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The Construction of Cooperation Contract in Sharia Banking with Qowaid Fiqhiyyah Muamalah Review Naisabur, Nanang; Nova, Nova
Asyahid Journal of Islamic and Quranic Studies (AJIQS) Vol. 4 No. 1 (2022): Asyahid
Publisher : STAI AL-FALAH CICALENGKA

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Abstract

The development of Islamic banking at this time is progressing. The public is interested in the profit-sharing system offered by Islamic banking. There are characteristics of Islamic banking that distinguish it from conventional banking in general, namely the existence of sharia contracts which are the basis for the establishment of economic activities. Here the author examines more deeply about the construction of Islamic banking contracts using the literature analysis method, which is reviewed from several sources of books and journals which are then researched and associated with the issues discussed. The results of the study stated that there are several factors that influence the obstacles in the construction of cooperation contracts in Islamic banking. Among these factors is the tendency of Islamic financial institutions or Islamic banking to implement sharia cooperation contracts on certain products only with reference to conventional interest. This is nothing but based on two mutually attractive laws, namely between sharia law and conventional law. In addition, the lack of qualified human resources in the field of Islamic banking is also a factor, especially in understanding the rules of fiqhiyyah. This Fiqhiyyah rule has a close relationship, especially in running the Islamic economy. Then can this sharia principle or contract be maintained and developed in this sharia banking product by referring to fiqhiyyah rules or does it continue to refer to existing conventional law? Keywords: Sharia Banking, Cooperation Agreement, Fiqhiyyah Rules   AbstrakPerkembangan perbankan syari’ah pada masa ini tengah mengalami kemajuan. Masyarakat tertarik pada sistem bagi hasil yang ditawarkan oleh perbankan yari’ah. Terdapat karakteristik perbankan syari’ah yang menjadi pembeda dari perbankan konvensional pada umumnya, yakni adanya akad-akad syari’ah yang menjadi landasan dalam terjalinnya kegiatan ekonomi. Disini penulis meneliti lebih dalam mengenai konstruksi akad perbankan syariah dengan  menggunakan metode analisis pustaka yakni dikaji dari beberapa sumber buku dan jurnal yangkemudian diteliti dan dikaitkan dengan isu yang dibahas. Hasil penelitian tersebut menyatakan bahwa ada beberapa faktor yang mempengaruhi hambatan dalam perkembangan produk perbankan syari’ah ini. Diantara faktor tersebut ialah adanya kecenderungan Lembaga keuangan syari’ah atau perbankan syari’ah dalam mengimplementasikan akad-akad syari’ah dalam produknya hanya pada akad-akad tertentu sehingga akad-akad lain belum mendapatkan tempatnya dalam Lembaga keuangan syari’ah atau perbankan syari’ah ini. Hal tersebut tidaklain didasarkan dari dua hukum yang saling tarik menarik yakni antara hukum syari’ah dengan hukum konvensional. Selain itu kurangnya sumber daya manusia yang mumpuni dalam bidang perbankan syari’ah juga menjadi salah satu faktor terutama dalam pemahaman kaidah fiqhiyyah. Kaidah Fiqhiyyah ini memiliki kaitan erat khususnya dalam menjalankan perekonomian Islam. Kemudian apakah prinsip atau akad syari’ah ini dapat dipertahankan dan dikembangkan dalam produk perbankan syari’ah ini dengan merujuk pada kaidah fiqhiyyah atau justru terus merujuk pada hukum konvensional yang ada? Kata Kunci : Perbankan Syari’ah, Akad Kerjasama, Kaidah Fiqhiyyah
EDUCATIONAL MANAGEMENT OF EDUCATIONAL CULTURE AND CHARACTER IN 3 PUBLIC ELEMENTARY SCHOOLS PILOTS BIREUEN Nova, Nova; Nurdin, Diding
EARR (Educational Administration Research and Review) Vol 6, No 2 (2022): December 2022
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/earr.v6i1.47511

Abstract

Some of the problems of educational institutional management, especially in the out-of-school education path that are being faced today are: I) the high illiteracy rate in various age ranges, 2) there are still school-age children who are out of the school education system, 3) many elementary, junior high school, high school graduates who do not continue to a higher level, 4) the large number of the unemployed labor force population because they are unable to compete in the job market,  5) the heavy burden on families and communities in making ends meet due to poverty. The five main problems above, the Ministry of National Education has developed a countermeasure strategy that can be implemented in various pathways, types and levels of education, namely life skills-oriented education through a broad-based education approach. In the process of cultural education and the personality of the nation, learners actively develop pots. One of the latest national education policies in Indonesia is to implement education with the character of national values in Indonesian schools. In the process of cultural education and the personality of the nation, learners actively develop their potential, internalize and internalize the values of their personality by integrating into society, develop developing a more prosperous society life and developing a decent national life. Culture is a whole system of thoughts and feelings, actions and works produced by man in social life that are worthy of study. Through education that develops cultural values and national courage, students have similar values and personalities to themselves, able to apply these values in their lives as individuals, as members of society and as religious, ethnic, productive and creative citizens.Keywords: Education Management, Cultural, Educational Character
Pembimbingan Kepribadian Dan Kemandirian Klien Pemasyarakatan Di Bapas Klas II Bengkulu Lorita, Evi; Saputra, Harius Eko; Maryaningsih, Maryaningsih; C. Kader, Bando Amin; Dahlia, Dahlia; Nova, Nova
Jurnal Dehasen Untuk Negeri Vol 4 No 1 (2025): Januari
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jdun.v4i1.7840

