p-Index From 2021 - 2026
5.915
P-Index
Claim Missing Document
Check
Articles

Career Adaptability and Resilience as Predictors of Subjective Well-Being: Testing Self-Efficacy as a Mediator in University Students Sinta Amanda Putri; Helma Malini; Mazayatul Mufrihah; Rizani Ramadhan
Journal of Educational Management Research Vol. 5 No. 3 (2026)
Publisher : Al-Qalam Institue

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/jemr.v5i3.2345

Abstract

From a Human Resource Management perspective, final-year students are considered prospective workforce members as they are in a transition phase from education to the labor market and are preparing competencies and psychological readiness required by organizations. This study aims to analyze the effects of career adaptability and resilience on subjective well-being, with self-efficacy serving as a mediating variable. This study employed a quantitative approach using a survey method by distributing questionnaires to 240 final-year students undergoing career transition. The collected data were analyzed using Structural Equation Modeling (SEM) with SmartPLS 4 software. The results revealed that career adaptability and resilience had positive and significant effects on subjective well-being. Furthermore, self-efficacy was found to significantly mediate the relationships between career adaptability and resilience and subjective well-being. These findings imply that strengthening adaptability, resilience, and self-efficacy can support students’ psychological well-being and contribute to preparing a more adaptive, resilient, and work-ready future workforce.
The influence of non-performing loans (NPL), loan to deposit ratio (LDR), return on assets (ROA), and capital adequacy ratio (CAR) on credit growth in commercial banks in Indonesia Novia Andini; Helma Malini; Giriati Giriati
Economic: Journal Economic and Business Vol. 5 No. 1 (2026): ECONOMIC: Journal Economic and Business
Publisher : Lembaga Riset Mutiara Akbar (LARISMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/ejeb.v5i1.1374

Abstract

This study aims to examine the influence of Non-Performing Loans (NPL), Loan to Deposit Ratio (LDR), Return on Assets (ROA), and Capital Adequacy Ratio (CAR) on credit growth in Conventional Commercial Banks in Indonesia during the 2020–2024 period. The background of this study is based on the inconsistency of previous research findings regarding internal banking factors that influence credit growth, as well as the limited empirical studies that specifically examine the post-COVID-19 pandemic period. This study uses a panel data regression method with a Fixed Effect Model (FEM) approach and involves conventional commercial banks as research objects for a five-year observation period. The results show that partially Non-Performing Loans (NPL) have a negative and significant effect on credit growth, while the Loan to Deposit Ratio (LDR) and Return on Assets (ROA) have a positive and significant effect on credit growth. Meanwhile, the Capital Adequacy Ratio (CAR) does not show a significant effect on credit growth. Simultaneously, these four variables are proven to have a significant effect on credit growth. This finding indicates that banking credit growth is more influenced by the level of credit risk, liquidity, and profitability than by capital adequacy factors.
Pengaruh ESG Disclosure, Green Product Innovation on Financial Perfomance Dengan Firm Size Sebagai Moderasi Hendry Wijaya; Helma Malini; M.Irfani Hendri; Wendy Wendy; Anggraini Syahputri
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 4: Mei 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i4.16125

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Environmental, Social, and Governance (ESG) Disclosure dan Green Product Innovation terhadap Financial Performance perusahaan, dengan Firm Size sebagai variabel moderasi. Latar belakang penelitian ini berangkat dari meningkatnya perhatian global terhadap praktik keberlanjutan serta masih terbatasnya studi di Indonesia yang menguji kedua variabel tersebut secara bersamaan dengan peran ukuran perusahaan. Pendekatan penelitian menggunakan metode kuantitatif dengan desain kausal. Data sekunder diperoleh dari laporan tahunan dan laporan keberlanjutan perusahaan sektor Consumer Non-Cyclicals yang terdaftar di Bursa Efek Indonesia periode 2021–2024. Analisis data dilakukan menggunakan Moderated Regression Analysis (MRA). Hasil penelitian menunjukkan bahwa ESG Disclosure dan Green Product Innovation belum berpengaruh signifikan terhadap Financial Performance, baik yang diukur dengan ROA maupun ROE, serta Firm Size tidak memoderasi hubungan tersebut. Temuan ini mengindikasikan bahwa praktik ESG dan inovasi hijau pada perusahaan sektor Consumer Non-Cyclicals di Indonesia masih belum mampu dikonversi menjadi kinerja keuangan jangka pendek, meskipun model penelitian secara simultan dinyatakan signifikan.)
The Influence of Green Intellectual Capital and Green Innovation in Improving Financial Stability Puspita Maharani; Harry Setiawan; Anggraini Syahputri; Helma Malini; Anwar Azazi
Krisnadwipayana International Journal of Management Studies Vol 4 No 2 (2024): Krisnadwipayana International Journal of Management Studies
Publisher : Program Studi Magister Manajemen Universitas Krisnadwipayana

