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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Adzkiya : Jurnal Hukum dan Ekonomi Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Istinbath : Jurnal Hukum Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Ilmiah Wahana Pendidikan JGK (Jurnal Guru Kita) Jurnal Ekonomi dan Bisnis Jurnal Krakatau (Indonesian of Multidiciplinary Journal) Journal Economic Excellence Ibnu Sina Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi PENG: Jurnal Ekonomi dan Manajemen Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin Indonesia Economic Journal Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam
Suci Hayati
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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Keseimbangan Pasar Uang dalam Perspektif Ekonomi Islam M. Ibnu Rizal; Nova Elisa; Suci Hayati
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 2 (2025): April-Juni 2025
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/hkh92w12

Abstract

The equilibrium of the money market within both conventional and Islamic economic systems. Using the IS-LM theoretical framework, it outlines the fundamental differences between the two systems, particularly in terms of the motives for money demand, monetary policy instruments, and their implications for economic stability. In Islamic economics, speculative motives are prohibited, and financial instruments must be free from usury (riba). The discussion also highlights the role of zakat and social responsibility in maintaining monetary equilibrium
Analisis Perbandingan Konsep Nilai Tukar Uang dalam Perspektif Ekonomi Islam dan Konvensional Neti Hasaroh; Azka Najwa Ramadhani; Selvira Zahrani; Suci Hayati
Jejak digital: Jurnal Ilmiah Multidisiplin Vol. 1 No. 3 (2025): MEI
Publisher : INDO PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/tkdxnf63

Abstract

Exchange rates play an important role in the global economy. In the conventional system, exchange rates are determined by market mechanisms that can cause economic instability due to speculation and currency fluctuations. In contrast, Islamic economics emphasizes stability, fairness, and the prohibition of speculative practices (gharar) in transactions. This study aims to compare the concept of exchange rates between Islamic and conventional economic systems. The method used is a literature study with a qualitative approach, using Islamic and conventional economic literature sources. The results of the analysis show that the exchange rate system in Islamic economics emphasizes stability and fairness through the support of intrinsic value and the avoidance of speculation, while the conventional system tends to be influenced by free market forces that are vulnerable to uncertainty. In conclusion, the Islamic approach to exchange rates offers a more stable and ethical alternative in maintaining economic balance.
Analisis Model Kurva IS dan Relevansinya dalam Ekonomi Islam: Tinjauan Literatur Sheilla Aulia; Putri Setianingsih; Fikri Nuriad; Suci Hayati
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): September: Education, Economic dan Social Studies
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/rv13n994

Abstract

The Indonesian capital market is facing a digital era that brings various challenges as well as opportunities to increase public investment interest. Technological transformation, especially through digital platforms, has provided wider and more practical access for the public to invest. However, public participation is still low due to various factors such as lack of financial literacy, limited number of issuers and investment products, and the prevalence of unhealthy practices such as gorengan shares. This study uses a qualitative approach with analysis of relevant literature, and aims to provide an in-depth understanding of the actual conditions of the Indonesian capital market, the structural challenges faced, and potential strategies to encourage the growth of domestic investors. The results of the study show that with the support of inclusive policies, collaboration between stakeholders, and optimal use of digital technology, the Indonesian capital market has the potential to become one of the main pillars of inclusive and sustainable economic growth.
Analisis Perbandingan Konsep Nilai Tukar dalam Ekonomi Konvensional dan Islam serta Implikasinya terhadap Stabilitas Ekonomi Dewi Jannati Asih Putri; M. Rafiudin Safikri; Puja Audinia Artika; Suci Hayati
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): September: Education, Economic dan Social Studies
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/6nq1r472

