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All Journal ASAS : Jurnal Hukum Ekonomi Syariah HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Afkar, Journal For Islamic Studies Syi'ar Iqtishadi Jurnal Profetik Al Maal: Journal of Islamic Economics and Banking Jurnal khabar: Komunikasi dan Penyiaran Islam Tadbir: Jurnal Manajemen Dakwah TADBIR: Jurnal Manajemen Dakwah FDIK IAIN Padangsidimpuan Dakwah: Jurnal Kajian Dakwah dan Kemasyarakatan Jurnal Manajemen Dakwah Jurnal Riset Komunikasi Penyiaran Islam Journal of Islamic Management Busyro : Jurnal Dakwah dan Komunikasi Islam ITQAN: Journal of Islamic Economics, Management, and Finance FADZAT Jurnal Ekonomi Syariah Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Al-Manaj Jurnal Hukum Ekonomi Syariah : AICONOMIA Innovative: Journal Of Social Science Research Jurnal Kajian Manajemen Dakwah Setyaki : Jurnal Studi Keagamaan Islam Gudang Jurnal Multidisiplin Ilmu HIKMAH: Jurnal Ilmu Dakwah dan Komunikasi Islam HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Journal of Entrepreneurial and Business Diversity Jurnal Manajemen Dakwah (J-MD) Tasyri' Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah JEBD Al-Zayn: Jurnal Ilmu Sosial & Hukum AL-KARIM: Journal of Islamic and Educational Research Jurnal Kajian Islam dan Sosial Keagamaan Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Syariah dan Ekonomi Islam (JSEI) Jurnal Inovasi Ekonomi Syariah dan Akuntansi Mudabbir Jurnal Bisnis Inovatif dan Digital Al-Idaroh I'thisom: Jurnal Ekonomi Syariah Journal of Business Economics and Management Abdurrauf Law and Sharia Jurnal Manajemen Dakwah JIMAD : Jurnal Ilmiah Multidisiplin IPSSJ Ittishol: Jurnal Komunikasi dan Dakwah Ulil Albab Abdurrauf Journal of Education and Islamic Studies Mushawwir: Jurnal Manajemen Dakwah dan Filantropi Islam Munazzama Journal of Islamic Management and Pilgrimage ISTA Online Technologi Journal
Muhamad Zen
UIN Syarif Hidayatullah Jakarta
Religion Aerospace Engineering Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

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Wadi’ah dan Hawalah serta Implementasinya dalam Perbankan Syariah Darmawati, Nia; Zen, Muhamad
SETYAKI : Jurnal Studi Keagamaan Islam Vol. 2 No. 4 (2024): NOVEMBER
Publisher : CV Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/setyaki.v2i4.1213

Abstract

Sharia financial management has different principles from conventional financial management. In managing finances according to sharia principles with Islamic banking institutions, one of the important conditions that must exist is a contract. Among the many contracts that exist, there are wadi'ah and hawalah in contract transactions in Islamic banking. This research aims to analyze the comparison between the concepts of wadi'ah and hawalah in the Islamic banking system. The research involves data collection from various literatures, as well as interviews with Islamic banking experts. The analysis was conducted to understand how these two concepts function in the context of Islamic banking, as well as to identify the differences and similarities between the two. The results show that wadi'ah is a contract that occurs between two parties, where the first party entrusts an item to the second party. The implementation of wadi'ah is in current accounts (liabilities), while hawalah is a contract for the transfer of debt / credit of one party to another. The implementation of hawalah in Islamic banks is in the form of Post Dated Check; it can also be applied to factoring products. This study also highlights the importance of a good understanding of these two concepts, both for customers and Islamic banking institutions, to ensure that the principles of Islamic banking are respected and adhered to.
Mudharabah serta Musyarakah dalam Praktik Lembaga Keuangan Syariah Arsela, Mika; Zen, Muhamad
Tasyri' : Journal of Islamic Law Vol. 4 No. 1 (2025): Tasyri'
Publisher : STAINI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53038/tsyr.v4i1.156

