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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Adzkiya : Jurnal Hukum dan Ekonomi Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Istinbath : Jurnal Hukum Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Ilmiah Wahana Pendidikan Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) JGK (Jurnal Guru Kita) Jurnal Krakatau (Indonesian of Multidiciplinary Journal) Journal Economic Excellence Ibnu Sina Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin Indonesia Economic Journal Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam
Suci Hayati
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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Teori Permintaan Uang dan Konsep Uang Beredar dalam Ekonomi Islam Aurelia Cahya Aini; Dea Marsa Amelia; Farhan Trisna Maulana; Sopia Icha Maharani4; Suci Hayati
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 3 (2025): Mei: Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i3.942

Abstract

Money in the Islamic perspective is understood as a medium of exchange and unit of account that must have real value and be used in productive and fair economic activities. In the theory of demand for money, Islamic economics has three main approaches. The mainstream school adopts the general principles of conventional theory with adjustments to sharia values, such as the prohibition of usury and the requirement for transactions based on real assets. The Iqtisaduna school, emphasizes the relationship between the monetary system and the Islamic social structure based on the values of justice and individual responsibility. Meanwhile, the alternative school criticizes the fiat monetary system and offers a concept based on intrinsically valuable money such as the dinar and dirham. The three schools also provide different views on the concept of money in circulation, ranging from an adjusted conventional monetary policy approach to a model that rejects a paper money system without asset support. This study provides a clear conceptual mapping of the differences and contributions of each school to the development of the theory of demand for money and money circulation management in the Islamic economic system.
Nilai Tukar Uang Konvensional dan Islam Masna Ani Saputri; Imelda Deva Kirana; Aim Matus Sholihah; Puspita Andraini; Suci Hayati
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 2 (2025): April-Juni 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/hent7t97

Abstract

The exchange rate plays a crucial role in a country's economic stability, as it affects the competitiveness of exports and imports, capital flows, and monetary policy. This article presents a comparative review between the exchange rate mechanism in conventional economics based on market demand and supply and central bank policy (floating with fixed exchange rate) with the concept of sharf in Islamic economics that emphasizes the prohibition of usury, speculation, and real asset-based transactions. A descriptive qualitative research method with a desk study approach is used to analyze the latest academic literature and policy documents. The results of the analysis show that although both systems aim at exchange rate stability, Islamic economics offers a framework of fairness and transparency that limits extreme volatility through cash requirements, quantity equivalence (for similar currencies), and minimal intervention to maintain market balance. In contrast, the conventional system is more flexible in responding to global economic shocks but is vulnerable to speculation. These findings underline the importance of integrating sharia principles in the formulation of modern exchange rate policies to minimize uncertainty and support inclusive and sustainable economic growth.
Perbandingan Kebijakan Fiskal dalam Perspektif Konvensional dan Islam: Telaah Teoritis dan Praktik Historis Annisa Rakhma Dewi; Inggis Shalma Zahira; Vika Putri Nurwinda; Suci Hayati
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 2 (2025): April-Juni 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/vycfca54

Abstract

Fiscal policy is one of the main instruments used by the state to manage the economy, both in terms of expenditure and state revenue. This study aims to compare fiscal policy in conventional and Islamic perspectives with a descriptive-qualitative approach. In conventional economics, fiscal policy aims to maintain macroeconomic stability, promote growth, and income distribution through tax instruments and state spending. Meanwhile, in Islamic economics, fiscal policy is designed to achieve the maqashid of sharia, namely social justice, the welfare of the people, as well as equitable distribution of wealth without usury and unethical economic practices. This study also reviews the practice of fiscal policy during the time of the Prophet Muhammad and the Khulafaur Rashidin, which shows the implementation of the state financial system through Baitul Mal and other sources of revenue such as zakat, kharaj, fai, and jizyah. This research shows that although there are similarities in the objectives between the two systems, namely public welfare, there are fundamental differences in the philosophical approaches and policy instruments used. Thus, understanding both perspectives is important in designing a fair and sustainable fiscal policy, especially for Muslim-majority countries.
Pasar Uang dan Kurva LM: Tinjauan Konvensional dan Perspektif Ekonomi Islam Akhus Nur Salim; Alif Ghufron Al-Fattah; Adnan Wijaya; Suci Hayati
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 2 (2025): April-Juni 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/gd368r56

Abstract

This study aims to analyse the concept of money market and LM curve in the perspective of conventional economics and Islamic economics. The method used is library research by reviewing various scientific literature, journals, and relevant official documents. In conventional economics, the money market functions as a means of providing short-term liquidity through interest-based instruments, and the LM curve describes the relationship between interest rates and national income in a money market equilibrium. In contrast, the Islamic economy rejects the practice of usury and makes money solely a medium of exchange, so the Islamic money market uses profit-sharing-based instruments and the principle of fairness in transactions. The LM curve model in Islamic economics needs to be reformulated with a non-usury approach that is in accordance with maqashid sharia. The results of the study show that the difference in basic principles between the two approaches creates a different money market system structurally and normatively. Therefore, understanding these two perspectives is very important in developing an inclusive, fair and sustainable financial system.
Pengaruh ROA dan EPS Terhadap Harga Saham Sektor Consumer Non-Cyclical ISSI Tahun 2023: Perspektif Keseimbangan Umum Keysya Muyasaroh Khasanah; Rara Presila; Suci Hayati
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 2 (2025): April-Juni 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/snykyj37

