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An Analysis of Halal Regulation and Its Implications for MSMEs: A Systematic Literature Review Awalludin, Taufiq; Tamamudin, Tamamudin; Sadali, Ayatullah
Neraca Vol. 21 No. 1 (2025): NERACA
Publisher : FEB Universitas Muhammadiyah Pekajangan Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48144/neraca.v21i1.2099

Abstract

This study aims to analyze halal regulations and their implications for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia through a systematic literature review approach. The halal regulations, established by Law Number 33 of 2014 concerning Halal Product Assurance, mandate businesses to comply with halal certification standards, directly impacting the dynamics of MSME operations. Using the PRISMA 2020-based systematic literature review method, this study identified and synthesized 40 selected scholarly articles from major databases such as Scopus, Google Scholar, and ScienceDirect. The analysis reveals that the implementation of halal regulations offers significant opportunities for MSMEs to enhance competitiveness, market access, and consumer trust, particularly in the rapidly growing domestic and global halal markets. However, notable challenges were also identified, including limited access to information, relatively high certification costs, and insufficient technical assistance from relevant institutions. These implications call for collaborative strategies between the government, certification bodies, and MSMEs to create an inclusive and sustainable halal ecosystem. This study contributes original insights to the literature by offering a critical synthesis of the dynamics surrounding halal regulation and evidence-based policy recommendations to strengthen the MSME sector. It is expected that this research will serve as a vital reference for policymakers, academics, and practitioners in optimizing the potential of the national halal sector.   REFERENSI Ab Talib, M. S., & Hamid, A. B. A. (2014). Halal logistics and the impact on supply chain management: A conceptual framework. International Journal of Logistics Systems and Management, 17(3), 269–290. https://doi.org/10.1504/IJLSM.2014.059821 Ab Talib, M.S., & Hamid, A.B.A. (2014). Halal logistics in Malaysia: A SWOT analysis. Journal of Islamic Marketing, 5(3), 322–343. https://doi.org/10.1108/JIMA-03-2013-0018 Abd Rahman, A., Asrarhaghighi, E., & Ab Rahman, S. (2015). Consumers and halal cosmetic products: Knowledge, religiosity, attitude and intention. Journal of Islamic Marketing, 6(1), 148–163. https://doi.org/10.1108/JIMA-09-2013-0068 Alserhan, B. A. (2010). On Islamic branding: Brands as good deeds. Journal of Islamic Marketing, 1(2), 101–106. https://doi.org/10.1108/17590831011055842 Ambali, A. R., & Bakar, A. N. (2014). People's awareness on halal foods and products: Potential issues for policy-makers. Procedia - Social and Behavioral Sciences, 121, 3–25. https://doi.org/10.1016/j.sbspro.2014.01.1104 Awan, H.M., Siddiquei, A.N., & Haider, Z. (2015). Factors affecting Halal purchase intention: Evidence from Pakistan’s Halal food sector. Management Research Review, 38(6), 640–660. https://doi.org/10.1108/MRR-01-2014-0022 Bonne, K., & Verbeke, W. (2008). Religious values informing halal meat production and the control and delivery of halal credence quality. Agriculture and Human Values, 25, 35–47. https://doi.org/10.1007/s10460-007-9076-y Fauzia, A., & Latief, I. (2021). Biaya sertifikasi halal dan dampaknya terhadap UMKM pangan. Jurnal Manajemen Usaha Kecil, 9(3), 201–215. Golnaz, R., Zainalabidin, M., Mad Nasir, S., & Eddie Chiew, F. C. (2010). Non-Muslims’ awareness of halal principles and related food products in Malaysia. International Food Research Journal, 17(3), 667–674. Lada, S., Tanakinjal, G. H., & Amin, H. (2009). Predicting intention to choose halal products using