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to understand how Green Innovation and Green Intellectual Capital contribute to the improvement of Financial Stability in consumer goods manufacturing companies listed on the Indonesia Stock Exchange, as well as to explore how Corporate Social Responsibility (CSR) acts as a moderating variable between independent variables and financial stability.The study makes use of SPSS software and the Moderated Regression analysis (MRA) techniques. The 104 companies that made up the research sample received cecondary data from financial and sustainability reports consumer goods industry manufacturing companies during 2021- 2023 period. These findings prove that financial stability is negatively influenced by green innovation, but positively Green Intellectual Capital (GIC). Impact of Green Innovation and Green Intellectual Capital (GIC) on increasing financial stability has not yet been demonstrated to be moderated by Corporate Social Responsibility (CSR).
ESG DISCLOSURE, KEPUTUSAN INVESTASI, DAN KEPUTUSAN PENDANAAN TERHADAP NILAI PERUSAHAAN: PERAN MODERASI CASH HOLDING Tino Sumarno; Helma Malini; Anggraini Syahputri; Mustaruddin Mustaruddin; Anwar Azazi
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 10 No specialissue (2026): Vol. 10, Special Issue, 2026
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v10ispecialissue.19449

Abstract

This study examines the effect of ESG disclosure, investment decisions, and financing decisions on firm value, with cash holdings acting as a moderating variable in the food and beverage subsector listed on the Indonesia Stock Exchange. Grounded in signaling and agency theory, the research aims to provide empirical evidence on how strategic financial and sustainability-related decisions influence market valuation. The study employs a quantitative approach using panel data regression based on 132 firm-year observations from 33 companies during the 2021–2024 period. Model estimation was conducted using the Fixed Effect Model following specification tests, while moderating effects were analyzed through interaction terms. The findings indicate that ESG disclosure and investment decisions proxied by capital expenditure have a positive and significant impact on firm value, whereas financing decisions measured by long-term debt do not exhibit a significant effect. Furthermore, cash holdings do not moderate the relationship between ESG disclosure and investment decisions with firm value; however, they significantly weaken the effect of financing decisions on firm value, suggesting the presence of financial inefficiency when liquidity is excessive. These results highlight the importance of sustainability transparency and capital allocation strategies in enhancing firm valuation while emphasizing the contextual role of liquidity management in corporate financing outcomes.
Market Reaction to Rights Issue Announcement: An Event Study on Conventional Banks in Indonesia Risa Ramadhianti; Helma Malini; Wenny Pebrianti; Wendy; Anggraini Syahputri
Journal of Educational Management Research Vol. 5 No. 5 (2026)
Publisher : Al-Qalam Institue

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/jemr.v5i5.3012

Abstract

This study aims to examine market reactions to rights issue announcements among conventional banking companies by assessing changes in abnormal returns, trading volume activity, and stock return volatility before and after the announcements. A quantitative event study design was employed using secondary data from 26 conventional banking issuers that announced rights issues during 2020–2024. An 11-trading-day event window, covering five days before and five days after the announcement date, was applied. Market reactions were measured using abnormal return, trading volume activity, and stock return volatility. Because the data did not satisfy the normality assumption, the Wilcoxon Signed-Rank Test was used to examine differences between the pre- and post-announcement periods. The findings indicate significant differences in abnormal return, trading volume activity, and stock return volatility following rights issue announcements. The results demonstrate that rights issue information generates measurable changes in investor responses, reflected in changes in returns, trading intensity, and stock price fluctuations. The findings provide practical insights for investors in evaluating rights issue announcements as relevant information for investment decisions. The study also contributes to the literature by integrating return, trading activity, and volatility indicators within an event-study framework.
Unveiling Gen-Z Investment Intention: An Integrated TPB and Social Cognitive Theory Approach with Financial Literacy Moderation Tri Nanda Anugrah Hutasoit; Wendy; Anggraini Syahputri; Mustaruddin; Helma Malini
Journal of Educational Management Research Vol. 5 No. 5 (2026)
Publisher : Al-Qalam Institue