Abstract

Islamic financial institutions record extraordinary circumstances achieved at ever-changing intervals that can be recognized by cosmopolitan technology. This reflection talks about the differences and similarities between mudharobah and musyarakah in the participation of Islamic financial institutions. The euphemistic disposition possessed in reflection is a qualitative disposition with a creative writing approach. Each collection is hand-collected and explained thereby nailing down a well-controlled process. This reflection states that the persistence of understanding mudharobah and musyarakah in the beginnings of Islamic finance has differences and similarities, these differences can be seen from the understanding, basic sharia, actions in Islamic financial institutions, capital, patronage management, ratios and risks. These patches of similarity complete the distortion of facts in business goals and complications.
ANALISIS FIQIH MUAMALAH KONTEMPORER DALAM TRANSAKSI JUAL BELI ONLINE Syahrizal; Muhamad Zen
Jurnal Syariah dan Ekonomi Islam Vol 2 No 2 (2024): Jurnal Syariah dan Ekonomi Islam
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAI ALMUSLIM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71025/vdk19e81

Abstract

Online buying and selling is currently very popular with all people who have internet access, because with all methods that in essence make it easier and present a sense of satisfaction so that online buying and selling is never avoided from the topic of conversation.  Buying and selling before the advancement of technology already had standards in practice that had been regulated in the Qur'an and Al-Sunnah. So that however, technology changes the method of transactions, but Islam long before that has established signs that must be obeyed for believers.  These signs have already existed with a legal basis, namely the Qur'an, Al-Sunnah and Ijma'. The Qur'an commands that if buying and selling in an initial contract provides relief for the buyer, namely by giving goods with a debt contract to write a grace period given to the buyer in paying it off. Al-Sunnah ordered not to sell goods that are different from those offered, thus giving rise to the nature of liars. And Ijma' Ulama ordered buying and selling so that there would be no ghoror, namely the ambiguity in the contract at the beginning of the transaction that there was no guarantee, in this case the buyer was deceived in the specifics of the goods and vice versa the seller was deceived in the value of an item. 
Kepatuhan Syariah dalam Perbankan Online dan Fintech Syariah: Pembiayaan Online pada Prinsip-Prinsip Syariah Muhammad Yudha Ardiansyah; Muhamad Zen
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 4 (2024): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i4.1751

Abstract

Financial technology (fintech) services in Indonesia are growing rapidly, including sharia fintech that operates based on sharia principles. DSN-MUI Fatwa No. 117/DSN-MUI/IX/2018 is the operational basis for sharia fintech, although the Financial Services Authority (OJK) has not fully integrated it into binding regulations. This study examines sharia compliance in sharia fintech services using library research methods. The results of the study indicate that although sharia fintech has grown, stronger legal instruments are needed so that sharia compliance is implemented comprehensively. The role of the Sharia Supervisory Board (DPS) is very important in ensuring that sharia principles are implemented. However, supervision and legal protection for sharia fintech consumers are still minimal. Therefore, special regulations and strengthening of the DPS function are needed to ensure that sharia fintech truly complies with Islamic legal principles, maintains the existence of fintech, and increases consumer trust.
Pembinaan Mustahiq Program Mandiri Ekonomi LAZ Sukses Depok Murodhi, Difa Baladissalam; Zen, Muhamad
Jurnal Manajemen Dakwah Vol. 2 No. 2 (2024): Jurnal Manajeman Dakwah
Publisher : Program Studi Manajemen Dakwah Fakultas Ushuluddin Dan Dakwah Uin Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmd.v2i2.9868

Abstract

Pembinaan Mustahiq adalah suatu proses yang membantu mustahiq melalui usaha sendiri dalam rangka menemukan dan mengembangkan kemampuannya agar dia memperoleh kebahagiaan pribadi dan kemanfaatan sosial. Adanya pembinaan agar ketika diberi modal, mustahik bisa memaksimalkan dan mengembangkannya agar bisa meningkatkan ekonominya. Penelitian ini memiliki tujuan yang spesifik yakni untuk menganalisis pembinaan mustahik LAZ Zakat Sukses menggunakan pendekatan informative, partisipatif dan eksperiansial dan menganalisis manfaat yang diterima mustahik. Penelitian ini menggunakan kualitatif deksriptif dengan menggunakan teknik pengumpulan data  observasi, wawancara dan dokumentasi. Hasil dari penelitian ini menunjukkaan pembinaan yang dilakukan cukup baik jika dilihat dari alur pembinaan mulai dari informatif, partisipatif dan eksperensial. Kemudian manfaat yang diterima oleh mustahik juga sudah berjalan sebagaimana sebagaimana yang diharapkan. Mulai dari bertambahnya ilmu, meningkatnya usaha sampai meningkatnya spiritualitas mustahik.
Teori Al Amwal dan Kaitannya dengan Transaksi Syariah Al Amwal Al Batiniyyah, Al Zahiriyah, Al Am, dan Al Khas Robaiyadi, Robaiyadi; Zen, Muhamad
Al-Idaroh: Media Pemikiran Manajemen Dakwah Vol 5 No 1 (2025): Maret, Al-Idaroh: Media Pemikiran Manajemen Dakwah
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi Islam Institut Agama Islam (IAI) Al-Azhaar Lubuklinggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53888/alidaroh.v5i1.825

