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All Journal ASAS : Jurnal Hukum Ekonomi Syariah HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Afkar, Journal For Islamic Studies Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Syi'ar Iqtishadi Jurnal Profetik Al Maal: Journal of Islamic Economics and Banking Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Jurnal khabar: Komunikasi dan Penyiaran Islam Tadbir: Jurnal Manajemen Dakwah TADBIR: Jurnal Manajemen Dakwah FDIK IAIN Padangsidimpuan Dakwah: Jurnal Kajian Dakwah dan Kemasyarakatan Mabny : Journal of Sharia Management and Business Jurnal Manajemen Dakwah Jurnal Riset Komunikasi Penyiaran Islam Journal of Islamic Management Busyro : Jurnal Dakwah dan Komunikasi Islam Journal of Da'wah JEBI (Jurnal Ekonomi dan Bisnis Islam) ITQAN: Journal of Islamic Economics, Management, and Finance FADZAT Jurnal Ekonomi Syariah Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Al-Manaj Innovative: Journal Of Social Science Research Musyarakah: Journal of Sharia Economics (MJSE) Jurnal Kajian Manajemen Dakwah Setyaki : Jurnal Studi Keagamaan Islam Gudang Jurnal Multidisiplin Ilmu HIKMAH: Jurnal Ilmu Dakwah dan Komunikasi Islam El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Journal of Entrepreneurial and Business Diversity Jurnal Manajemen Dakwah (J-MD) Tasyri' Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah JEBD Al-Zayn: Jurnal Ilmu Sosial & Hukum QOSIM: Jurnal Pendidikan, Sosial & Humaniora AL-KARIM: Journal of Islamic and Educational Research Jurnal Kajian Islam dan Sosial Keagamaan Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam Hatta: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Syariah dan Ekonomi Islam (JSEI) Jurnal Inovasi Ekonomi Syariah dan Akuntansi Mudabbir Jurnal Bisnis Inovatif dan Digital Al-Idaroh I'thisom: Jurnal Ekonomi Syariah Abdurrauf Law and Sharia Jurnal Manajemen Dakwah JIMAD : Jurnal Ilmiah Multidisiplin IPSSJ Ittishol: Jurnal Komunikasi dan Dakwah Ulil Albab Abdurrauf Journal of Education and Islamic Studies Mushawwir: Jurnal Manajemen Dakwah dan Filantropi Islam Munazzama Journal of Islamic Management and Pilgrimage Jurnal Ilmiah Ar-Risalah: Media Ke-Islaman, Pendidikan dan Hukum Islam BORJUIS (JURNAL OF ECONOMY) MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Humanitis (Jurnal Humaniora Sosial dan Bisnis) Islam and Social Science Review
Muhamad Zen
UIN Syarif Hidayatullah Jakarta
Religion Aerospace Engineering Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Kepatuhan Syariah dalam Perbankan Online dan Fintech Syariah: Pembiayaan Online pada Prinsip-Prinsip Syariah Muhammad Yudha Ardiansyah; Muhamad Zen
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 4 (2024): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i4.1751

Abstract

Financial technology (fintech) services in Indonesia are growing rapidly, including sharia fintech that operates based on sharia principles. DSN-MUI Fatwa No. 117/DSN-MUI/IX/2018 is the operational basis for sharia fintech, although the Financial Services Authority (OJK) has not fully integrated it into binding regulations. This study examines sharia compliance in sharia fintech services using library research methods. The results of the study indicate that although sharia fintech has grown, stronger legal instruments are needed so that sharia compliance is implemented comprehensively. The role of the Sharia Supervisory Board (DPS) is very important in ensuring that sharia principles are implemented. However, supervision and legal protection for sharia fintech consumers are still minimal. Therefore, special regulations and strengthening of the DPS function are needed to ensure that sharia fintech truly complies with Islamic legal principles, maintains the existence of fintech, and increases consumer trust.
Pembinaan Mustahiq Program Mandiri Ekonomi LAZ Sukses Depok Murodhi, Difa Baladissalam; Zen, Muhamad
Jurnal Manajemen Dakwah Vol. 2 No. 2 (2024): Jurnal Manajeman Dakwah
Publisher : Program Studi Manajemen Dakwah Fakultas Ushuluddin Dan Dakwah Uin Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmd.v2i2.9868