Abstract

Community service means directly institutionalising the practice of science, technology, arts and culture in society through scientific methods such as the socialisation of the three dharmas of higher education and noble responsibilities in an effort to develop community skills in carrying them out. This community service activity was carried out at the Balai Pemasyarakatan (Bapas Kelas II Bengkulu), which carried out its activities at the BAPAS Klas II Bengkulu Halfway House Jl. Lintas Bengkulu-Kepahiang Desa Taba Pasemah Kec. Talang Empat Kab. Bengkulu Tengah. The target of this activity is Correctional Clients in Bapas Class II Bengkulu. This activity is carried out with the aim of providing Personality Guidance and Independence of Correctional Clients at BAPAS Class II Bengkulu. The benefits of the implementation of community service carried out by lecturers and students of the Public Administration Study Program for Correctional Clients at BAPAS Class II Bengkulu are to create correctional clients who are independent and have noble personalities, and can consciously realise the mistakes that have been made and promise with their own personality not to repeat the mistakes that have been made.
Pengaruh Faktor Ekternal Perusahaan Terhadap Harga Saham Di Indonesia Nova, Nova
Ekonomika : Jurnal Ekonomi dan Pembangunan Vol 13 No 1 (2021): Ekonomika, Maret 2021
Publisher : Fakultas Ekonomi Universitas Almuslim Bireuen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (356.658 KB) | DOI: 10.51179/eko.v13i1.539

Abstract

The aim of this research is to examine the influence of company external factors such as level inflation and interest rates on stock prices in Indonesia. The data used is data monthly from January 2017 – December 2019. Data analysis techniques used in This research is multiple linear regression. The research results show that inflation and ethnicity interest partially influences stock prices in Indonesia.
ANALISIS HUBUNGAN KEBIJAKAN MONETER DENGAN INFLASI DI INDONESIA Nova, Nova
Ekonomika : Jurnal Ekonomi dan Pembangunan Vol 14 No 1 (2022): Ekonomika, Maret 2022
Publisher : Fakultas Ekonomi Universitas Almuslim Bireuen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.287 KB) | DOI: 10.51179/eko.v14i1.1073

Abstract

This research aims to examine the relationship between monetary policy and inflation in Indonesia. The research method uses quantitative descriptive. The analysis model used is a vector autoregressive model. The research results show that the money supply has no long-term effect on inflation in Indonesia. The exchange rate has a long-term effect on inflation in Indonesia. Interest rates have no long-term effect on inflation in Indonesia.
PENGARUH PENGETAHUAN DAN FAKTOR KELUARGA TERHADAP KEBERLANGSUNGAN USAHA INDUSTRI GARAM DI KECAMATAN JANGKA mauliza, mauliza; Wahyuni, Sri; Nova, Nova
Ekonomika : Jurnal Ekonomi dan Pembangunan Vol 15 No 2 (2023): Ekonomika, September 2023
Publisher : Fakultas Ekonomi Universitas Almuslim Bireuen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51179/eko.v15i2.2547

Abstract

This research aims to explain the influence of knowledge and family factors on the sustainability of the salt industry business in Panjang District. The type of data is primary data using quantitative research methods and multiple linear regression model analysis. The results of this research state that knowledge influences the sustainability of the salt industry business. Family factors influence the sustainability of the salt industry business. Simultaneously, knowledge and family factors influence the sustainability of the salt industry business in Panjang District by 20.6%.
ANALISIS PRODUKTIVITAS PEGADAIAN SYARIAH BERDASARKAN UNSUR HUMAN CAPITAL (Studi Kasus Pada Pegadaian Syariah Kabupaten Aceh Jaya) Rizwan, Rizwan; Nova, Nova
Ekonomika : Jurnal Ekonomi dan Pembangunan Vol 15 No 1 (2023): Ekonomika, Maret 2023
Publisher : Fakultas Ekonomi Universitas Almuslim Bireuen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51179/eko.v15i1.2586

