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All Journal E-Jurnal Ekonomi dan Bisnis Universitas Udayana Ziswaf : Jurnal Zakat dan Wakaf JIET (Jurnal Ilmu Ekonomi Terapan) Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Muamalah Jurnal Ilmiah Ekonomi Islam AKRUAL: Jurnal Akuntansi Al-Daulah : Jurnal Hukum dan Perundangan Islam al-Uqud : Journal of Islamic Economics EQUILIBRIUM: Jurnal Ilmiah Ekonomi dan Pembelajarannya JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Shirkah: Journal of Economics and Business Iqtishoduna: Jurnal Ekonomi Islam J-Dinamika: Jurnal Pengabdian Kepada Masyarakat IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Jurnal Abdi Masyarakat (JAM) Journal of Economics, Business, and Government Challenges Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Humantech : Jurnal Ilmiah Multidisiplin Indonesia Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Al-Muamalat : Jurnal Ekonomi Syariah Abimanyu: Journal of Community Engagement Educenter: Jurnal Ilmiah Pendidikan Jurnal Ekonomika dan Bisnis Islam Nautical: Jurnal Ilmiah Multidisiplin Indonesia Jurnal Ekonomi Syariah dan Bisnis SIGEH ELT : Journal of Literature and Linguistics Formosa Journal of Applied Sciences (FJAS) Sureq: Jurnal Pengabdian Masyarakat Berbasis Seni dan Desain Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Excellence Al-Hiwalah : Journal Syariah Economic Law Journal of Economics Neraca Manajemen, Akuntansi, dan Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam EDUCENTER JURNAL PENDIDIKAN Journal of Shariah Economic Law Journal of Ekonomics, Finance, and Management Studies JIES : Journal of Islamic Economics Studies Welfare: Jurnal Pengabdian Masyarakat Edumaspul: Jurnal Pendidikan
Ach. Yasin
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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ANALISIS DAMPAK ZAKAT PRODUKTIF TERHADAP KESEJAHTERAAN MUSTAHIK DENGAN PENDEKATAN CIBEST Ach Yasin; Santi Ariyani
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 5 No. 1 (2022)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v5i1.2481

Abstract

Productive zakat is one of distribution of aid that has two dimensions, the economic and spiritual dimensions. The effectivity of productive zakat economically and spiritually can be measured through the calculation of the CIBEST index (Center for Islamic Business and Economic Studies). This study aims to analyze the impact of zakat on the mustahiq’ household income, mustahiq’s spiritual and household conditions with Quadrant CIBEST before and after receiving zakat assistance from empowerment and utilization programs Laznas Inisiatif Zakat Indonesia East Java Representative. The study used a descriptive quantitative research method with 11 mustahiq households as the respondents. The instrument used was the Center for Islamic Business and Economic Studies (CIBEST). The study results showed that the distribution of productive zakat funds could improve the welfare of the mustahiq households by 9% and minimize material poverty by 9%.
Application of Ujrah Discounts on Pawn Products at BSI Kc Bojonegoro According To Sharia Economic Law Al Baqiyyatus Sholihah, Milda; Yasin, Achmad
Al-Hiwalah: Journal of Sharia Economic Law Vol. 4 No. 1 (2025): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v4i1.4971

Abstract

This research focuses on the application of ujrah discounts in pawn products implemented by Bank Syariah Indonesia (BSI) Bojonegoro Branch Office and analyzes its conformity with the principles of Sharia Economic Law. Sharia pawning, as one of the superior products of sharia banking, involves a contract between the bank and the customer where the customer hands over goods as collateral for the loan provided by the bank. In this agreement, the bank charges an ujrah fee in exchange for storage and maintenance services for collateral. However, with increasingly tight competition between sharia financial institutions, BSI KC Bojonegoro developed a marketing strategy in the form of providing discounts on ujrah fees applied. The research method used is qualitative-descriptive with data collection techniques through interviews, observation and documentation. The research results show that providing ujrah discounts at BSI KC Bojonegoro is carried out as a marketing strategy to attract customers and increase competitiveness. From the perspective of Sharia Economic Law, the application of this discount is considered in accordance with sharia principles as long as it does not violate the terms of the contract and transparency is maintained.
Pengaruh Label Halal, E-WoM, FoMO, dan Brand Trust Terhadap Keputusan Pembelian Produk Skincare Halal : (Studi Kasus Pada Masyarakat Muslim di Kabupaten Tuban) Erika Dewi Ari Mita; Yasin, Ach.
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 3 (2024): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n3.p117-120

