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Pendampingan Program Aplikasi Analisis Pembiayaan Murabahah Pada Unit Usaha Ijab Qabul Di SMK Antartika 1 Sidoarjo Diah Krisnaningsih; Dewi Komala Sari; Uce Indahyanti
Jurnal Pengabdian Masyarakat IPTEKS Vol 6, No 2 (2020): JURNAL PENGABDIAN MASYARAKAT IPTEKS
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jpmi.v6i2.4931

Abstract

Pembiayaan Murabahah merupakan pembiayaan yang disalurkan oleh badan usaha yang menyalurkan dana dari masyarakat dan untuk masyarakat pada Bank Syariah dan atau Lembaga Keuangan Syariah lainnya.  Namun, dalam praktiknya masih belum menunjukkan peningkatan yang efektif dan efisien, hal ini disebabkan akan rendahnya kualitas dan kuantitas analisis baik intrumen dan perangkat aplikasi analisis pembiayaan untuk mengukur kelayakan calon nasabah. Berdasarkan hal tersebut, penelitian ini bertujuan untuk membantu pengembangan pengetahuan pembelajaran dini dalam satu mata pelajaran Bank Syariah di SMK Antartika 1 Sidoarjo yakni Pembiayaan Murabahah. Metode yang digunakan dalam pengabdian pada masyarakat ini adalah metode pendampingan yang sekaligus dengan pelatihan. Tujuan dari pengabdian pada masyarakat ini adalah memberikan pendampingan pelatihan pada program aplikasi analisis pembiayaan murabahah pada unit usaha Ijab Qabul di SMK Antartika 1 Sidoarjo agar dapat memudahkan pengajar dan siswa memahami analisis pembiayaan murabahah 5 C karena terkait materi pelajaran kredit atau pembiayaan jurusan Perbankan sehingga proses belajar mengajar menjadi efektif dan efisien.
Pengaruh Price Discount, Fashion Involvement dan Shopping Lifestyle terhadap Impulse Buying pada Pengguna Brand ERIGO Apparel di Sidoarjo Erisa Al Maidah; Dewi Komala Sari
BALANCE: Economic, Business, Management and Accounting Journal Vol 19, No 2 (2022): Juli
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/blc.v19i2.13014

Abstract

ABSTRACT This study aimed to determine the effect of Price Discount, Fashion Involvement and Shopping Lifestyle on Impulse Buying on ERIGO Apparel Brand users in the Sidoarjo area. This research is a descriptive study using quantitative methods. The Nonprobability sampling technique is a sampling technique used in this study, and the Purposive Sampling method is used in sampling for the number of samples in this study that took as many as 100 respondents to be the research sample. Data collection techniques using questionnaires. This study uses multiple linear regression analysis techniques using the SPSS Statistics version 22 data processing program. The results of this study prove that Price Discount has an effect on Impulse Buying, FashionCInvolvement has an impact on Impulse Buying, and Shopping lifestyle has an effect on Impulse buying on ERIGO Apparel brand usersABSTRAKTujuan dari penelitian ini adalah untuk mengetahui Pengaruh Price Discount, Fashion Involvement dan Shopping Lifestyle Terhadap Impulse Buying pada pengguna Brand ERIGO Apparel di wilayah Sidoarjo. Penelitian ini merupakan sebuah penelitian deskriptif yang menggunakan metode kuantitatif. Teknik Nonprobability Sampling merupakan teknik sampling yang di gunakan dalam penelitian ini dan metode Purporsive Sampling adalah metode yang digukan dalam pengambilan sampel, untuk jumlah sampel dalam penelitian ini mengambil sebanyak 100 responden untuk menjadi sampel penelitian. Teknik pengumpulan data menggunakan penyebaran kuesioner. Dalam penelitian ini menggunakan teknik analisis regresi linier berganda dengan menggunakan program olah data SPSS Statistics versi 22 Hasil penelitian ini membuktikan bahwa Price Discount berpengaruh terhadap Impulse Buying, FashionCInvolvement berpengaruh terhadap Impulse Buying, dan Shopping lifestyle berpengaruh terhadap Impulse buying pada pengguna brand ERIGO Apparel
The Effect of Perceived Convenience, Perceived Usefulness and Trust on Interest in Using Electronic Wallets at the Muhammadiyah University of Sidoarjo Anisa Ayu Karindra; Dewi Komala Sari
Indonesian Journal of Islamic Studies Vol 11 (2023): February
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijis.v11i0.1653

