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All Journal Proceeding Fakultas Ekonomi Bulletin of Electrical Engineering and Informatics JDM (Jurnal Dinamika Manajemen) Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Students´ Journal of Accounting and Banking Students´ Journal of Economic and Management Jurnal Media Wahana Ekonomika Jurnal Ilmiah Administrasi Publik Proceeding SENDI_U Jurnal Studi Komunikasi AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat Isti`dal : Jurnal Studi Hukum Islam Fokus Ekonomi Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ekonomi Manajemen Sistem Informasi Review of Management and Entrepreneurship Khazanah Hukum Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) JURNAL USM LAW REVIEW Walisongo Law Review (Walrev) Jurnal Tunas Journal of Management and Bussines (JOMB) Journal of Management - Small and Medium Enterprises (SME's) Jurasik (Jurnal Riset Sistem Informasi dan Teknik Informatika) Economics and Digital Business Review Jurnal Ekonomi Jurnal Hukum Sehasen Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Journal of Accounting and Finance Management (JAFM) Journal of Law, Poliitic and Humanities Journal of Public Representative and Society Provision International Journal of Multidisciplinary Sciences and Arts Jurnal Penelitian Serambi Hukum Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Kesatria : Jurnal Penerapan Sistem Informasi (Komputer dan Manajemen) Journal of Ekonomics, Finance, and Management Studies Journal of Research on Community Engagement
Ali Maskur
Universitas Stikubank
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pemodelan SPK Persetujuan Ajuan Pinjaman Dengan Mengimplementasikan Metode Smart Dan Kriteria 7P Listiyono, Hersatoto; Purwatiningtyas, P; Sunardi, S; Maskur, Ali; Supriyanto, Edi
Jurasik (Jurnal Riset Sistem Informasi dan Teknik Informatika) Vol 10, No 1 (2025): Edisi Februari
Publisher : STIKOM Tunas Bangsa Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30645/jurasik.v10i1.853

Abstract

This research aims to explore the utilization of a Decision Support System (DSS) in the loan application approval process using the SMART method. DSS helps identify, assess, and mitigate various types of risks associated with loans, enhancing the efficiency and productivity of loan processing operations. By automating repetitive tasks, streamlining workflows, and reducing manual intervention, it improves customer satisfaction by providing faster response times. DSS also helps lenders comply with applicable laws and regulations by incorporating compliance checks, regulatory guidelines, and audit trails into the loan processing workflow, thereby reducing the costs and risks associated with manual processes, errors, and inefficiencies in loan processing. Traditional loan assessment methods often require manual processes, leading to delays and inaccuracies. The SMART method (Specific, Measurable, Achievable, Relevant, Time-bound) offers a structured approach to implementing DSS with clear and measurable outcomes. By leveraging DSS, lenders can streamline the loan application process, enhance decision-making accuracy, and improve customer satisfaction. This study will investigate the use of a SMART-based DSS in the loan application workflow and provide insights into best practices for implementing a SMART-based DSS solution in lending institutions. The findings of this research will contribute to the optimization of loan application processes and the improvement of decision-making capabilities in the financial industry, consistently, objectively, and more quickly. The system has the capability to collect, store, and manage data related to loan applications.
Upaya Pencegahan Perkawinan Anak Pada Masyarakat Penerima Program Keluarga Harapan (PKH) di Sonobabar Grobogan Maskur, Ali; Rismana, Daud; Adilla, Arina Hukmu; Chamami, M Rikza
JRCE (Journal of Research on Community Engagement) Vol 5, No 2 (2024): Journal of Research on Community Engagement
Publisher : Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/jrce.v5i2.24371