Abstract

The objective of this study is to evaluate how Return on Assets (ROA) and Earnings Per Share (EPS) affect the share value of the Indonesia Shariah Stock Index (ISSI) non-cyclical consumer sector in 2023, using general equilibrium methodology. This sector was chosen due to its resilience to economic fluctuations and significant contribution to the Islamic capital market. This study uses an explanatory quantitative approach utilising financial statement data from the companies, with analysis conducted through multiple linear regression. The results show a significantly positive impact of EPS on share price, while ROA has an adverse impact, highlighting that investors prioritise earnings per share over asset utilisation. The general equilibrium viewpoint illustrates how the interaction of key factors drives stability in the Islamic stock market, providing suggestions for investors and policy makers in advancing the Islamic capital market.
Keseimbangan Pasar Uang dalam Perspektif Ekonomi Islam M. Ibnu Rizal; Nova Elisa; Suci Hayati
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 2 (2025): April-Juni 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/hkh92w12

Abstract

The equilibrium of the money market within both conventional and Islamic economic systems. Using the IS-LM theoretical framework, it outlines the fundamental differences between the two systems, particularly in terms of the motives for money demand, monetary policy instruments, and their implications for economic stability. In Islamic economics, speculative motives are prohibited, and financial instruments must be free from usury (riba). The discussion also highlights the role of zakat and social responsibility in maintaining monetary equilibrium
Analisis Perbandingan Konsep Nilai Tukar Uang dalam Perspektif Ekonomi Islam dan Konvensional Neti Hasaroh; Azka Najwa Ramadhani; Selvira Zahrani; Suci Hayati
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 1 No. 3 (2025): MEI
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/tkdxnf63

Abstract

Exchange rates play an important role in the global economy. In the conventional system, exchange rates are determined by market mechanisms that can cause economic instability due to speculation and currency fluctuations. In contrast, Islamic economics emphasizes stability, fairness, and the prohibition of speculative practices (gharar) in transactions. This study aims to compare the concept of exchange rates between Islamic and conventional economic systems. The method used is a literature study with a qualitative approach, using Islamic and conventional economic literature sources. The results of the analysis show that the exchange rate system in Islamic economics emphasizes stability and fairness through the support of intrinsic value and the avoidance of speculation, while the conventional system tends to be influenced by free market forces that are vulnerable to uncertainty. In conclusion, the Islamic approach to exchange rates offers a more stable and ethical alternative in maintaining economic balance.
Pengembangan LKPS Berbasis Discovery Learning Pada Tema 4 Berbagai Pekerjaan Subtema 1 Untuk Siswa Kelas IV SD Negeri 066662 Medan Denai Suci Hayati; Elvi Mailani; Naeklan Simbolon; Risma Sitohang; Yusra Nasution
JGK (Jurnal Guru Kita) Vol. 9 No. 3: Juni 2025
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jgk.v9i3.64333