Abstract

Pembinaan Mustahiq adalah suatu proses yang membantu mustahiq melalui usaha sendiri dalam rangka menemukan dan mengembangkan kemampuannya agar dia memperoleh kebahagiaan pribadi dan kemanfaatan sosial. Adanya pembinaan agar ketika diberi modal, mustahik bisa memaksimalkan dan mengembangkannya agar bisa meningkatkan ekonominya. Penelitian ini memiliki tujuan yang spesifik yakni untuk menganalisis pembinaan mustahik LAZ Zakat Sukses menggunakan pendekatan informative, partisipatif dan eksperiansial dan menganalisis manfaat yang diterima mustahik. Penelitian ini menggunakan kualitatif deksriptif dengan menggunakan teknik pengumpulan data  observasi, wawancara dan dokumentasi. Hasil dari penelitian ini menunjukkaan pembinaan yang dilakukan cukup baik jika dilihat dari alur pembinaan mulai dari informatif, partisipatif dan eksperensial. Kemudian manfaat yang diterima oleh mustahik juga sudah berjalan sebagaimana sebagaimana yang diharapkan. Mulai dari bertambahnya ilmu, meningkatnya usaha sampai meningkatnya spiritualitas mustahik.
Monetization of Dai Kondang's Da'wah as an Islamic Marketing Strategy in Improving the Ummah's Economy in the Digital Age Kahfi, Al; Zen, Muhamad; Fatmawati, Fatmawati
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 9, No 1 (2025)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v9i1.32056

Abstract

The monetization of Islamic preaching in the digital era has rapidly expanded through the use of social media by popular preachers. This study aims to analyze how these preachers apply Islamic marketing strategies to monetize da'wah and its impact on their welfare, da'wah production teams, and the broader Muslim community. Using a descriptive qualitative method and literature study approach, this research explores monetization models such as digital advertising, sponsorship, premium memberships, crowdfunding, and the Marketing Mix 4P (Product, Price, Place, Promotion). The findings reveal that ethical monetization aligned with Islamic values can empower the ummah economically. Models emphasizing financial transparency and public benefit, such as crowdfunding and voluntary donations, are considered more in line with Islamic ethics than ad-based or exclusive paid content. However, balancing commercialization with spiritual integrity remains a challenge. Therefore, principles of Tawhid, Maslahah, Amanah, Adl, and Ihsan must guide da'wah monetization in the digital era.
Peran Tim Nurul Musthofa dalam Mempromosikan Produk Seni Islam dan Kontribusinya terhadap Ekonomi Umat Baharudin Ardani; Muhamad Zen; Fatmawati Fatmawati
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 4 (2025): Juli: Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i4.1312

Abstract

This study aims to examine the role of Tim Hadrah Nurul Musthofa in promoting Islamic art products and its contribution to strengthening the community’s economy through a literature review approach. As a religious art group, Tim Hadrah not only serves as a medium for da’wah and the preservation of Islamic culture, but also holds potential as a community-based creative economic agent. This research employs a literature study method by analyzing various written sources such as books, scientific articles, media documentation, and relevant digital content. The findings indicate that Tim Hadrah Nurul Musthofa is actively engaged in producing and marketing Islamic art products through social media platforms, live performances, and merchandise sales. These activities contribute to local economic empowerment and open up opportunities for synergy between art, da’wah, and the Muslim economy. This study underscores the importance of developing culturally grounded da’wah through Islamic arts as a means of social and economic empowerment in modern society.
Strategi dan Distribusi Harga Produk Pegadaian Syariah dalam Meningkatkan Ekonomi Umat Muhammad Yudha Ardiansyah; Muhamad Zen; Fatmawati Fatmawati
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1387

Abstract

Pegadaian Syariah plays an important role in strengthening the people's economy through the provision of financial services in accordance with Sharia principles. This study aims to analyze the pricing and distribution strategies of Pegadaian Syariah products and their impact on the economic growth of the community. The research method uses a qualitative approach based on literature studies and secondary data analysis. The results of the study show that Pegadaian's Sharia pricing strategy pays attention to the principles of justice and affordability, while product distribution is carried out through service digitalization, expansion of branch office networks, and strategic partnerships. The use of these two strategies has proven effective in increasing the accessibility of Pegadaian Syariah services, accelerating financial inclusion, and encouraging the growth and empowerment of micro, small, and medium economies based on Sharia.
The Effectiveness of Da'wah Promotion on Television: A Case Study of Damai Indonesiaku TV One in the Sale of Islamic Products Rhohis Kurniawan; Zen, Muhamad; Fatmawati
Busyro: Jurnal Dakwah dan Komunikasi Islam Vol. 6 No. 2 (2025): Mei : Busyro : Jurnal Dakwah dan Komunikasi Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/kpi.v6i2.1690