Abstract

This study aims to determine how the theory of al-amwal relates to sharia transactions al amwal in fiqh muamalah al batiniyyah, al zahiriyah, al am, and al khas. The author uses a research approach library research method, which is a method that uses library sources such as books related to muamalah fiqh, journals, research results, and others related to the research topic. Amwal is a very important role in human life so that Islam has also provided learning about amwal from various forms, both in understanding, position and function, obtaining property and its utilization. As for the results of this study that the theory of al amwal in muamalah fiqh is widely explained by the scholars of the essence of property put forward by the majority of scholars and Hanafiyah scholars. According to the majority of scholars the property is not only material but also includes the benefits of an object. However, Hanafiyah scholars argue that what is meant by treasure is only material.
Monetization of Dai Kondang's Da'wah as an Islamic Marketing Strategy in Improving the Ummah's Economy in the Digital Age Kahfi, Al; Zen, Muhamad; Fatmawati, Fatmawati
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 9, No 1 (2025)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v9i1.32056

Abstract

The monetization of Islamic preaching in the digital era has rapidly expanded through the use of social media by popular preachers. This study aims to analyze how these preachers apply Islamic marketing strategies to monetize da'wah and its impact on their welfare, da'wah production teams, and the broader Muslim community. Using a descriptive qualitative method and literature study approach, this research explores monetization models such as digital advertising, sponsorship, premium memberships, crowdfunding, and the Marketing Mix 4P (Product, Price, Place, Promotion). The findings reveal that ethical monetization aligned with Islamic values can empower the ummah economically. Models emphasizing financial transparency and public benefit, such as crowdfunding and voluntary donations, are considered more in line with Islamic ethics than ad-based or exclusive paid content. However, balancing commercialization with spiritual integrity remains a challenge. Therefore, principles of Tawhid, Maslahah, Amanah, Adl, and Ihsan must guide da'wah monetization in the digital era.
Peran Tim Nurul Musthofa dalam Mempromosikan Produk Seni Islam dan Kontribusinya terhadap Ekonomi Umat Baharudin Ardani; Muhamad Zen; Fatmawati Fatmawati
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 4 (2025): Juli: Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i4.1312

Abstract

This study aims to examine the role of Tim Hadrah Nurul Musthofa in promoting Islamic art products and its contribution to strengthening the community’s economy through a literature review approach. As a religious art group, Tim Hadrah not only serves as a medium for da’wah and the preservation of Islamic culture, but also holds potential as a community-based creative economic agent. This research employs a literature study method by analyzing various written sources such as books, scientific articles, media documentation, and relevant digital content. The findings indicate that Tim Hadrah Nurul Musthofa is actively engaged in producing and marketing Islamic art products through social media platforms, live performances, and merchandise sales. These activities contribute to local economic empowerment and open up opportunities for synergy between art, da’wah, and the Muslim economy. This study underscores the importance of developing culturally grounded da’wah through Islamic arts as a means of social and economic empowerment in modern society.
Konsep Moderasi Beragama Perspektif Ulama Betawi: (Studi Atas Pemikiran Dan Aktivitas Dakwah Moderat Kh Abdullah Syafi’ie) Syihabudin, Zakaria; Zen, Muhamad; Ramadoni, Muhamad Afdoli
Jurnal Khabar: Komunikasi dan Penyiaran Islam Vol. 7 No. 1 (2025): Juni
Publisher : STAI Bumi Silampari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37092/khabar.v7i1.1085