Theory of Reasoned Action. International Journal of Islamic and Middle Eastern Finance and Management, 2(1), 66–76. https://doi.org/10.1108/17538390910946276 Mohayidin, M.G., & Kamarulzaman, Y. (2014). Halal logistics: the Malaysian perspective. Asia Pacific Journal of Marketing and Logistics, 26(4), 556–573. https://doi.org/10.1108/APJML-06-2013-0066 Muhammad, N., Leong, V.S., & Nadarajah, D. (2016). Halal food certification and business performance: The Malaysian food manufacturing industry. British Food Journal, 118(8), 1973–1987. https://doi.org/10.1108/BFJ-12-2015-0487 Norazah, M. S. (2015). Halal certification: A strategic marketing tool for small and medium enterprises (SMEs) in Malaysia. Procedia - Social and Behavioral Sciences, 172, 42–48. https://doi.org/10.1016/j.sbspro.2015.01.334 Page, M. J., McKenzie, J. E., Bossuyt, P. M., Boutron, I., Hoffmann, T. C., Mulrow, C. D., ... & Moher, D. (2021). The PRISMA 2020 statement: An updated guideline for reporting systematic reviews. BMJ, 372, n71. https://doi.org/10.1136/bmj.n71 Rachmawati, R., Nugroho, Y., & Prasetyo, E. (2020). Peluang ekspor produk halal Indonesia dalam meningkatkan daya saing UMKM. Jurnal Perdagangan Internasional, 12(1), 77–90. Rezai, G., Mohamed, Z., & Shamsudin, M.N. (2012). Non-Muslim consumers’ understanding of Halal principles in Malaysia. Journal of Islamic Marketing, 3(1), 35–46. https://doi.org/10.1108/17590831211206572 Riaz, M. N., & Chaudry, M. M. (2004). Halal Food Production. CRC Press. https://doi.org/10.1201/9780203490035 Sani, N.A.M., & Dahlan, H.A. (2015). A Holistic Halal Ecosystem for Malaysian SMEs: A Preliminary Insight. Procedia Economics and Finance, 37, 514–520. https://doi.org/10.1016/S2212-5671(16)30159-0 Snyder, H. (2019). Literature review as a research methodology: An overview and guidelines. Journal of Business Research, 104, 333–339. https://doi.org/10.1016/j.jbusres.2019.07.039 Tieman, M. (2011). The application of Halal in supply chain management: in-depth interviews. Journal of Islamic Marketing, 2(2), 186–195. https://doi.org/10.1108/17590831111139893 Tieman, M., Vorst, J.G.A.J., & Ghazali, M.C. (2012). Principles in halal supply chain management. Journal of Islamic Marketing, 3(3), 217–243. https://doi.org/10.1108/17590831211259727 Tieman, M. (2011). The application of halal in supply chain management: In-depth interviews. Journal of Islamic Marketing, 2(2), 186–195. https://doi.org/10.1108/17590831111139893 Tieman, M., van der Vorst, J. G. A. J., & Ghazali, M. C. (2012). Principles in halal supply chain management. Journal of Islamic Marketing, 3(3), 217–243. https://doi.org/10.1108/17590831211259727 Tranfield, D., Denyer, D., & Smart, P. (2003). Towards a methodology for developing evidence-informed management knowledge by means of systematic review. British Journal of Management, 14(3), 207–222. https://doi.org/10.1111/1467-8551.00375 Winarno, F. G., & Purwanti, T. (2021). Tantangan UMKM dalam implementasi sertifikasi halal: Analisis di Kota Bandung. Jurnal Industri dan Usaha Kecil, 16(2), 134–148. Winarno, F.G., & Purwanti, T. (2021). Tantangan UMKM dalam Implementasi Sertifikasi Halal: Analisis di Kota Bandung. Jurnal Industri dan Usaha Kecil, 16(2), 134–148. Wilson, J. A. J., & Liu, J. (2011). The challenges of Islamic branding: Navigating emotions and halal. Journal of Islamic Marketing, 2(1), 28–42. https://doi.org/10.1108/17590831111115222 Yusof, S.A.M., & Jusoh, W.J.W. (2013). Islamic branding: the understanding and perceptions of Muslim consumers in Malaysia. Asian Social Science, 9(10), 92–101. https://doi.org/10.5539/ass.v9n10p92  
Build Loyalty with Islamic Relationship Marketing and Trust Through Satisfaction Tamamudin; Saddam Husein; Anas Hidayat
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 1 (2022): Volume 6 Nomor 1 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i1.3938

