Claim Missing Document
Check
Articles

Religious Values, Profit, and Perceived Risk: Understanding Muslim Investor Preference in Female-Centered P2P Lending Yuridistya Primadhita; Jaenal Effendi; Yeti Lis Purnamadewi; Muhammad Firdaus
Fikri : Jurnal Kajian Agama, Sosial dan Budaya Vol. 10 No. 1 (2025): Fikri : Jurnal Kajian Agama, Sosial dan Budaya
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jf.v10i1.6047

Abstract

This study investigates the influence of religious values, profit orientation, and perceived risk on Muslim investor preferences in female-centered peer-to-peer (P2P) lending. It is situated at the nexus of Islamic finance, gender-focused fintech, and behavioral economics. The analysis underscores the increasing participation of investors in digital financial platforms that cater specifically to female borrowers. A quantitative method is applied, employing Structural Equation Modeling–Partial Least Squares (SEM–PLS) to analyze data collected from 212 respondents. The results indicate that religious values, profit orientation, and perceived risk significantly shape Muslim investor preferences. Among these factors, perceived risk exerts the strongest influence, followed by religious values and profit orientation. These findings suggest that perceived risk plays a dominant role in investment decision-making, even within frameworks guided by religious principles. This study contributes to the literature by integrating religious, economic, and behavioral perspectives to advance the understanding of investor preferences in Sharia-compliant financial innovations. The results highlight the importance for fintech platforms to align strategic design with investor perceptions of risk and religious adherence to foster greater engagement in female-centered P2P lending.
Peningkatan Kapasitas Pokdarwis Desa Sukajadi melalui Lokakarya dan Pelatihan Community based Tourism Sarwititi Sarwoprasodjo; Pudji Muljono; Yeti Lis Purnamadewi; Ratih Kurnia Hidayati; Iis Mardiansyah; Alfianita Rakasiwi Putri; Leonita Arshinta Cinara
Agrokreatif: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 9 No. 3 (2023): Agrokreatif Jurnal Ilmiah Pengabdian Kepada Masyarakat
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/agrokreatif.9.3.343-354

Abstract

The development of tourism villages in Bogor Regency, particularly in Sukajadi Village, Tamansari District, confronts various challenges, encompassing issues about establishing local tourism management institutions, small-scale business development, promotional strategies, product packaging, and environmental sustainability. These challenges are addressed through the implementation of the Community Partnership Empowerment (PKM) initiative within the framework of Community-Based Tourism (CBT) in collaboration with the Tourism Awareness Group (Sukajadi Village) as the partnering institution. The objectives of the PKM CBT endeavour are as follows: 1) To enhance tourism awareness among Sukajadi village residents; 2) To augment the capacity of the Pokdarwis institution in effectively managing the tourism potential of Sukajadi Village as a CBT destination; 3) To improve the proficiency in crafting promotional content for tourist attractions to reach individuals beyond Bogor Regency and City; and 4) To enhance the skills in packaging products of Small and Medium Enterprises (SMEs) to render them more appealing as flagship offerings. The conducted activities encompass 1) The execution of the CBT Development Workshop involving diverse representatives of community figures; 2) The House Charm Competition targeting the general public; 3) Training sessions on the Analysis of SME and Village Tourism Potential with the participation of Pokdarwis management and community figures and; and 4) Training on the packaging of tourism products for SMEs, coupled with the promotion of CBT to Pokdarwis management. The outcomes of this PKM initiative reveal an elevation in knowledge, attitudes, and competencies related to tourism management among Pokdarwis administrators. At the institutional level, PKM serves to enhance the planning capabilities of Pokdarwis in the development of community-based tourism and the promotion of tourism initiatives. This, in turn, is anticipated to positively impact the local community's income through CBT enterprises and foster a heightened awareness of tourism among the general public.
Knowledge, perception, and public attitude on biotech crops in Indonesia Dahri Tanjung; Yeti Lis Purnamadewi; Bambang Purwantara; Dewi Suryani
Agriekonomika Vol 14, No 1: April 2025
Publisher : Department of Agribusiness, Faculty of Agriculture, Universitas Trunojoyo Madura, Indonesi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/agriekonomika.v14i1.28237

Abstract

Until now, many genetically engineered products have met our basic needs and provided various benefits. However, there are still many who doubt or even reject them. This raises the question of how the public's knowledge and understanding of these biotechnological plants stand. This research aims to analyze whether public actions in adopting biotechnology are influenced by their knowledge and perceptions. This survey used a questionnaire with 535 respondents. The results show that about 70% of respondents have limited knowledge about biotechnology, with information channels including print media, social media, and interpersonal communication. About 75% of respondents agree that biotechnology can enhance agricultural productivity, the economy, and farmers' welfare, as well as contribute to food security. Furthermore, 76% of respondents agree to purchase these products. PLS-SEM analysis reveals a strong positive relationship between knowledge, perceptions, and positive attitudes toward biotechnology products. Therefore, enhancing information dissemination through various alternative media and involving stakeholders need to be strengthened in the future.
Knowledge, Perception, and Public Attitude on Biotech Crops in Indonesia Dahri Tanjung; Yeti Lis Purnamadewi; Bambang Purwantara; Dewi Suryani
Jurnal Mamangan Vol 12, No 2 (2023): Special Issue
Publisher : LPPM Universitas PGRI Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22202/mamangan.v12i2.10002

