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All Journal JIET (Jurnal Ilmu Ekonomi Terapan) Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Muamalah Jurnal Ilmiah Ekonomi Islam AKRUAL: Jurnal Akuntansi Al-Daulah : Jurnal Hukum dan Perundangan Islam al-Uqud : Journal of Islamic Economics EQUILIBRIUM: Jurnal Ilmiah Ekonomi dan Pembelajarannya JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Shirkah: Journal of Economics and Business Iqtishoduna: Jurnal Ekonomi Islam J-Dinamika: Jurnal Pengabdian Kepada Masyarakat IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Abdi Masyarakat (JAM) Journal of Economics, Business, and Government Challenges Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Humantech : Jurnal Ilmiah Multidisiplin Indonesia Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Al-Muamalat : Jurnal Ekonomi Syariah Abimanyu: Journal of Community Engagement Educenter: Jurnal Ilmiah Pendidikan Jurnal Ekonomika dan Bisnis Islam Nautical: Jurnal Ilmiah Multidisiplin Indonesia Jurnal Ekonomi Syariah dan Bisnis SIGEH ELT : Journal of Literature and Linguistics Formosa Journal of Applied Sciences (FJAS) Sureq: Jurnal Pengabdian Masyarakat Berbasis Seni dan Desain Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Al-Iqtishadiah: Jurnal Hukum Ekonomi Syariah Excellence Al-Hiwalah : Journal Syariah Economic Law Journal of Economics Neraca Manajemen, Akuntansi, dan Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam EDUCENTER JURNAL PENDIDIKAN Journal of Shariah Economic Law Jurnal Hasil-Hasil Pengabdian dan Pemberdayaan Masyarakat (JHP2M) Journal of Ekonomics, Finance, and Management Studies JIES : Journal of Islamic Economics Studies Welfare: Jurnal Pengabdian Masyarakat Edumaspul: Jurnal Pendidikan
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Implementation of CSR Programs by Tjoekir Sugar Factory Towards the Welfare of Cukir Village Community Ferdiyansyah, Muhammad; Yasin, Ach.
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 2 (2025): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n2.p57-64

Abstract

This study aims to analyze the implementation of Corporate Social Responsibility (CSR) programs carried out by Pabrik Gula (PG) Tjoekir and their impact on the welfare of the community in Cukir Village. The research employed a descriptive qualitative approach using interviews, observations, and documentation as data collection techniques. The results indicate that PG Tjoekir’s CSR initiatives are categorized into four main sectors: economy, socio-cultural, infrastructure, and health. In the economic sector, the company implements sugarcane farming partnerships and entrepreneurship training. However, employment through fixed-term contracts (PKWT) is excluded from CSR since it is part of the company’s operational activities governed by tax law No. 36 of 2008 and Company Law No. 40 of 2007. In the socio-cultural domain, the company supports religious and cultural events such as the Haul of Gus Dur and contributes to the construction of worship facilities. In the infrastructure sector, CSR contributions include road development and the normalization of 2,700 meters of irrigation canals. In the health sector, PG Tjoekir facilitates free medical services, fogging, and the distribution of food packages and vitamins to the community. Overall, these programs have had a positive impact on improving community welfare, although the benefits are not yet fully equitable and participatory. The study concludes that PG Tjoekir's CSR addresses key aspects of the Triple Bottom Line and Maqashid Shariah values. However, improvements are needed in transparency, impact evaluation, and community engagement to ensure inclusive and sustainable development.
HOW RELIGIOSITY, KNOWLEDGE, AND CHARACTERISTICS OF MUZAKKI AFFECT ZAKAT COMPLIANCE Yasin, Ach; Indrarini, Rachma; Suryaningsih, Sri Abidah
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 1 (2022): JANUARY-JUNE 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i1.31147