Abstract

This study examines and explains how loyalty is built with Islamic relationship marketing and trust through customer satisfaction. The success of a company in getting satisfied customers will have an impact on customer loyalty. Although relationship marketing research is a popular topic, research on relationship marketing from an Islamic perspective is very limited. Relationship marketing from an Islamic perspective is interesting because it is very relevant to be practicedin today's business development. The quantitative approach used in this study, the data collection method through questionnaires with non-probability sampling techniques, the number of respondents was 76, the data analysis technique used in this study was Path Analysis. The results showed that there was a relationship between Islamic relationship marketing and trust which had a direct effect on customer satisfaction. Islamic relationship marketing and trust directly affect loyalty, and consumer satisfaction has a direct effect on loyalty. Consumer satisfaction can play a role as a mediating variable between Islamic relationship marketing and trust on loyalty.
The Relation Between Price, Product Quality, And Image of A Batik Brand Toward Customer Satisfaction Tamamudin
International Journal of Islamic Business and Economics (IJIBEC) Vol 1 No 1 (2017): Volume 1 Nomor 1 Tahun 2017
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v1i1.883

Abstract

This study reviews whether there is a relation between price, product quality, and image of a batik brand toward customer satisfaction. This study uses quantitative research. The method that is used in collecting primary data is random sampling method. There are a hundred (100) responders as the sample of this study. The data in this study is obtained from questionnaire (primary), several observations, and direct interview with the party who is related to customer criteria that comes to buy Batik Tamina between July and September 2016. The analysis technique of this study is multiple regression analysis and the hypothesis test of this study is partial T−test and simultaneous F−test with less than 5% (0.05) of significance level, and Coefficient Determination Test (R2). The result of this study shows that price (X1) has a relation to customer satisfaction (Y) with 0.046<0.05 of significance level. Product quality (X2) has no significant relation to customer satisfaction (Y) with 0.138>0.05 of significance level. Partially, a brand's image (X3) has a significant relation to customer satisfaction (Y) with 0.00>0.05 of significance level. The amount of the relation between price (X1), product quality variables (X2), and brand's image variables (X3) toward the customer satisfaction variables (Y) is 40.5% while the rest (59.5) are explained by other factors that are not mentioned in this study.
Islamic Banking Efficiency and Sharia Compliance: Comparative Insights from Indonesia and Malaysia Pratama, Versiandika Yudha; Suryo, Ibnu; Rismawati, Shinta Dewi; Devy, Happy Sista; Tamamudin, Tamamudin
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 14 No. 2 (2025): IN PROGRESS
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.29499

Abstract

The rapid expansion of Islamic banking in Southeast Asia has positioned Indonesia and Malaysia as central actors in the global Islamic finance landscape. However, despite their shared religious and economic foundations, structural differences in regulatory frameworks, financial innovation, and market development have produced varying levels of institutional performance and sharia compliance. This study aims to compare the financial and sharia performance of Islamic commercial banks in both countries by employing the Sharia Conformity and Profitability Index (SCnPI), which integrates sharia compliance indicators—Zakat Performance Ratio (ZPR), Profit Sharing Ratio (PSR), and Islamic Income Ratio (IIR)—with profitability indicators—Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin (NPM). Using a quantitative comparative design, the study analyzes secondary data from 25 Islamic commercial banks (12 from Indonesia and 13 from Malaysia) for the 2022–2023 period, selected through purposive sampling. Data were analyzed using the Shapiro–Wilk test for normality and either the independent sample t-test or Wilcoxon signed-rank test for mean comparison. The results indicate significant differences in PSR and NPM, with Indonesia showing higher PSR values due to dominant musyarakah-based financing, and Malaysia exhibiting higher NPM, reflecting stronger cost efficiency and profit management. Other indicators show no statistical difference. These findings emphasize the influence of governance systems and managerial focus on financial outcomes and suggest that improving transparency, risk-sharing mechanisms, and operational efficiency could enhance Islamic banking resilience across the region. Abstrak Efisiensi dan Kepatuhan Syariah dalam Perbankan Syariah: Analisis Komparatif dari Indonesia dan Malaysia. Perkembangan pesat perbankan syariah di Asia Tenggara menempatkan Indonesia dan Malaysia sebagai dua negara utama dalam industri keuangan Islam global. Namun, meskipun memiliki dasar ekonomi dan religius yang serupa, perbedaan dalam kerangka regulasi, inovasi keuangan, dan tingkat kematangan pasar menyebabkan variasi dalam kinerja institusional dan kepatuhan terhadap prinsip syariah. Penelitian ini bertujuan membandingkan kinerja keuangan dan kepatuhan syariah bank umum syariah di kedua negara dengan menggunakan Sharia Conformity and Profitability Index (SCnPI), yang mengintegrasikan indikator kepatuhan syariah—Rasio Kinerja Zakat (ZPR), Rasio Bagi Hasil (PSR), dan Rasio Pendapatan Syariah (IIR)—dengan indikator profitabilitas—Return on Assets (ROA), Return on Equity (ROE), dan Net Profit Margin (NPM). Penelitian kuantitatif ini menggunakan data sekunder dari 25 bank umum syariah (12 dari Indonesia dan 13 dari Malaysia) periode 2022–2023 yang dipilih melalui metode purposive sampling. Analisis data dilakukan menggunakan uji normalitas Shapiro–Wilk dan uji komparatif t-test sampel independen atau uji peringkat bertanda Wilcoxon. Hasil penelitian menunjukkan perbedaan signifikan pada PSR dan NPM, di mana bank syariah Indonesia memiliki PSR lebih tinggi karena dominasi pembiayaan musyarakah, sedangkan Malaysia memiliki NPM lebih tinggi yang mencerminkan efisiensi biaya dan manajemen laba yang lebih baik. Indikator lainnya tidak menunjukkan perbedaan signifikan. Temuan ini menegaskan pengaruh sistem tata kelola dan orientasi manajerial terhadap kinerja keuangan serta pentingnya peningkatan transparansi, mekanisme bagi hasil, dan efisiensi operasional dalam memperkuat ketahanan perbankan syariah di kawasan.
MENGANTISIPASI PASAR TERBUKA DENGAN MENCIPTAKAN KEUNGGULAN BERSAING MELALUI PENDEKATAN STRATEGI PEMASARAN (Pendekatan Marketing Mix dalam Prespektif Islam) Tamamudin
Jurnal Hukum Islam Vol 10 No 2 (2012)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v10i2.568