Abstract

In this regard, the payment system used by the community is also developing. Currently, the payment system is not only in the form of physical (cash) but there is already technology that can replace money into an intangible (non-cash) commonly called electronic money. OVO is an application that can be used to make purchase or payment transactions. The purpose of this study is to determine the influence of perceptions of convenience, perception of usability, and trust both partially and simultaneously on the interest in using the OVO application at the University of Muhammadiyah Sidoarjo.This research uses quantitative data. And samples were taken as many as 100. The data analysis technique in this study uses data processing assistance from IBM SPSS version 25 software. The tests carried out are validity test, reliability test, classical assumption test which includes normality test, linearity test, autocorrelation test, heteroscedasticity test, and multicollinearity test, then using multiple linear regression analysis, hypothesis testing includes t-test and f-test, then the multiple correlation coefficient and multiple determination coefficients are tested.The results of the study prove that Perceived Ease Of Use affects intention to use, perceived usefulness affects intention to use, Trust affects intention to use, as well as intention to use, perceived usefulness, and trust simultaneously affect intention to use of OVO application users at University of Muhammadiyah in Sidoarjo.
Peran Digital Marketing dalam Meningkatkan Ekonomi Keluarga di Desa Gambiran Sonia Puspita Sari; Dwi Wulandari; Dewi Komala Sari; Indah Apriliana Sari
Prima Abdika: Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2023): Volume 3 Nomor 1 Tahun 2023
Publisher : Program Studi Pendidikan Guru Sekolah Dasar Universitas Flores Ende

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/abdika.v3i1.2620

Abstract

The UMKM sector is one of the main pillars of the foundation of the Indonesian economy. The digital world is predicted to be a determining point for all human activities, including the economy. In fact, there has been a strong desire from SMEs to adopt technology in marketing. However, there are problems faced by UMKM so that the use of this technology is not going well. As happened in Gambiran Village, namely the lack of use of digital marketing in UMKM. Apart from that, there are still many mothers in Gambiran Village who rely on the role of the head of the family as the main producer of the family economy. Not only that, the mothers in Gambiran Village also don't have the confidence to start a business. The method in this study was carried out by providing socialization regarding the importance of digital marketing. In carrying out these socialization activities several stages are needed, the first stage is activity planning, the second stage is the implementation of socialization activities and the last stage is activity evaluation. The socialization activities were carried out on Saturday, January 28 2023 at the Gambiran Village Hall. The purpose of holding this socialization is that it is hoped that the Gambiran Village PKK can recognize the potential to start a business using technology. In addition, the use of this technology is expected to be able to assist the marketing process in the business that will be carried out.
Keputusan Pembelian ditinjau dari Ekuitas Merek, Promosi dan Harga pada Konveksi Herya di Sidoarjo Nizam Maulana At thaariq; Misti Hariasih; Dewi Komala Sari
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 4 No. 6 (2023): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v4i6.3503

Abstract

Penelitian ini bertujuan untuk mengetahui bahwa ekuitas merek, promosi, dan harga berpengaruh secara simultan terhadap keputusan pembelian. Pada penelitian ini menggunakan metode kuantitatif. Pengambilan data dalam penelitian ini menggunakan data primer berupa kuisioner yang disebarkan melalui Google Form dan data sekunder sebagai sumber informasi data dari penelitian terdahulu. Sedangkan, teknik analisis data yang digunakan pada penelitian ini adalah uji validitas, uji reliabilitas, uji normalitas, uji multikolinearitas, heteroskedstisitas, uji T, uji F, dan uji R² yang dioperasikan menggunakan program SPSS16.
Pengaruh Brand ambassador, Brand image, dan Harga terhadap Keputusan Pembelian Pada Konsumen Produk Skincare Scarlett Whitening Di Sidoarjo Afifa Nur Rahma; Vera Firdaus; Dewi Komala Sari
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 2 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i2.7643