Abstract

Tujuan dari penelitian ini menciptakan LKPD berbasis discovery learning yang layak dan praktik digunakan oleh guru dan siswa pada tema 4 berbagai pekerjaan subtema 1 jenis-jenis pekerjaan. Metode penelitian yang digunakan yaitu R&D dengan model ADDIE. Penelitian ini menunjukkan bahwa LKPD berbasis discovery learning yang dikembangkan untuk Tema 4 "Aneka Pekerjaan" Subtema 1 di kelas IV SD Negeri 066662 Medan Denai memperoleh validasi sebesar 95% (sangat valid), dengan rata-rata skor kepraktisan siswa 9,92 (sangat praktis), serta rata-rata skor keefektifan siswa sebesar 72,85 (efektif). Hal ini mengindikasikan bahwa LKPD yang dirancang mampu meningkatkan keterlibatan siswa, memotivasi pembelajaran aktif, dan mendukung pemahaman materi secara lebih mendalam dibandingkan LKPD konvensional.
DAMPAK KEBIJAKAN MONETER TERHADAP INFLASI Alfira Kelda; Lutfi Ananda Widya Syari; Naila Dava Eliza; Suci Hayati
Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam Vol. 1 No. 1 (2025): Ilmu Ekonomi dan Ekonomi Islam
Publisher : Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kebijakan moneter memiliki peran penting dalam mengendalikan inflasi dan menjaga keseimbangan ekonomi melalui suku bunga, pasokan uang, dan operasi pasar terbuka. Studi ini melihat bagaimana kebijakan moneter mempengaruhi inflasi dan seberpa efektif kebijakan tersebut. Hailnya menunjukan bahwa kebijakan moneter yang ketat menekan inflasi dengan mengurangi permintaan, sementara kebijakan ekspansif mendorong pertumbuhan tetapi berisiko meningkatkan inflais. Efisiensi kebijakan dipengaruhi oleh faktor eksternal seperti harga komoditan dan nilai tukar. Koordinasi kebijakan moneter dan kebijakan fiskal dalam stabilitas ekonomi yang berkelanjutan adalah hal yang diperlukan.Oleh karena itu, koordinasi kebijakan moneter dan fiskal diperlukan untuk stabilitas ekonomi yang berkelanjutan.Metodologi penelitian ini bersifat kualitatif, dan mencakup analisis literatur yang meneliti berbagai sumber data, termasuk publikasi pemerintah dan jurnal ilmiah. AbstractMonetary policy has an important role in controlling inflation and maintaining economic balance through interest rates, money supply, and open market operations. This study looks at how monetary policy affect inflation and how effective it as. The results show that tight monetary policy suppresses inflation by reducing demand, while expansionary policy promotes growth but risks increasing inflation. The efficiency of the policy is impacted by external factors such as commodity prices and the exchange rate . Thus, the coordination of monetary policy and fiscal policy in sustainable economic stability is necessary. Therefore, monetary and fiscal policy coordination is necessary for sustainable economic stability. This study’s methodology is qualitative, and it includes a literature analysis that examines a range of data sources, including government publications and scholary journals. 
Analisis Pengaruh Inflasi Dan Nilai Tukar Terhadap Permintaan Uang di Indonesia Putri Eka Marsilal; Wulan Purnama Sari; Dela Khusnul Hotimah; Suci Hayati
Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam Vol. 1 No. 1 (2025): Ilmu Ekonomi dan Ekonomi Islam
Publisher : Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini menganalisis pengaruh inflasi dan nilai tukar terhadap permintaan uang di Indonesia dengan menggunakan metode kualitatif. Data diperoleh dari wawancara dengan pakar ekonomi, analisis kebijakan moneter, serta studi literatur dari sumber resmi seperti Bank Indonesia dan Badan Pusat Statistik. Hasil penelitian menunjukkan bahwa inflasi yang tinggi cenderung menurunkan kepercayaan masyarakat terhadap nilai uang, sehingga mendorong mereka untuk beralih ke bentuk aset yang lebih stabil. Sementara itu, perubahan nilai tukar berdampak pada tingkat transaksi dan likuiditas dalam perekonomian. Temuan ini memberikan wawasan bagi pembuat kebijakan dalam merancang strategi stabilisasi ekonomi yang lebih adaptif dan responsif terhadap kondisi makroekonomi.   Abstract This study analyzes the effect of inflation and exchange rates on the demand for money in Indonesia using qualitative methods. Data were obtained from interviews with economic experts, monetary policy analysis, and literature studies from official sources such as Bank Indonesia and the Central Bureau of Statistics. The results of the study indicate that high inflation tends to reduce public confidence in the value of money, thus encouraging them to switch to more stable forms of assets. Meanwhile, changes in exchange rates have an impact on the level of transactions and liquidity in the economy. These findings provide insight for policy makers in designing economic stabilization strategies that are more adaptive and responsive to macroeconomic conditions.  
Co-Authors Abelia Olivia Putri Ade Farid Adnan Wijaya Ahmad Syarif Aim Matus Sholihah Akhmad Kholil Akhus Nur Salim Alfira Kelda Alif Ghufron Al-Fattah Amanda Aulia Annisa Istikomah Annisa Rakhma Dewi Arif Tirta Permana Aulia Rakhmi Aurel Rani Avidesta R Aurelia Cahya Aini Azka Najwa Ramadhani Bahrur Rokhim Bella Permata Sari Cahyani Dwi Erawati Citra Rhamadani Dea Marsa Amelia Dela Khusnul Hotimah Desi Amalia Fadla Desta Ayu Aristianti Destrinelli Destrinelli Devi Aulia Ulva Devika Putrani Dhenia Lizariani ELVI MAILANI Ely Elsanti Faizal Chan Farhan Trisna Maulana Githa Marsyalia Azzahra husnul fatarib Imelda Deva Kirana Inggis Shalma Zahira Intan Aulia Denada Julia Rahma Sahara Kartika Nurrosidah Keysya Muyasaroh Khasanah Khairani, Eka Ulfa Lutfi Ananda Widya Syari M. Ibnu Rizal Masna Ani Saputri Mayla Tania Naeklan Simbolon Naila Dava Eliza Nanda Tiara Dewi Nelmy Fitria Utami Neti Hasaroh Nova Elisa Nur Nafisha Fulih Nuraini Nursalamah Puspita Andraini Putri Eka Marsilal Putri Rahmawati Rama Maulana Rana Asmaul Latif Randi Muhammad Irawan Rara Presila Rifki Arif Nugraha Rini Agustin Muda Risma Sitohang Ronal Jusupan Maulana Rosidah Selvira Zahrani Sendy Setia Ardifta Sopia Icha Maharani4 Sulaeman, Yeni Vani Gusti Andini Vemas Praditya Pangestu Vika Putri Nurwinda Wulan Purnama Sari Yantoro Yantoro Yantoro Yusra Nasution Yuyun Yunarti Zahyuni, Violita Zakky Al Hussainy