Abstract

Islam has economic and business systems that are well defined and have proven their efficacy and strength. In marketing practices, Islamic teachings embedded in the Quran, Hadits of the Prophet (pbuh), Ijma’ (consensus), and Qiyas (analogy) have a foundation that is based on equity and justice. This paper attempts to identify the main characteristics of the Islamic perspective on the framework of marketing mix. The paper analyses the four pillars of marketing mix which are product, price, promotion, place and people. The paper adopts the methodology of evaluating the prevailing practices of marketing mix from an Islamic perspective with the sole aim to highlight the efficacy and strength of an Islamic ethical framework. Finally, the paper illustrates that Islam provides a framework for the creating and sustaining of a strong ethical marketing culture.
MEREFLEKSIKAN TEORI PEMASARAN KE DALAM PRAKTIK PEMASARAN SYARIAH Tamamudin
Jurnal Hukum Islam Vol 12 No 2 (2014)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v1i1.557

Abstract

Marketing has undergone rapid development since the 1990s. Until now, marketing is not only known as a practical element but marketing is also known as one of the disciplines. In other words, marketing has elements of the scientific method that can produce marketing theories. However, marketing does not have a general theory that can explain all aspects related to marketing itself. The fact that marketing continues to play an important role in corporate strategy in several companies indicate that there is an opportunity and take a real approach to build marketing competence as a source of competitive advantage. Business practices and marketing today is experiencing a shift or a transformation from an intellectual level (rational), to the emotional, spiritual, and finally to. On the intellectual level (rational), marketers will address the functional-technical marketing by using a number of marketing variables that exist, such as the marketing mix (marketing mix), market segmentation, targeting, branding, positioning.
PROMOSI INDUSTRI BATIK PEKALONGAN (Penerapan, Kemudahan, dan Hambatan) Tamamudin
Jurnal Hukum Islam Vol 13 No 2 (2015)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v13i2.489

Abstract

Pekalongan city is one of the produce regions batik. Geographically, small industry and large garment industry compete in the marketing of Pekalongan batik spread and extends beyond Pekalongan. Promotion strategy itself is the best combination of variables advertising, personall selling, promotions and other publicity semuanaya planned to achieve sales program. The type of research is a field research. The approach used in the study is a qualitative approach, the research procedures that produce descriptive data, in the form of words written or spoken of the people and observed behavior. Batik industry in Pekalongan in the implementation of the strategy promotion strategy promotional mix or promotional mix (promotional mix) that is noticed and keep the blend of Personal selling by opening stores or shop and email services for e-commerce, advertising to advertise in several electronic media and newspapers, sales promotion with several exhibitions held in Pekalongan Pekalongan and outside the city, and publicity by utilizing the internet.
Perilaku Produksi Industri Batik Kota Pekalongan Menurut Etika Produksi Islam Tamamudin
Jurnal Hukum Islam Vol 14 No 2 (2016)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v0i0.671

