Claim Missing Document
Check
Articles

The Effect of Green Finance and Corporate Social Responsibility on Profitability with Capital Adequacy Ratio as A Moderating Variable Evi Safitri; Helma Malini; Ana Fitriana; Wendy; Anggraini Syahputri
Journal of Educational Management Research Vol. 5 No. 3 (2026)
Publisher : Al-Qalam Institue

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/jemr.v5i3.2039

Abstract

This study aims to analyze the effect of green finance and corporate social responsibility (CSR) on profitability and to examine the moderating role of the capital adequacy ratio (CAR). This research employs a quantitative approach using panel data regression analysis. The data used are secondary data obtained from the annual financial reports of banking companies over a five-year observation period. The sample consists of 16 banking companies with a total of 80 observations. The analytical model applied in this study is the Common Effect Model (CEM). The results show that green finance has a positive and significant effect on profitability, indicating that sustainable financial practices can enhance financial performance. In contrast, CSR does not have a significant effect on profitability. Furthermore, the moderation analysis reveals that CAR strengthens the relationship between green finance and profitability but does not moderate the relationship between CSR and profitability. These findings imply that the implementation of green finance plays an important role in improving banking profitability, particularly when supported by adequate capital strength. This study contributes to the development of the sustainable finance literature and provides insights for financial institutions in formulating strategic financial policies.
Career Adaptability and Resilience as Predictors of Subjective Well-Being: Testing Self-Efficacy as a Mediator in University Students Sinta Amanda Putri; Helma Malini; Mazayatul Mufrihah; Rizani Ramadhan
Journal of Educational Management Research Vol. 5 No. 3 (2026)
Publisher : Al-Qalam Institue

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/jemr.v5i3.2345

Abstract

From a Human Resource Management perspective, final-year students are considered prospective workforce members as they are in a transition phase from education to the labor market and are preparing competencies and psychological readiness required by organizations. This study aims to analyze the effects of career adaptability and resilience on subjective well-being, with self-efficacy serving as a mediating variable. This study employed a quantitative approach using a survey method by distributing questionnaires to 240 final-year students undergoing career transition. The collected data were analyzed using Structural Equation Modeling (SEM) with SmartPLS 4 software. The results revealed that career adaptability and resilience had positive and significant effects on subjective well-being. Furthermore, self-efficacy was found to significantly mediate the relationships between career adaptability and resilience and subjective well-being. These findings imply that strengthening adaptability, resilience, and self-efficacy can support students’ psychological well-being and contribute to preparing a more adaptive, resilient, and work-ready future workforce.