Abstract

Until now, many genetically engineered products have met our basic needs and provided various economic, environmental, and health benefits. However, there are still many who doubt or even oppose them. This raises the question of how the public's knowledge and understanding of these biotechnological plants stand. Consequently, this condition will affect the varied attitudes of society. Thus, this research aims to analyze whether public actions in adopting biotechnology are significantly influenced by their knowledge and perceptions. This survey uses a questionnaire and was conducted with 535 respondents from several provinces. The results show that around 70% of respondents have limited knowledge about biotechnology. The information channels they use include print media, social media, and interpersonal communication. About 75% of respondents agree or strongly agree that biotechnology can enhance agricultural productivity, the economy, and farmers' welfare, and contribute to food security. Furthermore, 76% of respondents agree to purchase these products. Despite the above findings, the lack of information regarding genetically engineered plants has led a majority of Indonesians to feel "neutral" about the risks they perceive regarding health and the environment. PLS-SEM analysis reveals a strong positive relationship between knowledge, perceptions, and positive attitudes toward biotechnology products. Therefore, factors such as enhancing information dissemination through various alternative media and involving stakeholders need to be intensified for the future development of biotechnology
The Role of Financial Development in Achieving Sustainable Development Rizky Malia Brily; Samba Dewangga Suharto; Sri Mulatsih; Yeti Lis Purnamadewi
Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Vol. 11 No. 1 (2026): Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijak
Publisher : Direktorat Jenderal Perbendaharaan, Kementerian Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33105/itrev.v11i1.1379

Abstract

Research Originality — This study provides a novel contribution by examining how financial institutions and financial markets influence sustainable development, using environmental, social, and governance (ESG) performance as an overall indicator. The research is comprehensive and not overly explored in existing literature because it employs a dynamic panel methodology and incorporates trade and investment variables to provide a broader perspective. Research Objectives — The proposed study will examine whether financial development can go beyond just increasing access to financial services to also fostering sustainable economic growth free from negative social or environmental effects. Research Methods — This paper uses panel data on 56 countries from 2016 to 2023. In a dynamic relationship, the system generalised method of moments (SYS-GMM) is used to apply a dynamic panel data method to overcome endogeneity and dynamic relationships. Empirical Result — The results indicate that ESG performance can support sustainable development in the short term, while its long-term success depends on stronger policies and regulatory frameworks. Traditional approaches to financial development can hinder the achievement of ESG goals, but proper regulation can steer financial systems towards sustainability objectives. Economic growth, measured by GDP, often conflicts with ESG performance, although international trade can contribute positively to a sustainable economy when backed by green trade policies. Additionally, foreign direct investment has minimal impact unless there is a focus on sustainable sectors. Implications — The study emphasizes the need for policy and regulatory reforms to better align financial development and economic growth with sustainability goals. It also highlights the importance of green trade policies and targeted investment strategies in promoting sustainable development outcomes.
PREDICTING PUBLIC ACCEPTANCE OF BIOTECHNOLOGICAL CROPS USING MACHINE LEARNING: DIGITAL INFORMATION EXPOSURE AND SUSTAINABILITY Purnamadewi, Yeti Lis; Syahwani, Asty Khairi Inayah; Tanjung, Dahri; Ayuningtyas, Gilang
Jurnal Ilmiah Ilmu Terapan Universitas Jambi Vol. 10 No. 3 (2026): Volume 10, Nomor 3, June 2026
Publisher : LPPM Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jiituj.v10i3.57233

Abstract

The development of biotechnological crops plays a significant role in enhancing food security and sustainability in tropical regions. However, public acceptance remains a major challenge, particularly in the context of rapid digital information dissemination. This study aims to predict public acceptance of biotechnological products by integrating socio-cognitive factors such as knowledge, perception, digital information exposure, trust, and sustainability awareness. A cross-sectional survey employing purposive sampling was conducted with 500 respondents, drawn from diverse stakeholder groups including academics, government officials, entrepreneurs, farmers, and students. Data were analyzed using a machine learning approach comprising logistic regression, Random Forest, Gradient Boosting, and XGBoost algorithms, evaluated against metrics of accuracy, precision, recall, F1-score, and AUC-ROC. The results show that approximately 70% of respondents have limited knowledge of biotechnology, while about 75% agree that biotechnology can improve agricultural productivity, economic conditions, and food security. Furthermore, 76% of respondents indicate willingness to purchase biotechnological products. The predictive analysis reveals that knowledge and perception are key determinants of acceptance, while digital information exposure and sustainability awareness further strengthen positive attitudes. Individuals with greater access to reliable information tend to exhibit higher trust and a stronger likelihood of purchasing biotechnological products. These findings highlight the importance of strengthening digital communication strategies and sustainability narratives to improve public understanding and acceptance. This study contributes to tropical bioresource research by supporting data-driven decision-making within the One Health and sustainable agriculture framework.
The Analysis of Dairy Farming Efficiency in East Java: Evidence Post The Foot and Mouth Disease Outbreak Alla Asmara; Yeti Lis Purnamadewi; Wiwiek Rindayanti; Muhammad Nur Faaiz Achsani; Asaduddin Abdullah; Naufal Fadhillah; Tiara Anisa Fitri
Jurnal Manajemen dan Agribisnis Vol. 22 No. 1 (2025): JMA, Vol. 22 No. 1, March 2025
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jma.22.1.65