Abstract

Pekalongan known as a city whose economies are based on the batik industri, for the quality of the city of Pekalongan batik is in excellent condition, is evidenced by the absence of some in Pekalongan batik industri that already exports its products to various countries. Ethics is very important to be applied in the production process to minimize any production activities that cause harm. Greed of man and the love of the world is one thing that makes people act not in accordance with the rules or ethics, so that the rules of values and norms have a very important position in the control action in order not to cause dangerous to other human beings, in running the batik industri, the company always trying to follow the principle of balance in all aspects. Balance is the key to the survival of the company.
Persepsi Masyarakat Desa Balamoa Kabupaten Tegal Terhadap BMT Mitra Bersama Kabupaten Tegal Dalam Pemberdayaan Ekonomi Masyarakat Fatikha, Naeli; Tubagus Surur, Achmad; Tamamudin
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 1 Mei 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

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Abstract

This study aims to determine the perceptions of the people of Balamoa Village, Tegal Regency towards BMT Mitra Bersama, Tegal Regency in carrying out community economic empowerment. This research uses a qualitative method. The data collection method in this study was obtained from interviews and direct observation as primary data. The secondary data was obtained from various literature such as journals, books, and other relevant references. This research was conducted in Balamoa Village, Tegal Regency and BMT Mitra Bersama Tegal Regency from 15 June 2023 to 28 June 2023. The results showed that the community's perception of BMT Mitra Bersama Tegal Regency showed good results, they assessed the contribution of BMT to community economic empowerment which is carried out through financing and savings is quite positive and efficient considering that BMT Mitra Bersama Tegal Regency gives priority to people whose economies are in the lower middle class. This can be seen from the increase in the income of members who make financing or savings. In addition, they claim that the socialization and promotion of BMT Mitra Bersama in Tegal Regency is quite good, the products provided are also very varied so that they can be selected according to the needs of their members.
KONSEP AKAD QARD DALAM FIQIH MUAMALAH DAN RELEVANSINYA TERHADAP FUNGSI INTERMEDIASI SOSIAL BANK SYARIAH Saputri, Diva Eka; Indah Purwanti; Tamamudin
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 4, No 2 November 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

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Abstract

Akad Qarḍ dalam fikih muamalah dipahami sebagai instrumen keuangan berbasis tabarru’ yang menekankan nilai kebajikan, solidaritas, dan tolong-menolong. Penelitian ini menggunakan pendekatan kualitatif dengan jenis studi kepustakaan (library research) melalui analisis literatur klasik maupun kontemporer, termasuk buku, jurnal, dan dokumen akademik terkait. Teknik analisis data dilakukan secara deskriptif-analitis melalui tahapan reduksi, klasifikasi, dan interpretasi untuk memperoleh pemahaman yang komprehensif. Hasil penelitian menunjukkan bahwa akad qarḍ berperan penting dalam membantu masyarakat memenuhi kebutuhan mendesak, memberikan akses modal tanpa bunga bagi pelaku usaha kecil, serta memperkuat fungsi intermediasi sosial bank syariah. Keunggulan akad ini terletak pada kemampuannya memperluas inklusi keuangan, membangun kepercayaan publik, dan mempertegas identitas bank syariah sebagai lembaga yang tidak hanya berorientasi pada profit, tetapi juga pada kemaslahatan sosial. Implementasi di lapangan masih menghadapi keterbatasan dana, potensi gagal bayar, dan regulasi yang belum sepenuhnya mendukung pengembangan produk sosial. Kondisi ini menuntut adanya inovasi, sinergi antar lembaga, serta regulasi yang lebih komprehensif agar akad qarḍ dapat dijalankan secara berkelanjutan. Pengembangan selanjutnya berpotensi diarahkan pada integrasi dengan dana sosial zakat, infak, sedekah, dan wakaf serta pemanfaatan teknologi digital untuk memperkuat peran sosial bank syariah dalam pembangunan ekonomi yang berkeadilan