Abstract

Several things affect the achievement of targets, such as internal and external factors of the zakat management organization. The level of compliance with paying zakat is one of the external factors that can affect the receipt of zakat. So, this research will examine indicators that affect the level of compliance to pay zakat in Indonesia, using religiosity, knowledge, and characteristics of muzakki. The approach in this research is a quantitative approach with probit regression. This research collects 200 respondents as samples from Muslim-majority areas, such as East Java, Yogyakarta, Central Java, and South Sulawesi. It is hoped that this research will find indicators that can influence the level of muzakki compliance in paying zakat. The probit regression results, of all the variables used, there are two significant variables, namely religiosity and knowledge. Meanwhile, demographic variables such as age, income, education, marital status, and gender are insignificant because some people who pay zakat are not based on whether they have reached nishab. They always set aside 2.5% of their income for zakat after payday. The statement reinforces other evidence that people who pay zakat in Indonesia are more driven by factors of faith and trust. Theoretically, this study offers a new research model to explain muzakki compliance in paying zakat. Empirically, this research contributes to zakat managers' focus programs on increasing religiosity and knowledge of muzakki.
PEMBERDAYAAN ANGGOTA PKK MELALUI PELATIHAN KETERAMPILAN MERANGKAI BUNGA DAN PEMASARAN DIGITAL DI DESA COROWALI, KABUPATEN BARRU Muhaemin, Muhammad; Fadhillah S, Nurul; Yasin, Achmad; Arifin, Irfan; Ramadhina, R. Mekar Liza
Sureq: Jurnal Pengabdian Masyarakat Berbasis Seni dan Desain Vol 4, No 2 (2025): Juli-Desember
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/srq.v4i2.78728

Abstract

Kegiatan pengabdian kepada masyarakat (PKM) ini dilaksanakan di Desa Corawali, Kabupaten Barru, dengan mitra anggota PKK. Permasalahan utama yang dihadapi mitra adalah minimnya keterampilan produktif untuk mengisi waktu luang dan keterbatasan akses terhadap pelatihan, sehingga potensi ekonomi kreatif lokal belum tergarap. Tujuan dari kegiatan ini adalah untuk meningkatkan keterampilan teknis anggota PKK dalam merangkai bunga serta memberikan pelatihan pemanfaatan teknologi digital sebagai sarana promosi dan pemasaran. Metode pelaksanaan program meliputi empat tahap: (1) Sosialisasi dan identifikasi peserta; (2) Pelatihan keterampilan (workshop) teori dan praktik merangkai bunga sintetis dan benang tebal; (3) Pelatihan pemanfaatan teknologi digital untuk fotografi produk dan pengelolaan media sosial; serta (4) Pendampingan dan evaluasi. Hasil kegiatan menunjukkan peningkatan keterampilan yang signifikan pada 20 peserta, yang dibuktikan dengan dihasilkannya 20 produk rangkaian bunga yang siap pasar. Selain itu, telah terbentuk satu platform media sosial (Instagram) sebagai galeri digital dan sarana promosi. Program ini berhasil menginisiasi terbentuknya rintisan kelompok usaha kreatif baru di Desa Corawali yang berpotensi meningkatkan kemandirian ekonomi keluarga.
The Role of the Nurul Hayat Gresik Amil Zakat Institute (Laz) in Empowering Rural Communities During the Covid-19 Pandemic Muhammad Hamzah Rabani; Ach. Yasin
Edumaspul: Jurnal Pendidikan Vol 7 No 1 (2023): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/edumaspul.v7i1.5652

Abstract

The spread of the pandemic-19 has resulted in the increasing of poor residents in Gresik Regency and East Java Province, up to 2021 (gresikkab.bps.go.id and jatim.bps.go.id). seeing the magnitude impact of the Covid-19 in all aspect, efforts are needed concrete solutions that can solve these problems in the form of empowerment village community (Aprilianto, et al, 2021). This problem requires support from institutions referred to Lembaga Amil Zakat (LAZ) Nurul Hayat (Rohmah, 2021). This institution is an that collect Zakat, Infaq, and Shadaqah (SIZ) funds f rom the community (muzakki) and redistributed to the community (mustahiq) according to islamic law. The purpose of this research is to find out of the role of Lembaga Amil Zakat Nurul Hayat Gresik institution in empowering village communities during the pandemic covid-19. This research is a descriptive qualitative techniques of taking the subject using purposive sampling. Data collection techniques from interviews, observations, and documentations. The results of this study indicate that the existance of LAZ Nurul Hayat Gresik empowerment program has made the community more advanced and developed in their socio-economic field, the village community feels that they have gained more scientific insight related to entrepreneurship practices. The empowerment program from LAZ Nurul Hayat: namely Ternak Desa Sejahtera (TDS) program, and Micro, Small, Medium Enterprises (MSMEs) program.
PENGARUH PEMBIAYAAN PLS DAN NON-PLS TERHADAP KINERJA BANK SYARIAH DI INDONESIA Mubarok, Alrojak; Yasin, Ach.
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p195-212