Abstract

The purpose of this study is to analyze the impact of da'wah promotion in television media on TV One “Damai Indonesiaku” program, on consumer purchasing decisions and increasing sales of Islamic products. This research uses a qualitative approach to explore the meaning, perceptions, and experiences of the figures involved in da'wah promotion and their influence on the sale of Islamic products. This research uses a case study method approach, because this research aims to get a comprehensive picture of the effectiveness of da'wah promotion carried out by “Damai Indonesiaku” TV One. Case studies allow in-depth analysis of the communication process, the preparation of da'wah content, and their impact on the sale of Islamic products. Analysis results from previous research on Islamic product manufacturers showed a positive response to the “Damai Indonesiaku” program. Most of them felt that the program provided great benefits in introducing their products to the wider community. Consumers who watched this program stated that the “Damai Indonesiaku” program broadcast on TV One made it easier for them to choose quality, up-to-date products, in accordance with Islamic teachings. Sales data shows a significant increase in products promoted through my “Damai Indonesiaku” program. This program has proven to be effective in increasing consumer awareness about the importance of choosing halal products and in accordance with Islamic principles.
Peluang Bisnis Wisata Halal Internasional: Studi Kasus Adinda Azzahra Tour Rahmi Nur Azizah; Muhamad Zen; Fatmawati
Gudang Jurnal Multidisiplin Ilmu Vol. 3 No. 7 (2025): GJMI - JULI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v3i7.1673

Abstract

Penelitian ini mengkaji strategi pengembangan wisata halal internasional melalui studi kasus Adinda Azzahra Tour, agen perjalanan berbasis syariah. Dengan metode kualitatif deskriptif, data dikumpulkan dari sumber digital resmi dan dianalisis secara tematik. Hasilnya menunjukkan bahwa peluang wisata halal tumbuh pesat seiring peningkatan populasi Muslim, tren gaya hidup Islami, serta dukungan regulasi dan digitalisasi. Adinda Azzahra Tour merespons dengan menyediakan paket wisata halal ke negara non-Muslim, bekerja sama dengan maskapai ramah Muslim, serta menyediakan itinerary sesuai syariat. Kepatuhan terhadap prinsip Islam merujuk pada Fatwa DSN-MUI No. 108/2016 tentang pedoman pariwisata syariah. Tantangan yang dihadapi antara lain fluktuasi biaya, ketidakkonsistenan standar halal global, serta keterbatasan fasilitas halal. Penelitian ini menyoroti pentingnya inovasi, edukasi pasar, dan kolaborasi untuk memperkuat industri wisata halal Indonesia secara global
Optimizing The Form Of Murabaha Financing In Baitul Maal Wat Tamwil (Bmt) Towards Sharia-Based Local Economic Inclusion Sabirin, Yoga Basyiril; Zen, Muhamad
ASAS Vol. 16 No. 2 (2024): Asas, Vol. 16, No. 02 Desember 2024
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v16i2.24328

Abstract

This article aims to analyze the optimization of the murabaha agreement form in Baitul Maal Wat Tamwil (BMT) and its relevance in supporting the economic growth of sharia-based communities, especially for micro, small and medium enterprises. With a significant number of middle and lower class people in Indonesia, BMT is present as an alternative Islamic financial institution that provides access to usury-free financing. The murabaha agreement allows BMT to purchase goods at the customer's request and sell them at an agreed profit margin. However, there are challenges in the implementation of this financing, hence the need for optimization for BMT managers in an effort to maintain its existence. This research uses a qualitative method with a literature study approach, identifying the mechanism, dynamics of murabaha financing and the role of murabaha in the economy based on DSN-MUI fatwa No. 04/DSN-MUI/IV/2000. The results showed that transparency, customer education, and technology utilization play an important role in increasing trust in BMT while increasing economic inclusion, thus strengthening its position in the Islamic financial system in Indonesia.Keywords: BMT; Murabaha; Sharia Financing
Promotion Strategy of PT Muhsinin Tour & Travel dalam Meningkatkan Ekonomi Umat Melalui Produk Wisata Syariah Fadilah, Nurul; Zen, Muhamad; Fatmawati, Fatmawati
Ittishol: Jurnal Komunikasi dan Dakwah Vol 3, No 1 (2025): Ittishol: Jurnal Komunikasi dan Dakwah
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis strategi promosi yang diterapkan oleh PT. Muhsinin dalam mengembangkan sektor wisata syariah dan dampaknya terhadap pertumbuhan jumlah konsumen. Dengan menggunakan pendekatan kualitatif dan teknik wawancara dengan sumber data yang relevan, penelitian ini diharapkan dapat memberikan wawasan tentang efektivitas strategi promosi dalam meningkatkan kesadaran masyarakat akan pentingnya wisata syariah. Hasil penelitian ini menunjukkan PT. Muhsinin Tour Travel menerapkan bauran promosi yang komprehensif melalui periklanan media massa, brosur, penjualan personal, hubungan masyarakat, promosi event dan diskon, pemasaran langsung via telepon dan WhatsApp, serta pemanfaatan media internet (website, Instagram, YouTube, TikTok). Strategi ini meningkatkan kesadaran dan penjualan paket perjalanan wisata syariah, serta memberikan dampak positif terhadap ekonomi umat, seperti peningkatan kesejahteraan konsumen, pemberdayaan ekonomi lokal, peningkatan pendapatan sektor pariwisata, penguatan ekonomi keluarga konsumen, serta pendidikan ekonomi dan perencanaan keuangan. Penggunaan media sosial juga memperkuat ekonomi digital.
Wakaf Produktif Al Azhar Mendistribusikan Filantropi Islam Meningkatkan Ekonomi Umat Heny May Widiyawati; Muhamad Zen; Fatmawati
Jurnal Riset Komunikasi Penyiaran Islam Volume 5, No. 1, Juli 2025, Jurnal Riset Komunikasi Penyiaran Islam (JRKPI)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jrkpi.v5i1.6796