Abstract

This study aims to find out The Influence of Brand ambassador, Brand image, and Price On Purchase Decisions On Skincare Product Consumer Scarlett Whitening In Sidoarjo City. This study used a quantitative approach with descriptive methods as a research method. The study's population is consumers who have used Scarlett Whitening's Skincare. The study involved a sample of 105 respondents selected according to the Slovin formula and using non-probability sampling methods and using incidental sampling techniques. The data used in this study consisted of primary data obtained from the distribution of questionnaires to respondents through Google Forms media. Quantitative data analysis techniques use Partial Least Square (PLS) to analyze data. The PLS method used is SmartPLS. Based on the research results, it was found that Brand ambassador had a positive and significant influence on Scarlett Whitening Sidoarjo's skincare Purchase Decision. Brand image has a positive and significant influence on Scarlett Whitening Sidoarjo's skincare Purchase Decision. Prices have a positive and significant influence on Scarlett Whitening Sidoarjo's skincare Purchase Decision. In addition, in this context, Brand ambassador, Brand image, and Price have proven to have a significant influence on Scarlett Whitening Sidoarjo's skincare Purchase Decision. Keywords: Brand Ambassador, Brand Image, Price, Purchase Decision
Analisis Bauran Pemasaran Jasa terhadap Keputusan Pembelian pada Apartemen Tamansari Prospero Sidoarjo Dina Mayangsari; Rizky Eka Febriansah; Dewi Komala Sari
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.4138

Abstract

This research was done on purpose to help determining the marketing mix for purchasing decisions at the Tamansari Prospero Sidoarjo Apartment.This research is applied method of descriptive research using quantitative. Sampling used is the echnique of Non Probability Sampling through Accidental Sampling and then the samples used was 100 respondents. It also uses techniques of data collection by distributing questionnaires. The data analysis applied is multiple linear regression analysis using SPSS version 25 statistical tools. The variables in this research contains of the independent variable, marketing mix (7P) and the related variable, namely decisions. purchase. The results indicated that the product, price, place, process variables partially have a positive and significant influence toward decision to purchase, but the promotion,people,and physical evidence do not have a significant influence toward decision to purchase the Tamansari Prospero Sidoarjo Apartment. Results Simultaneous research indicates that product, price, place, promotion, people, process and also physical evidence have a positive and significant influence toward purchasing decisions for Tamansari Prospero Sidoarjo Apartments.
PKAMI PENDAMPINGAN PROGRAM APLIKASI ANALISIS PEMBIAYAAN MURABAHAH PADA UNIT USAHA IJAB QABUL DI SMK ANTARTIKA 1 SIDOARJO Diah Krisnaningsih; Dewi Komala Sari; Uce Indahyati
Jurnal Lokabmas Kreatif : Loyalitas Kreatifitas Abdi Masyarakat Kreatif Vol. 2 No. 3 (2021): November 2021
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jlkklkk.v2i3.p85-93.14335

Abstract

Pembiayaan Murabahah merupakan pembiayaan yang disalurkan oleh badan usaha yang menyalurkan dana dari masyarakat dan untuk masyarakat pada Bank Syariah dan atau Lembaga Keuangan Syariah lainnya. Namun, dalam praktiknya masih belum menunjukkan peningkatan yang efektif dan efisien, hal ini disebabkan akan rendahnya kualitas dan kuantitas analisis baik intrumen dan perangkat aplikasi analisis pembiayaan untuk mengukur kelayakan calon nasabah. Berdasarkan hal tersebut, penelitian ini bertujuan untuk membantu pengembangan pengetahuan pembelajaran dini dalam satu mata pelajaran Bank Syariah di SMK Antartika 1 Sidoarjo yakni Pembiayaan Murabahah. Metode yang digunakan dalam pengabdian pada masyarakat ini adalah metode pendampingan yang sekaligus dengan pelatihan. Tujuan dari pengabdian pada masyarakat ini adalah memberikan pendampingan pelatihan pada program aplikasi analisis pembiayaan murabahah pada unit usaha Ijab Qabul di SMK Antartika 1 Sidoarjo agar dapat memudahkan pengajar dan siswa memahami analisis pembiayaan murabahah 5 C karena terkait materi pelajaran kredit atau pembiayaan jurusan Perbankan sehingga proses belajar mengajar menjadi efektif dan efisien.Kata kunci : Pembiayaan Murabahah, Analisis 5C, Ijab qabul
The Influence of Brand Image, Price Discounts, and Bonus Packs on Impulse Buying Behavior among Indomaret Point Coffee Consumers Mojokerto City Octafehili, Dwi Nur; Sari, Dewi Komala; Yulianto, Mochamad Rizal
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 1 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2024.14(1).%p