Abstract

This study aims to analyze the effect of Profit and Loss Sharing (PLS) and Non-PLS-based financing on the performance of Islamic banks in Indonesia. The background of this study is based on the dominance of Non-PLS contracts, especially murabahah, in Islamic bank financing portfolios, although PLS contracts are considered more ideal in accordance with sharia principles. The study uses a quantitative approach with a multiple linear regression method. Secondary data were obtained from the monthly financial reports of Islamic banks for the period 2019–2024 published by the Financial Services Authority (OJK). The results show that PLS financing has no significant effect on Islamic bank performance, while Non-PLS financing is proven to have a positive and significant effect on bank profits. Simultaneously, both types of financing have a significant effect on Islamic bank performance with a coefficient of determination of 0.916, meaning that 91.6% of the variation in bank performance can be explained by PLS and Non-PLS financing. This finding indicates that although PLS is in accordance with the principles of sharia justice, the dominant contribution to Islamic bank profitability still comes from Non-PLS financing.
ZAKAT PAYMENT INCLUSION IN INDONESIA: A DESCRIPTIVE ANALYSIS OF ZAKAT MAAL COLLECTION, 2006–2015 Canggih, Clarashinta; Fikriyah, Khusnul; Yasin, Ach.
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (727.697 KB) | DOI: 10.20473/jebis.v3i1.3164

Abstract

This paper aims to find out the amount of zakat fund collection, particularly zakat maal in Indonesia. Numbers of zakat fund collected is used to see zakat inclusion from the perspective of zakat payment of Indonesian. This paper uses descriptive quantitative through secondary data collection from several sources. The result shows that the realization of zakat fund collection in Indonesia increases during 2006-2015, so does the number of people who pay zakat. However, it can be seen that the zakat payment inclusion of Indonesian people is still low. The number of people who paid zakat is lower compare to the number of people who are obligated. It need further research to divulge the reason.
Faktor-Faktor yang Mempengaruhi Minat Masyarakat Mengaplikasikan Produk Perbankan Syariah di Jawa Timur Firdaus, Andrian Dwi Rahmad; Fachrizal, Devano Hayunda; Priambodo, Angelo Zauqi Rafl; Muhammad, Abiyyah; Nurhasanah, Intan; Yasin, Ach.
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11669

Abstract

The growth of the Islamic banking business in Indonesia has exhibited a substantial rise in accordance with the expanding public understanding of Islamic financial concepts. However, public enthusiasm in adopting Islamic banking products remains variable, notably in East Java Province, which is characterized by strong religion and local culture. The purpose of this research is to examine how the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) factors, local culture, religion, Islamic financial literacy, government support, perceived risk, and social environment affect the public's interest in utilizing Islamic banking products. This research also employs the Theory of Planned Behaviour (TPB) as a theoretical framework to explain the link between attitudes, subjective norms, perceived behavioral control, and usage intention. This study uses a survey technique and a quantitative methodology. Data were acquired via questionnaires delivered to persons in East Java Province who are acquainted with Islamic banking services. The sample approach employed was purposive sampling. Data analysis was undertaken using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) with the support of SmartPLS software. The findings show that public interest in using Islamic banking products is positively and significantly impacted by religion, Islamic financial literacy, the social environment, and a number of UTAUT2 characteristics. Meanwhile, perceived danger has a detrimental influence on use intention. These results underscore the significance of strengthening Islamic financial literacy and adopting instructional initiatives that include social, cultural, and technical variables to stimulate public interest in Islamic banking. This research is designed to give both theoretical and practical contributions to the development of marketing strategies and policy formation for Islamic banking in Indonesia.
ANALYZING GENERATION Z’S BEHAVIORAL INTENTION TOWARD ISLAMIC BANKING PRODUCTS Dwi, Andrian; kholidah, Himmatul; Yasin, Ach.
JURNAL PROFIT Vol 10, No 1 (2026): Economic And Investment
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v10i1.14528