Abstract

This research aims to determine and analyze the effect of halal labels, E-WoM, and FoMO on purchasing decisions for halal skincare products with brand trust as a moderating variable in Muslim communities in Tuban Regency. The research method is applied through a quantitative approach, with primary data collection through questionnaires distributed online in the form of Google forms. Sampling was carried out through purposive sampling technique with the criteria that respondents were people in Tuban Regency who were Muslim, aged 18 to 30 years, had bought and used halal skincare. The results of this study indicate that halal labeling, E-WoM, and brand trust have a significant influence on halal skincare purchasing decisions, while FoMO has no significant effect on halal skincare purchasing decisions. This shows that the Muslim community in Tuban Regency does not experience FoMO regarding halal skincare, but when making decisions to purchase halal skincare Muslim communities in Tuban Regency consider the halal label, E-WoM, and also brand trust.
Analysis of Translation Shift in Reclaim Your Heart (English-Indonesian Translation) Frihatmawati, Rizky; Dhini, Ulfa Rahma; Rentiana, Leny Hikmah; Yasin, Achmad
EXCELLENCE: Journal of English and English Education Vol 5 No 1 (2025): EXCELLENCE
Publisher : English Education Study Program FKIP Universitas Alwashliyah Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47662/ejeee.v5i1.1148

Abstract

Translation requires changing the forms of SL to reach the naturalness of TL, which frequently results in a shift. Shift or transposition is a crucial translation element, as providing the text with a good equivalent in the target language is not always feasible. This research aims to identify translation unit shifts and determine the aspects influencing each shift. The unit shift theory applied in this study is based on J.C. Catford’s translation shift theory. The aspects that cause or influence each unit shift in the unit analysis are based on Mildred L. Larson’s theory. This research was conducted as a descriptive qualitative study. The study focuses on the words, phrases, and sentences in Reclaim Your Heart and their translations that change during translation. The writer analysed the data to identify the unit shift from the source text to the target text. The shift patterns are determined following the unit categorisation. The observed patterns of unit shift in the translation of Reclaim Your Heart to Rebut Kembali Hatimu include shifts from morpheme to word, word to phrase, phrase to word, sentence to phrase, and sentence to clause. The factors that influenced translation and caused the unit shift occur because there are some aspects of language: lexical and grammatical.
Blockchain-Based Digital Transaction Security System: Perspective of Imam al-Shāṭibi’s Maqāṣid al-Sharī’ah Concept Yasin, Achmad; Billah, Arifah
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 11 No. 2 (2024): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v11i2.34379

Abstract

Blockchain is a technological advancement that does not yet have regulatory certainty, especially regarding taxation and its use in certain domains does not fulfill shari'ah provisions. This research is a literature study that explain the benefits of blockchain technology when applied in the Islamic economic sector and analyses it based on maqasid al-shari'ah according to Imam al-Shatibi. The method implemented: normative law with a statutory and conceptual approach. Data collection is done through literature research and documentation. This research analyses that the benefits of using blockchain technology in Islamic economics provides various significant advantages for human welfare, so it is considered maṣlahah. Applying this technology to economic activities is a form of jalbu al-masalih. Blockchain technology increases the operational ease of digital transactions and provides vigorous wealth protection through tokens generated from digitizing tangible assets. The blockchain application in digital transactions isa form of dar'u al-mafasid. Analysed from the perspective of Imam al-Shatibi's maqasid al-shari'ah, the blockchain technology efficiency and security for data and information in the digital transaction ledge rare included as hajiyyah needs. Its use that facilitates cryptocurrency transactions is highlighted as haram because of its destruction of religion due to its prohibition. The protection afforded to real-world asset tokens and their overall usefulness elevates this technology's status as a daruriyyah min janibi al-adam (protection of primary needs from absence).
PERAN PEMBIAYAAN BPRS AL SALAM TERHADAP PERTUMBUHAN EKOSISTEM INDUSTRI HALAL PADA UMKM DI DEPOK Dzakiy Askhiya; Ach. Yasin
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 4 (2025): Juli
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v6i4.59106