Abstract

The focus of dedication to this community is to reduce the number of child marriages in the recipient community of Program Keluarga Harapan (PKH) in Sonobabar Dusun Gedangan Grobogan. The PKH programme by the Ministry of Social Affairs of the Republic of Indonesia aims to help the economy to eradicate poverty. But the rise in the number of child marriages in poor areas increases the burden on society. Economic, social, educational and health disruption is an acute problem in the region. Participary Action Research (PAR) approach is chosen by servants to find problems, discern and find solutions together with the community. The result of this dedication is 1. The importance of socializing about the dangers of child marriage for young brides. Lack of preparedness in terms of economics, reproductive health and mental health because it is not ready to go through households and take care of children will be a problem in the future. It is necessary to enhance cooperation and support to promote the economy and legal awareness of the dangers of child marriage between the facilitator of the PKH of the Ministry of Social Affairs, the religious advocate of the Office of Religious Affairs (KUA) of the ministry of Religion, Bidan Village and the village government in Dusun Sonobabar Gedangan Grobogan.
Pengaruh Perceived Price, Digital Marketing, dan Positive Word of Mouth Terhadap Keputusan Pembelian Produk Herborist di Stuffbyms Kota Semarang Saccidananda Octyangelin Santosa; Ali Maskur
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 5 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i5.7202

Abstract

The purpose of this study is to analyze how consumer behavior at the Stuffbyms skincare store in Semarang City is influenced by Perceived Price, Digital Marketing, and Positive Word of Mouth. The sample in this study were social media followers of Herborist at Stuffbyms skincare shop in Semarang City using purposive sampling technique and distributing questionnaires via social media. Some tests were carried out using spss version 26. This matter is included in the validity, reliability, F test, coefficient of determination (R2), and t test for data analysis. The results of the study according to statistics show that Perceived Price has a significance level of 0.003, Digital Marketing has a significance level of 0.001, and Positive Word of Mouth has a significance level of 0.005. All of these factors as a whole have a positive and significant effect on purchasing decisions for Herborist products.
Tantangan Penegakan Hukum Terhadap Kejahatan Siber Pada Era Digital di Jawa Tengah Al-Ulamai, Ulil Amri; Harahap, Rustam Dahar Karnadi Apollo; Maskur, Ali
JURNAL PENELITIAN SERAMBI HUKUM Vol 18 No 02 (2025): Jurnal Penelitian Serambi Hukum Vol 18 No 02 Tahun 2025
Publisher : Fakultas Hukum Universitas Islam Batik Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59582/sh.v18i02.1318

Abstract

The rapid development of information technology has increased the intensity of cybercrime, especially in Central Java, which has a large digital population. Crimes such as online fraud, the spread of hoaxes, and online gambling are becoming increasingly difficult to handle due to their anonymous and cross-border nature. This research aims to analyse the challenges of law enforcement against cybercrime, evaluate the strategies of law enforcement agencies, and highlight the potential of the community's role in prevention. Using a qualitative method with a descriptive-analytical approach, data were collected through interviews, observations, and documentation, and then analyzed thematically. The research results show three main findings: technical and institutional limitations in handling cybercrime, strategic steps taken by the Central Java Police Cyber Crime Directorate, and the low literacy and community involvement in prevention. This research emphasises that the effectiveness of law enforcement can be significantly enhanced by the synergy of regulations, technology, and community participation. The implication is that policies are needed to integrate community-based repressive and preventive approaches. Further research is recommended to explore more inclusive and locally based digital literacy strategies, underlining the importance of continuous learning and adaptation in combating cybercrime.
Settlement of Land Disputes Certificate of Ownership Rights Number 251/Mojosongo Subdistrict Jebres District Surakarta City Review of General Principles of Good Government In Law Number 30 Of 2014 Concerning Government Administration: (Study of State Administrative Court Decision 48/G/2023/PTUN.SMG) Dzaini Wardi, Ali; Maskur, Ali
Journal of Law, Politic and Humanities Vol. 4 No. 5 (2024): (JLPH) Journal of Law, Politic and Humanities (July-August 2024)
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v4i5.552