Abstract

Currency exchange rates are important for many economic activities, including capital flows, international trade, and investment. These activities have an impact on the competitiveness of domestic goods, the welfare of individuals, and the stability of the economy as a whole. The economic system in use determines how exchange rates are handled.  The notion of exchange rates in conventional and Islamic economics, as well as its effects on economic stability, are examined in this study using a qualitative approach and a literature study methodology. Descriptive analysis is performed on secondary data gathered from different literature sources and fatwas. The results demonstrate that, in order to lower the risk of exchange rate volatility, the Islamic economy places a strong emphasis on the values of justice, the prohibition of usury, and transparent cash transactions. In contrast, the conventional economic system depends on market mechanisms and interest rate-based monetary policies that are susceptible to fluctuations and speculation.  More socially just and durable stability may be possible with this Islamic economic strategy.  Consequently, using Islamic economic concepts to manage exchange rates can be a useful substitute for preserving the stability of the national economy.
Keseimbangan Pasar Barang dalam Perspektif Ekonomi Islam dan Konvensional: Analisis Kurva IS Azzahra Meytriana; Maulida Hasyima; Suci Hayati
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): September: Education, Economic dan Social Studies
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/7gx0sp19

Abstract

The goods market is a key component in macroeconomic analysis, as it determines the equilibrium between output and national income, in conventional economics, the equilibrium of the goods market is analyzed using the IS Investment-Saving curve, which shows a negative relationship between interest rates and national income. However, this approach is not aligned witah Islamic economic principles, as it relies on interest (riba), which is prohibited under Sharia law. Instead, Islamic economics employs a profit-sharing mechanism through instruments such as mudharabah to determine investment returns. This approach also emphasizes the importance of moral values, ethics, and social justice as integral parts of a more civilized economic system. Within the Islamic framework, the IS curve still reflects the relationship between investment and savings, but without involving elements of riba. It is instead grounded in principles of justice, transparency, and public welfare.
Evaluasi Penggunaan Dana Desa dalam Pembangunan Infrastruktur Perdesaan: Studi Kasus di Provinsi Lampung Mustika Wulandari; Pradita Mawardani; Zaqi Rohman; Suci Hayati
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): September: Education, Economic dan Social Studies
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/5z92ja11

Abstract

This study aims to evaluate the use of village funds in rural infrastructure development in Lampung Province. Using a descriptive qualitative approach through literature review, the research analyzes various official documents, government reports, and relevant previous studies. The findings indicate that the increase in village fund allocation from 2016 to 2018 had a positive impact on infrastructure development, such as village roads, irrigation channels, and other public facilities. However, the effectiveness of fund utilization is still influenced by several internal village factors, including human resource capacity, the functionality of village institutions, and community involvement. The main challenges in managing village funds include the lack of technical training for village officials, weak oversight systems, and limited public participation in the development process. Therefore, it is necessary to enhance the capacity of village officials, strengthen accountability systems, and optimize community participation to ensure that rural infrastructure development can be carried out more effectively, efficiently, and sustainably.
Pengembangan LKPS Berbasis Discovery Learning Pada Tema 4 Berbagai Pekerjaan Subtema 1 Untuk Siswa Kelas IV SD Negeri 066662 Medan Denai Suci Hayati; Elvi Mailani; Naeklan Simbolon; Risma Sitohang; Yusra Nasution
JGK (Jurnal Guru Kita) Vol. 9 No. 3: Juni 2025
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jgk.v9i3.64333