Abstract

Background: Foot and Mouth Disease is a highly contagious disease in livestock that can cause great economic losses when there is an outbreak of the disease.Purpose: This study examines the characteristics and dynamics of milk production on smallholder farms in East Java after the outbreak of foot and mouth diseaseDesign/methodology/approach: The regencies of Malang and Pasuruan are the research locations because they are the centers of milk production in East Java. To obtain a representative sample, farmer households were disaggregated by farm location, with a total of 93 farmer households surveyed 45 from Malang Regency and 48 from Pasuruan Regency. East Java Province was recorded to have 282.364 dairy cows in 2022, accounting for 56% of the national dairy cattle population, making it the key region in dairy cattle production. Through a comparative analysis of key factors, such as feed management, labor efficiency, and animal composition, the study revealed significant differences in milk production between the two regions.Findings/Result: The study found that the number of lactating cows positively impacted milk production, with farmers in both Malang and Pasuruan effectively optimizing concentrate feed. However, labor management challenges in Pasuruan hindered full resource utilization, highlighting the need for improved labor practices. To sustain dairy farming in East Java, tailored strategies that address regional differences, optimize resources, enhance labor quality, and invest in disease prevention and farmer education are essential for increasing productivity and resilience. Conclusion: Policy implications highlight the need for targeted training programs, improved measures to prevent the spread of foot and mouth disease (FMD), and better access to veterinary services to support farmers in adapting to FMD. Ultimately, strengthening resilience in the dairy farming sector is critical to ensuring the sustainability and productivity of dairy farming in East Java.Originality/value (State of the art): This study provides novel insights by not only analyzing the dynamics of milk production in these regions post-FMD but also by examining the specific factors affecting recovery, such as feed management, labor efficiency, and animal composition. This study offers a comparative analysis between the two major dairy-producing areas in East Java. Keywords: dairy farming, foot and mouth disease, milk production, lactating cow, resource management
Co-Authors . Dahri Abdullah, Asaduddin Adrian Tri Sasongko Agit Kriswantriyono Alexandi, Muhammad Findi Alfianita Rakasiwi Putri Alla Asmara Ananda Manurung Anggi Meiri Arief Daryanto Ario Damar Arya Hadi Dharmawan Asti Yayuk Wahyuni Asty Khairi Inayah Syahwani Audisti Celly Agustina Ayuningtyas, Gilang Bambang Juanda Bambang Purwantara Beata Ratnawati Dahri Tanjung Dahri Tanjung Dedi Budiman Hakim Deni Lubis Dewi Suryani Dewi Suryani Dewi, Intani Didik Suharjito Edi victara Tinambunan Edo Pramana Putra Farhan Lauda Firdaus, Muhammad Firdaus Firhani, Liisa Hakim Miftakhul Huda Hermanto Siregar Iis Mardiansyah Ilhamdi Ilhamdi Intani Dewi Irfan Syauqi Beik JAENAL EFFENDI Kuntari, Wien Lalu Ardhian Mustapa Leonita Arshinta Cinara Leran Putri, Mutiara Virgia Lidya, Leni Lukytawati Anggraeni M. Parulian Hutagaol machmuddin, nurlela Mangara Tambunan Manuntun Parulian Hutagaol Meidiza Dwi Orchidea Muhammad Firdaus Muhammad Firdaus Muhammad Nur Faaiz Achsani Mukhamad Najib Mutiara Fahmi Nanda Amirah Luthfiyah Naufal Fadhillah Neneng Hasanah Ninuk Purnaningsih Pudji Muljono Putra, Bramanda Winiar Rahmasari, Liisa Firhani Rahmat Hidayat RAMADHANI, Atika Prissila Ratih Kurnia Hidayati Rawatie, Fitria Dew Riadi, Septa Rina Oktaviani Rina Oktaviani Ristianingrum, Anita Rizky Malia Brily S Syahrial Sahara Sahara Sahara Samba Dewangga Suharto Samsul Arifin Sarwititi Sarwoprasodjo sayekti, ayutyas Sebayang, Veralianta Septa Riadi Setyo Pertiwi Silmy Kania Rizka Siregar, Malik Abdul Azis Sri Mulatsih Sri Mulatsih Sri Mulatsih Sulassih, . Tanti Novianti Tiara Anisa Fitri Ulul Hidayah Utari, Tasya Nadya Vernanda Fairuz Warcito Wiwiek Rindayanti Wiwiek Rindayati Wulandari, Yulia Puspadewi Yudi Wahyudin Yulia Puspadewi Wulandari Yuridistya Primadhita Yuridistya Primadhita