Abstract

This research aims to determine the Settlement of Land Disputes, Ownership Certificate Number 251/Mojosongo Subdistrict, which can be called SHM No. 251/KM (OC No. 251/MS) through an approach to the principles contained in State Administrative Law in Law Number 30 of 2014 concerning Government Administration. This article uses a juridical-normative research method with library data sources and regulations related to legal documents. The results of this research are Land Dispute Settlement OC No. 251/MSfollowing the General Principles of Good Government (AUPB/GPGG) in the Government Administration Law so that the Semarang TUN court decision following the Principles of Justice, Usefulness, and Legal Certainty under Law Number 5 of 1986 concerning Administrative Courts State (PTUN), findings in related research also show that there are several deviations in the issuance of Land Ownership Certificates which are shortcomings of the Government Agency, namely the National Land Agency, in this case, SHM No. 251/KM includes Fictitious SHM, so it should be necessary to enforce, determine, protect the Law and related facilities more strictly and thoroughly in the Issuance of Ownership Certificate by the relevant agencies as well as fairer and more transparent law enforcement by the Semarang PTUN so that it complies with the Law. PTUN and State Administrative Law, as well as applicable Constitutional Law.
The Legal Effectiveness of Juvenile Diversion: A Study of the Indonesian Juvenile Justice System Rismana, Daud; Maskur, Ali; Permonoputri, Rifi Maria Laila Fitri; Hariyanto, Hariyanto; Hariz, Hajar Salamah Salsabila
Khazanah Hukum Vol. 7 No. 2 (2025): Khazanah Hukum
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kh.v7i2.44162

Abstract

This study aims to evaluate the legal effectiveness of diversion mechanisms within Indonesia’s juvenile justice system, particularly in relation to the state’s commitment to restorative justice principles. Although a comprehensive legal framework is in place—namely Law No. 11 of 2012 and Supreme Court Regulation (PERMA) No. 4 of 2014 (Peraturan Mahkamah Agung)—the implementation of diversion remains limited, with only 14.1% of juvenile cases resolved through this mechanism. This gap reveals a significant disconnect between legal norms and practical enforcement. The study employs a normative-qualitative legal research method, utilizing document analysis of statutory regulations and institutional reports from the Ministry of Law and Human Rights, the Indonesian Child Protection Commission (KPAI), the Directorate General of Corrections, as well as secondary sources including academic literature, media coverage, and official documentation. Thematic analysis was applied to identify structural, cultural, and institutional barriers in the implementation of diversion. The findings highlight three major issues: (1) regional disparities in the application of diversion, especially between urban centers and disadvantaged (3T) areas; (2) structural obstacles, including a shortage of trained personnel, lack of proper mediation facilities, and weak interagency coordination; and (3) the persistence of a retributive and legalistic legal culture among both law enforcement officials and the general public, which impedes the acceptance of restorative approaches. This study makes a significant contribution to the discourse on juvenile justice reform by emphasizing the need for systemic support and cross-sectoral collaboration to ensure the effective realization of diversion. Policy implications include the strengthening of training programs, infrastructure development, and public legal education. The originality of this research lies in its integrative evaluative framework, which combines legal, institutional, and socio-cultural analysis, offering a comprehensive assessment of the effectiveness of diversion in Indonesia.
Pengaruh Kualitas Layanan dan Kepercayaan Terhadap Kepuasan Anggota (Studi pada Koperasi Pegawai Republik Indonesia (KPRI) Pengadilan Negeri Semarang) Putri Agustin, Fatma; Maskur, Ali
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 5 No. 6 (2024): Jurnal Ekonomi Manajemen Sistem Informasi (Juli - Agustus 2024)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v5i6.2471

Abstract

Riset ini bertujuan guna menganalisis seta membuktikan apakah kualitas layanan serta kepercayaan berpengaruh terhadap kepuasan anggota. Riset memakai metode kuantitatif dengan populasi anggota KPRI (Koperasi Pegawai Republik Indonesia) Pengadilan Negeri Semarang. Sampel penelitian berjumlah 55 responden dan dianalisis menggunakan SmartPLS 4. Data dikumpulkan melalui kuesioner dengan beberapa item pernyataan. Hasil riset memaparkan bahwasanya kualitas layanan tidak berdampak pada kepuasan anggota. Kepercayaan berdampak pada kepuasan anggota.
Contestation of Legal and Social Norms in Early Marriage Sopiyani, Sopiyani; Maksun, Maksun; Maskur, Ali
Journal of Public Representative and Society Provision Vol. 5 No. 2 (2025): Journal of Public Representative and Society Provision
Publisher : Pusat Studi Pembangunan dan Pemberdayaan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55885/jprsp.v5i2.565