Abstract

The ethnic Betawi are the indigeneous religious population of Jakarta. For the ethnic Betawi, Islam functions not only as a religion, but also as a unifying and identify-building force. Their customs and culture are grounded in Islamic values, and their form of religiosity is characterized by profound respect and veneration for religious teacher (Muallim). One such figure of note is KH. Abdullah Syafi’ie. This paper aims strengthen the theory of intellectual genealogy of Betawi ulama Rakhmat Zailani Kiky and Rodwan Saini’s concept of ethnic Betawi religiosity. Using qualitative methods, including interviews, observation, and document analysis, the study analyzes KH. Abdullah Syafi’ie’s thought and da’wah activities. It argues that his da’wah in the 1970s and 1980s embodied religious moderation. Firstly, KH Abdullah Syafi'ie's concept of diverse moderation is consistent with Yusuf Qardhawi's principles of balance (al-Tawazun) and justice (al-ta'adul). Secondly, KH Abdullah Syafi'ie's implementation of religious moderation in the domains of education, da'wah, and society demonstrates its modernization of the curriculum and institutional framework. The field of da'wah encompasses da'wah bi al-lisan, bi al-qalam, and bi al-hal. In the social domain, KH Abdullah Syafi'ie established an orphan and dhuafa boarding school in Jatiwaringin, Pondok Gede, Bekasi, West Java.
Strategi dan Distribusi Harga Produk Pegadaian Syariah dalam Meningkatkan Ekonomi Umat Muhammad Yudha Ardiansyah; Muhamad Zen; Fatmawati Fatmawati
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1387

Abstract

Pegadaian Syariah plays an important role in strengthening the people's economy through the provision of financial services in accordance with Sharia principles. This study aims to analyze the pricing and distribution strategies of Pegadaian Syariah products and their impact on the economic growth of the community. The research method uses a qualitative approach based on literature studies and secondary data analysis. The results of the study show that Pegadaian's Sharia pricing strategy pays attention to the principles of justice and affordability, while product distribution is carried out through service digitalization, expansion of branch office networks, and strategic partnerships. The use of these two strategies has proven effective in increasing the accessibility of Pegadaian Syariah services, accelerating financial inclusion, and encouraging the growth and empowerment of micro, small, and medium economies based on Sharia.
Co-Authors Ahmad, Habibullah Al Kahfi Amalia, Alvina Apdil Abdilah Apdil Abdilah Ardiansyah, Muhammad Farid Abi Arif, Zainal Arsela, Mika Azhaari, Hasna Baharudin Ardani Bariek Azka Perdana Darmawati, Nia Efrizal, Tegar Eko Prabowo, Eko Fadhilla, Indah Fahmi, M. Fahmi Ashari Fatmawati - Fatmawati Fatmawati Fatmawati Fatmawati Fatmawati Fatmawati Fatmawati, Fatmawati Fitrah Amaliah Hasibuan Handayani, Nur Annisa Tri Harahap, Maratua Hasonangan Hari Risky Syahputra Heny May Widiyawati Huzzatul Fikriyah Ibnu Apriani Idawati ISTIANAH Kahfi, Al Laeli, Azah Nur M Gustar Umam M Zein Ramadhan Rifa’I M. Miftahur Rahmat Isnaini Mara Umar Mohammad Fahmy Bin Rapaee Muhamad Afdoli Ramadoni Muhammad Dzaki Hawari Muhammad Farid Abi Ardiansyah Muhammad Hafizul Aripin Muhammad Yudha Ardiansyah Mujadid, Shofam Amim Murodhi, Difa Baladissalam nida arafat Novandika, Dida Nufus, Siti Hayati Nuha, Nuha Nabila Aswari Nur Khikmah Nuralim, Aip Nurrahmaini Nurul Alvi Chindi Fadhilah Nurul Fadilah, Nurul Paula Sembiring Rahmi Nur Azizah Ramadhan, Fitrah Rhohis Kurniawan Robaiyadi, Robaiyadi Rubiyanah Rubiyanah Sabirin, Yoga Basyiril Sembiring, Muhammad Rifaldi Syahputra Shabri, Nabilla Aulia Siti Sofiah Rahmawati Siti Trizuwani Syahrizal Syihabudin, Zakaria Syuhudi, Irfan Ummi Sa’adah Wahidin Wali, Ahmad Mutawalli Nasution Wirianisa, Syifani Wisnu Nugraha Yoga Agus Yulianto Yusrin, Erlin Annisa Zahira, Hasna