuan sebagai pusat aktivitas ekonomi lokal yang diharapkan menjadi lebih mandiri dan produktif. Artikel ini bertujuan untuk mendeskripsikan pelaksanaan Program Pelatihan Peningkatan Kapasitas Usaha bagi anggota dan calon anggota Koperasi Kelurahan Merah Putih (KKMP) di Kota Surabaya. Metode yang digunakan dalam kegiatan pemberdayaan ini adalah metode kualitatif deskriptif dengan pendekatan pelatihan partisipatif. Hasil kajian menunjukkan bahwa pelatihan yang mencakup penguatan mindset kewirausahaan, penyusunan model bisnis melalui Business Model Canvas (BMC), pengembangan dan standarisasi produk, perencanaan keuangan usaha, pemasaran digital, serta pemahaman peran koperasi sebagai organisasi produksi bersama mampu meningkatkan pemahaman dan kesiapan pelaku UMKM dalam mengelola usaha secara lebih terstruktur dan adaptif terhadap dinamika pasar. Namun demikian, implementasi pascapelatihan masih menghadapi tantangan berupa keterbatasan literasi digital dan perlunya pendampingan berkelanjutan. Secara keseluruhan, program pelatihan ini berperan penting dalam meningkatkan kapasitas UMKM serta mendukung penguatan kelembagaan Koperasi Kelurahan Merah Putih (KKMP) di Kota Surabaya.
Co-Authors Adi Rohman Moh Feri Adnawidyasaraswati Hanifa Pingkan Adzra, Rifda Shabrina Akbar, Ramzy Ferhat Akhmad Fauzi Akhmad Fauzi Alaufi Khairunisya Alvionita Zakiyatur Amalia, Yuni Andri Gunawan Putra As'ari Anisah Fitri Anisah Fitri, Anisah Ariyanto, Trisnanda Marselina Arohmawati, Putri Puji Azza Fiika Zahra Haqiqi Bahruddin Zaki Barna, Rafly Tyas Berliana Viera Sabilla Bob Frist D’livio Nasution Boby Yudho Anggoro Budianto, Damis Veri Chairani, Anisa Mauriska Citrakara, Tifani Nadif Devinda Anggitasari DEWANTARA, DIMAS RANGGA Dhani Ichsanuddin Nur Dhani Ichsanuddin Nur Diana, Nanda Nova Nur Duta Ramadhan Eko Purwanto Elysabet Nora Erni Wijayanti, Erni Fadilah, Istianatul Fauzan, Naufal Hilmy Febri Suryani Ferry Madi Ika Pratama Ferry Madi Ika Pratama G. Oka Warmana G. Oka Warmana, G. Oka Gendut Sukarno Ghofar, Abd. Haryana, Nanik hidayat, david mu'amar Hikmah Saptya Ningrum Icasania Septentia Ichsanuddin, Dhani Ika Korika Swasti Indah Mei Pratiwi Irma Dwi Kusuma Johan Oktavian Karno Kurniawati, Ruly Ladiniar Syiam'sia Ghaniynaafi Lelli Kisdayanti Makarim, Faiz Firdaus Mezafrie, Hilda Michelle Muchammad Romli Muhadjir Anwar Muhammad Taufiqurrahman Muhammad Wildan Sururi Nasution, Bob Frist D’livio Nugraha, Dhani Arta Nuruni Ika KW Patricia, Kezia Angelin Pradana, Naufall Makarim Nurman Pramesti, Tia Ardhela Prasisca Riezky Maharani Putra, Abdillah Jetha Putra, Dhika Hanggara Putra, Novaldi Nur Rochman Putri, Viona Rosalinda Dwi Rahmatika, Ajeng Dian Raihano, Keanrafi Daffa Ramadhan, Muhammad Syahru Ranti, Monica Regatama, Hamdan Riza Hardianti Utari Rizki Ayu Dian Mega Dewati Roofica, Yunio Ryan Wahyu Pramudya Sabda Alam Sabrina Nouril Jannata Saffak, Irfan Safi’i, Denisa Putriramadhani Septentia, Icasania Sihotang, Albertus Evanelian Sinta Dewi Siska Damayanti Supriya, Amanda Swastika, Ika Korika Syabela Aisyalita Kurniadi Syafira Alliya Salsabila Salsabila Syahridlo, Muhammad Dio Titian Rendra Hadianto Titian Rendra Hadianto Tyara Warmana, Gede Oka Yusuf Aulia Rakhman Zulfikar Khusnul Ghina Rizky Zumrotul Liana Putri