Abstract

This research discusses the phenomenon of early marriage that occurs in Pinayungan Village, Karawang Regency, by highlighting the imbalance between legal norms and social norms prevailing in the community. Although legal regulations, such as Law No. 16 of 2019 and PERMA No. 5 of 2019, have regulated the minimum age of marriage and marriage dispensation procedures for the protection of children's rights, the practice of early marriage is still rampant. Through a juridical-sociological approach and qualitative method, this study explores the sociocultural factors behind early marriage, including the belief in the "itung-itungan" tradition and parents' concerns about promiscuity. Interviews with the Religious Affairs Office and one of the children who married early show that social norms in the community take precedence over formal state legal norms. This phenomenon reinforces the concept of "living law" proposed by Eugen Ehrlich. In addition to violating positive law, the practice of early marriage also causes violations of various children's rights guaranteed by the Child Protection Law and the Convention on the Rights of the Child, such as the right to education, health, decent work, and the right to grow and develop optimally. This study recommends the need for a culture-based legal approach to encourage the effective implementation of child protection and prevention of early marriage.
The Influence of Oil Prices, Gold Prices, and Inflation on the Indonesian Sharia Stock Index 2021-2025 Nawatmi, Sri Nawatmi; Nusantara, Agung; Maskur, Ali; Setiawan, Mulyo Budi
International Journal of Multidisciplinary Sciences and Arts Vol. 4 No. 3 (2025): International Journal of Multidisciplinary Sciences and Arts, Article July 2025
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/ijmdsa.v4i3.6439

Abstract

As is known, the stock price index always fluctuates. Fluctuations are sometimes high, sometimes low, and sometimes it is difficult to predict the rise and fall of the stock index. Therefore, the purpose of this study is to determine how the variables of world oil prices, world gold prices and inflation affect the Indonesian sharia stock index (ISSI). The type of data is secondary data. The data taken is time-series data, the time period January 2021 - February 2025. The dependent variable is ISSI, while the independent variables are world oil prices, world gold prices and inflation. Data sources come from BPS (Central Statistics Agency), BI (Bank Indonesia) and investing.com. The analysis method used is the OLS (Ordinary Least Square) method with multiple linear regression techniques. Before analyzing, classical assumption detection was carried out starting from the detection of normality, multicollinearity, heteroscedasticity and autocorrelation. The estimation results show that the world oil price variable does not affect the movement of the ISSI, while the world gold price and inflation have a positive effect on the Indonesian sharia stock index.
ONLINE CUSTOMER EXPERIENCE FOR DIGITAL BANKING CUSTOMERS: RECONFIRMATION OF INFORMATION SYSTEM SUCCESS MODEL Maskur, Ali; Nawatmi, Sri; Santoso, Ignatius Hari
Journal of Management Small and Medium Enterprises (SMEs) Vol 18 No 2 (2025): JOURNAL OF MANAGEMENT Small and Medium Enterprises (SME's)
Publisher : Universitas Nusa Cendana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/jom.v18i2.20605