Abstract

Abstrak Peran pembiayaan Bank Pembiayaan Rakyat Syariah (BPRS) Al Salam dalam mendukung pertumbuhan UMKM halal di Kota Depok. Banyak pelaku UMKM mengalami kesulitan mengakses pembiayaan dari bank konvensional karena sistem bunga yang tinggi. BPRS Al Salam hadir sebagai alternatif pembiayaan berbasis prinsip syariah seperti murabahah, mudharabah, danmusyarakah. Penelitian ini menggunakan pendekatan kualitatif dengan teknik wawancara, observasi, dan dokumentasi terhadap staf BPRS serta pelaku UMKM penerima pembiayaan. Hasil penelitian menunjukkan bahwa pembiayaan dari BPRS Al Salam memberikan dampak positif terhadap pertumbuhan usaha, peningkatan kapasitas produksi, dan daya saing UMKM di sector halal. Selain pembiayaan, BPRS juga memberikan edukasi dan pendampingan yang membantu UMKM berkembang secara berkelanjutan. Dengan pendekatan berbasis syariah yang adil dan inklusif, BPRS Al Salam turut memperkuat ekosistem industry halal di tingkat lokal. Kata Kunci : BPRS Al Salam, Pembiayaan Syariah, UMKM, Industri halal, Depok   Abstract The role of financing from the Al Salam Sharia People's Financing Bank (BPRS) in supporting the growth of halal MSMEs in Depok City. Many MSMEs have difficulty accessing financing from conventional banks due to the high interest system. BPRS Al Salam is present as an alternative financing based on sharia principles such as murabahah, mudharabah, and musyarakah. This study uses a qualitative approach with interview techniques, observation, and documentation of BPRS staff and MSMEs receiving financing. The results of the study show that financing from BPRS Al Salam has a positive impact on business growth, increased production capacity, and the competitiveness of MSMEs in the halal sector. In addition to financing, BPRS also provides education and assistance that helps MSMEs develop sustainably. With a fair and inclusive sharia-based approach, BPRS Al Salam also strengthens the halal industry ecosystem at the local level. Keywords: BPRS Al Salam, sharia financing, UMKM, halal industry, Depok.
Implementasi Akad Murabahah dalam Pembiayaan Produktif Pada KSPPS BMT NU Jombang Andika, Muhammad; Yasin, Ach.; Rosyadi, M. Syam’un
JIES : Journal of Islamic Economics Studies Vol. 1 No. 3 (2020): Oktober
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v1i3.5917

Abstract

Akad murabahah sebagai pembiayaan mendominasi di lembaga keuangan syariah. Akan tetapi dalam praktiknya terdapat masalah salah satunya berkaitan dengan penerapan dan waktu pelaksanaan akad tersebut. Tujuan penelitian mengetahui Implementasi Akad Murabahah dalam Pembiayaan Produktif yang dilakukan oleh KSPPS BMT NU Jombang beserta penerapan prinsip-prinsip syariah yang ada didalamnya. Pendekatan penelitian menggunakan pendekatan deskriptif kualitatif yang bersifat naturalistik, pada kondisi yang alamiah pada objek yang apa adanya dan tidak dimanipulasi. Hasil menunjukan implementasi akad murabahah dalam pembiayaan produktif pada KSPPS BMT NU Jombang adalah menggunakan akad murabahah bil wakalah. Penerapan tersebut dilakukan melalui dua tahap yaitu tahap awal dan tahap akhir. Sedangkan dalam penerapan prinsip-prinsip syariah terdapat penerapan yang sesuai dan ada yang tidak sesuai dengan prinsip syariah dan secara garis besar dapat disimpulkan bahwa pelaksanaan akad murabahah bil wakalah yang dilakukan oleh KSPPS BMT NU Jombang belum sesuai dengan ketentuan peraturan Fatwa Dewan Syariah Nasional Nomor 04/DSN-MUI/IV/2000 tentang Murabahah.
ANALYSIS OF CULTURAL WORDS IN THE ISLAMIC SELF-HELP BOOK BY YASMIN MOGAHED frihatmawati, rizky; Yasin, Achmad; Rentiana, Leny Hikmah; Dhini, Ulfa Rahma
SIGEH ELT : Journal of Literature and Linguistics Vol 5, No 2 (2025)
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/sigeh.v5i2.3516

Abstract

This study analyzes types of cultural words and translation procedures in the Islamic self-help book 'Reclaim Your Heart' by Yasmin Mogahed. The objectives of this study are to identify the cultural words in the book and the types of translation procedures applied in translating those words using a qualitative method. From the study's findings and discussion, it can be concluded that four basic categories of cultural words are present in the book: organization, material, gestures and habits, ecology, and social culture. The type of cultural word mostly found is organization related to the Islamic religion. From 57 samples of cultural words, 34 (59,6%) cultural words were categorized into organization, 7 (12,2%) cultural words were categorized into material culture, 6 (10,5%) cultural words were categorized into gesture and habit, 5 (8,7%) cultural words were categorized into ecology and the rest were five cultural words that belonged to social culture (8,7%). In translating cultural words, the study reveals that the translator employed transference, naturalization, literal translation, explanation, and adaptation procedures
The character education of the novel “Rantau 1 Muara” Yasin, Achmad
Educenter : Jurnal Ilmiah Pendidikan Vol. 2 No. 2 (2023): Educenter : Jurnal Ilmiah Pendidikan
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/educenter.v2i2.865