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/jemr.v5i5.3044

Abstract

This study examines the determinants of Gen-Z investment intention by integrating financial capacity, risk perception, self-efficacy, and peer influence, while investigating the moderating role of financial literacy. It also highlights the educational management dimension by considering how financial education and learning management can support informed investment decision-making among young adults. Method: A quantitative expl anatory design was employed using survey data from 404 Gen-Z respondents aged 20–29 years. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM), including outer-model, inner-model, moderating-effect, and Multi-Group Analysis (MGA) procedures. Results: Financial capacity, risk perception, self-efficacy, and peer influence significantly influence investment intention. The model explains 78.1% of the variance in investment intention. Financial literacy significantly strengthens the relationship between financial capacity and investment intention but does not significantly moderate the relationships involving risk perception, self-efficacy, and peer influence. Implications: The findings suggest that financial education should be managed beyond knowledge transmission by integrating financial capability, cognitive confidence, risk awareness, and social learning. Educational management can therefore play a strategic role in developing more objective, adaptive, and responsible investment decision-making among Gen-Z.
The Effect of Risk Profile, Profitability, and Capital on Profit Growth of Indonesian Digital Banks Tanti Yulianingsih; Erna Listiana; Helma Malini; Wendy; Giriati
Ilomata International Journal of Management Vol. 5 No. 1 (2024): January 2024
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v5i1.981

Abstract

Digital Bank is a bank innovation that is very popular today because it provides convenience in transactions. The large number of digital bank enthusiasts makes researchers interested in researching the health of digital banks. This study will investigate how much influence the bank's health level has on the profit growth of digital banks, as measured by the risk profile using NPL and LDR indicators, GCG with institutional ownership, Profitability with ROA indicators, and Capital with CAR indicators. This study utilized panel data regression analysis techniques. The Population in this study are all digital banks registered on IDX, and sampling was performed using purposive sampling techniques, so there are nine banks as a sample from 20 banks. Secondary data research using documentation study methods and literature studies for data collection. This study relies on financial statements obtained from the official web pages of every digital bank and www.idx.co.id as its data source. The research results obtained are ROA was discovered to have a statistically significant positive impact on profit growth, while NPL, LDR, CAR, and GCG had no impact. LDR and ROA were discovered to have a statistically significant positive impact on GCG, whereas NPL and CAR had no impact. According to indirect testing, GCG could not mediate the relationship between NPL, LDR, ROA, and CAR on profit growth.
The Influence of Employer Branding and E-Recruitment on Job Application Intention Among Generation Z: The Mediating Role of Corporate Reputation and Moderating Role of Social Media Use Agata Yuspita; Helma Malini; Syahbandi; Arman Jaya; Rizky Fauzan
Ilomata International Journal of Management Vol. 6 No. 1 (2025): January 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v6i1.1497

Abstract

This research investigates the impact of employer branding, e-recruitment, and corporate reputation on job applicants' intention to apply, with social media usage as a moderating variable. In a competitive digital landscape, understanding how these factors influence job seekers' behavior is crucial for companies aiming to attract top talent. Based on a sample of 203 respondents and measured using Partial Least Squares Structural Equation Modeling (PLS-SEM), the study demonstrates that both employer branding and e-recruitment positively and significantly influence the intention to apply. Corporate reputation is crucial in determining applicants' decisions, and social media activity strengthens the correlation between the intention to apply for jobs and the company's reputation. These results imply that businesses should prioritize employer branding and actively manage their digital presence, particularly on social media, to better engage with and attract potential job applicants.
Exploring Generation Z Consumers’ Manners on Green Purchase Behavior Regarding Reusable Product Adhinda Dwi Oprilyani; Helma Malini; Barkah; Erna Listiana; Harry Setiawan
Ilomata International Journal of Management Vol. 6 No. 2 (2025): April 2025
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v6i2.1518

Abstract

This research examines Generation Z's attitudes towards green purchasing behavior, with particular attention to the use of reusable products, amidst the growing issue of plastic waste in Indonesia. Generation Z's particular drive to choose sustainable purchasing provides an in-depth look at green consumption patterns. In the face of major challenges from single-use plastics, this study analyzes the influence of environmental concern and green brand knowledge on Generation Z's intention and action to purchase reusable products. Unlike previous research, this study pays special attention to generation Z, a group that has rarely been the focus in discussing the influence of these factors. A total of 264 generation Z respondents in Pontianak were surveyed in this study, which was analyzed through a quantitative approach using SEM with the help of SmartPLS 3 software. This study found that environmental concern and green brand knowledge significantly influence green purchase intention, which in turn positively influences green purchase behavior, with green purchase intention as a key mediator. The results indicate that a strategic approach that promotes environmental concern and green brand knowledge has the potential to encourage green consumption behavior and support sustainable practices.