Abstract

Research in the form of a case study at one of the sharia pawnshops in Aceh Jaya district. In the form of survey research, descriptive and verification research types. It was found that: (1) the human capital factor based on individual capability was achieved at 78.3%. Individual motivation with an achievement level of 82%. The leadership aspect is still low at 74%. The organizational climate aspect is quite good at 82.3%, and the workgroup effectiveness aspect reaches 80.5%. The work productivity level of sharia pawnshops in Aceh Jaya is 80.67%.  (2) Simultaneously, the relationship between human capital and work productivity is 0.898 with a large contribution of human capital from the elements of individual capability, individual motivation, leadership, the organizational climate, and workgroup effectiveness to work productivity, amounting to 80.7%.
ANALISIS FAKTOR DETERMINAN PENGAMBILAN KEPUTUSAN INVESTASI DI PASAR KRIPTO Wahyudi, Andi; Mukhlis, Mukhlis; Nova, Nova; Musrizal, Musrizal
Ekonomika : Jurnal Ekonomi dan Pembangunan Vol 16 No 1 (2024): Ekonomika, Maret 2024
Publisher : Fakultas Ekonomi Universitas Almuslim Bireuen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51179/eko.v16i1.2656

Abstract

Investors often make irrational investment decisions. Decisions are often based on judgments that are far from rational assumptions. This research aims to examine the influence of experience regret, risk tolerance, illusion of control and financial literacy on investment decisions in the crypto market. Data was collected using an online media-based questionnaire instrument via Google Form involving 112 investor respondents who actively invest in cryptocurrencies. The data was processed and analyzed using the E-Views 10 software application. The types of data in this research are primary and secondary data using quantitative research methods and multiple linear regression models. The results of this research show that experience regret, risk tolerance and illusion of control do not influence investment decisions in the crypto market. Meanwhile, financial literacy influences investment decisions in the crypto market but at a significance level of 10 percent. It is very necessary to have clear regulations in the crypto market in an effort to provide protection to investors. Remember, the definition of crypto currency has different views.
ANALISIS HUBUNGAN KEBIJAKAN MONETER DENGAN INFLASI DI INDONESIA Nova Nova
Ekonomika : Jurnal Ekonomi dan Pembangunan Vol 14 No 1 (2022): Ekonomika, Maret 2022
Publisher : Fakultas Ekonomi Universitas Almuslim Bireuen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51179/eko.v14i1.1073

Abstract

This research aims to examine the relationship between monetary policy and inflation in Indonesia. The research method uses quantitative descriptive. The analysis model used is a vector autoregressive model. The research results show that the money supply has no long-term effect on inflation in Indonesia. The exchange rate has a long-term effect on inflation in Indonesia. Interest rates have no long-term effect on inflation in Indonesia.
Analysis of Factors Affecting Workforce Productivity in the Steel Tower Production Division of PT X Syahputra, Rizki Agam; Arifin, Riski; Pamungkas, Iing; Ridha, Arrazy Elba; Irawan, Risnadi; Nova, Nova
Jurnal Industri dan Inovasi (INVASI) Vol 2, No 2 (2025): Maret
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study analyzes the impact of age, wages, work environment, working hours, and work experience on workforce productivity in the Steel Tower Production Division of PT X using multiple linear regression (SPSS 16). The analysis includes validity, reliability, multicollinearity, heteroscedasticity, and hypothesis testing. Results show no multicollinearity or heteroscedasticity issues. The R² value (0.545) indicates that 54.5% of productivity variance is explained by the independent variables, while 45.5% is influenced by other factors. However, F-test and T-test results indicate that none of the variables significantly affect productivity.This suggests that other factors, such as motivation or job satisfaction, may play a larger role. Future research should explore these aspects to gain deeper insights.
Co-Authors Abd. Rasyid Syamsuri Adityo Raynaldo Alfanan, Azir Andi Wahyudi Annisa Annisa Annisa Suci Ramadhani Antonio Imanda, Antonio Arif Afendi Arifin, Riski Ariyanto Nugroho Arrazy Elba Ridha Bunaiya, Riza C. Kader, Bando Amin Cecep Kusmana Christiana Sebatubun, Magdalena Priska Dahlia Dahlia Dendi M Agustiana Diah, Muhammad Diding Nurdin, Diding Diman, Paul Dwi Ispriyanti Erfansyah, Muhammad Eti Heryati Evi Lorita, Evi Fatimah Zuhra Flora Ferlin Lipungan Gina, Gina Hidayat, Nenden Rostini Hikmat Pramajati Iing Pamungkas Irawan, Risnadi Januar, Januar Larasati, Jesicha Fitria Lisa Lisa, Lisa M. Rasyidin Marniati Marniati, Marniati Maryaningsih, Maryaningsih Mauliza, Mauliza Merli, Merli Mukarlina, Mukarlina Mukhlis Mukhlis Musrizal, Musrizal Naisabur, Nanang Piki Setri Pernantah Prima Astuti Handayani Puji, Puji purwaka, albertus Rahma Rahma Rahmi, Ulva Reva, Reva Rika Rika Rikardo, Yanuar Rizki Agam Syahputra Rizwan, Rizwan Ruslandi Ruslandi SANTOSO SANTOSO Saputra, Harius Eko Sariningsih, Marida Setiawan Setiawan Soekardi, Rodiyah Sopian Sopian Sri Wahyuni Sulong, Zunaidah Suwarto Suwarto Yundari, Yundari Yusrawati Yusrawati Yusuarsono, Yusuarsono Zulfa Zakiah Zulfikar Zulfikar