Abstract

This research aims to determine the influence of brand image, price discounts, and bonus packs on impulse buying behavior among consumers at Indomaret Point Coffee in Mojokerto City. The significance of this research lies in its effort to provide deep insights into the factors influencing consumers' impulsive behavior, which can be used by companies to develop more effective marketing strategies. The research problem focuses on understanding how factors such as brand image, price discounts, and bonus packs can affect impulsive purchasing decisions among consumers. This is important because consumers' impulsive behavior can impact revenue and customer loyalty toward a brand or product. The method used in this study is quantitative with a descriptive analysis approach. The population of this study comprises consumers of Indomaret Point Coffee in Mojokerto City. The sampling technique used is non-probability sampling with a purposive sampling method, meaning respondents are selected based on certain criteria, namely consumers who have purchased products at Indomaret Point Coffee. Data collection was carried out by distributing questionnaires, where responses were measured using a Likert scale. Data analysis was conducted using multiple linear regression tests through the Statistical Package for the Social Sciences (SPSS) software version 25. The findings of the study show that the three variables, namely brand image, price discount, and bonus pack, have a significant influence on the impulse buying behavior of consumers at Indomaret Point Coffee in Mojokerto City. Brand image has been proven to have a positive influence on impulsive buying behavior, as do price discounts and bonus packs, each showing a positive relationship with consumers' impulsive behavior. These results indicate that to increase sales through impulsive buying behavior, Indomaret Point Coffee needs to pay attention to and optimize these three factors in its marketing strategy.
Student Perspectives About Goal Orientation, Quality of Educator Accountants, Practitioners and Non Practitioners on the Quality of Accounting Students: Perspektif Mahasiswa Tentang Goal Orientation, Kualitas Akuntan Pendidik, Praktisi dan Non Praktisi Terhadap Kualitas Mahasiswa Akuntansi Mulyadi, Akhmad; Sari, Dewi Komala; Noor Abidin, Fityan Izza
Journal of Accounting Science Vol. 6 No. 2 (2022): July
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jas.v6i2.1623