Abstract

Aims of this study want to analyze influence of social environment, trust, religiosity, and islamic financial literacy on the generation z interest in surabaya using islamic banking products. A quantitative approach combined with an explanatory research method used in this study. The population research is generation z surabaya, with using purposive sampling as a sampling technique and a total of 109 respondents. Data collection in this study was conducted through an online questionnaire distributed with google forms, and the way used to analyze data was performed using partial least square (pls) method with help of smartpls 4.0 software. This study found that variables of trust, islamic financial literacy, and religiosity had a positive and significant effect on interest generation z' surabaya using islamic banking products. Conversely, the social environment did not have a significant effect. These findings indicate that trust in islamic financial institutions, understanding of islamic-based financial concepts, and levels of religiosity are the main factors in driving young people's interest in islamic banking product. Meanwhile, the social environment influence of the around individuals is not strong enough to shape the islamic financial behavior of generation z in surabaya.
Faktor-Faktor yang Mempengaruhi Minat Masyarakat Mengaplikasikan Produk Perbankan Syariah di Jawa Timur Firdaus, Andrian Dwi Rahmad; Fachrizal, Devano Hayunda; Priambodo, Angelo Zauqi Rafl; Muhammad, Abiyyah; Nurhasanah, Intan; Yasin, Ach.
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i3.11669

Abstract

The growth of the Islamic banking business in Indonesia has exhibited a substantial rise in accordance with the expanding public understanding of Islamic financial concepts. However, public enthusiasm in adopting Islamic banking products remains variable, notably in East Java Province, which is characterized by strong religion and local culture. The purpose of this research is to examine how the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) factors, local culture, religion, Islamic financial literacy, government support, perceived risk, and social environment affect the public's interest in utilizing Islamic banking products. This research also employs the Theory of Planned Behaviour (TPB) as a theoretical framework to explain the link between attitudes, subjective norms, perceived behavioral control, and usage intention. This study uses a survey technique and a quantitative methodology. Data were acquired via questionnaires delivered to persons in East Java Province who are acquainted with Islamic banking services. The sample approach employed was purposive sampling. Data analysis was undertaken using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) with the support of SmartPLS software. The findings show that public interest in using Islamic banking products is positively and significantly impacted by religion, Islamic financial literacy, the social environment, and a number of UTAUT2 characteristics. Meanwhile, perceived danger has a detrimental influence on use intention. These results underscore the significance of strengthening Islamic financial literacy and adopting instructional initiatives that include social, cultural, and technical variables to stimulate public interest in Islamic banking. This research is designed to give both theoretical and practical contributions to the development of marketing strategies and policy formation for Islamic banking in Indonesia.
Pemanfaatan Aplikasi Canva Magic AI Dalam Pembuatan Buku Cerita Bergambar Digital Purnama, Andry Priyadharmadi; Samsuddin, Yati Bt; Wulandari, Sri Riski; Kurniawan , Rahmat; Yasin, Achmad
Jurnal Hasil-Hasil Pengabdian dan Pemberdayaan Masyarakat Vol. 5 No. 1 (2026): Volume 05 Nomor 01 (April 2026)
Publisher : Jurusan Matematika FMIPA UNM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35580/kt56yn76