Abstract

The rapid transformation of the banking industry, driven by advancements in digital technology, has reshaped how banks deliver services and interact with customers. This study investigates the impact of system quality, information quality, and service quality on online customer experience and customer loyalty in the digital banking context. Using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method, data was collected from 95 respondents who have actively used mobile banking services for over three years. The findings reveal that system quality and information quality significantly influence customer loyalty and online customer experience, while service quality does not have a direct effect on customer loyalty. Similarly, system quality does not significantly affect online customer experience unless paired with other quality dimensions. These results highlight the evolving priorities of digital banking customers, who value efficient, secure, and intuitive platforms over traditional service interactions. The study emphasizes the importance of integrating high system and information quality with personalized and responsive service to enhance the overall customer experience. This research provides theoretical and practical insights for banking institutions aiming to strengthen their digital strategies and foster sustainable customer loyalty in the competitive landscape of digital banking. Keywords: System Quality; Information Quality; Service Quality; Customer Loyalty; Online Customer Experience
Co-Authors 06.3502.0746 Ribut Hadi Handoko 0625020025 Asa Bangkit Probo Pratista 08.05.51.0061 Jefri Handiarko 08.05.51.0094 ARDI ANUGRAH UTAMA 08.05.52.0115 Candra Arta Kusuma 08.3502.0508 Nico Martiyanto Bayuaji 08.3502.0548 Ali Muhtar 10.05.52.0150 Temmy Muhas Pribadi 11.05.52.0141 Faris Febrianto, 11.05.52.0141 12.05.51.0173 Nila Ardhianie Abu Hapsin Adib Saeroji, Adib Adilla, Arina Hukmu Afif Noor Agung Nusantara Agus Budi Santosa Agus Budi Santosa Aini Nur Azizah Al-Ulamai, Ulil Amri Alfina Dwi Pratiwi Almira Veda Islamey Amrillah, Mohamad Yusfi Anita Dyah Wulandari, Anita Dyah Anton Purnomo, 12.05.51.0108 Anton Purnomo, 12.05.51.0108 Askar Yunianto Asti Rahmawati Azzahra Ardewita Rissema, 15.05.51.0305 Bambang Sudiyatno Bambang Sudiyatno Budi, Mulyo Cahya Abim Maulana Chamami, M Rikza Choirul Saleh Dagma Syafira Destia Wardani Daniswara, Alfreda Khansa Daud Rismana Dzaini Wardi, Ali Edi Supriyanto, Edi Eko Nur Wahyudi Endang Tjahjaningsih Euis Soliha Fariza Shegi Pratama Fauzul Munna, 15.05.51.0262 Febri Andrean, 12.05.51.0073 Febri Andrean, 12.05.51.0073 Ferdiansyah, Alif HARIYANTO HARIYANTO Hariz, Hajar Salamah Salsabila Hersatoto Listiyono Ivana Khoiru Amalia Joko Purwanto Karin Ryanda Saputri, 15.05.51.0197 Khofifah, Siti Khoirul Muttaqin, 14.05.51.0153 Latifah, Vika Ulfiana Lely Indah Mindarti, Lely Indah Maksun Maksun Mamila Hidayatullah, 14.05.51.0020 Mamila Hidayatullah, 14.05.51.0020 Marlien Marlien Marsha Nela Anggraeni, 13.05.51.0164 Marsha Nela Anggraeni, 13.05.51.0164 Meliana Nur Azizah, Siti Merlin Nur Pratiwi, 15.05.51.0221 MIFTA MUTIARA S Mualimah, 14.05.51.0024 Muhammad Ajib Syaifuddin Muhammad Rizal Firdaus Muhshonah, Muhshonah Mulyo Budi Setiawan Muslich Shabir Mya Maulida Hurriyah, 15.05.51.0261 Nastiti, Putri Meila Faiza Nawatmi, Sri Nawatmi Nira Widi Pamula, 15.05.51.0090 Nisa', Khoirotin Nurul Lailatul Janah, 14.05.51.0039 Permonoputri, Rifi Maria Laila Fitri Priyo Utomo Purwanto Waluyo Purwatiningtyas Purwatiningtyas Purwatiningtyas, P Putri Agustin, Fatma Rafika Amalia, 14.05.51.0225 Ramadhani, Megananda Dwi Retnowati Retnowati Retnowati Retnowati Ridfan Trisnanda, 12.05.51.0122 Ridfan Trisnanda, 12.05.51.0122 Rustam Dahar Karnadi Apollo Harahap S Sunardi Saccidananda Octyangelin Santosa Saifudin Saifudin Sandi Putra Pratama, 14.05.51.0202 Sandi Putra Pratama, 14.05.51.0202 Santoso, Ignatius Hari Sinta Rosita Sari Sofiana Adhi Putri, 14.05.51.0198 Sopiyani, Sopiyani Sri Mulyani Sri Mulyani Sri Nawatmi Sri Yulianto Fajar Pradapa Sumiarsih, 15.05.51.0224 Suzy Widyasari Sya Faza Maulana, 12.05.51.0079 Sya Faza Maulana, 12.05.51.0079 Syafira Nur Hidayaturohmah