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Analisis Faktor-faktor yang Memengaruhi Minat Sertifikasi Halal pada Pelaku UMKM di Jawa Timur Larasati, Anita; Yasin, Ach
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.748

Abstract

The large percentage of the Muslim population in Indonesia is a great opportunity to become the largest producer of halal products and services in the world. Since the enactment of Law No. 33 of 2014 concerning Guaranteed Halal Products, halal certificates are mandatory for products imported, distributed and traded in Indonesia. One sector that is prone to product halal issues is MSME. This study aims to analyze the factors that influence interest in halal certification in MSME actors in East Java. This study uses the variables understanding halal certification, halal awareness, and halal certification costs. Using quantitative methods with multiple linear regression analysis. The analytical tool used was SPSS version 25. The data used in this study were primary data obtained by distributing questionnaires in the form of a Google form. Sampling used a purposive sampling technique with sample criteria namely food and beverage MSME actors who are domiciled in East Java, especially Gresik, Bangkalan, Mojokerto, Surabaya, Sidoarjo, and Lamongan, and have been running a business for 2 years or more. The results of the study show that partially the understanding of halal certification and halal awareness has an effect on the interest in halal certification among MSME actors in East Java. When the understanding of halal certification and halal awareness increases, the interest in halal certification for business actors also increases. Partially, the cost of halal certification has no effect on interest in halal certification in MSME actors in East Java
Pengaruh Literasi Keuangan Syariah, Layanan Mobile Banking dan Shariah Compliance Terhadap Minat Menabung pada Bank Syariah dengan Religiusitas Sebagai Variabel Moderasi: Studi Kasus Pada Mahasiswa Ekonomi Islam Surabaya Tegar Qodri Nugroho; Ach Yasin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2597

Abstract

This research aims to determine the influence of sharia financial literacy, mobile banking services, and sharia compliance on interest in saving at sharia banks with religiosity as a moderating variable (case study of Islamic Economics students in Surabaya). The data used is primary data through distributing questionnaires. The sample used was 370 respondents who were randomly selected based on certain criteria using purposive sampling techniques. The research results show that sharia financial literacy, mobile banking services, and sharia compliance have a significant effect on interest in saving at sharia banks. Meanwhile, religiosity can strengthen the influence of sharia financial literacy on interest in saving at sharia banks. The results of testing the coefficient of determination showed that sharia financial literacy, mobile banking services and sharia compliance had a simultaneous influence of 72% on interest in saving at sharia banks.
Pengaruh Bauran Pemasaran terhadap Minat Nasabah dalam Menabung: Studi Kasus pada PT. BPRS Magetan Daffa Fadhillah Burhanudin; Ach. Yasin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2647

Abstract

This research aims to determine the results of research on the influence of the marketing mix on customer interest in savings products at PT. BPRS Magetan. This research used descriptive quantitative methods using a sample of 103 savings product customers as respondents. The distribution of questionnaires was carried out using a Likert scale on variables in the marketing mix, namely, product, price, place, promotion, people, process and physical evidence. This research uses multiple linear regression analysis using instrument data tests, classical assumption tests and hypothesis tests using the t test, f test and r2. The results of this research explain that partially the product, price, place, promotion and people variables have a positive and significant influence on customer interest in saving, while the process and physical evidence variables do not have a positive and insignificant influence on the customer interest variable in saving. Then simultaneously the variables product, price, place, promotion, people, process and physical evidence have a positive and significant influence on customer interest in saving. The results of the coefficient of determination test (R Square) showed that product, price, place, promotion, people, process and physical evidence had a simultaneous influence of 86.5% on customer interest in saving on PT. BPRS Magetan.
Implementation of CSR Programs by Tjoekir Sugar Factory Towards the Welfare of Cukir Village Community Ferdiyansyah, Muhammad; Yasin, Ach.
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 2 (2025): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n2.p57-64