Abstract

Tujuan dari penelitian ini menciptakan LKPD berbasis discovery learning yang layak dan praktik digunakan oleh guru dan siswa pada tema 4 berbagai pekerjaan subtema 1 jenis-jenis pekerjaan. Metode penelitian yang digunakan yaitu R&D dengan model ADDIE. Penelitian ini menunjukkan bahwa LKPD berbasis discovery learning yang dikembangkan untuk Tema 4 "Aneka Pekerjaan" Subtema 1 di kelas IV SD Negeri 066662 Medan Denai memperoleh validasi sebesar 95% (sangat valid), dengan rata-rata skor kepraktisan siswa 9,92 (sangat praktis), serta rata-rata skor keefektifan siswa sebesar 72,85 (efektif). Hal ini mengindikasikan bahwa LKPD yang dirancang mampu meningkatkan keterlibatan siswa, memotivasi pembelajaran aktif, dan mendukung pemahaman materi secara lebih mendalam dibandingkan LKPD konvensional.
DAMPAK KEBIJAKAN MONETER TERHADAP INFLASI Alfira Kelda; Lutfi Ananda Widya Syari; Naila Dava Eliza; Suci Hayati
Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam Vol. 1 No. 1 (2025): Ilmu Ekonomi dan Ekonomi Islam
Publisher : Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kebijakan moneter memiliki peran penting dalam mengendalikan inflasi dan menjaga keseimbangan ekonomi melalui suku bunga, pasokan uang, dan operasi pasar terbuka. Studi ini melihat bagaimana kebijakan moneter mempengaruhi inflasi dan seberpa efektif kebijakan tersebut. Hailnya menunjukan bahwa kebijakan moneter yang ketat menekan inflasi dengan mengurangi permintaan, sementara kebijakan ekspansif mendorong pertumbuhan tetapi berisiko meningkatkan inflais. Efisiensi kebijakan dipengaruhi oleh faktor eksternal seperti harga komoditan dan nilai tukar. Koordinasi kebijakan moneter dan kebijakan fiskal dalam stabilitas ekonomi yang berkelanjutan adalah hal yang diperlukan.Oleh karena itu, koordinasi kebijakan moneter dan fiskal diperlukan untuk stabilitas ekonomi yang berkelanjutan.Metodologi penelitian ini bersifat kualitatif, dan mencakup analisis literatur yang meneliti berbagai sumber data, termasuk publikasi pemerintah dan jurnal ilmiah. AbstractMonetary policy has an important role in controlling inflation and maintaining economic balance through interest rates, money supply, and open market operations. This study looks at how monetary policy affect inflation and how effective it as. The results show that tight monetary policy suppresses inflation by reducing demand, while expansionary policy promotes growth but risks increasing inflation. The efficiency of the policy is impacted by external factors such as commodity prices and the exchange rate . Thus, the coordination of monetary policy and fiscal policy in sustainable economic stability is necessary. Therefore, monetary and fiscal policy coordination is necessary for sustainable economic stability. This study’s methodology is qualitative, and it includes a literature analysis that examines a range of data sources, including government publications and scholary journals. 
Analisis Pengaruh Inflasi Dan Nilai Tukar Terhadap Permintaan Uang di Indonesia Putri Eka Marsilal; Wulan Purnama Sari; Dela Khusnul Hotimah; Suci Hayati
Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam Vol. 1 No. 1 (2025): Ilmu Ekonomi dan Ekonomi Islam
Publisher : Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini menganalisis pengaruh inflasi dan nilai tukar terhadap permintaan uang di Indonesia dengan menggunakan metode kualitatif. Data diperoleh dari wawancara dengan pakar ekonomi, analisis kebijakan moneter, serta studi literatur dari sumber resmi seperti Bank Indonesia dan Badan Pusat Statistik. Hasil penelitian menunjukkan bahwa inflasi yang tinggi cenderung menurunkan kepercayaan masyarakat terhadap nilai uang, sehingga mendorong mereka untuk beralih ke bentuk aset yang lebih stabil. Sementara itu, perubahan nilai tukar berdampak pada tingkat transaksi dan likuiditas dalam perekonomian. Temuan ini memberikan wawasan bagi pembuat kebijakan dalam merancang strategi stabilisasi ekonomi yang lebih adaptif dan responsif terhadap kondisi makroekonomi.   Abstract This study analyzes the effect of inflation and exchange rates on the demand for money in Indonesia using qualitative methods. Data were obtained from interviews with economic experts, monetary policy analysis, and literature studies from official sources such as Bank Indonesia and the Central Bureau of Statistics. The results of the study indicate that high inflation tends to reduce public confidence in the value of money, thus encouraging them to switch to more stable forms of assets. Meanwhile, changes in exchange rates have an impact on the level of transactions and liquidity in the economy. These findings provide insight for policy makers in designing economic stabilization strategies that are more adaptive and responsive to macroeconomic conditions.  
Kebijakan Moneter dalam Tinjauan Tiga Mazhab Ekonomi Islam Terhadap Permintaan Uang Abelia Olivia Putri; Vani Gusti Andini; Suci Hayati
Indonesia Economic Journal Vol. 1 No. 1 (2025): JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/rqt86j82