Abstract

In this study, the objectives to be achieved are: Testing the effect of Goal Orientation on the Quality of Accounting Students.Testing the influence of the Quality of Accountants Educating Practitioners on the Quality of Accounting Students. Testing the effect of the Quality of Accountants Educating Non-Practitioning on the Quality of Accounting Students. The sample used in this study was 126 respondents from accounting students at the Muhammadiyah University of Sidoarjo in semesters 6 and 8. The primary data used was obtained from a questionnaire whose measurement was using a Likert scale which was tested for validity and reliability. The analytical tool used is multiple linear regression analysis, t test and F test using SPSS (Statistical Package for Social Science) version 18.0 for windows. The results of the research based on the validity and reliability test showed that the data obtained were valid and reliable. Based on the t-test shows the results that Goal Orientation has no significant effect on the Quality of Accounting Students. While the Quality of Practitioner Educator Accountants has a significant influence on the Quality of Accounting Students. However, the Non-Practical Educator Accountant Quality variable shows that the Non-Practical Educator Accountant Quality does not have a significant effect on the Accounting Student Quality.
Co-Authors Abby Gina Boangmanalu, Abby Gina Achmad Taqwimul Khafid Achmad Zilmam Sadad Abu Kautsar Adianto, Titania Elga Adinda , Taskia Putri Afifa Nur Rahma Agung Indra Lesmana Agustina Santi Ainnia Dewi Oktaviah Ainun Zariyah Ainur Rochmaniah Akfinniha, Rizki Akhmad Mulyadi ALFARIS SURURI Alshaf Pebrianggara Amilatun Nadhifah Apriliyah Amirah Najchan Hibah Andala Rama Putra Barusman Andjani, Salsabilla Andrian Setyo Wibowo Anggraini, Helvina Julia Anggraini, Oktafia Nur Anisa Ayu Karindra Aqhillah Maulitha Kisbiyah Atnike Nova Sigiro Attalia Reinita Erlitna Putri Audri, Della Natasa Aura Athiyah Anargia Auwalina, Roudlotul Ayu Tri Tungga Dewi Ayubi, Mochamad Ayub Al Ayuni Nur Chamila Bachtiar, Muhammad Rizki Baihaqki, Wildhan Ardin Cut Nuraini Detak Prapanca Dhea Wulan Arianti Diah Krisnaningsih Dina Mayangsari Dini Anjarwani Dwi Saputri, Cindy Chareynina Dwi Wulandari Edwin Dwi Kusharianto Eka Febriansah, Rizky Emil, Kamila Erisa Al Maidah Evi Rinata Evi Wijayanti Fachrur Rozi Farikha Nur Mafulah Fauzen, Muhammad Febriansah, Risky Eka Febriansah, Rizky Fedrica Dellyanti Ferry Irawan, Gusti Elang Firdausi, Heisyah Apriliana Tri Firmansyah, Amirul Zidan Fitanto, Julian Harris Ega Fitriani Fitriani Fitriani Fitriani Fitriyah, Silva Nur Lailatul Fityan Izza Noor Abidin Hadi, Heri Lukman Hidayah, Ika Nurul Hidayati, Fitriana Nurul Imelda Dian Rahmawati Indah Apriliana Sari Wulandari Indah Dwi Lestari Intan Dewi Oktafiyanti Intan Nuraini Irma Galuh Septiany Isna Fitria Agustina Istiqlaliyatul Kholiq Izzati, Alisya Maghfiroh Jane Daniels Jannah, Hayyu Nur Januar Ari Ramdan Jumili Arianto Khisamuddin, Muhammad Idrus Khoironi, Affan Khoirun Nisa Ashada Kumara Adji Kusuma Kurniawan, Ari Lista Kurniawan, Tri Aditya Lailatul Fitriyah Lianawati Lilik Indayani Lintang Pratama Putra Andika Lusi Rahmawati M. Farid Hilmi Najim M. Suryawinata M. Suryawinata Madani, Yamul Furqaan Al Made Deviani Duaja Margie, Maryam Wiyar Marlinton, Denata Putri Mas Oetarjo Mashhura Toirxonovna Alimova Masithasari, Arrini Andina Masruroh, Indah Maulana, Rafli Maulida, Reva Rahma Metha Karina Mirza Hardian Misti Hariasih Mochamad Rizal Yulianto Mohammad Dwi Fajar Romadhon Dwi Fajar Mohammad Fattah Muhammad Afif Syaifudin Muhammad Fauzen Muhammad Rajib Krisnahadi Muhammad Yani, Muhammad Muhammad Yosa Vernanda Muhammad, Prayoga Radhitya Muhsinin, Siti Zuraida Mukhammad Zakkiy Badar Musfiqoh Musniati Muzakki, Ilham Nadia Nurifayza Sufiyanti Naufal Akmal Christiono NELIYATI, Neliyati Ningtias, Riska Putri Ayu Nisfullaili Hidayati Nizam Maulana At thaariq Nonik Atika Aprilia Rosa Novi Rosita Anggraeni Nur Chamila, Ayuni Nur Hidayah, Meizar Nur Laila Maulidyah Nurhayati, Isma Dewi NURSEHA NURSEHA Octafehili, Dwi Nur Octavia, Rena Salsabil Octavianisyah, Bella Oktafian , Rio Oktafiyanti, Intan Dewi Oktaviah, Ainnia Dewi Pramahsuari, Salsa Agwah Prasojo, Galih Priyambodo, Moch Iqbal Pandhu Pujianingsih, Vonny Putri Qur’Ana, Dinda Ucik Rachma Annisa Firdaus Raden Hanif Arga Suryana Ratna Lailatul As’ari Rifdah Abadiyah Rindi Kartika Sari Rindiani Rindiani Rini Ayu Agustin Rio Chandra, Rio Rita Ambarwati Rita Ambarwati Sukmono Rizal, As’at Rizky Eka Febriansah Romadhoni, Mega Putri Auliya Rudi Cahyono Safina, Maria Sahri, Vania Berlinda Permata Sari, Ainul Nurma Satrio Sudarso Septiany, Irma Galuh Setiawan, Bayu Dwi Shafarina, Dian Sigit Hermawan Silvy Imelda Windari Sintha Wahyu Arista Sirajuddin Solekha, Amalia Sonia Puspita Sari Sriyono Sriyono Sumarno . Sumartik Supardi Supardi Supardi Supardi Supardi Sururi, Alfaris Sutri, Sutri Syahputri, Denisa Firlian Syaifuddin, Aldy Hamid Syaifudin, Muhammad Afif Tiara Khurnia Illahi Tofan Tri Nugroho Uce Indahyanti Uce Indahyati Utami Nur Illahi Vera Firdaus Vernanda Suyono Putri Wildan Nasution Yuhanda, Rihadatul Aisy Zahro, Fatimatuh Zaytun, Anita Al