Abstract

This research method uses a qualitative descriptive method with analytical techniques. The research object used is the novel Rantau 1 Muara by Ahmad Fuadi. This research focuses on researching the values of character education which include religious values, honesty, hard work, creativity, curiosity, love of the motherland, respect for friendship, friendship/communicative, fond of reading, and social care. Data collection techniques were carried out by means of researchers reading, understanding, determining each element of the novel intrinsic and extrinsic. Then the researcher determines every statement from the characters contained in the novel and then analyzes it and applies it in learning literature in high school. The results of this study can be concluded that there are 77 value statements of character education which are divided into 7 religious values, 5 honest values, 8 hard work values, 6 creative values, 4 curiosity values, 8 love the country values, 5 respect achievement values, 21 values friendly/communicative, 6 values fond of reading, and 7 values social care. In this study, friendly/communicative values dominate, this has been proven by the many algorithms that refer to these values.
Analisis Faktor-Faktor yang Mempengaruhi Minat Deposito Mudharabah di Bank Syariah Indonesia (BSI) di Jawa Timur Fatikhul Islam, Akhlis; Yasin, Ach
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 2 (2025): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n2.p1-19

Abstract

Islamic banking in Indonesia, especially in East Java, has enormous potential due to the dominant Muslim population that can contribute significantly to the regional economy. However, the level of public participation in using Islamic banking services, especially mudharabah savings, remains low. Therefore, an in-depth study is needed to understand the factors that influence the decision to choose mudharabah deposits in Bank Syariah Indonesia. The purpose of this study is to analyze the factors that can influence the interest of the people of East Java in using mudharabah deposits at Bank Syariah Indonesia (BSI). The method used is a quantitative approach with SEM-PLS analysis. Data was obtained through questionnaires distributed to the people of East Java, resulting in 289 samples for analysis. The results of the analysis indicate that interest in BSI mudharabah deposits is significantly influenced by the variables of attitude toward behavior, religiosity, and risk perception. On the other hand, the variables of subjective norm and perceived behavioral control have not been able to exert a significant influence on interest in BSI mudharabah deposits.
Co-Authors ADAM DAMANHURI Ahmad Ajib Ridlwan Al Baqiyyatus Sholihah, Milda Alvino Rezandy Alvino Rezandy Amanto, Sudrajat Ananda, Amtricia Andi Zamroni Azhar Anwar Adem Shikur Arifin, Irfan Athi` Hidayati Aulia Siska Puspita Dewi A’rasy Fahrullah Berlian Febrianti Billah, Arifah Bimantoro, Surya Ageng Clarashinta Canggih Daffa Fadhillah Burhanudin Dardiri, Masyudan Dhini, Ulfa Rahma Diansyah, Ahmad Zubadar Oktorifal Dwiarni, Aldavia Hesti Dzakiy Askhiya Erika Dewi Ari Mita Estiningtyas, Indri Wasa Fadhillah S, Nurul Farichah, Syayyidati Fatikhul Islam, Akhlis Ferdiyansyah, Muhammad Fikriyah, Ashfa Fitriah Dwi Susilowati Frihatmawati, Rizky Gladis Nabilah Widya Dana Hamzah Rabani, Muhammad Hendry Cahyono Hidayah, Syarifatul Hilda Monoarfa Hujjatullah Fazlurrahman Ikhsanudin Sukron Imron Mustofa Kharisma, Ikke Khusnul Fikriyah Kurniawan, Muhammad Ridho Hafid Ladi Wajuba Perdini Fisabilillah Larasati, Anita Latifah Wulandari, Fanny Leny Hikmah Rentiana Mahmudah, Latifatul Maria Monica Sianita Basukiwardojo Moch. Khoirul Anwar Muhammad Akbar Maulana Muhammad Andika, Muhammad Muhammad Fajar Wahyudi Rahman Muhammad Hamzah Rabani Muhammad Muhaemin Nanda, Annisa Amalia Eka Nita Kusumawati Nurafini, Fira Nurillah, Shinta Lintang Prabowo, Prayudi Setiawan Printa Angelina, Yunika Rachma Indrarini Rachmawati, Desy Wulan Rahayu, Nunik Tri Ramadhina, R. Mekar Liza Rizqi, Ahmad Fatkhur Robert Shobary Rosyadi, M. Syam’un Rusida, Desy Khoirur Sa'dia, Kharismatus Saifuddin, Muhammad Azhar SALSABILA, ANNISA Santi Ariyani Shinta Lintang Nurillah Sri Abidah Suryaningsih Sri Handajani Sri Herianingrum Sulistyowati Sulistyowati Tegar Qodri Nugroho Tika Widiastuti Tiwik Widyaningsih Ummah, Siti Safi'atul Yan Putra Timur Yayuk Sri Rahayu Zulfa, Fina Lailiz