Abstract

This study aims to examine monetary policy from the perspective of the three major schools of thought in Islamic economics Mainstream, Alternative, and Revivalist schools with a focus on the concept of money demand. These schools differ significantly in their epistemological foundations, methodologies, and approaches to economic theory and policy within the Islamic framework. This research employs a qualitative-descriptive method through a literature review of various prominent Islamic economic thinkers. The findings reveal that the Mainstream school is adaptive to the modern economic system, accepting conventional monetary instruments adapted to Sharia principles, and interprets money demand through a modified Keynesian approach that excludes speculative motives. In contrast, the Alternative school rejects interest-based monetary systems, emphasizes the role of the real sector, and views money as a tool for productive transactions that must avoid accumulation and speculation. Meanwhile, the Revivalist school takes a normative and idealistic stance, advocating a return to the dinar and dirham (gold and silver currency) system and rejecting fiat money, aiming to establish monetary justice based on intrinsic value. The study concludes that the differences among these schools reflect the rich diversity of thought within Islamic economics. No single school offers a definitive solution to monetary issues, making an integrated approach across schools more contextual and applicable in formulating Islamic monetary policies that are just, stable, and responsive to the challenges of the global economy.
Co-Authors Abelia Olivia Putri Ade Farid Adnan Wijaya Aim Matus Sholihah Akhmad Kholil Akhus Nur Salim Alfira Kelda Alif Ghufron Al-Fattah Amanda Aulia Annisa Istikomah Annisa Rakhma Dewi Arif Tirta Permana Aulia Rakhmi Aurel Rani Avidesta R Aurelia Cahya Aini Azka Najwa Ramadhani Azzahra Meytriana Bahrur Rokhim Bella Permata Sari Cahyani Dwi Erawati Dea Marsa Amelia Dela Khusnul Hotimah Desi Amalia Fadla Desta Ayu Aristianti Destrinelli Destrinelli Devi Aulia Ulva Devika Putrani Dewi Jannati Asih Putri Dhenia Lizariani ELVI MAILANI Ely Elsanti Faizal Chan Farhan Trisna Maulana Fikri Nuriad Githa Marsyalia Azzahra husnul fatarib Imelda Deva Kirana Inggis Shalma Zahira Intan Aulia Denada Julia Rahma Sahara Kartika Nurrosidah Keysya Muyasaroh Khasanah Khairani, Eka Ulfa Lutfi Ananda Widya Syari M. Ibnu Rizal M. Rafiudin Safikri Masna Ani Saputri Maulida Hasyima Mayla Tania Mustika Wulandari Naeklan Simbolon Naila Dava Eliza Nanda Tiara Dewi Nelmy Fitria Utami Neti Hasaroh Nova Elisa Nur Nafisha Fulih Nuraini Nursalamah Pradita Mawardani Puja Audinia Artika Puspita Andraini Putri Eka Marsilal Putri Rahmawati Putri Setianingsih Rama Maulana Rana Asmaul Latif Randi Muhammad Irawan Rara Presila Rifki Arif Nugraha Rini Agustin Muda Risma Sitohang Ronal Jusupan Maulana Rosidah Selvira Zahrani Sendy Setia Ardifta Sheilla Aulia Sopia Icha Maharani4 Sulaeman, Yeni Vani Gusti Andini Vemas Praditya Pangestu Vika Putri Nurwinda Wulan Purnama Sari Yantoro Yantoro Yantoro Yusra Nasution Zahyuni, Violita Zakky Al Hussainy Zaqi Rohman