Abstract

Perkembangan pesat teknologi Artificial Intelligence (AI) saat ini membuka peluang besar bagi transformasi media pembelajaran, khususnya dalam meningkatkan efisiensi produksi buku cerita bergambar digital yang interaktif. Namun, potensi ini seringkali terhambat oleh kendala teknis yang dihadapi para pendidik, seperti keterbatasan dalam memahami klasifikasi buku, kompleksitas tahapan produksi, hingga rendahnya penguasaan desain visual secara manual. Guna mengatasi permasalahan tersebut, kegiatan pengabdian ini menerapkan metode partisipatori melalui rangkaian sosialisasi dan workshop intensif yang berfokus pada pengoptimalan fitur Canva Magic AI. Melalui pelatihan ini, peserta dilatih secara praktis untuk menggunakan fitur Magic Design untuk tata letak, Magic Media (Text-to-Image) untuk menciptakan ilustrasi orisinal dari narasi teks, serta Magic Edit guna memastikan sinkronisasi visual yang harmonis dengan alur cerita. Hasil kegiatan membuktikan adanya peningkatan kompetensi digital yang signifikan, di mana tingkat keterampilan peserta melonjak dari 55% pada pengujian awal menjadi 85% setelah pelatihan. Implementasi Canva Magic AI terbukti menjadi solusi efektif dalam meningkatkan produktivitas serta kualitas estetika media ajar, yang pada akhirnya berperan krusial dalam mendukung penguatan literasi anak secara lebih optimal dan inovatif di era digital.
Co-Authors A'rasy Fahrullah ADAM DAMANHURI Ahmad Ajib Ridlwan Al Baqiyyatus Sholihah, Milda Alvino Rezandy Alvino Rezandy Amanto, Sudrajat Ananda, Amtricia Andi Zamroni Azhar Anwar Adem Shikur Arifin, Irfan Athi` Hidayati Aulia Siska Puspita Dewi A’rasy Fahrullah Berlian Febrianti Billah, Arifah Bimantoro, Surya Ageng Clarashinta Canggih Daffa Fadhillah Burhanudin Dardiri, Masyudan Dhini, Ulfa Rahma Diansyah, Ahmad Zubadar Oktorifal Dwi, Andrian Dwiarni, Aldavia Hesti Dzakiy Askhiya Erika Dewi Ari Mita Estiningtyas, Indri Wasa Fachrizal, Devano Hayunda Fadhillah S, Nurul Farichah, Syayyidati Fatikhul Islam, Akhlis Ferdiyansyah, Muhammad Fikriyah, Ashfa Firdaus, Andrian Dwi Rahmad Fitriah Dwi Susilowati Frihatmawati, Rizky Gladis Nabilah Widya Dana Hamzah Rabani, Muhammad Hendry Cahyono Hidayah, Syarifatul Hilda Monoarfa Hujjatullah Fazlurrahman Ikhsanudin Sukron Imron Mustofa Kharisma, Ikke Kholidah, Himmatul Khusnul Fikriyah Kurniawan , Rahmat Kurniawan, Muhammad Ridho Hafid Ladi Wajuba Perdini Fisabilillah Larasati, Anita Latifah Wulandari, Fanny Leny Hikmah Rentiana Mahmudah, Latifatul Maria Monica Sianita Basukiwardojo Moch. Khoirul Anwar Mubarok, Alrojak Muhammad Akbar Maulana Muhammad Andika, Muhammad Muhammad Fajar Wahyudi Rahman Muhammad Hamzah Rabani Muhammad Muhaemin Muhammad, Abiyyah Nanda, Annisa Amalia Eka Nita Kusumawati Nurafini, Fira Nurhasanah, Intan Nurillah, Shinta Lintang Prabowo, Prayudi Setiawan Priambodo, Angelo Zauqi Rafl Printa Angelina, Yunika Purnama, Andry Priyadharmadi Rachma Indrarini Rachmawati, Desy Wulan Rahayu, Nunik Tri Ramadhina, R. Mekar Liza Rizqi, Ahmad Fatkhur Robert Shobary Rosyadi, M. Syam’un Rusida, Desy Khoirur Sa'dia, Kharismatus Saifuddin, Muhammad Azhar SALSABILA, ANNISA Santi Ariyani Shinta Lintang Nurillah Sri Abidah Suryaningsih Sri Handajani Sri Herianingrum Sulistyowati Sulistyowati Tegar Qodri Nugroho Tika Widiastuti Tiwik Widyaningsih Ummah, Siti Safi'atul Wulandari, Sri Riski Yan Putra Timur Yati BT Samsuddin Yayuk Sri Rahayu Zulfa, Fina Lailiz