Abstract

Abstract. Productive waqf is an important instrument in the development of the Islamic economy, with the potential to improve community welfare through the distribution of philanthropic products. This research analyzes the promotional strategies implemented by Al Azhar in distributing Islamic philanthropic products and their impact on the economy of the community. The research method uses a qualitative approach with literature analysis from journals, books, and reports from relevant institutions. The research results show that social media-based promotion strategies, community collaboration, and public education have increased community participation in productive waqf. This study emphasizes that innovative approaches and digitalization can strengthen the role of waqf in the economic development of the Muslim community. Abstrak. Wakaf produktif merupakan instrumen penting dalam pengembangan ekonomi umat Islam, berpotensi meningkatkan kesejahteraan masyarakat melalui distribusi produk filantropi. Penelitian ini menganalisis strategi promosi yang diterapkan oleh Al Azhar dalam mendistribusikan produk filantropi Islam serta dampaknya terhadap ekonomi umat. Metode penelitian menggunakan pendekatan kualitatif dengan analisis literatur dari jurnal, buku, dan laporan lembaga terkait. Hasil penelitian menunjukkan bahwa strategi promosi berbasis media sosial, kolaborasi komunitas, dan edukasi publik telah meningkatkan partisipasi masyarakat dalam wakaf produktif. Studi ini menekankan bahwa pendekatan inovatif dan digitalisasi dapat memperkuat peran wakaf dalam pembangunan ekonomi umat Islam.
Co-Authors Ahmad, Habibullah Al Kahfi, Al Kahfi Amalia, Alvina Apdil Abdilah Apdil Abdilah Ardiansyah, Muhammad Farid Abi Arif, Zainal Arsela, Mika ARVAN SANDIKA Azhaari, Hasna Baharudin Ardani Bariek Azka Perdana Darmawati, Nia Dida Novandika Dinda Luthfiaturrahmah Alhaq eko prabowo Eko Prabowo, Eko Fadhilla, Indah Fahmi, M. Fahmi Ashari Fatkhullah, Imam Fatmawati Fatmawati - Fatmawati Fatmawati Fatmawati Fatmawati Fatmawati Fatmawati Fatmawati, Fatmawati Fitrah Amaliah Hasibuan Fitrah Amaliah Hasibuan Handayani, Nur Annisa Tri Harahap, Maratua Hasonangan Hari Risky Syahputra Hari Risky Syahputra Heny May Widiyawati Huzzatul Fikriyah Ibnu Apriani Iqbal Maulana Istianah Kahfi, Al Khoiruddin Ali Rahman Laeli, Azah Nur M Gustar Umam M. Miftahur Rahmat Isnaini M. Miftahur Rahmat Isnaini Mara Umar Mohammad Fahmy Bin Rapaee Muhamad Afdoli Ramadoni Muhammad Dzaki Hawari Muhammad Farid Abi Ardiansyah Muhammad Hafizul Aripin Muhammad Yudha Ardiansyah Mujadid, Shofam Amim Murodhi, Difa Baladissalam nida arafat Nuha, Nuha Nabila Aswari Nuralim, Aip NURRAHMAINI Nurul Alvi Chindi Fadhilah Nurul Alvi Chindi Fadhilah Nurul Fadilah, Nurul Paula Sembiring Rahmat Ramadan Rahmi Nur Azizah Ramadhan, Fitrah Rhohis Kurniawan Robaiyadi Robaiyadi Rubiyanah Sabirin, Yoga Basyiril Sa’idahtul Akmala Yusuf Sembiring, Muhammad Rifaldi Syahputra Shabri, Nabilla Aulia Siti Hayati Nufus Siti Sofiah Rahmawati Siti Sofiah Rahmawati Siti Trizuwani Siti Trizuwani Sofian Syahrizal Syuhudi, Irfan Tegar Efrizal Ummi Sa'adah Ummi Sa’adah Wali, Ahmad Mutawalli Nasution Wisnu Nugraha Yoga Agus Yulianto Yusrin, Erlin Annisa Yuzril Mahendra Yuzril Mahendra Zahira, Hasna Zakaria Syihabudin Zein Ramadhan Rifa’I, M Zen, Fatmawati