Abstract

This study aims to analyze the implementation of Corporate Social Responsibility (CSR) programs carried out by Pabrik Gula (PG) Tjoekir and their impact on the welfare of the community in Cukir Village. The research employed a descriptive qualitative approach using interviews, observations, and documentation as data collection techniques. The results indicate that PG Tjoekir’s CSR initiatives are categorized into four main sectors: economy, socio-cultural, infrastructure, and health. In the economic sector, the company implements sugarcane farming partnerships and entrepreneurship training. However, employment through fixed-term contracts (PKWT) is excluded from CSR since it is part of the company’s operational activities governed by tax law No. 36 of 2008 and Company Law No. 40 of 2007. In the socio-cultural domain, the company supports religious and cultural events such as the Haul of Gus Dur and contributes to the construction of worship facilities. In the infrastructure sector, CSR contributions include road development and the normalization of 2,700 meters of irrigation canals. In the health sector, PG Tjoekir facilitates free medical services, fogging, and the distribution of food packages and vitamins to the community. Overall, these programs have had a positive impact on improving community welfare, although the benefits are not yet fully equitable and participatory. The study concludes that PG Tjoekir's CSR addresses key aspects of the Triple Bottom Line and Maqashid Shariah values. However, improvements are needed in transparency, impact evaluation, and community engagement to ensure inclusive and sustainable development.
HOW RELIGIOSITY, KNOWLEDGE, AND CHARACTERISTICS OF MUZAKKI AFFECT ZAKAT COMPLIANCE Yasin, Ach; Indrarini, Rachma; Suryaningsih, Sri Abidah
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 1 (2022): JANUARY-JUNE 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i1.31147

Abstract

Several things affect the achievement of targets, such as internal and external factors of the zakat management organization. The level of compliance with paying zakat is one of the external factors that can affect the receipt of zakat. So, this research will examine indicators that affect the level of compliance to pay zakat in Indonesia, using religiosity, knowledge, and characteristics of muzakki. The approach in this research is a quantitative approach with probit regression. This research collects 200 respondents as samples from Muslim-majority areas, such as East Java, Yogyakarta, Central Java, and South Sulawesi. It is hoped that this research will find indicators that can influence the level of muzakki compliance in paying zakat. The probit regression results, of all the variables used, there are two significant variables, namely religiosity and knowledge. Meanwhile, demographic variables such as age, income, education, marital status, and gender are insignificant because some people who pay zakat are not based on whether they have reached nishab. They always set aside 2.5% of their income for zakat after payday. The statement reinforces other evidence that people who pay zakat in Indonesia are more driven by factors of faith and trust. Theoretically, this study offers a new research model to explain muzakki compliance in paying zakat. Empirically, this research contributes to zakat managers' focus programs on increasing religiosity and knowledge of muzakki.
PEMBERDAYAAN ANGGOTA PKK MELALUI PELATIHAN KETERAMPILAN MERANGKAI BUNGA DAN PEMASARAN DIGITAL DI DESA COROWALI, KABUPATEN BARRU Muhaemin, Muhammad; Fadhillah S, Nurul; Yasin, Achmad; Arifin, Irfan; Ramadhina, R. Mekar Liza
Sureq: Jurnal Pengabdian Masyarakat Berbasis Seni dan Desain Vol 4, No 2 (2025): Juli-Desember
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/srq.v4i2.78728

Abstract

Kegiatan pengabdian kepada masyarakat (PKM) ini dilaksanakan di Desa Corawali, Kabupaten Barru, dengan mitra anggota PKK. Permasalahan utama yang dihadapi mitra adalah minimnya keterampilan produktif untuk mengisi waktu luang dan keterbatasan akses terhadap pelatihan, sehingga potensi ekonomi kreatif lokal belum tergarap. Tujuan dari kegiatan ini adalah untuk meningkatkan keterampilan teknis anggota PKK dalam merangkai bunga serta memberikan pelatihan pemanfaatan teknologi digital sebagai sarana promosi dan pemasaran. Metode pelaksanaan program meliputi empat tahap: (1) Sosialisasi dan identifikasi peserta; (2) Pelatihan keterampilan (workshop) teori dan praktik merangkai bunga sintetis dan benang tebal; (3) Pelatihan pemanfaatan teknologi digital untuk fotografi produk dan pengelolaan media sosial; serta (4) Pendampingan dan evaluasi. Hasil kegiatan menunjukkan peningkatan keterampilan yang signifikan pada 20 peserta, yang dibuktikan dengan dihasilkannya 20 produk rangkaian bunga yang siap pasar. Selain itu, telah terbentuk satu platform media sosial (Instagram) sebagai galeri digital dan sarana promosi. Program ini berhasil menginisiasi terbentuknya rintisan kelompok usaha kreatif baru di Desa Corawali yang berpotensi meningkatkan kemandirian ekonomi keluarga.
The Role of the Nurul Hayat Gresik Amil Zakat Institute (Laz) in Empowering Rural Communities During the Covid-19 Pandemic Muhammad Hamzah Rabani; Ach. Yasin
Edumaspul: Jurnal Pendidikan Vol 7 No 1 (2023): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/edumaspul.v7i1.5652

Abstract

The spread of the pandemic-19 has resulted in the increasing of poor residents in Gresik Regency and East Java Province, up to 2021 (gresikkab.bps.go.id and jatim.bps.go.id). seeing the magnitude impact of the Covid-19 in all aspect, efforts are needed concrete solutions that can solve these problems in the form of empowerment village community (Aprilianto, et al, 2021). This problem requires support from institutions referred to Lembaga Amil Zakat (LAZ) Nurul Hayat (Rohmah, 2021). This institution is an that collect Zakat, Infaq, and Shadaqah (SIZ) funds f rom the community (muzakki) and redistributed to the community (mustahiq) according to islamic law. The purpose of this research is to find out of the role of Lembaga Amil Zakat Nurul Hayat Gresik institution in empowering village communities during the pandemic covid-19. This research is a descriptive qualitative techniques of taking the subject using purposive sampling. Data collection techniques from interviews, observations, and documentations. The results of this study indicate that the existance of LAZ Nurul Hayat Gresik empowerment program has made the community more advanced and developed in their socio-economic field, the village community feels that they have gained more scientific insight related to entrepreneurship practices. The empowerment program from LAZ Nurul Hayat: namely Ternak Desa Sejahtera (TDS) program, and Micro, Small, Medium Enterprises (MSMEs) program.
Co-Authors ADAM DAMANHURI Ahmad Ajib Ridlwan Al Baqiyyatus Sholihah, Milda Alvino Rezandy Alvino Rezandy Amanto, Sudrajat Ananda, Amtricia Andi Zamroni Azhar Anwar Adem Shikur Arifin, Irfan Athi` Hidayati Aulia Siska Puspita Dewi A’rasy Fahrullah Berlian Febrianti Billah, Arifah Bimantoro, Surya Ageng Clarashinta Canggih Daffa Fadhillah Burhanudin Dardiri, Masyudan Dhini, Ulfa Rahma Diansyah, Ahmad Zubadar Oktorifal Dwiarni, Aldavia Hesti Dzakiy Askhiya Erika Dewi Ari Mita Estiningtyas, Indri Wasa Fadhillah S, Nurul Farichah, Syayyidati Fatikhul Islam, Akhlis Ferdiyansyah, Muhammad Fikriyah, Ashfa Fitriah Dwi Susilowati Frihatmawati, Rizky Gladis Nabilah Widya Dana Hamzah Rabani, Muhammad Hendry Cahyono Hidayah, Syarifatul Hilda Monoarfa Hujjatullah Fazlurrahman Ikhsanudin Sukron Imron Mustofa Kharisma, Ikke Khusnul Fikriyah Kurniawan, Muhammad Ridho Hafid Ladi Wajuba Perdini Fisabilillah Larasati, Anita Latifah Wulandari, Fanny Leny Hikmah Rentiana Mahmudah, Latifatul Maria Monica Sianita Basukiwardojo Moch. Khoirul Anwar Muhammad Akbar Maulana Muhammad Andika, Muhammad Muhammad Fajar Wahyudi Rahman Muhammad Hamzah Rabani Muhammad Muhaemin Nanda, Annisa Amalia Eka Nita Kusumawati Nurafini, Fira Nurillah, Shinta Lintang Prabowo, Prayudi Setiawan Printa Angelina, Yunika Rachma Indrarini Rachmawati, Desy Wulan Rahayu, Nunik Tri Ramadhina, R. Mekar Liza Rizqi, Ahmad Fatkhur Robert Shobary Rosyadi, M. Syam’un Rusida, Desy Khoirur Sa'dia, Kharismatus Saifuddin, Muhammad Azhar SALSABILA, ANNISA Santi Ariyani Shinta Lintang Nurillah Sri Abidah Suryaningsih Sri Handajani Sri Herianingrum Sulistyowati Sulistyowati Tegar Qodri Nugroho Tika Widiastuti Tiwik Widyaningsih Ummah, Siti Safi'atul Yan Putra Timur Yayuk Sri Rahayu Zulfa, Fina Lailiz